Latest news with #MickDrivesGuys
Daily Mirror
30-04-2025
- Automotive
- Daily Mirror
Drivers urged to write one word on car insurance to slash cost by 25 percent
Motorists could save up to 25% on premiums by tweaking just one word in their job title when applying for car insurance Drivers across the UK are being encouraged to reconsider how they describe their profession when completing car insurance forms. A simple change could save them hundreds of pounds. According to YouTuber Mick Drives Guys, simply rewording your job title could cut insurance costs by as much as 25%. The advice comes as premiums continue to soar, particularly for younger or first-time drivers. "This one is really good," Mick said in a recent video. "It can really work for literally anybody that's looking to insure a car, it doesn't have to be the young driver. That is to rephrase your job." Mick explained how he personally saved money by slightly altering his title. "So, say for example, there was a while back, I was an Operations Manager, I worked for a tech company," he said. Mick continues: "So what I did, rather than putting down Operations Manager Tech, which had really high insurance premiums for whatever reason, I guess tech guys crash cars, I changed it to Operations Manager Computer Services." The result? A surprising drop in his premium. "For whatever reason, I remember that reduced my insurance premium by like 25%," Mick added. "I think it went down from 1.6 to 1.2, a huge saving for no reason." While the job was the same, the terminology made all the difference. 'Tech and computer services are the same thing, but people just put down tech and miss out on huge savings on their car insurance,' he explained. The money-saving tip has also been backed by comparison experts at USwitch. 'You could use a different title for your job to lower the cost,' the platform said. 'A journalist could be a writer, for example, while a researcher could also be an analyst.' USwitch added that there's no one-size-fits-all solution, and some trial and error may be required. 'It's all a bit of trial and error here, though, especially as all insurers have their own definitions of professions,' they advised. In the same video, Mick urged viewers to pay attention to all the little ways they could save. 'If you're tired of spending a ton of money on car insurance, then this video is a must-watch!' he said. 'We'll dive into all the tips and tricks you need to get those rates down.' He added that the advice isn't just for beginners. "If you're a new driver, you'll wanna pay close attention," he said. "And for you driving pros, don't worry, we've got some advanced hacks to help you cut costs too." One grateful viewer shared their own experience after trying out the method. "I just applied for my first year's insurance on a 2014 Fiesta Ecoboost," they said. "Up in Liverpool, Mum as a named driver, 5000 miles a year, full comp, excess £850, managed to get it down to £1500." They'd previously been quoted an eye-watering £4500 for living in South London. "Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food?" they said. "I picked an excellent time to finally pass my test lol."
Wales Online
25-04-2025
- Automotive
- Wales Online
Drivers told to put one word on car insurance form to save 25% on premiums
Drivers told to put one word on car insurance form to save 25% on premiums A YouTuber has shared a golden tip for drivers looking to slash their car insurance premiums, with the trick said to save motorists up to 25% on their annual premium Car insurance costs can be cut with this hack (Image: boonchai wedmakawand via Getty Images ) Motorists have been offered a golden tip to cut their car insurance premiums by a staggering "25 per cent," courtesy of YouTube star Mick Drives Guys. Apparently, the secret is that it's all about how you describe your job on the insurance form. Mick revealed his clever trick, stating: "This one is really good. It can really work for literally anybody that's looking to insure a car, it doesn't have to be the young driver. That is to rephrase your job." He provided an example from his own life, where he made a small change that managed to cut his bill by 25%. For money-saving tips, sign up to our Money newsletter here . Article continues below He explained: "So say for example there was a while back I was an Operations Manager, I worked for a tech company. So what I did, rather than putting down Operations Manager Tech which had really high insurance premiums for whatever reason. I guess tech guys crash cars." He continued: "I changed it to Operations Manager Computer Services and for whatever reason I remember that reduced my insurance premium by like 25%. "I think it went down from 1.6 to 1.2, a huge saving for no reason. Tech and computer services are the same thing but people just put down tech and miss out on huge savings on their car insurance." Comparison site USwitch commented: "You could use a different title for your job to lower the cost. A journalist could be a writer, for example, while a researcher could also be an analyst." The YouTuber, who has almost 200k subscribers, remarked: "If you're tired of spending a ton of money on car insurance, then this video is a must-watch! We'll dive into all the tips and tricks you need to get those rates down. If you're a new driver, you'll wanna pay close attention. "We know how crazy expensive it can be when you're just starting out. And for you driving pros, don't worry, we've got some advanced hacks to help you cut costs too." A motorist shared their experience with Birmingham Live, saying: "I just applied for my first years insurance on a 2014 Fiesta Ecoboost. I'm 28 and currently living up north, but I was originally due to move to London this month. "My friend put in a quote for me a few months ago, for South London, in a relatively nice and quiet residential area I was looking at moving to, and got quoted about £4500". Article continues below "Up in Liverpool, Mum as a named driver, 5000 miles a year (might need to up that...), 21 days in the future, full comp, excess £850 - managed to get it down to £1500, which is honestly about the maximum I would ever want to pay. "Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food? ? ? ? ?". I picked an excellent time to finally pass my test lol."
Daily Mirror
24-04-2025
- Automotive
- Daily Mirror
One word drivers urged to put on car insurance form that can cut costs by 25%
Mick Drives Guys, a YouTuber with more than 6,000 subscribers, has been sharing his car insurance hacks - and this one is particularly useful for young motorists Motorists have been given a golden tip to slash their car insurance premiums by a whopping "25 per cent," thanks to advice from YouTube sensation Mick Drives Guys. The trick? It's all about how you describe your job on the insurance form. Mick shared his savvy secret, explaining: "This one is really good. It can really work for literally anybody that's looking to insure a car, it doesn't have to be the young driver. That is to rephrase your job." He gave an example from his own experience: "So say for example there was a while back I was an Operations Manager, I worked for a tech company. "So what I did, rather than putting down Operations Manager Tech which had really high insurance premiums for whatever reason. I guess tech guys crash cars. I changed it to Operations Manager Computer Services and for whatever reason I remember that reduced my insurance premium by like 25%. "I think it went down from 1.6 to 1.2, a huge saving for no reason. Tech and computer services are the same thing but people just put down tech and miss out on huge savings on their car insurance." Comparison site USwitch said: "You could use a different title for your job to lower the cost. A journalist could be a writer, for example, while a researcher could also be an analyst. "It's all a bit of trial and error here though, especially as all insurers have their own definitions of professions." Mick stated: "If you're tired of spending a ton of money on car insurance, then this video is a must-watch!" "We'll dive into all the tips and tricks you need to get those rates down. If you're a new driver, you'll wanna pay close attention. "We know how crazy expensive it can be when you're just starting out. And for you driving pros, don't worry, we've got some advanced hacks to help you cut costs too." Birmingham Live reports that one motorist said in response: "I just applied for my first years insurance on a 2014 Fiesta Ecoboost. I'm 28 and currently living up north, but I was originally due to move to London this month. "My friend put in a quote for me a few months ago, for South London, in a relatively nice and quiet residential area I was looking at moving to, and got quoted about £4500". "Up in Liverpool, Mum as a named driver, 5000 miles a year (might need to up that...), 21 days in the future, full comp, excess £850 - managed to get it down to £1500, which is honestly about the maximum I would ever want to pay. "Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food?????". I picked an excellent time to finally pass my test lol."
