logo
How I quit my daily Starbucks habit that cost me $5,000 a year

How I quit my daily Starbucks habit that cost me $5,000 a year

Business Insider7 hours ago

For years, the single most important thing I could never do without in the mornings was a Starbucks macchiato espresso and a blueberry muffin.
Every morning at 7:30 a.m., including weekends, I'd rush out the door with a half-done tie and a productivity podcast playing through my earbuds. I'd speed walk to make it to Starbucks before the line was too long.
I became popular in the joint, and sometimes the servers would start my coffee order as soon as I walked through the door. No matter the chaos in my life, I always looked forward to Starbucks.
My coffee delight didn't come cheap
At $5 per cup and $3.95 for the muffin, I was spending about $63 the entire week on these Starbucks delicacies, give or take one rare Sunday when I'd sleep in.
Every month, I was down $241 on coffee and muffins, and that was on the lower end. Throw in an iced latte or two every other evening, the occasional banana bread upsell, other friendly yet costly coffee meet-ups with friends, and we were talking close to $5,000 annually.
The worst part is that I owned several functional coffee makers, including a French Press and a drip. They were gathering dust and judgment on my kitchen counter.
Eventually, a combination of guilt and self-reflection changed my perspective, and I thought I would have been better off if I had saved the money.
I've always had an annual personal saving goal of $6,000 to $7,000 that I hardly ever met, and I realized that if I could cut down my Starbucks expenses, I would come very close to attaining the goal.
Plus, after much reflection, I found that it wasn't even Starbucks that had me hooked. It was the 10-minute walk that made me feel awake, excited, indulgent, and maybe a little bit seen.
I figured if I could recreate these feelings, maybe I would bring my coffee makers out of retirement and keep my money in my wallet.
As 2024 rolled in, I resolved to make my coffee at home to cut costs, and I've stuck to my guns. Here's how I did it.
Step 1: I did the math and felt the pain
I created a spreadsheet to tally all of Starbucks' receipts over a few months. I had figures like $240 in August, $300 in September, and so forth. In one brutal month, I spent $410.
When I saw the totals adding up, my stomach churned. It was enough to put into a Roth IRA or spend on a vacation ticket to destinations I wanted to visit.
There was something sobering about how much I was paying for a 15-minute delight. So I started thinking about what else the money would do for me.
Step 2: I turned my kitchen corner into a coffee shrine
I wanted a dedicated coffee shrine that would mimic the Starbucks ambiance. I cleaned my coffee makers, purchased nice mugs, takeout cups, and bought bougie beans.
I went a step further to look up my favorite Starbucks coffee recipes on TikTok to ensure I had everything I needed.
I didn't just want to make coffee, I wanted to stage it, and the kitchen corner felt like an upgrade.
Step 3: I made it emotional
I still battled with the Starbucks urges time and again. However, when I faced the urges, I jotted on my phone exactly what I was craving: was it a reward, comfort, or just the need to escape from morning meetings?
I always wrote what mattered: "This $5 coffee will buy me 15 minutes of delight, and that will be $5 less toward my savings goal." It automatically made me rethink the transaction.
Step 4: I strived for better mornings, not just cheaper ones
I didn't want to give up my blueberry muffins. My wife looked up a couple of recipes, not only with blueberries but also banana oat bars and cinnamon.
She made delicious choices most mornings and breakfast sandwiches on others.
I had great food options, top-notch coffee beans, and extra time to spend with the family as I wasn't rushing to beat the line. It felt peaceful.
The final step: I found accountability and have some fun
To make it stick, I invite some of my friends to do weekly "coffee reset challenges", where they share their latest coffee finds and we even take pictures of our home brews to crown a winner.
What I spend today
I buy my favorite coffee beans at $12 a bag, which lasts two weeks. We also opt for homemade blueberry muffins, which makes my coffee ritual very affordable. And after throwing in other spontaneous trips I would make to the coffee shop and everything else I would buy, I significantly cut costs.
I didn't quit Starbucks to be virtuous. I stopped because I could save the money and put it towards the future.
I no longer miss it as much because I realized it was not really about the caffeine. I was looking for comfort and moments of peace, things that I now find at home with my family.

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

‘I just want finality': GOP greets newest TikTok extension with resignation
‘I just want finality': GOP greets newest TikTok extension with resignation

Yahoo

time3 hours ago

  • Yahoo

‘I just want finality': GOP greets newest TikTok extension with resignation

President Donald Trump's latest move to keep TikTok alive is yet again frustrating congressional Republicans, many of whom object to China's continued involvement in the popular app but just want to be done with the whole drama. 'Not my favorite thing,' Sen. Josh Hawley (R-Mo.), along-time proponent of the ban, deadpanned, when asked about the president's plan to issue another extension. He spoke a day before the White House confirmed Trump signed a 90-day suspension of enforcement of the law requiring TikTok to divest from ByteDance, its China-based parent company, throwing another lifeline to the short-form video app. By Friday, some House lawmakers registered a note of resigned irritation. The extension — Trump's third since the law went into effect on Jan. 19 — is a unilateral decision not envisioned in the bipartisan law passed by Congress and upheld last year by the Supreme Court. Rep. Darin LaHood (R-Ill.), a member of the House Intelligence and China committees, told POLITICO. 'The national security concerns and vulnerabilities are still there, and they have not gone away. I would argue they've almost become more enhanced in many ways." But Trump's extension of the TikTok law largely boxed out Republicans in both chambers who have shown little inclination — beyond stern words — to prevent him from making these postponements almost routine. Many GOP lawmakers saw themselves as granting the president space to cut a promised deal while the White House deals with urgent priorities, like trade negotiations and the Israel-Iran conflict. 'In light of everything going on, I think he did the right thing,' Sen. John Kennedy (R-La.), a China hawk who voted for the ban, told POLITICO of Trump. 'I have concerns about all kinds of things — that [the extension] is on the list — but it's not at the top of the list.' Though Trump has promised his TikTok negotiations areclosely tied to trade talks with China, Treasury Secretary Scott Bessent testified last week to a Senate panel that TikTok's sale wasnot currently a part of the negotiations with China, raising a further potential obstacle to Trump inking a deal in the near future. Sen. Lindsey Graham (R-S.C.), a close ally of the president and longtime national-security hawk said earlier in the week: 'The sooner we get that issue solved, the better,' without offering any ideas for further enforcement. 'I just want finality,' Senate Judiciary Chair Chuck Grassley (R-Iowa) told POLITICO. 'I want some certainty and just know that the Congress isn't being played when we make a decision [that the app] be sold.' Another member of the House China Committee, Rep. Zach Nunn (R-Iowa), told POLITICO, 'No more extensions. It's time to follow through.' Rep. Dan Newhouse (R-Wash.), also a member of the China panel, noted in a post on X Thursday the law only allows one extension of the compliance deadline, adding, 'I was proud to support the ban of TikTok and believe the law should be implemented as written.' With their comments, the lawmakers echoed House China Chair John Moolenaar (R-Mich.), who in early June called for the U.S. to 'let [TikTok] go dark' to bring China to the table to negotiate. He reiterated that stance on Friday. 'Delays only embolden the Chinese Communist Party,' Moolenaar said in a statement to POLITICO. 'I urge the administration to enforce the law as written and protect the American people from this growing national security threat." Still, observers say Republicans are not exercising their leverage to demand the White House enforce the law they helped write, for example by withholding funding or congressional oversight hearings. "I keep reading that Republicans are 'frustrated' and 'impatient' about their TikTok law being ignored, but they should stop complaining to reporters and take it up with Trump,' said Adam Kovacevich, founder and CEO of the pro-tech Chamber of Progress. Among the Republicans being undercut by the president is his own secretary of state. Marco Rubio — who as senator was one of the loudest critics of TikTok's ties to China, and a huge backer of the app's ban — has been conspicuously silent as Trump has repeatedly granted more time to strike a deal for its sale. 'You have to decide what's more important, our national security and the threat that it poses to our national security,' Rubio told POLITICO in March 2023, as Congress was considering a ban. 'You have to weigh that against what you might think the electoral consequences of it are. For me, it's an easy balancing act. I mean, there is no balance. I'm always going to be for our national security.' A spokesperson for Rubio at the State Department did not respond to a request for comment. Democrats — even those who support keeping TikTok online — say Trump's approach is the wrong one. 'These endless extensions are not only illegal, but they also put TikTok's fate in the hands of risk-averse corporate shareholders,' Sen. Ed Markey (D-Mass.) told POLITICO in a statement. 'This is deeply unfair to TikTok's creators and users. I'm prepared to work towards a solution, but Trump isn't coming to the table.'

How I quit my daily Starbucks habit that cost me $5,000 a year
How I quit my daily Starbucks habit that cost me $5,000 a year

Business Insider

time7 hours ago

  • Business Insider

How I quit my daily Starbucks habit that cost me $5,000 a year

For years, the single most important thing I could never do without in the mornings was a Starbucks macchiato espresso and a blueberry muffin. Every morning at 7:30 a.m., including weekends, I'd rush out the door with a half-done tie and a productivity podcast playing through my earbuds. I'd speed walk to make it to Starbucks before the line was too long. I became popular in the joint, and sometimes the servers would start my coffee order as soon as I walked through the door. No matter the chaos in my life, I always looked forward to Starbucks. My coffee delight didn't come cheap At $5 per cup and $3.95 for the muffin, I was spending about $63 the entire week on these Starbucks delicacies, give or take one rare Sunday when I'd sleep in. Every month, I was down $241 on coffee and muffins, and that was on the lower end. Throw in an iced latte or two every other evening, the occasional banana bread upsell, other friendly yet costly coffee meet-ups with friends, and we were talking close to $5,000 annually. The worst part is that I owned several functional coffee makers, including a French Press and a drip. They were gathering dust and judgment on my kitchen counter. Eventually, a combination of guilt and self-reflection changed my perspective, and I thought I would have been better off if I had saved the money. I've always had an annual personal saving goal of $6,000 to $7,000 that I hardly ever met, and I realized that if I could cut down my Starbucks expenses, I would come very close to attaining the goal. Plus, after much reflection, I found that it wasn't even Starbucks that had me hooked. It was the 10-minute walk that made me feel awake, excited, indulgent, and maybe a little bit seen. I figured if I could recreate these feelings, maybe I would bring my coffee makers out of retirement and keep my money in my wallet. As 2024 rolled in, I resolved to make my coffee at home to cut costs, and I've stuck to my guns. Here's how I did it. Step 1: I did the math and felt the pain I created a spreadsheet to tally all of Starbucks' receipts over a few months. I had figures like $240 in August, $300 in September, and so forth. In one brutal month, I spent $410. When I saw the totals adding up, my stomach churned. It was enough to put into a Roth IRA or spend on a vacation ticket to destinations I wanted to visit. There was something sobering about how much I was paying for a 15-minute delight. So I started thinking about what else the money would do for me. Step 2: I turned my kitchen corner into a coffee shrine I wanted a dedicated coffee shrine that would mimic the Starbucks ambiance. I cleaned my coffee makers, purchased nice mugs, takeout cups, and bought bougie beans. I went a step further to look up my favorite Starbucks coffee recipes on TikTok to ensure I had everything I needed. I didn't just want to make coffee, I wanted to stage it, and the kitchen corner felt like an upgrade. Step 3: I made it emotional I still battled with the Starbucks urges time and again. However, when I faced the urges, I jotted on my phone exactly what I was craving: was it a reward, comfort, or just the need to escape from morning meetings? I always wrote what mattered: "This $5 coffee will buy me 15 minutes of delight, and that will be $5 less toward my savings goal." It automatically made me rethink the transaction. Step 4: I strived for better mornings, not just cheaper ones I didn't want to give up my blueberry muffins. My wife looked up a couple of recipes, not only with blueberries but also banana oat bars and cinnamon. She made delicious choices most mornings and breakfast sandwiches on others. I had great food options, top-notch coffee beans, and extra time to spend with the family as I wasn't rushing to beat the line. It felt peaceful. The final step: I found accountability and have some fun To make it stick, I invite some of my friends to do weekly "coffee reset challenges", where they share their latest coffee finds and we even take pictures of our home brews to crown a winner. What I spend today I buy my favorite coffee beans at $12 a bag, which lasts two weeks. We also opt for homemade blueberry muffins, which makes my coffee ritual very affordable. And after throwing in other spontaneous trips I would make to the coffee shop and everything else I would buy, I significantly cut costs. I didn't quit Starbucks to be virtuous. I stopped because I could save the money and put it towards the future. I no longer miss it as much because I realized it was not really about the caffeine. I was looking for comfort and moments of peace, things that I now find at home with my family.

‘We can't wait forever': GOP frustrated but unwilling to act on Trump's TikTok extension
‘We can't wait forever': GOP frustrated but unwilling to act on Trump's TikTok extension

Politico

time17 hours ago

  • Politico

‘We can't wait forever': GOP frustrated but unwilling to act on Trump's TikTok extension

President Donald Trump's latest move to keep TikTok alive is yet again frustrating congressional Republicans, many of whom object to China's continued involvement in the popular app but just want to be done with the whole drama. 'Not my favorite thing,' Sen. Josh Hawley (R-Mo.), along-time proponent of the ban, deadpanned, when asked about the president's plan to issue another extension. He spoke a day before the White House confirmed Trump signed a 90-day suspension of enforcement of the law requiring TikTok to divest from ByteDance, its China-based parent company, throwing another lifeline to the short-form video app. By Friday, some House lawmakers registered a note of resigned irritation. The extension — Trump's third since the law went into effect on Jan. 19 — is a unilateral decision not envisioned in the bipartisan law passed by Congress and upheld last year by the Supreme Court. Rep. Darin LaHood (R-Ill.), a member of the House Intelligence and China committees, told POLITICO. 'The national security concerns and vulnerabilities are still there, and they have not gone away. I would argue they've almost become more enhanced in many ways.' But Trump's extension of the TikTok law largely boxed out Republicans in both chambers who have shown little inclination — beyond stern words — to prevent him from making these postponements almost routine. Many GOP lawmakers saw themselves as granting the president space to cut a promised deal while the White House deals with urgent priorities, like trade negotiations and the Israel-Iran conflict. 'In light of everything going on, I think he did the right thing,' Sen. John Kennedy (R-La.), a China hawk who voted for the ban, told POLITICO of Trump. 'I have concerns about all kinds of things — that [the extension] is on the list — but it's not at the top of the list.' Though Trump has promised his TikTok negotiations areclosely tied to trade talks with China, Treasury Secretary Scott Bessent testified last week to a Senate panel that TikTok's sale was not currently a part of the negotiations with China, raising a further potential obstacle to Trump inking a deal in the near future. Sen. Lindsey Graham (R-S.C.), a close ally of the president and longtime national-security hawk said earlier in the week: 'The sooner we get that issue solved, the better,' without offering any ideas for further enforcement. 'I just want finality,' Senate Judiciary Chair Chuck Grassley (R-Iowa) told POLITICO. 'I want some certainty and just know that the Congress isn't being played when we make a decision [that the app] be sold.' Another member of the House China Committee, Rep. Zach Nunn (R-Iowa), told POLITICO, 'No more extensions. It's time to follow through.' Rep. Dan Newhouse (R-Wash.), also a member of the China panel, noted in a post on X Thursday the law only allows one extension of the compliance deadline, adding, 'I was proud to support the ban of TikTok and believe the law should be implemented as written.' With their comments, the lawmakers echoed House China Chair John Moolenaar (R-Mich.), who in early June called for the U.S. to 'let [TikTok] go dark' to bring China to the table to negotiate. He reiterated that stance on Friday. 'Delays only embolden the Chinese Communist Party,' Moolenaar said in a statement to POLITICO. 'I urge the administration to enforce the law as written and protect the American people from this growing national security threat.' Still, observers say Republicans are not exercising their leverage to demand the White House enforce the law they helped write, for example by withholding funding or congressional oversight hearings. 'I keep reading that Republicans are 'frustrated' and 'impatient' about their TikTok law being ignored, but they should stop complaining to reporters and take it up with Trump,' said Adam Kovacevich, founder and CEO of the pro-tech Chamber of Progress. Among the Republicans being undercut by the president is his own secretary of state. Marco Rubio — who as senator was one of the loudest critics of TikTok's ties to China, and a huge backer of the app's ban — has been conspicuously silent as Trump has repeatedly granted more time to strike a deal for its sale. 'You have to decide what's more important, our national security and the threat that it poses to our national security,' Rubio told POLITICO in March 2023, as Congress was considering a ban. 'You have to weigh that against what you might think the electoral consequences of it are. For me, it's an easy balancing act. I mean, there is no balance. I'm always going to be for our national security.' A spokesperson for Rubio at the State Department did not respond to a request for comment. Democrats — even those who support keeping TikTok online — say Trump's approach is the wrong one. 'These endless extensions are not only illegal, but they also put TikTok's fate in the hands of risk-averse corporate shareholders,' Sen. Ed Markey (D-Mass.) told POLITICO in a statement. 'This is deeply unfair to TikTok's creators and users. I'm prepared to work towards a solution, but Trump isn't coming to the table.'

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store