logo
India's Largest Collections Summit Set to Redefine the Industry with Unmatched Scale and Vision

India's Largest Collections Summit Set to Redefine the Industry with Unmatched Scale and Vision

NewsVoir
Mumbai (Maharashtra) [India], June 5: For the first time ever, India's collections industry will come together at an unprecedented scale to align on a shared vision for the future. The Bharat Collection Summit & Awards 2025, scheduled for 12th June at The Lalit, Mumbai, marks a defining moment--bringing over 200 senior delegates from banks, NBFCs, fintechs, regulators, and recovery partners under one roof to co-create a modern, transparent, and tech-led collections ecosystem.
This is the first and only platform in India exclusively dedicated to the collections ecosystem, and the excitement across the industry is palpable. From CXOs and policy leaders to field supervisors and agency heads, professionals across the board are coming together to shape a responsible, technology-driven, and future-ready collections landscape.
Keynote & Panels Featuring India's Top Financial Leaders
The summit features an exceptional lineup of keynote speakers and panelists--spanning leadership from India's top financial institutions, regulators, and innovation-driven fintechs.
Keynote speakers include:
Gaurav Kumar, Founder & CEO, Yubi Group
Anil Tandon, Senior Leadership, HDFC Bank
...and several other distinguished leaders from across the BFSI sector.
Panel discussions will bring together a powerful group of decision-makers and influencers, including but not limited to:
Sagar Chaudhuri, HDFC Bank
D S Tripathi, Aadhar Housing Finance
Rajaram Manian, Tyger Capital (formerly Adani Capital)
Ashish Chandekar & Dr. Ashish Jain, Bank of Baroda
Ashwani Sharma, DBS Bank
Sanju Mangrulkar, Central Bank of India
Binit Jha, IDBI Bank
...and many more.
These sessions will explore the future of collections through the lens of AI innovation, compliance, borrower experience, governance, and last-mile execution--driving a rich and actionable dialogue across the ecosystem.
Hear from India's Leading Financial Institutions
The summit is being shaped by leaders from a wide range of India's most respected financial institutions, including but not limited to:
HDFC Bank, ICICI Home Finance, Unity Small Finance Bank, Aditya Birla Finance, Canara Bank, IDBI Bank, Central Bank of India, John Deere Financial, DBS Bank, DCB Bank, Bank of Baroda, State Bank of India, Union Bank of India
...and many more are scheduled to join.
For the first time, top collection agencies will also be present to bring in-ground realities and partnership insights into the conversation--ensuring every voice in the value chain is represented.
Spocto X & YuCollect: Powering the Ecosystem Transformation
Both subsidiaries of the Yubi Group, Spocto X and YuCollect are driving the next phase of collections in India:
Spocto X, the Presenting Partner, is an AI-powered collections platform that acts as an intelligent agent--executing strategies, making decisions, and managing the full collections lifecycle with minimal human input.
YuCollect, the Collections Infrastructure Partner, unifies lenders, vendors, and regulators in one ecosystem--enabling seamless discovery, execution, and compliance with full transparency.
Together, they are building a tech-led, accountable, and scalable future for collections.
Supported by a Strong Industry Network
In addition, the summit is supported by several other players contributing to the broader ecosystem conversation:
DPD Zero - Platinum Partner
Rezolv - Gold Partners
Credresolve & Creditas - Exhibit Partners
FACE (Fintech Association for Consumer Empowerment) - SRO Partner
A Benchmarking Moment for Collections
This isn't just a summit--it's a defining milestone for the collections industry. With unmatched participation from regulators, lenders, fintech innovators, and field enablers, the Bharat Collection Summit & Awards 2025 is set to benchmark how collections in India must evolve--with empathy, insight, compliance, and collaboration.

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Some tweaks likely to HDB Financial's business model: CEO Ramesh Ganesan
Some tweaks likely to HDB Financial's business model: CEO Ramesh Ganesan

Time of India

time3 hours ago

  • Time of India

Some tweaks likely to HDB Financial's business model: CEO Ramesh Ganesan

Live Events (You can now subscribe to our (You can now subscribe to our Economic Times WhatsApp channel MUMBAI: HDB Financial Services , the non-bank lending arm of private lender HDFC Bank , said it may have to tweak its customer acquisition strategy if the Reserve Bank of India's ( RBI ) proposed guidelines on eliminating overlapping business activities between banks and their subsidiaries are implemented in their current form."We might have to make some changes to our customer acquisition strategy in terms of micro-segments that we address that we might choose to stop addressing," CEO Ramesh Ganesan told ET in an interview. "But we don't see a fundamental shift in our business strategy of what we're doing. This is a business that gets done best in an NBFC model."A draft circular on 'Framework for Forms of Business' issued by RBI in October 2024 impacted the bank's valuation as it prohibited the subsidiary from undertaking core lending activities and discouraged banks and their NBFC units from duplicating similar business. Products offered by HDFC Bank such as gold loans, loans against property and two-wheeler loans are also offered by its parent bank which has raised concerns among investors about the growth potential of HDB also said that HDB does not do any business that is uncommon from its parent. "We don't do any business that banks are prohibited from doing, we don't do any business that is potentially an arbitrage," Ganesan Financial Services is set to open its Rs 12,500 crore IPO on June 25. The issue will be available for subscription till June 27. HDB Financial Services has set a price band of Rs 700-740 per company has a secured and unsecured loan mix of 75:25, and the management said it plans to maintain those ratios."We think we'll broadly stay in the 75:25 range, that's our comfort zone," Ganesan said. "Different products have different cycles, and if there's a product which goes through a slow period, we should be able to invest capital in other businesses that we expect to grow faster."At the end of March 2025, the company had a total loan book of over Rs 1 lakh crore. Its three main business verticals include enterprise lending which forms 39% of the total loan book, followed by asset finance at 38% and consumer finance at 23%.At the end of March 2025, its profit after tax stood at Rs 2,180 crore while the gross non-performing asset ratio stood at 2.3%. It had 1,771 branches spread across 1,170 towns and the liability side, 41.3% of borrowings are from non-convertible debentures, 37.7% through term and working capital loans and the remaining from external commercial borrowings, subordinated debt and commercial non-bank lender also said that it will try and maintain a 75:25 ratio for its fixed and floating rate borrowings."We broadly try to manage our assets and liabilities in a manner that we are not carrying risks or taking bets on events that should happen so that it improves our balance sheet," Ganesan said. "What we try to do is make sure that our assets and liabilities are broadly matched in terms of interest rates. We take on only as much of floating-rate loans as we have floating-rate assets. So that if there is an interest rate movement, we are not adversely impacted."

RBI guidelines for project finance, CRE: A smaller provisions hike's no big worry for banks, NBFCs
RBI guidelines for project finance, CRE: A smaller provisions hike's no big worry for banks, NBFCs

Time of India

time4 hours ago

  • Time of India

RBI guidelines for project finance, CRE: A smaller provisions hike's no big worry for banks, NBFCs

MUMBAI: Central bank guidelines on provisions for project finance and commercial real estate (CRE) might have only a small and negligible profitability impact on both banks and NBFCs , as the increase in immediate liabilities is less than a percentage point from those existing rules - even in the worst-case scenario. Financial and banking stocks surged on Friday. Bankers and analysts, who had pencilled in up to a 150-basis point impact on return on assets (RoAs) for lenders, now expect no new provisioning requirements as NBFCs are already on the more stringent Ind-AS accounting norms while for banks the impact is small. One basis point is 0.01 percentage point. Karthik Srinivasan , group head, financial sector ratings at ICRA said with no retrospective provisions and peak provisions much below the 5% proposed in the draft guidelines, there will be a minimal impact on lenders. "Although we are yet to create a hypothesis and do a study on the impact, it is nothing like the 150 basis points on RoA basis we had predicted earlier. We do not expect any real impact on banks or NBFCs," Srinivasan said. ICRA had earlier expected the annual impact on RoA at 100-150 bps for lenders, with funding costs going up by 20-40 bps. Both these issues will not arise as in the final guidelines general provisions required for CRE, CRE-RH (CRE-Residential Housing) and other infrastructure projects have been reduced to between 1% and 1.25% in the construction phase from a peak of 5% in the draft guidelines. Live Events Financials Surge The Nifty financial index surged 1.3%, and financial stocks were at the forefront of the stellar Nifty 50 rebound Friday from a sharp sell-off Thursday. HDFC Bank , the biggest lender by market value, climbed 1.44%, while Bajaj Housing Finance too climbed 1.4%. Provisions for projects in the operational phase have also been reduced to between 0.40% and 1%, with operational infrastructure project provisions kept at 0.40%, the same as it is currently. The new guidelines will come into force from October 1. Rajkiran Rai , managing director at infrastructure financier NaBFID, said the final guidelines limit his firm's provision increase to just 5 basis points. "If we were pricing a loan at 8%, now we will price it at 8.05%. This would have increased to 9.50% if the original guidelines had remained, so this is a big relief. The new norms also have clauses saying at least 50% to 75% of the land must be acquired for the loan to be sanctioned. This could delay loan sanctions but it will bring uniformity in application since different projects were so far treated differently on land acquisition," Rai said. For loans on infrastructure projects which have been delayed beyond three years from the date of commencement of commercial operations (DCCO), lenders have to make an additional provision of 0.375% and a 0.5625% provision on non-infrastructure project loans (including CRE and CRE-RH), for each quarter of deferment, over and above the applicable standard asset provision. "Provisioning requirement for projects beyond DCCO up to two years will go up to 4% vis-a-vis original guidelines where provision was only 0.4%," said an analyst. "Now, within DCCO, the first quarter itself will attract higher provision."

HDB Financial IPO pricing reflects investor feedback, say bankers
HDB Financial IPO pricing reflects investor feedback, say bankers

Business Standard

time4 hours ago

  • Business Standard

HDB Financial IPO pricing reflects investor feedback, say bankers

The IPO, which opens on June 25 and closes on June 27, has kept a price band of ₹700-740 per share Listen to This Article The steep pricing cut in the initial public offering (IPO) of HDB Financial Services came after feedback from high-quality institutional investors -- including mutual funds, insurance companies, and leading foreign portfolio investors (FPIs) — following extensive roadshows, according to the company's management and investment bankers involved in the offer. The IPO, which opens on June 25 and closes on June 27, has kept a price band of ₹700–740 per share, significantly below levels at which the lender's shares were trading in the unlisted market. Anchor investors can subscribe on June 24. HDFC Bank, which promotes HDB, may be required to

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store