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Policy shift: Health cover rates vary across states
Policy shift: Health cover rates vary across states

Time of India

time14 hours ago

  • Health
  • Time of India

Policy shift: Health cover rates vary across states

MUMBAI: With healthcare costs varying widely across Indian states, insurers are shifting away from uniform pricing toward region-specific health policies. Bajaj Allianz General Insurance has launched customised state-wise health insurance plans, adjusting premiums and benefits to reflect local medical costs, infrastructure, and regulations. Bajaj Allianz General Insurance's initiative is designed to address inefficiencies in traditional one-size-fits-all pricing. "The idea behind this cover is to increase coverage of the missing-middle by making health insurance more affordable for them," said Bhaskar Nerurkar, head of health administration at Bajaj Allianz General Insurance. "At present, there is an element of cross-subsidy where people in areas with low-cost healthcare end up subsidising for those with higher costs. " Narayana Health was among the first to offer region-specific policies linked to its hospitals. Bajaj Allianz General Insurance takes this further by refining prices at the state level. While policies are sold based on current residence, policyholders can still receive treatment anywhere in the country. "Regional variations in healthcare claims frequency and severity across India are significantly influenced by diverse factors, including the specific causes for hospitalization," said Satish Gidugu, CEO of Medi Assist, the largest third-party administrator. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Scam Exposed: What They Won't Tell You about zero trust! Expertinspector Click Here Undo "The heightened concentration of tertiary and quaternary care facilities and the greater incidence of claims within Tier-1 cities further accentuate these regional disparities." He added that insurers can now leverage improved data accessibility to more precisely customize their offerings. BAGIC's plans cover all states and UTs, factoring in local disease patterns, hospital charges, and govt scheme implementation. Stay informed with the latest business news, updates on bank holidays and public holidays . AI Masterclass for Students. Upskill Young Ones Today!– Join Now

Hospital marks milestone in cell therapy treatment
Hospital marks milestone in cell therapy treatment

Hans India

timea day ago

  • Health
  • Hans India

Hospital marks milestone in cell therapy treatment

Bengaluru: In a landmark development for cancer care in India and for Chimeric Antigen Receptor T-cell (CAR T) therapy, two patients in Bengaluru have completed three years of successful follow-up, one of the longest documented survivals in South India. The patients were treated with CAR T therapy for relapsed follicular lymphoma. In a press conference organised by Narayana Health on Wednesday, Dr Sharat Damodar, Chairman of the Oncology Collegium at Narayana Health, said these cases reflect the transformative potential of CAR T therapy for patients who have exhausted all other options. Narayana Health had treated the two patients – a woman aged 66 and a man aged 43.

Hospital launches advanced 3D mammography system
Hospital launches advanced 3D mammography system

Time of India

time13-06-2025

  • Health
  • Time of India

Hospital launches advanced 3D mammography system

New Delhi: Dharamshila Narayana Superspeciality Hospital launched an advanced 3D mammography system on Thursday to commemorate the Cancer Survivor Month. During the inauguration ceremony, attended by chief minister Rekha Gupta as the chief guest, the hospital launched a comprehensive free women's health cancer screening programme and implemented the Ayushman Bharat scheme . The newly installed 3D mammography equipment provides accurate, efficient breast screenings with minimal radiation exposure. This technology enables early detection of abnormalities, making cancer screening accessible to women across economic sections, thereby reducing instances of late-stage breast cancer diagnoses. During the mammography unit launch, the chief minister said that "this unit is specially designed for the early detection of breast cancer in women, enabling timely treatment. Equipped with fully digital technology, the unit ensures quick and accurate diagnosis using the latest medical equipment." She added that "cancer is a disease that causes emotional turmoil for entire families when it strikes. However, advancements in medical science today have made early detection and effective treatment possible." Speaking at the event, Dr Emmanuel Rupert, managing director and Group CEO of Narayana Health, explained the significance of the new initiatives. He outlined the screening programme offering 5,000 free pap smear tests and 5,000 free mammography screenings, alongside clinical breast examinations, cervical cancer screening, and lifestyle counselling for underprivileged women and Ayushman Bharat beneficiaries. He also mentioned the introduction of a mobile diagnostic unit providing mammograms and laboratory tests to underserved areas in Delhi.

Hospital launches advanced 3D mammography system
Hospital launches advanced 3D mammography system

Time of India

time12-06-2025

  • Health
  • Time of India

Hospital launches advanced 3D mammography system

New Delhi: Dharamshila Narayana Superspeciality Hospital launched an advanced 3D mammography system on Thursday to commemorate the Cancer Survivor Month. During the inauguration ceremony, attended by chief minister Rekha Gupta as the chief guest, the hospital launched a comprehensive free women's health cancer screening programme and implemented the Ayushman Bharat scheme. The newly installed 3D mammography equipment provides accurate, efficient breast screenings with minimal radiation exposure. This technology enables early detection of abnormalities, making cancer screening accessible to women across economic sections, thereby reducing instances of late-stage breast cancer diagnoses. During the mammography unit launch, the chief minister said that "this unit is specially designed for the early detection of breast cancer in women, enabling timely treatment. Equipped with fully digital technology, the unit ensures quick and accurate diagnosis using the latest medical equipment." She added that "cancer is a disease that causes emotional turmoil for entire families when it strikes. However, advancements in medical science today have made early detection and effective treatment possible. " Speaking at the event, Dr Emmanuel Rupert, managing director and Group CEO of Narayana Health, explained the significance of the new initiatives. He outlined the screening programme offering 5,000 free pap smear tests and 5,000 free mammography screenings, alongside clinical breast examinations, cervical cancer screening, and lifestyle counselling for underprivileged women and Ayushman Bharat beneficiaries. He also mentioned the introduction of a mobile diagnostic unit providing mammograms and laboratory tests to underserved areas in Delhi. TNN Follow more information on Air India plane crash in Ahmedabad here . Get real-time live updates on rescue operations and check full list of passengers onboard AI 171 .

World No Tobacco Day 2025: Protecting Tiny Hearts— The Silent Victims Of Smoking
World No Tobacco Day 2025: Protecting Tiny Hearts— The Silent Victims Of Smoking

India.com

time31-05-2025

  • Health
  • India.com

World No Tobacco Day 2025: Protecting Tiny Hearts— The Silent Victims Of Smoking

Every year, World No Tobacco Day on May 31 is a stark reminder of the devastating health impacts of tobacco. While much of the focus is on the smoker, there is very little attention on the quiet tragedy that befalls those who have no voice, no choice, and no protection — unborn babies and pregnant mothers. Dr Rujul Jhaveri - Consultant Obstetrics & Gynaecologist Narayana Health SRCC Children's Hospital, Mumbai shares how to protect tiny hearts who are silent victims of smoking. A Baby's First Breath Should Not Begin with Smoke From the moment a woman conceives, her body becomes a sanctuary — nurturing and growing new life. But when tobacco enters this sacred space, it brings poison instead of protection. Cigarette smoke contains over 7,000 harmful chemicals, many of which go past the placenta and reach the baby, disrupting what should be a safe, nurturing environment. The Real Cost of Smoking During Pregnancy Smoking and pregnancy do not mix. Any exposure to tobacco – whether direct or indirect – can lead to adverse outcomes during pregnancy. Some of them include: Low Birth Weight and Premature Birth - Nicotine and carbon monoxide reduce oxygen and nutrients to the baby, often resulting in low birth weight and preterm delivery. These babies may spend weeks in neonatal ICUs, fighting to survive with underdeveloped organs. Sudden Infant Death Syndrome (SIDS) - Smoking during pregnancy or near a newborn doubles the risk of SIDS, a tragic and sudden loss of life that shatters families. Lifelong Struggles - Children born to mothers who smoke may experience developmental delays, learning disabilities, chronic respiratory conditions, and even behavioural issues like ADHD. Miscarriage and Stillbirth - Tobacco increases the risk of miscarriage and stillbirth. Entire lives are lost before they begin — not due to chance, but due to exposure to toxic substances that could have been avoided. The Hidden Dangers of Secondhand Smoke You don't have to be the one smoking to harm your baby. Secondhand smoke — from a partner, family member, or co-worker — can be just as lethal. Pregnant women exposed to it are more likely to face complications like placental abruption, preterm labour, and growth restrictions in the baby. After Birth: The Battle Continues The dangers don't disappear once the baby is born. Side effects of tobacco / smoking are far reaching: ➔ Babies exposed to smoke are more likely to suffer from asthma, bronchitis, frequent infections, and even sudden death. ➔ They may grow up in environments where smoking is normalised, increasing their likelihood of becoming smokers too — perpetuating a deadly cycle. There Is Hope: Pregnancy Can Help Triumph Over Addiction Quitting smoking is one of the hardest challenges many face — but pregnancy offers a profound reason to do it. Thousands of mothers have successfully quit, not because it was easy, but because the life growing inside them was worth every struggle. And if a pregnant woman wants to quit smoking, she does not need to walk alone. Help is available: ➔ Counselling and support groups specifically for pregnant women ➔ Nicotine replacement therapy under medical guidance ➔ Smoke-free home campaigns that involve the whole family

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