10 Most Livable Cities for Wealthy Retirees in the Northeast
Wealthy adults dreaming of enjoying all four seasons during retirement will be pleased to hear about the 10 Northeastern cities that have an excellent quality of life.
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GOBankingRates referred to a recent Livability ranking of the top 100 places to live in the United States. Ten Northeast cities were pulled from the list of 15 cities to rank in that region. Each city has a high livability score and a median home value of $350,000 to appeal to rich retirees.
See the full list of the 10 most livable Northeastern cities.
LivScore: 828
Population: 105,687
Median home value: $495,708
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Discover Next:
LivScore: 771
Population: 87,628
Median home value: $438,054
Be Aware:
LivScore: 770
Population: 456,053
Median home value: $376,063
LivScore: 730
Population: 91,134
Median home value: $396,310
LivScore: 704
Population: 86,179
Median home value: $399,885
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LivScore: 690
Population: 85,851
Median home value: $392,848
LivScore: 680
Population: 230,416
Median home value: $354,664
LivScore: 669
Population: 118,234
Median home value: $371,951
For You:
LivScore: 661
Population: 101,089
Median home value: $473,051
LivScore: 656
Population: 208,439
Median home value: $350,645
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This article originally appeared on GOBankingRates.com: 10 Most Livable Cities for Wealthy Retirees in the Northeast
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Survey: More than 1 in 4 Americans feel they need to make $150,000 or more to live comfortably
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The 'American Dream' can look different from person to person — whether it involves immigrating to the U.S. for more opportunities, buying a home or retiring early. Whatever someone's vision of the American Dream is, only 29 percent of Americans believe their version is likely in today's economy. Source: Bankrate's Financial Freedom Survey, May 14-16, 2025 The youngest American adults are the likeliest to still have hope for the American Dream. Over a third of Gen Z (36 percent) say their version of the American dream is likely in today's economy, compared to 27 percent of millennials, 26 percent of Gen Xers and 27 percent of baby boomers. Income-wise, more than half (56 percent) of those making under $50,000 a year say it's unlikely that they'll achieve their version of the American Dream. 'Though many Americans hold onto the idea of returning to a 1950s-era 'Golden' America age, the days when a single, non-college educated breadwinner could sustain an entire family seem like they may be confined forever to the past,' Foster says. There's no one-size-fits-all approach to achieving financial comfort — what financial comfort means will look different for everyone. For one person, it might be paying all their bills on time, every time, while for another, it may be buying a large house and going on vacations whenever they can. These steps can help you figure out what financial comfort means to you and how you can get there. To avoid creating a goal that you can't meet, financial goals should be realistically attainable and set within a certain timeframe. For instance, if you make a relatively low salary today, setting a goal of tripling your salary in six months is likely unrealistic. On the other hand, setting a goal of asking for a raise in the next year is a much more attainable goal for most people. Some examples of financial goals are: Go back to school for a master's degree within the next two years to increase your earning potential. Pay off $3,000 of credit card debt in six months. Save three months of expenses (or $15,000) in one year for an emergency savings fund. Save for a down payment (or $20,000) on a house in five years. Max out your 401(k) contributions this year. If you need help understanding what financial goals would be best for you, consider seeking the services of a financial advisor, who could look at your entire financial picture and give you personalized advice based on your situation. Be sure to prioritize hiring a fee-only advisor, who only receives compensation based on a flat fee, and typically acts in their clients' best interests. Once you know your financial goals, you can start crafting your plan to meet them. For example: If your goal is to pay off debt, you can… Set a goal to pay off your debt within a certain timeframe and stick to it. For example, if your goal is to pay off $3,000 of debt in six months, and you're paid bimonthly, you should set an automatic payment of $250 every time you're paid to go towards your debt. If you have several sources of debt (for example, student loan debt and credit card debt), you can consider the snowball or avalanche debt repayment methods. The snowball method prioritizes your debts from the smallest balance to the largest balance. The avalanche method prioritizes your debts from the largest annual percentage rate (APR) to the smallest APR. If your goal is to save more money, you can… Switch to a HYSA, which will provide a higher interest rate on your rainy day fund than a traditional savings account. Pay yourself first: Set up a recurring transfer from your checking account to your savings account each month and don't touch it. Alternatively, you can split up your direct deposit to put some of the funds in your savings account directly. If your goal is to make more money, you can… Explore side hustles, such as selling unwanted items online, tutoring or freelancing. Consider passive income opportunities, like investing in a high-yield CD or savings account or rental income. If your goal is to invest more for retirement, you can… Max out your 401(k) for the year. (The cap for 2025 is $23,500.) Open a Roth IRA, which allows you to deposit after-tax income and take it out at retirement tax-free. Not all lifestyle creep is bad — for example, as your income rises, you may want to replace your old beater car with a nicer vehicle or buy more fresh and organic foods for your family. But if your spending continues to rise as you earn more money throughout your career, you may not ever get to a point where you feel financially secure. 'As our income rises, so does our vision of comfort. With each pay bump, the lure of a grander lifestyle can be irresistible — especially after periods of restraining ourselves,' Foster says. 'Not to mention, we all deserve to reward ourselves with our hard-earned money. But this 'lifestyle inflation' can sometimes pose as many risks to our finances as actual inflation.' To avoid lifestyle creep, instead of spending more when you receive a yearly raise or bonus, try funneling that money toward investments or savings instead. You can break the funds up: For example, if you receive a $10,000 yearly bonus, you could put $5,000 towards savings, $3,000 to meet your yearly Roth IRA cap and spend the rest. Similarly, if you receive a raise that increases your paycheck by $200 a pay period, you could put that money toward savings and keep your spending habits the same. Methodology Bankrate commissioned YouGov Plc to conduct the survey. All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 2,260 adults. Fieldwork was undertaken between 14th – 16th May 2025. The survey was carried out online and meets rigorous quality standards. It employed a non-probability-based sample using both quotas upfront during collection and then a weighting scheme on the back end designed and proven to provide nationally representative results.
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Oil up, but stocks look to slide after U.S. attacks on Iran
Oil up, but stocks look to slide after U.S. attacks on Iran originally appeared on TheStreet. The U.S. attack on Iranian nuclear facilities on Saturday changes the focus of what's ahead for the U.S. economy in the last full week of June. Because everyone is waiting to see what Iran will do, other than fire missiles on Israel. That's what happened late Saturday. 💵💰💰💵 The three biggest questions a day later: How will energy and stock markets react? Does Iran still have enough enriched uranium to make and deploy a small nuclear weapon? Will Iran move to block the ships from passing from the Persian Gulf through the Strait of Hormuz into global shipping lanes? Outside geopolitics, economic events coming up include Federal Reserve Chairman Jerome Powell's testimony before Congress on Tuesday and an important inflation nuclear question is on the table because U.S. officials weren't sure Sunday if the attacks on facilities at Fordow, Natanz and Isfahan actually destroyed nuclear materials. Vice President J.D. Vance, in fact, suggested that Iran's nuclear stock pile is still intact. If that's the case, it's possible Iran could assemble a first-generation weapon. That would be as powerful as the bombs dropped on Hiroshima and Nagasaki in 1945, Robert Pape of the Chicago Project on Security and Threats told MSNBC's Alex Witt on Sunday. Not having this awful idea become reality depends on cooler heads prevailing. A key issue: If Iran is willing to discuss destroying or otherwise ceding control its nuclear development efforts. The Trump Administration is threatening more attacks if Iran rejects the demand. Blocking the Strait of Hormuz, through which 25% of the world's crude oil passes — headed mostly to China, India and Asia — will send global oil prices surging and, ultimately, will boost gasoline prices in the United States and elsewhere. Stocks and bonds also would slump. Crude oil futures in New York opened up nearly $3 a barrel, then fell back quickly. At 7:30 p.m. EDT, crude was was up $2.12 to $75.99. Brent crude, the global benchmark, jumped to as high as $81.40, then fell back to $79.20 per barrel, up $2.19 Crude oil settled at $73.84 a barrel on Friday, up 34 cents. or 1.2%, from Thursday and up 21.5% so far in June. AAA's daily report on gasoline prices put the U.S. average at $3.218 a gallon, down slightly from Saturday's $3.129. Stock index futures were lower in early trading Sunday with S&P 500 futures off 28 points to 5,990. Futures based on the Dow Jones Industrial Average were down just 184 points to 42,333. Nasdaq-100 futures had fallen 137 points to 21,710. Stocks overall were flat last week even as global tensions heated up. Some defense-oriented stocks slipped on Friday. Palantir Technologies () was off 2% to $137.30. Lockheed Martin () , however, was up 0.4% to $470.56. Federal Reserve Chairman Jerome Powell, who is always verbally battered by President Trump, will testify before the Congress twice this week. The questions almost certainly focus on the Iran situation and its impact on the economy. He will also have to explain why the Fed is so stubborn about NOT cutting its key federal funds rate. The Fed decided last week to leave its federal funds rate at 4.25% to 4.5%. One Fed governor, Christopher Waller, who voted in support of holding rates steady, thinks a rate cut could come in July. Mary Daly, president of the Federal Reserve Bank of San Francisco, thinks the Fed will have better information by September. The federal funds rate mostly affects short-term rates. Bond yields influence rates on, say, home mortgages and auto loans. The 30-year mortgage rate was just under 7% on Friday. Powell's first appearance is before the House Financial Services Committee on Tuesday and the Senate Banking Committee on Wednesday. More Economic Analysis: Federal Reserve prepares strong message on long-term interest rates Massive city workers union approves strike Analyst makes bold call on stocks, bonds, and gold The most important economic report this coming week is the Personal Consumption Expenditures Index (PCE), due Friday from the U.S. Bureau of Economic Analysis. This is the Federal Reserve's preferred inflation rate. The index for May is expected to show a 2.3% year-over-year index. The core index, stripping out food and energy, is expected to rise 2.6%, up slightly from April. The inflation rate is still the lowest since March 2021, Barrons says. Four reports come this week that will help clarify the condition of the housing market. Existing homes sales for May, due Monday from the National Association of Realtors. Most estimates are around 4.1 million units on a seasonally-adjusted annual basis, up From April's 4 million rate. S&P Case-Shiller Home Price Index, due Tuesday from Standard & Poor's. New-home sales, due Wednesday from the Commerce Department. Pending home sales, due Thursday from the National Association of Home Builders. S&P Global reports its flash purchasing manager index reports for June. These measure what manufacturing and services companies are actually buying. The Conference Board comes out with its monthly Consumer Confidence Index report for June Tuesday morning It may show a slight gain because the data were collected as stocks were rallying after April's stock-market slump. The University of Michigan offers its revised Consumer Sentiment Index report on Friday. Its early version suggested consumers were a touch less worried and cited the market up, but stocks look to slide after U.S. attacks on Iran first appeared on TheStreet on Jun 23, 2025 This story was originally reported by TheStreet on Jun 23, 2025, where it first appeared. Sign in to access your portfolio
