Latest news with #THREE
Yahoo
6 days ago
- Business
- Yahoo
THREE Business Insurance Provides Valuable Information on Proven Strategies for Restaurant Risk Management
What to know about restaurant risk management and insurance. Omaha, NE, June 14, 2025 (GLOBE NEWSWIRE) -- If you own or operate a restaurant, you know that how well you manage daily risks plays a major role in your success. Effective restaurant risk management has many parts, but it starts with having the right financial protection. While there are other steps to take to reduce restaurant risks, getting the right insurance is a critical first step. Even if your employees follow every best practice and training tip, they're still human. Even the most careful employees make mistakes from time to time. That's why having a comprehensive policy from THREE is a lifesaver! Whether one of your team members suffers a deep cut while working in the kitchen or a storm damages your roof, your policy can pay the associated costs so you don't have to dip into your savings or revenues. For restaurant owners and investors, having that financial protection is incredibly reassuring. Let's explore the topic of restaurant business risk management, including what coverages are in a THREE policy and five steps you can take to lower your risk. Protect your restaurant with a comprehensive THREE policy. THREE is a leader in food industry risk management. Our all-in-one insurance for restaurants is designed to protect your whole business. It has all the coverage most restaurants need to mitigate risks, including: WORKERS' COMPENSATION INSURANCE This coverage protects employees who get hurt at work. It can pay for their treatment and rehabilitation and cover part of their wages while they recover. If an employee dies on the job, this insurance can pay what's known as a death benefit to the family. PROPERTY INSURANCE This part of a THREE policy protects your business from the costs of repairing, restoring, or replacing business property. It's crucial in case of an incident like a kitchen fire or natural disaster that damages your building or its contents. Plus, it can pay expenses related to business interruption if you have to shut down temporarily. EMPLOYMENT PRACTICES LIABILITY INSURANCE EPLI covers claims by your employees of sexual harassment, discrimination, wrongful termination, and the associated legal costs. COMMERCIAL AUTO INSURANCE Accident liability, physical damage to your vehicles (collision and non-collision related damage), and towing reimbursement are included in Commercial Auto. LIQUOR LIABILITY INSURANCE The Liquor Liability component of a THREE policy can protect you from incidents related to serving (or overserving) alcohol to your customers. CYBER LIABILITY INSURANCE If a hacker gains unauthorized access to your systems, steals sensitive information, and uses it to commit fraud, cyber liability can protect your business. A THREE policy has all of the coverage most businesses need—making it an effective component of your restaurant risk management plan. Getting a quote and buying insurance from THREE is easy. Getting a quote for restaurant business insurance shouldn't be difficult or time-consuming, and with THREE, it isn't. You can get a quote online in five minutes or less. After getting a quote, you can also buy your policy online or over the phone. Coverage is typically active the next day. 5 proven strategies for restaurant risk management. Risk management is essential in the food industry. However, it's impossible to eliminate all restaurant business risks. But if you're willing to invest the time and effort, there are some steps you can take to reduce the risks common in the industry. Here are five actions that can greatly reduce the likelihood of costly food service incidents: 1. Perform a restaurant risk assessment. To minimize your risks, you have to understand your risks. It's essential to look at every aspect of your operation critically and consider what could go wrong. That's probably not something you'll look forward to or enjoy, as it forces you to acknowledge that your business is vulnerable to all kinds of incidents—and that can be a little scary. But knowledge is power, and once you complete your restaurant risk assessment, you're in the driver's seat and can take steps to minimize those vulnerabilities. 2. Develop mandatory employee onboarding and training processes. The restaurant industry tends to have a high turnover rate, so your business will likely bring in new employees regularly. And, of course, you want them to get up-to-speed as quickly as possible. Just be sure not to prioritize speed over safety. Standardizing and documenting how you'll get new people acclimated to their roles and responsibilities ensures safety training doesn't get forgotten. Training should include providing general information (like company policies and rules) and role-specific training (how to use kitchen equipment as a cook), as well as key safety processes and procedures. 3. Monitor and maintain your facilities and equipment. Actions like shoveling sidewalks and mopping wet floors as soon as you notice a problem help reduce the risk of employee and customer injuries. Similarly, addressing issues like a minor roof leak promptly can keep it from becoming a significant problem and safety risk. It's also important to check and service your equipment regularly to protect employees and customers. 4. Know and follow safety codes. Health Department rules and regulations vary by location, so it's essential to understand what's required of your restaurant in everything from employee hygiene and food storage to kitchen and dining area cleanliness. Be sure to stay current on the rules and ensure your employees understand and follow them. Being in compliance also means having the appropriate licenses. 5. Be transparent about ingredients and allergens. Triggering a customer's food allergy can harm them and lead to a costly lawsuit. Be sure your menus have clear and complete information about ingredients, and train your kitchen staff and servers on how to protect diners from issues like cross-contamination and being served the wrong dish. Trying to reduce your restaurant business risk? We can help! THREE has deep experience providing insurance for food service businesses, which is why so many restaurant owners see us as their restaurant risk management partner. New owners rely on us for information on insurance basics. We help them understand that our policy provides the essential insurance coverage they need to protect their businesses, enabling them to move forward confidently in opening and operating a successful establishment. Experienced business owners and operators also trust THREE for comprehensive coverage backed by outstanding customer service. If their companies grow or change, we're happy to update their policies to ensure they have the financial protection they need. The fact that we're part of the Berkshire Hathaway Insurance Group, with all its expertise and resources, is especially significant to people who run multiple restaurants. Their operations are more complex, so they appreciate that we're experienced and a calming presence in their often chaotic worlds! Let's work together to manage your restaurant risks effectively. You're the expert in running a successful food service establishment. We're the experts in insurance for restaurants. With the protection offered in our comprehensive policy, you can stay focused on creating exceptional dining experiences that bring customers back again and again. If you have questions about restaurant insurance and the many advantages of a THREE policy, don't hesitate to reach out. Our friendly and knowledgeable small business advisors are here for you! About THREE Business Insurance Our promise: one policy, comprehensive coverage, and a fair price. It sounds simple because it is. THREE is here to serve you and your business, with no middleman and as your business's only insurer, we'll protect you from loss, guide you through crisis, and be here when you need us. Media Contact:Dave Stanard | 1-800-507-4495
Yahoo
06-05-2025
- General
- Yahoo
These Stunning $25 and Under Garden Finds From T.J. Maxx are Giving Greco-Roman Vibes
If you can't decide how to design your garden this spring, TJ Maxx has plenty of garden accessories to choose from. One eye-catching group of planters on their shelves this season are ones that resemble classical Hellenistic and Roman busts. There are several of these bust planters, but three that stood out are the THREE HANDS Terracotta Planter for $19.99, the GALT Lady Bust Planter for $24.99, and the SAGEBROOK HOME Face Planter for $24.99. SIGN UP for the Dengarden / Parade Home & Garden newsletter for a weekly dose of our favorite house hacks, decor trends and shopping deals THREE HANDS Terracotta Face Indoor And Outdoor Planter, $19.99 at T.J. Maxx Shop It As you set up your garden to resemble something fresh out of classical history, start with this planter bust. The serious gaze and turned head resemble a Greek politician. Since this is also an indoor planter, you can also place it in your hallway, foyer, or home office. GALT 14in Lady Bust Planter, $24 at T.J. Maxx 14In Lady Bust Planter Check Price Another great addition to your garden could be this lovely bust of a woman calmly looking at her object of affection. The soft and pleasant feel of this bust would make it an excellent home for colorful plants, such as hydrangeas, or fragrant flowers like jasmine. Related: These Latest Finds From Ross Will Make You Feel Rich on a Budget SAGEBROOK HOME 12x8 Flower And Butterfly Crown Face Planter, $24.99 at T.J. Maxx 12X8 Flower And Butterfly Crown Face Planter Check Price Add this to your collection of busts, and you'll undoubtedly make your guests think you're turning your home's foyer or garden into a history museum. This calming planter is ideal for many gorgeous plants. Ceramic and terracotta planters are a charming, durable option for your garden. However, if you want to really bring attention to your lovely plants, these showstopping additions will undoubtedly attract plenty of attention. Get yours now from TJ Maxx, as they are sure to be a hit this growing season! Related: These 5 Unique Items From Dolly Parton's Dollar General Collection Will Have You Shopping '9 to 5'
Zawya
20-03-2025
- Business
- Zawya
Canon strengthens partnership with award-winning Emirati filmmaker Nayla Al Khaja
Canon and Al Khaja will collaborate on initiatives designed to inspire the next generation of filmmakers. Al Khaja will work with the Canon EOS R5 Mark II, a camera that offers significant advantages for independent filmmaking through its combination of compact size and performance. Dubai, UAE – Canon Middle East, a leader in imaging solutions, has strengthened its partnership with award-winning filmmaker Nayla Al Khaja, the UAE's first woman film producer and director. This announcement coincides with International Women's Day 2025, whose theme, 'Accelerate Action,' aligns with Canon's commitment to advancing gender equality in visual storytelling. The partnership builds on a successful collaboration that began in 2011, supporting female creative voices in the Middle East. Canon continues to support Al Khaja's groundbreaking work while championing greater representation in creative spaces where women are increasingly making their mark. Venkatasubramanian (Subbu) Hariharan, Managing Director, Canon Middle East and Türkiye said, "Our partnership with Nayla Al Khaja represents the shared values that drive both her work and Canon's vision. Together, we've witnessed how powerful technology in the right creative hands can transform storytelling and inspire communities. Coinciding with International Women's Day 2025, we are reinforcing our commitment to accelerate positive change and create more pathways for women in film and content creation." As part of this renewed partnership, Canon and Al Khaja will collaborate on a series of initiatives designed to inspire the next generation of filmmakers. Audiences will have opportunities to connect with Al Khaja at Canon events throughout the year, where she'll share insights from her experiences in the industry. These engagements will highlight how storytellers can leverage Canon's cinema technology to bring their creative visions to life. The celebrated filmmaker will also create an educational series for Canon's "See No Limits" campaign, drawing on her extensive experience with Canon's cinema cameras to provide unique insights into professional filmmaking techniques. "Working with Canon has been a cornerstone of my creative journey," said Al Khaja. "This partnership has provided me not just with exceptional tools but with a platform to amplify voices and stories that might otherwise go unheard. In an industry where women remain underrepresented, especially in technical and directorial roles, having the backing of a global leader like Canon sends a powerful message about the value of diverse perspectives in visual storytelling." Nayla Al Khaja's relationship with Canon technology has been integral to her filmmaking journey, spanning multiple projects. She has directed 16 short films, with Animal and The Shadow currently streaming on Netflix. The Shadow served as a precursor to her debut feature film, THREE, further exploring her signature psychological horror themes. Her first feature, THREE, premiered in UAE cinemas last year. The film stars Jefferson Hall (Halloween, Game of Thrones, Vikings) as Dr. Mark Holly, bringing international recognition to Emirati cinema. Most recently, Nayla Al Khaja wrapped production on her latest feature, BAAB, in February 2025. The film boasts a world-class team, including Academy Award-winning composer A.R. Rahman and Rogier Stoffers (ASC) (The Kissing Booth, Quills), who served as Director of Photography, elevating BAAB's visual storytelling. Behind-the-scenes content was captured using a variety of cameras, including Canon gear paired with high-quality lenses, ensuring a cinematic and immersive visual experience. Throughout her career, Al Khaja has shared her technical expertise with emerging filmmakers in the region, often discussing how accessible technology can support creative vision. Her own productions have frequently utilized Canon equipment, which she has incorporated into her regular workflow for both commercial and personal projects. In this next phase of collaboration, Al Khaja will work with the Canon EOS R5 Mark II, a camera that offers significant advantages for independent filmmaking through its combination of size and performance. The system pairs a 45-megapixel stacked sensor with 8K 60p RAW video recording capabilities in a compact body. This is complemented by Canon's RF series lenses, designed specifically for the EOS R System with its reliable optics, efficient autofocus, and practical stabilization features—plus the useful Control Ring that allows for quick adjustments during production. In the coming months, the partnership will unveil several exciting projects showcasing Al Khaja's unique creative vision powered by Canon technology. These collaborations aim to inspire emerging talent across the region, with a particular focus on empowering women to pursue careers in film and visual storytelling. Media enquiries, please contact: Canon Middle East Mai Youssef e. Burson e. About Canon Middle East Canon Middle East, a subsidiary of Canon Europe, is the operational headquarters for Canon in the Middle East based in Dubai, UAE. Founded in 1937, the desire to continuously innovate has kept Canon at the forefront of imaging excellence throughout its 80-year history with its commitments to invest in the right areas and capture growth opportunities. From cameras to commercial printers, and business consultancy to healthcare technologies, Canon enriches lives and businesses through imaging innovation. Canon's corporate philosophy is Kyosei – 'living and working together for the common good'. In EMEA, Canon Europe pursues sustainable business growth, focusing on reducing its environmental impact and supporting customers to reduce theirs using Canon's products, solutions and services. Canon invests heavily in R&D, delivering the richest and most innovative products and services to satisfy customers' creative needs. From amateur photographers to professional print companies, Canon enables each customer to realise their own passion for image. Further information about Canon Middle East is available at
Associated Press
14-03-2025
- Business
- Associated Press
THREE Business Insurance Provides Informative Guide for Understanding Commercial Plumbing Insurance Coverage Options
03/14/2025, Omaha, NE // KISS PR Brand Story PressWire // Whether you're a solo entrepreneur or have a team of plumbers working for you, it's crucial to have financial protection for your business. Plumbing insurance is coverage that every plumbing contractor should have. Let's take a look at the hazards plumbing businesses face and how the right business insurance helps owners manage unexpected expenses and stay focused on their work. Why business insurance for plumbers is essential. Plumbing businesses have to contend with many risks, including employee injuries, property damage, lawsuits claiming faulty work, and more. That's a fact familiar to most owners. Some plumbing companies go months, years, or even decades without an incident. Others experience multiple incidents over the course of a few months. Unfortunately, there's just no way to predict when problems will occur. That's why insurance is important for plumbers and must be active before they start doing jobs for clients. It's understandable to think your skill and commitment to quality will protect you and your business, but accidents happen to even the most careful plumbing contractors. Plus, there are potential incidents that are outside your control. For instance, there's no way to prevent a storm from damaging the warehouse where you store equipment and supplies. The reality is, if you don't want to expose your business to costly risk, you need the wide-ranging protection of plumbing business insurance. Understanding commercial plumbing insurance coverages. Business insurance companies provide plumber's insurance in different ways, including as separate policies for different risks. At THREE, our all-in-one-coverage combines several types of insurance for plumbers into a single, comprehensive policy In fact, small businesses won't find more coverage in a single policy from any other provider. We cover claims resulting from a wide range of incidents, including: Employee injuries Imagine your employee is working in a client's basement. They slip, fall, and break their wrist. Workers' Compensation insurance is offered in a THREE policy and can pay for employee costs related to injuries, including medical bills, rehabilitation costs, and even a portion of lost wages during recovery. If a worker dies on the job, their family can receive a death benefit. Workers' Compensation coverage is not just good for employees, it also protects owners from unexpected costs and is required in many states for businesses with employees. Mistakes Professional Liability insurance—also called Errors & Omissions insurance (or E&O for short)—is included in a THREE policy. E&O insurance can pay costs related to honest mistakes that cause financial harm to a client. Let's say you install a plumbing system and accidentally misalign one of the pipes, causing a leak that damages the client's bathroom walls and floor, and the client sues. Your Professional Liability insurance can cover court-awarded damages, settlements, and the cost of your legal defense. Theft of business property This feature of your THREE policy can provide payment if someone steals company property. For example, if you arrive at your storage warehouse one morning and find someone has broken in and taken all of your tools and equipment. That loss can be covered. Property damage Lightning strikes a tree on your property and the flames spread to your office building. In a scenario like this, the Property insurance in your comprehensive policy can pay to repair the structure and repair or replace the damaged furniture and office equipment. Employee theft Despite your best efforts to hire honest people, theft can happen. If one of your employees working at a client's home steals a valuable piece of jewelry, Employee Theft coverage can pay related costs. Commercial auto damage and liability Commercial Auto insurance covers vehicles your company owns or leases. It can pay related costs if someone driving your vehicle is at fault in an accident and the other party sues. It can also pay to repair damage to your vehicles from accidents, vandalism, or other covered incidents. Cyberattacks It seems like the threat of cyberattacks is continually growing. To combat it, business owners have to do what they can to protect their computer networks and devices. Still, you can't completely eliminate the risk of someone gaining unauthorized access to your systems, stealing sensitive information, and using it to commit fraud. Cyber insurance in a THREE policy can pay specified costs related to a cyberattack. The advantages of an all-in-one plumbing business insurance policy from THREE. Our comprehensive plumber's insurance policy benefits owners in many ways. One is that you save time and effort when researching coverage. It only takes a single quote to get a comprehensive policy. Second, our all-in-one policy delivers broad protection from risks plumbing businesses face. THREE offers more coverage for plumbers in one policy than any other insurance provider. More coverage means less unexpected risks for owners. Another benefit is that it's easy to keep your coverage up to date. If your business grows or changes, a quick call to THREE is all it takes to find out if you need to adjust your policy limits. Finally, THREE is backed by Berkshire Hathaway. If you ever have to file a claim, you can be confident it will be handled professionally and fairly. And if the claim is approved, we'll pay you promptly so you can get past the incident and turn your focus back to running your plumbing business. Is commercial plumbing insurance from THREE right for plumbing businesses? Business owners researching insurance for plumbers sometimes ask if our policy is right for them. Each company's needs are unique, but in general, the answer is YES. THREE is right for most plumbing businesses. We have excellent relationships with people whose businesses are at all stages of their growth and development. Because a significant financial burden due to not having adequate insurance can be particularly devastating to a new business, many risk-conscious owners choose THREE. Additionally, some new plumbing businesses choose us because our team of experts can offer explanations of how our policy addresses the types of risk they're likely to face. These owners also tend to appreciate that we can help them find the right balance of insurance cost and coverage. Ultimately, they come to see us as more than a plumbing insurance provider. We're a friendly guide through the new world of business insurance. Owners of established plumbing companies also value our expertise. They ask our team for help determining how much coverage they require. They also get our input on specialized needs as their business evolves. We also provide business insurance for independent plumbers. Operating solo may reduce your business risks in some ways, but it doesn't eliminate them. Our plumbing insurance experts can guide solo entrepreneurs through insurance decisions that deliver powerful peace of mind. Plumbing insurance is a must-have asset for every business in this industry. Plumbers understand the value of having the right tools. When it comes to their financial protection, insurance is an indispensable one. We make it easy for plumbing business owners and independent plumbers to get the all-in-one policy they need to face their business risks with confidence. If you have questions about insurance for your plumbing business, our friendly and knowledgeable small business advisors are also happy to talk with you about your needs. Contact us at 1-800-507-4495, Mon.–Fri. 8am–9pm ET. Media Contact:
