logo
Can I still go in person to Social Security office? What to know to make an appointment

Can I still go in person to Social Security office? What to know to make an appointment

Yahoo13-03-2025

With the Department of Government Efficiency closing some federal offices, and job cuts looming, it's important to make the most of your commute to government offices, like those for a Social Security office appointment.
As of Tuesday, Social Security reported two California offices that closed: One in Hemet and one in Glendale. Those offices can only provide phone help, according to the Social Security Administration.
Regardless if you want to start retirement benefits, apply for disability or survivor benefits, or replace your worn-out or lost Social Security card, here's how to plan ahead to make that visit to a Social Security office count.
Note to readers: If you appreciate the work we do here at the Redding Record Searchlight, please consider subscribing yourself or giving the gift of a subscription to someone you know.
Social Security offers 24-hour automated service, but to talk to a real person — to get a call back from an agent — you need to call 800-772-1213 between 8 a.m. and 7 p.m. local time on weekdays.
Have your Social Security number ready. You'll need to enter it to speak with someone.
Tell the AI operator you'd like to "speak with an agent." Before you're put on hold, you'll likely hear there's a long wait time: 90 minutes or longer. For some services, you may get a prompt to request a call back instead of waiting on hold.
Call as soon as the Social Security call center opens at 8 a.m. Times are busiest later in the day.
Wait times are usually longer on Mondays and Tuesdays, and during the first half of the month; so try calling Wednesday through Friday, and/or during the last week of the month.
To find your closest Social Security office and its open hours, go to secure.ssa.gov/ICON/main.jsp and enter your ZIP code. Results will give you that office's hours and a local phone number you can call to make an appointment.
You can also call the general number (above) and make an appointment through the call center.
To get updates on Social Security office closures, go to ssa.gov/agency/emergency. You can see closures — temporary and otherwise — alphabetically by state.
Californian's can also sign up to get email updates about closures using a link on the emergency web page, or at public.govdelivery.com/accounts/USSSA/subscriber/new?topic_id=USSSA_160
Jessica Skropanic is a features reporter for the Record Searchlight/USA Today Network. She covers science, arts, social issues and news stories. Follow her on Twitter @RS_JSkropanic and on Facebook. Join Jessica in the Get Out! Nor Cal recreation Facebook group. To support and sustain this work, please subscribe today. Thank you.
This article originally appeared on Redding Record Searchlight: Social Security: Scheduling an office visit amid job cuts, closures

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Advantages of Social Security Privatization, According to Experts
Advantages of Social Security Privatization, According to Experts

Yahoo

time34 minutes ago

  • Yahoo

Advantages of Social Security Privatization, According to Experts

Social Security privatization would shift retirement funding from the government to individual Americans. Proponents of privatization believe it can lead to higher investment returns, thus providing retirees with more money in retirement. For some, the focus on personal responsibility is key. The $23,760 Social Security bonus most retirees completely overlook › If you want to get people worked up, ask a small group of friends what they think of Social Security privatization. Privatization refers to the idea of shifting the management and funding of retirement from the government to individuals. In other words, rather than paying Social Security taxes as part of FICA, you would keep the money and invest for retirement on your own. Experts have dramatically different opinions on privatization, with some fearing that it will lead to more people entering retirement with little to no financial resources. Those arguing in favor of privatizing the program take a completely different view. Here's how they believe the change would benefit the average American worker. Imagine that a portion of your Social Security taxes were invested in a personal account rather than used to fund current retirees' benefits. You could invest in stocks and bonds to your heart's content. In fact, you could invest in any vehicle you believe will provide a strong return. One of the beauties of investing is the way compound interest can significantly increase your retirement savings over time. As long as you begin investing early and are consistent, proponents of privatization believe you're in a position to build up more money than you could ever collect through Social Security payments. Proponents believe that Americans will appreciate the ability to invest their retirement savings where they want. Rather than paying it into a program supporting current retirees, they can choose where their money will go. However, the open question becomes: What happens to the millions of current retirees when workers stop paying into the system? Read any message board, and you're likely to find plenty of people with an opinion about Social Security privatization. It's been a hot-button topic since President George W. Bush first suggested it in his 1978 Congressional race, then pushed for it again following his successful 2004 presidential campaign. Since that time, the subject has been supported by a rotating cast of politicians, who claim it will put the responsibility for saving on individuals rather than allowing them to depend on the government to provide a safety net. While this reasoning overlooks the fact that Americans spend decades contributing to the system and Social Security has never been a public assistance program, it does appeal to the "pull yourself up by your bootstraps" crowd. Proponents believe that pushing Americans to invest on their own means greater financial literacy among the masses. It's also believed that it will foster a culture of savings and investment. While this may be true for some, it's fair to imagine that wealthier Americans can afford to pay financial planners to help them make the most of their investments, while workers living paycheck to paycheck may have trouble saving the funds at all. It's likely that most people would like to save for retirement, but not everyone can afford to do so. The good news is that plenty of people are actively involved in seeking a solution to potential Social Security shortages. It may turn out that some form of Social Security privatization -- such as a hybrid system that allows you to continue paying into the current system while setting aside some money to make your own investments -- will be the answer. Or, it may be something entirely different. While proponents of Social Security privatization offer numerous potential advantages, it's yet to be seen if anyone will come up with a better solution. If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known could help ensure a boost in your retirement income. One easy trick could pay you as much as $23,760 more... each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we're all after. Join Stock Advisor to learn more about these Motley Fool has a disclosure policy. Advantages of Social Security Privatization, According to Experts was originally published by The Motley Fool Sign in to access your portfolio

6 Social Security Changes Experts Predict Could Come in the Next Decade
6 Social Security Changes Experts Predict Could Come in the Next Decade

Yahoo

time42 minutes ago

  • Yahoo

6 Social Security Changes Experts Predict Could Come in the Next Decade

Social Security is a lifeline for millions of Americans, but experts warn that the program faces serious financial challenges in the years ahead. Lawmakers are under growing pressure to act as the trust fund's reserves are projected to run short in the early 2030s, per Social Security trustees report. For You: Read Next: 'The most significant reforms that have been discussed for years include raising the full retirement age, modifying the payroll tax cap, adjusting the benefit formula, and revising the cost-of-living adjustment (COLA),' said Shannon Benton, executive director of the Senior Citizens League. Below we dive into some of these possible social security changes. One of the most likely Social Security changes is raising the full retirement age, which is the age when Americans can claim full benefits. According to the Congressional Budget Office, the full retirement age is already set to rise to 67 for workers born after 1959, and several proposals would gradually increase it to 68, 69 or even 70 for future retirees. This move is seen as a way to account for longer life spans and to help shore up Social Security's finances. Check Out: However, raising the FRA would mean that many future retirees would have to wait longer to receive full benefits. 'Delaying full benefits would effectively reduce lifetime benefits for many retirees who claim benefits early, particularly those unable to continue working into their late 60s,' Benton explained. Another major reform under discussion is modifying or eliminating the payroll tax cap, which limits the amount of income subject to Social Security taxes. According to Benton, only earnings up to $168,600 are currently taxed for Social Security, leaving higher earners' additional income untaxed. Proposals like Congressman John Larson's Social Security 2100 Act would apply payroll taxes to wages above $400,000, creating what's known as a 'donut hole.' This means income between the current taxable cap and $400,000 wouldn't be taxed for Social Security, but income above that threshold would. Over time, as the cap rises, this gap would close and all high earnings would be subject to Social Security taxes. Adjusting the Social Security benefit formula is another reform that could be enacted to improve the program's solvency and equity. The current formula is progressive, replacing a higher percentage of income for lower earners and less for higher earners. 'Some plans propose reducing benefits for higher earners while modestly boosting them for lower-income beneficiaries,' Benton said. For example, the Bowles-Simpson plan would cut benefits for high earners and boost them for low earners, according to the Tax Foundation. These changes aim to provide greater income security for the most vulnerable retirees while reducing costs for the system as a whole. The way Social Security benefits are adjusted for inflation could also see significant changes in the next decade. 'One recurring proposal is to adopt the Chained CPI, which tends to produce lower inflation estimates than the current CPI-W used for COLAs,' Benton explained. Critics argue this would erode retirees' purchasing power over time, especially for those who live longer. Alternatively, Benton and The Senior Citizens League support using the Consumer Price Index for the Elderly (CPI-E), which better reflects seniors' spending patterns and would likely result in higher COLAs. The debate centers on balancing the need for program solvency with protecting retirees' standard of living. A gradual increase in the payroll tax rate is another option experts believe could help close Social Security's funding gap. According to the Social Security Administration, the current rate is 6.2% for employees and 12.4% for the self-employed, split between workers and employers. 'Even a small increase, phased in over time, could significantly improve solvency,' Benton said. This solution spreads the cost across all workers and helps ensure Social Security's future without drastic benefit cuts. Benton predicts that changes to how Social Security benefits are taxed could be on the horizon, particularly for higher-income retirees. The Concord Coalition reported that up to 85% of benefits can be taxed depending on income. However, the income thresholds are not indexed to inflation, so more beneficiaries are taxed each year. Proposals include lowering the income thresholds or increasing the share of benefits subject to taxation for higher earners. This would raise additional revenue for the trust fund and target those most able to afford it. However, such changes could be unpopular among middle- and upper-income retirees, making them politically sensitive. More From GOBankingRates Mark Cuban Warns of 'Red Rural Recession' -- 4 States That Could Get Hit Hard 25 Places To Buy a Home If You Want It To Gain Value Here's the Minimum Salary Required To Be Considered Upper Class in 2025 This article originally appeared on 6 Social Security Changes Experts Predict Could Come in the Next Decade

Six Nations care home evacuated by ‘severe flooding'
Six Nations care home evacuated by ‘severe flooding'

Hamilton Spectator

timean hour ago

  • Hamilton Spectator

Six Nations care home evacuated by ‘severe flooding'

Residents at a new long-term-care home in Delhi woke up to a surprise on Thursday morning: dozens of new friends around the breakfast tables. The 128-bed peopleCare Delhi long-term-care home, which opened its redeveloped building to 40 permanent residents on Monday, welcomed another 40 older adults from Iroquois Lodge after it was evacuated due to flooding. Having just opened, the Dalton Road home had beds to spare. Residents arrived starting at 9 p.m., on Wednesday and kept coming into the early-morning hours. Staff at the Delhi home were 'rolling out tea carts and snacks' while their team performed shortened intakes and settled residents in their rooms with help from familiar Iroquois Lodge caregivers, said Sheena Campbell, vice-president of communications and engagement for peopleCare, the owner of several homes in Ontario. It's a 'massive undertaking,' one that normally takes months to plan. But staff from both homes 'pulled together,' she said. 'There was a spirit of positivity,' she said. 'Neighbours helping neighbours.' Iroquois Lodge is one of two Ohsweken care homes evacuated following 'severe flooding,' Six Nations of the Grand River said in a release on Thursday. Residents of Home and Community Care, which provides supportive housing, palliative care and other services to older and disabled adults, were also relocated, the Ontario First Nation said in the release. Six Nations' central administration building and area homes have also been affected. 'Homes connected to the wastewater system have experienced wastewater backups, which have affected basements and property,' the June 19 release reads. Six Nations didn't respond to Spectator requests for information on Friday. Parts of Chiefswood Road and 3rd Line close Thursday due to flooding on Six Nations of the Grand River. The flooding, the release said, is a result of 'intense rainfall' earlier this week. Six Nations received an estimated 100 millimetres of rain in a 12-hour period on Wednesday, 'significantly more' than surrounding areas, Environment Canada meteorologist Steven Flisfeder said. Neighbouring area Brantford had 43 millimetres and Hamilton had 36 mm. This can occur when 'multiple storms are crossing the same area multiple times' and happen to hit one area harder and longer, he said. 'It really is a luck of the draw,' Flisfeder said. 'It's storm dependent, day dependent how the ingredients for the storm develop and progress.' Six Nations fire and emergency services said in Facebook post on Wednesday afternoon they were 'experiencing extremely high call volumes.' Six Nations is assessing damage to government buildings and 'gathering information from community members who have been affected,' the release reads. Residents with property damage can contact central administration, which continues to monitor calls, at 519-445-2201 , or the 24-hour crisis line at 519-445-2204 . As of Thursday, Chiefswood Road between 5th and 6th lines and 3rd Line between Tuscarora and Chiefswood roads were closed. Error! Sorry, there was an error processing your request. There was a problem with the recaptcha. Please try again. You may unsubscribe at any time. By signing up, you agree to our terms of use and privacy policy . This site is protected by reCAPTCHA and the Google privacy policy and terms of service apply. Want more of the latest from us? Sign up for more at our newsletter page .

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store