Drivers told to put one word on car insurance form to save 25% on premiums
Drivers told to put one word on car insurance form to save 25% on premiums
A YouTuber has shared a golden tip for drivers looking to slash their car insurance premiums, with the trick said to save motorists up to 25% on their annual premium
Car insurance costs can be cut with this hack
(Image: boonchai wedmakawand via Getty Images )
Motorists have been offered a golden tip to cut their car insurance premiums by a staggering "25 per cent," courtesy of YouTube star Mick Drives Guys. Apparently, the secret is that it's all about how you describe your job on the insurance form.
Mick revealed his clever trick, stating: "This one is really good. It can really work for literally anybody that's looking to insure a car, it doesn't have to be the young driver. That is to rephrase your job."
He provided an example from his own life, where he made a small change that managed to cut his bill by 25%. For money-saving tips, sign up to our Money newsletter here .
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He explained: "So say for example there was a while back I was an Operations Manager, I worked for a tech company. So what I did, rather than putting down Operations Manager Tech which had really high insurance premiums for whatever reason. I guess tech guys crash cars."
He continued: "I changed it to Operations Manager Computer Services and for whatever reason I remember that reduced my insurance premium by like 25%.
"I think it went down from 1.6 to 1.2, a huge saving for no reason. Tech and computer services are the same thing but people just put down tech and miss out on huge savings on their car insurance."
Comparison site USwitch commented: "You could use a different title for your job to lower the cost. A journalist could be a writer, for example, while a researcher could also be an analyst."
The YouTuber, who has almost 200k subscribers, remarked: "If you're tired of spending a ton of money on car insurance, then this video is a must-watch! We'll dive into all the tips and tricks you need to get those rates down. If you're a new driver, you'll wanna pay close attention.
"We know how crazy expensive it can be when you're just starting out. And for you driving pros, don't worry, we've got some advanced hacks to help you cut costs too."
A motorist shared their experience with Birmingham Live, saying: "I just applied for my first years insurance on a 2014 Fiesta Ecoboost. I'm 28 and currently living up north, but I was originally due to move to London this month.
"My friend put in a quote for me a few months ago, for South London, in a relatively nice and quiet residential area I was looking at moving to, and got quoted about £4500".
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"Up in Liverpool, Mum as a named driver, 5000 miles a year (might need to up that...), 21 days in the future, full comp, excess £850 - managed to get it down to £1500, which is honestly about the maximum I would ever want to pay.
"Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food? ? ? ? ?". I picked an excellent time to finally pass my test lol."
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