Where Will XRP (Ripple) Be in 1 Year?

XRP is the fourth-largest cryptocurrency, and its blockchain has real-world applications for cross-border transactions.
The odds of an XRP ETF launch this year have risen significantly.
XRP is still a speculative investment, and investors should be cautious about owning too much crypto in their portfolios.
10 stocks we like better than XRP ›
Cryptocurrencies are often polarizing. True believers often dismiss any legitimate skepticism of a digital token and its blockchain, while financial traditionalists often can't imagine that any new financial process could take root in an established system.
No matter where you fall on this spectrum, one coin that has gained significant attention lately is XRP (Ripple) (CRYPTO: XRP). The real-world benefit of XRP is that its blockchain allows for faster cross-border transactions. Sending money across the globe and converting it into another currency traditionally takes nearly a day and can be expensive, but XRP can do it in seconds and doesn't charge transaction fees.
With this practical application in mind, here are two reasons to be optimistic about XRP over the next year and one word of caution.
The U.S. Securities and Exchange Commission (SEC) formerly had a lawsuit against Ripple Labs (the developer of XRP), saying the company was selling an unregulated security. But that lawsuit was settled last month, resulting in Ripple paying a $50 million fine but receiving the remainder of $125 million that was being held by the SEC.
The settlement is significant for XRP because some financial institutions were likely hesitant to adopt XRP's cross-border transaction blockchain process while the U.S. government had a pending lawsuit against the coin's developer.
There's no guarantee that XRP will gain widespread adoption over the next year, or ever, but with the lawsuit out of the way, it's far more likely than before that institutions could move in this direction.
Exchange-traded funds have become a popular option for buying stocks, and they've recently emerged as a new avenue for investing in crypto as well. About a dozen Bitcoin ETFs launched last year, and other cryptocurrency ETFs have also debuted, proving demand for crypto ETFs is strong.
The digital prediction market Polymarket has the odds of an XRP ETF launching this year at 98%, up from 68% in April.
XRP is already the fourth-largest cryptocurrency, and demand for Bitcoin and Ethereum ETFs has been strong since they debuted. For example, BlackRock's iShares Bitcoin Trust ETF has received nearly $49 billion in net inflows since it launched in 2024.
Some analysts estimate that XRP's value would skyrocket to $27 -- a more than 1,000% increase from its current price -- if an XRP ETF launches this year. That astronomical price increase prediction is a reminder of the unrealistic euphoria that's often associated with cryptocurrencies, but it's also an indicator that investors may be eager to buy XRP if there's an easy way to do so.
Again, there's no guarantee of an XRP ETF debut, or that it would cause a spike in XRP's price, but considering that XRP's price has soared 365% over the past year, it's clear that investors are already interested in the coin.
While there are a handful of legitimate reasons to be optimistic about XRP, it's also important to note that the crypto's value can be volatile. All digital tokens come with a hefty dose of instability, and XRP is no exception.
For example, the same analysts who predict XRP could gain 1,000% if an ETF is approved also predict that its value could then fall by up to 90% after the surge.
Still, the real-world application of using XRP's blockchain to process cross-border transactions makes the token an interesting investment idea. If you're OK with volatility, then having a small position in XRP may not be a bad idea. But it's important to remember that crypto should play a limited role in your overall investment strategy.
Before you buy stock in XRP, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $653,702!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $870,207!*
Now, it's worth noting Stock Advisor's total average return is 988% — a market-crushing outperformance compared to 172% for the S&P 500. Don't miss out on the latest top 10 list, available when you join .
See the 10 stocks »
*Stock Advisor returns as of June 9, 2025
Chris Neiger has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin, Ethereum, and XRP. The Motley Fool has a disclosure policy.
Where Will XRP (Ripple) Be in 1 Year? was originally published by The Motley Fool

Try Our AI Features

Explore what Daily8 AI can do for you:

Learn with AIFact CheckingText to SpeechAI Summary

Related Articles

Yahoo

an hour ago

• Yahoo

2 Cryptocurrencies to Buy Now Before They Soar 140% and 580%, According to a Wall Street Analyst

Geoffrey Kendrick at Standard Chartered expects XRP to overtake Ethereum as the second most valuable cryptocurrency by 2028. David Puell at Ark Invest thinks Bitcoin can reach $710,000 by 2030 as more institutional investors and companies buy the cryptocurrency. Anyone uncomfortable with volatility should avoid cryptocurrencies, and investors should never anchor to Wall Street's price targets. 10 stocks we like better than XRP › XRP (CRYPTO: XRP) and Bitcoin (CRYPTO: BTC) advanced 565% and 410%, respectively, in the last three years. But certain Wall Street analysts expect the cryptocurrencies to climb even higher in the next few years: Geoffrey Kendrick at Standard Chartered says XRP will top Ethereum by 2028. At current prices, XRP must climb 140% to $5.10 to surpass Ethereum's market value of $302 billion. David Puell at Ark Invest expects Bitcoin to hit $710,000 by 2030. That implies about 580% upside from its current price of $104,000. Here's what investors should know about XRP and Bitcoin. The investment thesis for XRP centers on its ability to facilitate fast and cheap cross-border transactions. It is the native digital asset on the XRP Ledger, a blockchain created by fintech company Ripple to disrupt SWIFT (Society for Worldwide Interbank Financial Telecommunications), the system banks generally use to send money internationally. XRP transactions settle in seconds and cost a fraction of a cent, but SWIFT transactions may not settle for days and often incur larger fees. Yet, very few financial institutions have adopted XRP as a bridge currency to facilitate cross-border payments. I doubt that will change in the future, because cryptocurrency prices are volatile. Why send money as XRP when its price could plunge in a very short period? However, fast and inexpensive transactions mean that the XRP Ledger is also ideal for tokenized assets, a market that will hit $19 trillion by 2030, according to Ripple. Tokenized assets are real-world assets represented as digital tokens on a blockchain. For instance, Guggenheim Treasury Service recently tapped the XRP Ledger to issue digital commercial paper, a fixed-income security. Greater adoption of the XRP Ledger increases demand for the native cryptocurrency, XRP, which could make the token more valuable over time. However, I see a bigger catalyst in the pending approval of several spot XRP ETFs. Bitcoin has gained 125% since the approval of spot Bitcoin ETFs in 2024, and XRP could see similar price appreciation. The investment thesis for Bitcoin centers on its status as digital gold. Investors see the cryptocurrency as a hedge against inflation and the devaluation of fiat currencies like the U.S. dollar. In fact, the U.S. Dollar Index has declined 10% year to date, but Bitcoin has advanced 13%. That trend is likely to continue in the years ahead because, unlike fiat currencies, Bitcoin supply is limited. Importantly, institutional investors are increasingly comfortable owning Bitcoin. Forms 13F filed for the first quarter indicate that the number of large asset managers (with $100+ million in securities) with positions in the two most popular spot Bitcoin ETFs -- the iShares Bitcoin Trust and the Fidelity Wise Origin Bitcoin Fund -- more than tripled in the past year. Meanwhile, many companies are adding Bitcoin to their balance sheets. Strategy (formerly MicroStrategy) has essentially turned itself into a Bitcoin investment vehicle. It owns 582,000 BTC, purchased at an average price of $70,086, and it plans to invest another $56 billion through 2027. Other companies are following the same playbook, including Mara and Semler Scientific. Here's the bottom line: XRP and Bitcoin could be worth much more in the future due to the catalysts outlined above, But neither is a wise investment for anyone uncomfortable with extreme volatility, and investors should never anchor to price targets set by Wall Street. Finally, between the two, I would choose Bitcoin in a heartbeat because it has the distinct advantage of being the largest, most liquid, and best known cryptocurrency. Additionally, spot Bitcoin ETFs make it easy to get Bitcoin exposure. The same cannot be said (yet) about XRP. Before you buy stock in XRP, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $659,171!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $891,722!* Now, it's worth noting Stock Advisor's total average return is 995% — a market-crushing outperformance compared to 172% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 9, 2025 Trevor Jennewine has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin, Semler Scientific, and XRP. The Motley Fool recommends Standard Chartered Plc. The Motley Fool has a disclosure policy. 2 Cryptocurrencies to Buy Now Before They Soar 140% and 580%, According to a Wall Street Analyst was originally published by The Motley Fool

Business Insider

3 hours ago

• Business Insider

TruGolf to Participate in the '2025 Virtual Tech Conference: Discover the Innovations Reshaping Tomorrow' Conference Presented by Maxim Group LLC on Wednesday, June 4th at 3:00 PM EDT - (Updated)

Salt Lake City, Utah, June 03, 2025 (GLOBE NEWSWIRE) -- TruGolf Holdings, Inc. (NASDAQ: TRUG), a leading golf technology company, announced today that Brenner Adams, TruGolf's Chief Growth Officer will present at the '2025 Virtual Tech Conference: Discover the Innovations Reshaping Tomorrow,' presented by Maxim Group LLC, tomorrow, June 4 th at 3:00 PM EDT. The Conference will be live on M-Vest. To attend, follow this link to register for this virtual event. About TruGolf Holdings TruGolf is a golf technology company, committed to making golf, easy. From innovative uses for AI to build content and enhance its image and spatial analysis, to gamified golf improvement plans, TruGolf is an industry leader in the growing technological revolution in the sport of golf. Since its founding, TruGolf has redefined what is possible in golf through technology. TruGolf's suite of Hardware, Software, and Web Products make it easier to Play, Improve, and Enjoy the game of golf. Forward-Looking Statements Some of the statements in this release are forward-looking statements, which involve risks and uncertainties. Forward-looking statements include, without limitation, whether the Company's compliance plan will be accepted by Nasdaq and the Company's expected future cash needs. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable as of the date made, expectations may prove to have been materially different from the results expressed or implied by such forward-looking statements. The Company has attempted to identify forward-looking statements by terminology including ''believes,'' ''estimates,'' ''anticipates,'' ''expects,'' ''plans,'' ''projects,'' ''intends,'' ''potential,'' ''may,'' ''could,'' ''might,'' ''will,'' ''should,'' ''approximately'' or other words that convey uncertainty of future events or outcomes to identify these forward-looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors. Any forward-looking statements contained in this release speak only as of its date. The Company undertakes no obligation to update any forward-looking statements contained in this release to reflect events or circumstances occurring after its date or to reflect the occurrence of unanticipated events. More detailed information about the risks and uncertainties affecting the Company is contained under the heading "Risk Factors" in the Company's Annual Report on Form 10-K and subsequently filed Quarterly Reports on Form 10-Q and Current Reports on Form 8-K filed with the SEC, which are available on the SEC's website,

Business Upturn

5 hours ago

• Business Upturn

XRP and DOGE are back with a bang, and the environmentally friendly cloud mining platform attracts millions of users with easy mining

Newark, New Jersey, June 20, 2025 (GLOBE NEWSWIRE) — XRP is back in the spotlight after winning a lawsuit against the U.S. Securities and Exchange Commission (SEC), while Dogecoin is also back in the spotlight due to renewed speculation about Elon Musk's cryptocurrency ambitions. As attention returns to mainstream digital assets, more mining companies are turning to solar and wind power to reduce costs and improve efficiency. This shift toward clean energy is driving the development of platforms like OPTO Miner, which leverage sustainable infrastructure to provide users with a smarter, more responsible way to mine cryptocurrency. In today's rapidly changing cryptocurrency market, cloud mining is quietly becoming an ideal choice for more and more investors, especially novices. There is no need to purchase mining machines, configure equipment, or bear high electricity bills or maintenance costs. Just select the appropriate computing power contract on the platform, and the system will automatically run and generate stable income, truly realizing 'easy to get started, continuous income'. So, what is cloud mining? Simply put, a professional platform completes the entire mining process on behalf of users. Users only need to pay the computing power fee to obtain daily income as agreed. Compared with traditional mining, this model greatly reduces the participation threshold while retaining the core advantage of continuous value-added. For those who do not want to be affected by market fluctuations and do not want to invest too much energy in equipment, the efficient cloud mining service provided by OPTO Miner is undoubtedly a more worry-free and stable way to earn passive income. Especially as the platform provides free trial contracts and green energy drive, cloud mining is becoming a new starting point for more and more investors to expand digital assets. Why choose OPTO Miner: OPTO Miner is a platform that is particularly friendly to beginners. It is easy to operate and has a clear interface, and you can quickly get started without any technical background. Even if you know nothing about cryptocurrency, you can start your mining journey smoothly. At present, the platform has hundreds of mining farms and more than one million devices around the world, all of which rely on clean energy to run, which is both environmentally friendly and efficient. It is this model that has attracted more than nine million users worldwide to join. Its appeal also lies in the fact that there is a generous passive income every day. There is no need to stare at the screen for a long time, and there is no need to make complicated settings to get a stable income, which is very friendly to those who want to make money through mining. In addition, OPTO Miner attaches great importance to safety. The platform adopts multiple protection measures to ensure the safety of user assets and promises open and transparent operations. All mines use renewable energy such as solar energy and wind energy, which not only reduces damage to the environment, but also brings more lasting returns to users. The platform also provides many benefits, such as a $15 registration bonus for new users, daily settlement of income, no hidden service fees, support for multiple mainstream cryptocurrency settlements, etc. You can also get generous referral rewards by recommending friends to join, plus 24-hour customer service and a stable system, making the entire mining experience easy and worry-free. Platform advantages: ⦁Get a $15 bonus immediately after signing up. No additional service fees or management fees. ⦁The platform supports multiple cryptocurrencies such as XRP, SOL, DOGE, BTC, LTC, ETH, USDC, USDT and BCH. ⦁The company's affiliate program allows you to refer friends and get up to $5,0000 in referral rewards. ⦁McAfee® security, Cloudflare® security, 100% uptime guarantee and excellent 24/7 live technical support. How to join OPTO Miner: Step 1: Register an account OPTO Miner provides a simple registration process, you only need to enter your email address and create an account to participate. After registration, users can immediately start mining Bitcoin and other cryptocurrencies. Step 2: Purchase a mining contract. Currently, OPTO Miner also offers a variety of mining contracts to choose from, such as $100, $500 and $1,000 contracts, each with a unique return on investment and a specific contract period. ( Please visit the official website to view the contract content) After purchasing a contract, you will receive your earnings the next day. When your earnings reach $100, you can choose to withdraw to your cryptocurrency wallet or continue to purchase other contracts. Website: Application: APP Download Email: [email protected] was founded in the UK in 2018 , focusing on compliant cloud mining. With data centers around the world and advanced intelligent computing systems, OPTO Miner has built a stable and efficient mining ecosystem. Currently, OPTO Miner serves more than 7 million users in more than 180 countries, providing low-threshold, sustainable income solutions for global cryptocurrency investors. Disclaimer: The information provided in this press release is not an investment solicitation, nor is it investment advice, financial advice, or trading advice. Cryptocurrency mining and staking involve risks. There is a possibility of financial loss. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor. Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. Ahmedabad Plane Crash