SBI Q4 net profit dips 10% YoY to Rs 18,642.59 crore, Rs 15.90 per share dividend declared
India's largest public sector lender, State Bank of India (SBI), reported a 10% year-on-year (YoY) drop in net profit for the fourth quarter of FY25. The bank posted a net profit of Rs 18,642.59 crore, compared to Rs 20,698.35 crore in the same period last year.
Despite the decline in profit, the bank's Net Interest Income (NII) rose 2.7% YoY to Rs 42,774.55 crore.
However, the Net Interest Margin (NIM) for the domestic book dropped by 32 basis points YoY, settling at 3.15%, compared to 3.47% in Q4FY24.
On the operational side, SBI reported an operating profit of Rs 31,286 crore in Q4FY25, marking an 8.83% increase over Rs 28,748 crore in the year-ago quarter. Meanwhile, loan loss provisions rose 20.35% YoY, reaching Rs 3,964 crore, up from Rs 3,294 crore in Q4FY24.
In terms of asset quality, SBI showed improvement. The gross NPA ratio declined to 1.82%, down 42 basis points YoY, while the net NPA ratio improved by 10 basis points to 0.47%. The provision coverage ratio stood at 74.42%, reflecting a 60 basis point improvement YoY.
The bank's slippage ratio for FY25 came in at 0.55%, improving by 7 basis points YoY, while the Q4FY25 slippage ratio was 0.42%, a 1 basis point improvement YoY.
by Taboola
by Taboola
Sponsored Links
Sponsored Links
Promoted Links
Promoted Links
You May Like
25 Popular Facts That Are Actually False
Debunking Common Misconceptions
Undo
SBI's credit cost for FY25 stood at 0.38%, and the capital adequacy ratio as of March-end 2025 was reported at 14.25%.
The bank has also announced plans to raise equity capital of up to Rs 25,000 crore during FY26. This may be carried out through Qualified Institutional Placement (QIP), Follow-on Public Offer (FPO), or other approved methods like rights issues or preferential allotments, in one or more tranches.
Additionally, SBI has declared a dividend of Rs 15.90 per share along with the quarterly results.
Stay informed with the latest
business
news, updates on
bank holidays
and
public holidays
.
AI Masterclass for Students. Upskill Young Ones Today!– Join Now
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
10 minutes ago
- Time of India
"His wife going to rob half of that": Fans can't stop talking about Travis Hunter's wife as the two-way college star breaks records with massive $46.6M rookie deal
Travis Hunter lands $46.6M deal with Jaguars (Getty Images) Travis Hunter has secured a groundbreaking deal with the Jacksonville Jaguars. The two-way phenom officially inked a four-year, $46.65 million contract that is already turning heads—not just for the numbers, but for the way it's structured. According to ESPN's Adam Schefter, Hunter became the first non-quarterback not selected first overall to receive his entire $30.57 million signing bonus upfront. That's not just rare—it's historic. Travis Hunter gets historic rookie deal from Jaguars—$46.6M proves he's no ordinary NFL prospect Drafted second overall in the 2025 NFL Draft, Hunter wasn't just any top prospect. The Jaguars traded up with the Cleveland Browns, surrendering four picks—including a 2026 first-rounder—to snag the former Colorado standout. The heavy investment reflects how much the franchise believes in Hunter's ability to make an immediate impact on both sides of the ball. And it's easy to see why. Hunter is coming off one of the most dominant seasons in recent college football memory. He caught 96 passes for 1,258 yards and 15 touchdowns, while also recording 35 tackles, 11 pass breakups, four interceptions, and allowing just one touchdown on defense. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Giao dịch CFD với công nghệ và tốc độ tốt hơn IC Markets Đăng ký Undo His efforts earned him the Heisman Trophy, the Biletnikoff Award, and the Bednarik Award—all in one season. The Jaguars plan to use Hunter exactly how he was used in college: as a true two-way weapon. He's expected to line up as a slot receiver on offense while contributing as a cornerback in certain defensive packages. Jacksonville is betting big that this rare versatility will help turn around a struggling franchise. Financially, the deal is set up to escalate as he develops. Hunter will earn $840,000 in base salary during his rookie season. That will rise to $2.96 million in Year 2, $5.08 million in Year 3, and $7.20 million in Year 4. Like all first-rounders, his deal includes a fifth-year team option. Off the field, Hunter's life is also experiencing monumental changes. On May 24, he married longtime girlfriend Leanna Lenee in a lavish ceremony in Tennessee. The couple has been together since high school, and during their wedding, Hunter gifted her a six-figure Mercedes-Benz. The gesture caught public attention, but not all of it was supportive. Some online voices reacted with cynicism, with one comment stating, "His wife going to rob half of that. " Another added, "Watch his wife file for divorce now." A third commented, "That woman is going to clean the kid out." Despite the noise, Hunter appears laser-focused on his future—both on and off the field. With his contract locked in and a franchise counting on his game-changing skill set, Travis Hunter is ready to rewrite the narrative in Jacksonville—and possibly redefine what's possible for two-way players in the modern NFL. Also Read: Travis Kelce wins over Swifties with one subtle but powerful move that proves his love for Taylor Swift is real Follow all the live updates, scores, and highlights from the India vs England Test match here . Game On Season 1 kicks off with Sakshi Malik's inspiring story. Watch Episode 1 here
Time of India
12 minutes ago
- Time of India
Govt to compensate highway operators, investors for losses due to annual pass scheme
NEW DELHI: The National Highways Authority of India (NHAI) will come up with a compensation framework for private highway operators and investors, including overseas pension funds, who have betted on the highway sector for the losses they incur after rollout of 'annual pass' for private vehicles on national highways and expressways from Aug 15. This is particularly important considering that the highway sector has recorded the best outcomes in govt's monetisation programme and NHAI will receive greater focus for the purpose in the next five years. Sources in the road transport ministry said a committee will work out the framework over the next one month after holding deliberations with the stakeholders. Players across road infrastructure value chain, including companies such as Cube Mobility and IRB Infrastructure and the Adani group, sovereign fund and asset managers like NIIF, and Canada Pension Plan Investment Board and Ontario Teachers' Pension Plan Board have invested heavily in the sector. There are also several NH stretches where private highway builders are collecting toll as per ongoing contracts. 'There are some apprehensions among private investors who have taken on completed projects under the monetisation programme about their losses since they have paid upfront, based on projection of traffic and toll revenue. But since we have to keep in mind the interests of all stakeholders, especially users, we are sticking to the Aug 15 timeline,' a top NHAI official said. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Free P2,000 GCash eGift UnionBank Credit Card Apply Now Undo NHAI has monetised its projects through three models — Toll Operate Transfer (TOT), infrastructure investment trusts (InvITs) and securitisation. The official added that work on the annual pass scheme had started months back and all implications have been worked out, based on past toll collection data. Data show that NHAI has achieved 71% of the monetisation target in the highway sector, raising Rs 1.2 lakh crore out of the targeted Rs 1.6 lakh crore till FY2024-25.
Time of India
14 minutes ago
- Time of India
Contract maker Zetwerk set to pump Rs 500–800 crore for component making
Zetwerk is looking to pump in Rs 500–800 crore as the Bengaluru-based unicorn embarks on manufacturing printed circuit boards (PCBs), enclosures and electromechanical components such as heat sinks and sensors, said its co-founder Rahul Sharma 'We are very excited about the component PLI (production-linked incentive) and have seen a lot of traction,' he told ET. While the application for the government's PLI scheme is being prepared, Zetwerk has forged technology tie-ups with companies in Taiwan and is eyeing setting up manufacturing plants over the next one year. 'We are in talks with a Taiwanese company for PCBs and have gotten into a definitive agreement with them," Sharma said. "We are also speaking to a South Korean company. And for products like enclosures, we are partnering with an Indian company since that capability already exists here. Within enclosures, we are looking at enclosures for laptops and non-Apple mobile brands and products." ETtech Live Events Zetwerk is also evaluating potential collaborations with Chinese companies, particularly in specialised areas like PCBs, he said. Discover the stories of your interest Blockchain 5 Stories Cyber-safety 7 Stories Fintech 9 Stories E-comm 9 Stories ML 8 Stories Edtech 6 Stories 'Recent policy developments have signalled a pragmatic approach toward allowing minority partnerships with Chinese firms, recognising the value they can bring in bridging critical technology gaps and supporting India's self-reliance goals. Once we receive the necessary government approvals, we will move forward with these partnerships,' he said. Once the necessary approvals are obtained, Zetwerk would set up the manufacturing units, Sharma said. 'We are already present in Uttar Pradesh, Haryana, Tamil Nadu and Karnataka with plants in the electronics sector. Now, with the component PLI, we would be setting up new plants and are in close talks with a few of the state governments,' he said. While Sharma did not name the states that Zetwerk was engaging with, he said none of them had reached a definitive agreement yet. He also said that segments like electromechanical components, unlike PCBs, can be housed within the existing units. 'PCBs cannot be stationed at the same place where our existing EMS (electronic manufacturing services) factories are stationed,' he said. 'It will definitely be in a different place because it has different requirements for polishing control, power and other factors. Same goes for enclosures where we don't have to have these facilities situated in our existing clusters." Sharma further said, 'We have also hired one of the big four firms to help us prepare an application which is suitable for the government to evaluate.'
