Latest news with #Emiratis
Time of India
9 hours ago
- Time of India
UAE: Does your travel insurance cover war and conflict? What travellers need to know
Most UAE travellers' insurance policies do not cover claims related to war or conflict, so checking coverage details is crucial before travel. (Representational Image/ AI for creative and illustrative purposes only) Recent upheavals in the Middle East , including missile exchanges between Israel and Iran, have led to significant travel disruptions. For UAE travellers, this has sparked a growing interest in travel insurance, as many seek protection against unexpected events like flight cancellations and delays. Yet, understanding what travel insurance actually covers, especially in cases of war or geopolitical conflict, is crucial before booking that next trip. Travel Disruptions and Shifting Plans Following the escalation of armed conflict in the region, UAE airlines have extended flight cancellations to key destinations including Iraq, Jordan, Lebanon, Iran, and Israel. Many travellers from the UAE have had to make last-minute changes to their itineraries, either switching destinations or opting for countries where air travel remains unaffected to avoid delays on their return trips. Despite these challenges, summer travel plans are still in motion for many Emiratis and expatriates. For them, travel isn't just leisure, it's a family tradition and a vital part of their lifestyle. However, it is important to note that most standard travel insurance policies do not cover claims arising directly from geopolitical unrest or military conflict. What Does Travel Insurance Cover? Speaking to a local news agency, Khaleej Times, Toshita Chauhan, Chief Business Officer- General Insurance at explained that 'Claims arising directly from geo-political unrest or military conflict remain excluded under typical policy terms.' by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Why Walgreens Hides This Cheap 87¢ Generic Cialis Health Alliance by Friday Plans Undo She further clarified, 'A standard travel policy offers financial protection against baggage loss, medical emergencies, trip delays, and cancellations but does not provide compensation for in-flight events or operational airline failures unless linked to broader delays or trip curtailment.' Chauhan emphasized that travel insurance still plays a critical role in addressing other common travel issues: 'For problems like missed connections, baggage delays, or last-minute cancellations due to operational failures, travel insurance is proving to be an important safeguard.' She noted a rising trend, stating, 'Recent travel disruptions across the Gulf, especially flight delays, cancellations, and temporary airspace closures, have contributed to a perceptible uptick in demand for travel insurance, with trip cancellation and flight delay coverage becoming some of the most searched-for features.' The Impact of Recent Events on Travel Insurance Demand Another factor contributing to increased interest in travel insurance was the tragic Air India plane crash. According to Chauhan, 'The Air India incident has undoubtedly triggered a rise in consumer interest but with an important distinction. What many travellers are looking for is flight protection or airline coverage, which differs from traditional travel insurance.' She added, 'We've seen a spike in queries related to coverage scope, indicating that travellers are more discerning now—they are asking the right questions and seeking clearer coverage terms before purchasing.' Travel Insurance: Increasingly Important and Often Mandatory While not every country mandates travel insurance, there is a clear global shift toward stricter health and financial safeguards for visitors, especially since the pandemic. Chauhan pointed out, 'Countries within the Schengen zone, for instance, require travellers to have a minimum coverage of €30,000 (Dh126,387) for medical emergencies. Similarly, destinations like Thailand, Turkey, and certain Gulf nations have introduced mandatory travel insurance policies for specific visa categories.' She stressed, 'The global trend is clearly shifting toward stricter health and financial safeguards for visitors, and travel insurance plays a critical role in this framework.' For many UAE travellers, purchasing insurance is more than just a precaution, it's a smart financial decision. 'With rising international medical costs, a single hospitalisation abroad can run into thousands of dollars,' Chauhan said. 'Travel insurance offers comprehensive protection against such expenses, including emergency medical treatment, trip cancellations, baggage loss, flight delays, and even Covid-19-related disruptions. ' Additionally, several foreign embassies across Europe, North America, and parts of Asia now require proof of travel insurance as part of the visa application process. UAE expats visiting their home countries increasingly include travel insurance as a necessary part of their travel checklist, mindful of the risks posed by unexpected medical emergencies or travel mishaps even during short visits. Rising Costs of Travel Insurance in the UAE Even before the recent escalation in Middle East tensions, travel insurance premiums in the UAE were already rising sharply. According to data from Policybazaar UAE, premiums have increased by 12 to 18 percent year-on-year. This surge translates to an added cost of between Dh15 and Dh70 per policy, depending on factors such as trip duration, destination, and the traveller's age. Hitesh Motwani, Deputy CEO at told Khaleej Times , 'There are tailored policies that allow travellers to choose coverage that fits their specific needs and financial plans.' Despite these increases, Motwani reassured travellers: 'Travel insurance remains relatively affordable on a per-trip basis.' Summary for UAE Travellers: War and conflict-related claims are generally excluded from standard travel insurance policies. Travel insurance covers medical emergencies, baggage loss, trip delays, cancellations, and some operational airline failures. Demand for travel insurance is rising due to regional instability and high-profile incidents like the Air India crash. Many countries require travel insurance as part of visa entry rules, particularly in the Schengen zone and some Gulf countries. Travel insurance is a smart financial safeguard against rising medical and travel-related costs abroad. Premiums have increased by up to 18% in the UAE, but affordable tailored options remain available. Travellers are encouraged to carefully review the terms of their insurance policies, understanding exactly what is covered, especially in uncertain times, and to plan their travel with these considerations in mind.
Hi Dubai
a day ago
- Business
- Hi Dubai
UAE Approves AED1.2 Billion in Housing Support as Part of Bold National Housing Push
The UAE has approved AED1.2 billion in housing support for 1,838 citizens in the first half of 2025, reaffirming its commitment to improving quality of life and strengthening social stability through the Sheikh Zayed Housing Programme. Since its inception, the programme has delivered AED50 billion in housing support, benefiting more than 93,000 Emiratis. The initiative is part of the country's long-term strategy to empower families and drive sustainable urban development. The UAE Cabinet has also rolled out a new financing policy for the programme extending to 2041. The plan targets 40,000 housing support decisions in four phases, with 13,000 in the first phase alone at an estimated AED11.5 billion. The new model integrates federal funding with support from national banks, easing the financial load on the treasury while offering more flexible financing options for citizens. Between 2021 and 2024, the programme recorded a 50% cut in processing time for support decisions and increased homeownership among Emiratis to 91% — a 17% rise since 2017. Private sector contributions now account for 76% of housing funding. Complementary initiatives such as the 'Flexible Loan' and 'Reuse of Housing Assistance Value' offer tailored financial solutions, while the award-winning 'Manzili' bundle has drastically reduced red tape, saving millions of work hours and slashing emissions. In a further show of global leadership, the UAE has been elected President of the UN-Habitat General Assembly and secured a seat on its Executive Board, strengthening its voice in international housing and urban development efforts. News Source: Emirates News Agency
Hi Dubai
a day ago
- Business
- Hi Dubai
Dubai Department of Economy and Tourism Signs MoU with Marriott International to Boost Global Tourism Appeal
Dubai has taken a significant step toward strengthening its position as a global tourism hub by signing a strategic Memorandum of Understanding (MoU) with Marriott International, one of the world's largest hospitality companies. The agreement, signed by the Dubai Department of Economy and Tourism (DET) and Marriott International, aims to enhance international visibility, diversify offerings, and elevate visitor experiences. It also supports Dubai's Economic Agenda D33, which seeks to position the city among the top three global destinations for business and leisure. Under the MoU, Marriott will spotlight Dubai across its global hotel network through joint marketing campaigns, social media collaborations, and influencer initiatives. These efforts will showcase the city's landmarks, culinary scene, and cultural experiences, driving greater demand from international travellers. DET and Marriott will also integrate Dubai's attractions into seasonal travel packages and Marriott's loyalty programme, offering guests immersive, locally curated experiences. The partnership underscores the power of public-private collaboration in delivering authentic tourism products. The MoU further extends to talent development. DET's Dubai College of Tourism will provide specialised training to hospitality professionals via its Dubai Way programme, and the Hospitality Apprenticeship Programme for Emiratis—launched in March 2025—will continue offering internships and mentorships with Marriott. With 59 hotels in Dubai and over 80 across the UAE, Marriott International remains a key contributor to the city's hospitality sector. The partnership comes amid strong tourism performance, with Dubai recording 7.15 million international overnight visitors in the first four months of 2025—a 7% year-on-year increase. News Source: Dubai Media Office
Dubai Eye
2 days ago
- Politics
- Dubai Eye
Dubai unveils 15-member student council to represent all private schools
Dubai will soon have a 15-member student body, selected from across all private schools, nationalities and curricula, to "help shape the education journey" and "nurture leaders of tomorrow". It's part of the Leaders of Tomorrow game changer initiative under the Education 33 strategy. In a statement, the Knowledge and Human Development Authority (KHDA) said the members of the Dubai Students Council (DSC) will be selected based on nominations and an intense review process. It will be open to students from Grade 9/Year 10 to Grade 12/Year 13, with every Dubai private school allowed to nominate one student as long as they meet the eligibility criteria that includes good conduct, strong leadership potential, effective communication and teamwork skills, and active participation in school or community initiatives. Eligible students are also encouraged to discuss the nomination process with their school leadership. 'We encourage all eligible students, including Emiratis, to step forward and express their interest for the 2025-26 academic year," said Dr Amna Almaazmi, CEO of Growth and Human Development at KHDA. "Your ideas and perspectives matter, and your voice can help shape and enrich the education journey of every learner in Dubai." Once the nominations are in, a team from the KHDA will review and finalise the 15 members, who will begin their term from the 2025-26 academic year. Each student will serve a one-year term, with the option to reapply for a second term, subject to eligibility and their performance within the team. Announced by His Highness Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, Crown Prince of Dubai, Deputy Prime Minister and Minister of Defence of the UAE, and Chairman of the Executive Council of Dubai, the Education 33 strategy is built on the belief that students are not just participants in education but are partners. The DSC members will act as a bridge between KHDA and students, fostering open communication and collaborative problem-solving. Game Changer initiatives will be rolled out in several phases over the next decade to support the E33 goals, redefine educational experiences and outcomes, and foster innovation and excellence across all levels of education.
ARN News Center
2 days ago
- Politics
- ARN News Center
Dubai unveils 15-member student council to represent all private schools
Dubai will soon have a 15-member student body, selected from across all private schools, nationalities and curricula, to "help shape the education journey" and "nurture leaders of tomorrow". It's part of the Leaders of Tomorrow game changer initiative under the Education 33 strategy. In a statement, the Knowledge and Human Development Authority (KHDA) said the members of the Dubai Students Council (DSC) will be selected based on nominations and an intense review process. It will be open to students from Grade 9/Year 10 to Grade 12/Year 13, with every Dubai private school allowed to nominate one student as long as they meet the eligibility criteria that includes good conduct, strong leadership potential, effective communication and teamwork skills, and active participation in school or community initiatives. Eligible students are also encouraged to discuss the nomination process with their school leadership. 'We encourage all eligible students, including Emiratis, to step forward and express their interest for the 2025-26 academic year," said Dr Amna Almaazmi, CEO of Growth and Human Development at KHDA. "Your ideas and perspectives matter, and your voice can help shape and enrich the education journey of every learner in Dubai." Once the nominations are in, a team from the KHDA will review and finalise the 15 members, who will begin their term from the 2025-26 academic year. Each student will serve a one-year term, with the option to reapply for a second term, subject to eligibility and their performance within the team. Announced by His Highness Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, Crown Prince of Dubai, Deputy Prime Minister and Minister of Defence of the UAE, and Chairman of the Executive Council of Dubai, the Education 33 strategy is built on the belief that students are not just participants in education but are partners. The DSC members will act as a bridge between KHDA and students, fostering open communication and collaborative problem-solving. Game Changer initiatives will be rolled out in several phases over the next decade to support the E33 goals, redefine educational experiences and outcomes, and foster innovation and excellence across all levels of education.
