One word drivers urged to put on car insurance form that can cut costs by 25%
Mick Drives Guys, a YouTuber with more than 6,000 subscribers, has been sharing his car insurance hacks - and this one is particularly useful for young motorists
Motorists have been given a golden tip to slash their car insurance premiums by a whopping "25 per cent," thanks to advice from YouTube sensation Mick Drives Guys. The trick? It's all about how you describe your job on the insurance form.
Mick shared his savvy secret, explaining: "This one is really good. It can really work for literally anybody that's looking to insure a car, it doesn't have to be the young driver. That is to rephrase your job." He gave an example from his own experience: "So say for example there was a while back I was an Operations Manager, I worked for a tech company.
"So what I did, rather than putting down Operations Manager Tech which had really high insurance premiums for whatever reason. I guess tech guys crash cars. I changed it to Operations Manager Computer Services and for whatever reason I remember that reduced my insurance premium by like 25%.
"I think it went down from 1.6 to 1.2, a huge saving for no reason. Tech and computer services are the same thing but people just put down tech and miss out on huge savings on their car insurance."
Comparison site USwitch said: "You could use a different title for your job to lower the cost. A journalist could be a writer, for example, while a researcher could also be an analyst.
"It's all a bit of trial and error here though, especially as all insurers have their own definitions of professions." Mick stated: "If you're tired of spending a ton of money on car insurance, then this video is a must-watch!"
"We'll dive into all the tips and tricks you need to get those rates down. If you're a new driver, you'll wanna pay close attention.
"We know how crazy expensive it can be when you're just starting out. And for you driving pros, don't worry, we've got some advanced hacks to help you cut costs too."
Birmingham Live reports that one motorist said in response: "I just applied for my first years insurance on a 2014 Fiesta Ecoboost. I'm 28 and currently living up north, but I was originally due to move to London this month.
"My friend put in a quote for me a few months ago, for South London, in a relatively nice and quiet residential area I was looking at moving to, and got quoted about £4500".
"Up in Liverpool, Mum as a named driver, 5000 miles a year (might need to up that...), 21 days in the future, full comp, excess £850 - managed to get it down to £1500, which is honestly about the maximum I would ever want to pay.
"Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food?????". I picked an excellent time to finally pass my test lol."
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