We got a peek at Capital One's latest airport lounge in New York— here's what to expect
CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. This may impact how links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. There's big news for travel rewards enthusiasts. As of today, Capital One has officially opened its largest lounge yet at JFK, joining its growing portfolio of airport lounges in Denver (DEN), Washington Dulles (IAD) and Dallas-Fort Worth (DFW).
As a Queens native and lifelong New Yorker, I was especially eager to see how the brand would capture the energy of New York. After touring the lounge and indulging in a few too many bagels, locally brewed beers and a charcuterie board curated by an in-house cheesemonger, I can confidently say Capital One understood the assignment. The new lounge is a sophisticated, food-centric escape from the chaos of both the terminal and the city — the kind of place that might just make you hope for a flight delay.
Here's how to get in and what to expect once you're inside.
To access Capital One Lounges, you'll need to hold a Capital One Venture X Rewards Credit Card or Capital One Venture X Business, which currently include access for the primary cardholder and up to two guests.
But starting February 1, 2026, free guest access will require $75,000 in annual card spend or guests will have to pay $35. Additionally, authorized users will need to pay $125 each to retain their lounge privileges.
Related article
Your guide to earning and redeeming in Capital One's miles program
This new location is, in fact, the largest in Capital One's growing network of airport lounges, at 13,500 sq. ft. To find the lounge, you'll need to get to Terminal 4, which is used by Delta Air Lines and many international carriers, including Emirates, KLM, Singapore Airlines, Virgin Atlantic and Aeromexico.
This terminal is accessible by the AirTrain, which connects to New York's public transportation. After security, you'll have to take the escalators down to find the lounge.
Thoughtful design and space
Prev
Next
Building on the legacy of Capital One Lounges, the new JFK location continues the brand's reputation for polished design and elevated amenities. That much is clear from the moment you walk in, with a display of art from local painters capturing the essence of New York — think moody tableau scenes of subway life and crushed coffee cups.
Space is a rare commodity in New York and even rarer in a New York City airport. But the Capital One Lounge delivers. The expansive layout includes two private rooms available in 45-minute increments, perfect for taking a work call or sneaking in a quick catnap. While you can't reserve them in advance, there's plenty of room around the lounge to work in privacy.
Need to freshen up before takeoff? The lounge features sleek private showers, complete with Dyson hair dryers. There's also a quiet, well-equipped parents' room, designed for soothing little ones back to sleep.
Local flavor
If you're invested in the world of airport lounges, you probably know that Capital One has made a name for itself with chef-driven food and thoughtful design. The brand has even partnered with culinary titans like José Andrés for its Washington, D.C. (DCA) location, which is equipped with a caviar cart and fresh tapas.
At JFK, the food and drink offerings are just as impressive. Upon entrance, the coffee bar serves fresh bagels from the famous Ess-A-Bagel, a New York staple known for its hand-rolled perfection. With classics like a proper BEC (bacon, egg and cheese) and lox on a bagel, breakfast here can feel very New York. The menu also features healthy options like spicy tofu wraps and a New York bodega bowl filled with greens and grains.
And because New Yorkers take their caffeine seriously, the coffee selection lives up to the hype. The bar features coffee from local favorite Bean & Bean, plus La Colombe on tap, including a delightful chai draft I'd happily go out of my way for.
The small plates bar serves up bites like heirloom tomato crostini and, of course, avocado toast. You can also order hot dishes from the QR codes throughout the lounge.
Prev
Next
But the showstopper was the in-house cheesemonger from Murray's, the iconic New York City gourmet cheese shop. A dedicated expert is available daily to walk guests through a curated, 45-minute pairing experience, showcasing a rotating selection of artisan cheeses, fruits and wine. We savored a stunning spread of goat and sheep's milk cheeses, paired with dried fruits and finished with an elegant wine.
Prev
Next
A dazzling bar
As a cocktail enthusiast, my heart skipped a beat at the first glimpse of elegant glassware, glimmering bottles, beers on tap and the moody glow of ornate overhead lighting. Just from thumbing through the menu alone, I felt the team had captured New York City's charm. The Capital One Lounge bar felt nothing like a nondescript airport bar.
Capital One collaborated with Laird & Co., America's oldest distillery, to create a cocktail menu rooted in classic recipes. Alongside gorgeous photography, it paid homage to neighborhoods like the Lower East Side and Red Hook. Guests can sip their way through the city with drinks like the Staten Island Sunrise or Van Brunt Old Fashioned. And for sober or sober-curious travelers, the mocktail list is just as impressive. Take the Child of Clay, for example: it's a fluffy matcha-infused drink that could rival your favorite barista's creation.
For those who can't resist an airport beer, Capital One partnered with Brooklyn-based Grimm Artisanal Ales to serve its award-winning crisp beer on tap.
Getting to the airport is often the most stressful part of travel, and JFK doesn't exactly have a reputation for being easy. But the Capital One Lounge feels like entering a tasteful tribute to the city with New York-style bagels, local craft beer and peaceful nooks that offer a genuine sense of escape.
The lounge captures the spirit of the city without the chaos — it's stylish, thoughtful and packed with authentic flavor. Of course, JFK can be a trek, but if you hop on the AirTrain (which is much smoother than it gets credit for), the Capital One Lounge at Terminal 4 is worth the adventure.
How many other lounges are at JFK?
How many other lounges are at JFK?
There are approximately 20 lounges at JFK, with Capital One's lounge being the latest addition.
How much is the Capital One Venture X annual fee?
How much is the Capital One Venture X annual fee?
The annual fee for the Capital One Venture X is $395, including access to airport lounges and other amenities.
What are the other perks of a Capital One Venture X?
What are the other perks of a Capital One Venture X?
Where is the Capital One airport lounge located in JFK?
Where is the Capital One airport lounge located in JFK?
The Capital One Lounge is in Terminal 4.
Do you need boarding pass for JFK's Capital One lounge?
Do you need boarding pass for JFK's Capital One lounge?
Yes, you must have a valid boarding pass, approved ID and access method to enter the Capital One Lounge.
Does a Capital One credit card get you into any airport lounge?
Does a Capital One credit card get you into any airport lounge?
A Capital One credit card does not automatically grant you airport lounge access. Only the Venture X and Venture X Business cards offer complimentary access to Capital One Lounges and Priority Pass lounges, and there are evolving restrictions on guest and authorized user access. Always check the latest terms and your specific card's benefits before you travel
When is the Capital One lounge open?
When is the Capital One lounge open?
CNN Underscored has an experienced team of writers and editors dedicated to ensure every article is carefully edited and products are properly vetted.
Carolina Gazal is an associate testing writer at Underscored, fond of all things travel and everything that comes with it. She is a self-proclaimed cocktail enthusiast and has tested all types of drinks and the accessories needed to make them, including the best nonalcoholic drinks, the best celebrity tequilas and best ice molds for cocktails. For this article, she took a trip to JFK to review the Capital One lounge herself, guided by travel editor and airport lounge expert Kyle Olsen.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Forbes
37 minutes ago
- Forbes
Geopolitical Market Risk: Israel-Iran War & Oil
With the US striking Iranian nuclear sites, there is a concern that a spreading conflict could ... More impact oil supply and thus choke global economic growth. This piece examines the impact of past geopolitical events on markets and the potential US economic implications of the Israel-Iran conflict. Vector illustration Beyond the obvious humanitarian tragedy that surrounds any armed conflict, the Israel-Iran war has crucial possible implications for the global economy. With the US striking Iranian nuclear sites, there is a concern that a spreading conflict could impact oil supply and thus choke global economic growth. This piece will examine the impact of past geopolitical events on markets and the potential implications of the Israel-Iran conflict. Past Geopolitical Events When Iraq invaded Kuwait in August 1990, there were some similar concerns to today. The S&P 500 was down 3.3% in the week following and took months to recover. By the following year, stocks were over 10% higher. The backdrop was quite different from today, though, with the US in the midst of a recession and the Savings & Loan crisis. To be clear, even though they are luckily in the minority, there are events like World War Two or September 11, where markets are significantly lower a year after the initiation of hostilities. Stock Performance After 29 Major Geopolitical Events Recent Market Performance Since the start of the current Israel-Iran hostilities on June 13, the S&P 500 has been 1.2% lower. Stocks were little changed last week. The S&P 500 is 2.9% below its mid-February high, having declined by almost 20%. The Magnificent 7, comprising Microsoft (MSFT), Meta Platforms (META), (AMZN), Apple (AAPL), NVIDIA (NVDA), Alphabet (GOOGL), and Tesla (TSLA), has recovered to 8.7% below its mid-December level. Market Returns Oil Prices Since the war began on June 12, the price of WTI crude oil has increased by 10.1%. Since energy, with oil being a significant part of that mix, is a key fuel for all economic growth, past spikes in oil prices have been associated with economic downturns. On the surface, the increase in prices does not seem extreme enough to collapse economic activity. The price remains well below the 2022 spike on both a nominal and, more importantly, inflation-adjusted basis. Oil Prices Consumer Impact Notably, the US and the world have become much more efficient in the utilization of energy. This improved efficiency has translated into a lower proportion of consumer spending allocated to energy, even at the same oil price. In other words, consumers are less negatively affected by oil price increases than in the past. Percent Of Total Spending On Energy To be clear, higher oil prices are still felt by the consumer. One need only think back to the adverse reaction to high gasoline prices in 2022 to prove the point. Furthermore, like tariffs, the higher oil and gasoline prices weigh more heavily on lower-income households than on higher-income households, as they spend a larger percentage of their income on energy. US Retail Gasoline Prices US Oil Production Fracking changed the story of US oil production more than many appreciate. US domestic oil production began to decline in the 1970s and reached its lowest point in 2008. Since then, fracking has led to production surging to all-time highs. US Domestic Crude Oil Production The US has now become the Saudi Arabia of oil! While Saudi Arabia's share of the global crude oil production has remained reasonably constant at around 12%, the US has increased from providing about 8% of the global oil supply to over 20%. Share Of Global Crude Oil Production US Economic Impact In the past, the automatic answer was that the US economy suffered a net loss when oil prices were higher. Consider that without significant domestic production, the US economy was primarily seeing higher prices without benefiting from the oil price increase. With the surge in US production, the increase in oil prices is likely to be neutral for the US economy. This less US economic harm isn't to imply that a spike in oil prices would be an optimal situation for the economy or markets. Consider higher oil prices as a general reallocation of profits from other industries to the energy sector. This profit reallocation is not typically healthy for overall stock market performance. Economic Impact Of US Oil Production US Households The recent release of US household net worth presents a relatively optimistic picture in aggregate, with net worth only slightly below all-time highs. US Household Net Worth: 1Q 2025 While it is correct for pessimists to point to rising US consumer debt levels since the pandemic lows, the ability of households to handle that debt remains at better-than-pre-pandemic levels. US Household Debt Levels Further to rising consumer debt, credit card debt has also increased, but delinquencies remain below pre-pandemic levels. Credit Card Delinquencies Overall, US households are in a reasonable financial position to withstand an increase in oil prices. Much of the positive story relies on the US labor market remaining resilient. There are signs, as indicated by slowing payroll job growth and rising continuing claims for unemployment benefits, that the job situation is deteriorating. As noted previously, a rise in oil prices disproportionately negatively impacts lower-income households, who are already struggling with the elevated inflation of recent years. Federal Reserve As expected, the Federal Reserve made no change to short-term interest rates last week. The meeting continued the trend of the central bank holding steady under 'elevated' uncertainty about the economic outlook. The updated median estimates from the Fed still call for two rate cuts this year. Under the surface, the forecast showed a considerable difference in opinions among members, with seven expecting no cuts in 2025 and ten forecasting two or more cuts. To underscore the lack of conviction in the outlooks, Chair Powell said, 'No one holds these rate paths with a great deal of conviction.' Markets currently expect two 25-basis-point (0.25%) Fed cuts in 2025, consistent with the median Fed projection. There is little chance of a cut in July. Instead, the first move lower in 2025 is expected in September. Number Of Expected Fed Rate Cuts Betting Odds The betting market priced in slightly higher odds of a recession in 2025 following the beginning of the bombing of Iran. This relatively small increase in recession risk is consistent with the decline in stock prices. Notably, markets currently project a relatively low risk of a US recession, which is consistent with the fundamental health of the US economy and its current resilience to higher oil prices. Betting Odds Of 2025 US Recession Conclusions The primary economic risk of the Israel-Iran conflict is the potential threat to oil supplies, which could lead to significantly higher oil prices. Higher oil prices are a headwind to global growth. While higher oil prices are a significant drag on many sectors within the US economy, the profits from US oil production provide a positive offset. Within industries, high energy prices reallocate profits from other sectors to the energy sector. Stocks within the energy sector tend to outperform when oil prices rise and underperform when they fall. S&P 500 Energy Sector Relative Performance Warren Buffett's Berkshire Hathaway has a significant allocation to energy stocks, which account for approximately 11% of the publicly traded stock portfolio, compared to a little over 3% of the S&P 500. Berkshire controls almost 27% of the outstanding shares in Occidental Petroleum (OXY), which, combined with its Chevron (CVX) position, results in a significant overweight in the energy sector. A deeper analysis of the probable reasons behind the Occidental purchase can be found here. Buffett has noted that energy investments are a bet on oil prices over the long term. Based on past geopolitical conflicts, investors should be prepared for pressure on stocks at the start of any widening conflict. While the timing is always unclear, stocks have rebounded as the uncertainty surrounding the events waned. If energy stocks aren't already part of their diversified portfolio, investors should consider allocating some portion of their portfolio to energy stocks. The energy sector is expected to benefit from rising oil prices, providing some offset to the pressure on other industries.
Yahoo
37 minutes ago
- Yahoo
The First Thing Retirees Should Do With Funds From the Social Security Fairness Act
The Social Security Fairness Act, passed at the end of President Joe Biden's term in 2024, removed the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) and made it possible for many public servants to earn Social Security income on top of their other retirement plans. As a result, many retirees are now receiving, or will soon receive, an influx of Social Security funds. Additional income for retirees is typically very welcome, but it can also lead to a temptation to overspend. Here, three different financial experts suggest the first thing you should do with your additional income. Check Out: Read Next: The first thing you should do with any influx of funds you receive from the Social Security Fairness Act is create or contribute to an emergency fund, according to Eric Steffy, founder and CEO of Federal Solutions Support. 'Life happens and having an emergency fund for a time when you'll face unexpected costs can keep you from racking up high-interest charges on a credit card, taking high-interest loans or dipping into accounts budgeted for daily expenses,' he said. Ideally, your emergency fund should have at least $10,000 in it, though some people are able to ensure they have an even larger cushion. 'Having an emergency fund is a critical step for ensuring financial stability and providing a safety net during unexpected events,' Steffy said. For seniors, the No. 1 big-ticket expense is, perhaps surprisingly, unexpected dental bills, because most costly dental procedures aren't covered by Medicare. The second-largest unexpected financial event is changes in housing costs or property assessments. Watch Out: Jason LaBarge, president at LaBarge Financial, suggested your first move be to review your high-interest debt and make a plan to pay it off as soon as possible. 'Credit card interest rates are usually over 20%, and that can cripple your finances over time. Use this opportunity to get yourself out of debt and back on track to achieving your retirement goals,' LaBarge said. Debt payoff was another suggestion by Steffy. 'Receiving an unbudgeted windfall may tempt you to make a few things on your wish list come true: that dream trip, new car or home improvement project. It's fun to go for that wish list but it may be even more satisfying to erase stress by reducing debt,' he said. He pointed out that for most retirees, carrying a mortgage, car loan or credit card debt while also paying for food, healthcare and often contributing to the support of others 'can create a sense of vulnerability.' Paying off debt first means you can indulge in leisure activities or make your life more comfortable after. If you receive extra Social Security payments, the first thing you should do is put that money into something that will benefit you for the rest of your life, according to Melanie Musson, a finance expert with 'What that looks like will depend on the individual and their investment portfolio,' she said. LaBarge added, 'This would give your money the chance to grow with the market and be available for when you're ready to do something fun.' If you have properly saved for retirement, you will more comfortable treating yourself with the extra cash. A final tip from Musson is that you should 'keep your monthly budget exactly the same as it was before.' Then, you can take your extra income and save it, invest it and build extra financial security or a legacy to leave to your heirs. More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 The 10 Most Reliable SUVs of 2025 Clever Ways To Save Money That Actually Work in 2025 This article originally appeared on The First Thing Retirees Should Do With Funds From the Social Security Fairness Act
Yahoo
41 minutes ago
- Yahoo
3 Best Tech Stocks for the Second Half of 2025
Reddit's revenue stands at an incredible year-over-year growth rate of 61%. AMD's AI product improvements could inspire a new round of investor interest. Meta Platforms' decision to advertise on WhatsApp unlocks a new revenue stream. 10 stocks we like better than Meta Platforms › We're nearly halfway through 2025, and what a ride it's been for the stock market. As of this writing, the S&P 500, Nasdaq Composite, and Dow Jones Industrial Index are up 2%, up 1%, and down 1%, respectively, year to date. So, as attention turns to the second half of 2025, three contributing analysts have selected their top buys within the technology sector: Reddit (NYSE: RDDT), Advanced Micro Devices (NASDAQ: AMD), and Meta Platforms (NASDAQ: META). Here's why. (Reddit): 2025 has been an up-and-down year for Reddit stock. As of this writing, it's down 13% year to date. However, the stock has been extremely volatile throughout the year. It's been up as much as 37% and down by almost 46%. So, obviously, Reddit isn't a stock for every investor or investment portfolio. That said, growth-oriented investors willing to hold for years might want to take the stock's recent volatility as an opportunity to accumulate shares. Reddit is a social media stock. It boasts more than 108 million daily average users and is growing fast. As of its most recent quarterly report (for the three months ended on March 31), the company's revenue growth stood at 61%. The company makes money through selling ad space, like its much larger social media rival, Meta Platforms. While Meta's ad ecosystem has existed for more than a decade and now draws in about a half-billion dollars per day, Reddit's ad ecosystem remains in its infancy. This creates a possibility for investors. Meta has already proven that the social media advertising model works -- and works very well. Meta has ridden that model to a staggering market capitalization of $1.7 trillion. Reddit, on the other hand, has a market cap of only $26 billion. In a move that mirrors Meta, Reddit recently announced plans to integrate artificial intelligence (AI)-powered ad tools into its network. This strategy could help marketers increase return on investment (ROI) by improving ad targeting and content. With its large, increasing user base and blistering revenue growth, there's every reason to think Reddit's long-term prospects remain bright -- and its stock price will rise. Will Healy (Advanced Micro Devices): On the surface, Advanced Micro Devices might look more like a second-quarter than a second-half stock. Since reaching an intra-day low of $76.48 per share on April 8, the stock has risen by approximately 65% over the last six weeks. However, that increase could be just the beginning of what is gearing up to be a second-half comeback. On June 12, AMD released its development pipeline for its AI accelerators through 2027. Investor interest coalesced around its MI400 GPU, which it plans to release sometime in 2026. The MI400 should significantly improve upon the recently released MI350, offering double the compute power, 50% more memory capacity, and 2.5 times the bandwidth. Such advancements are on track to close most of its competitive gap with Nvidia, though Nvidia will almost certainly counter with its own improvements. Additionally, AMD will integrate the MI400 with its Helios rack system. This rack system will combine the MI400 with AMD's upcoming Venice CPU and Pensando Vulcano NICs, providing AMD with a unified AI rack-scale infrastructure for modeling and inference. This is occurring as AMD has begun to benefit from accelerating revenue growth. In the first quarter of 2025, its data center and client (PC) segments grew revenue by 57% and 68%, respectively, while revenue for the gaming and embedded segments declined at a slower rate. Thus, the overall annual revenue growth of 36% in Q1 is significantly faster than the 14% yearly increase in 2024. Moreover, while AMD trades at a higher P/E ratio than Nvidia, improving profitability places its forward P/E ratio at 32, slightly below that of its larger rival. Furthermore, AMD's 7.5 price-to-sales (P/S) ratio is far below Nvidia's sales multiple of 24, likely making the stock more attractive to value-oriented investors. Admittedly, AMD continues to play catch-up in the AI accelerator market. Nonetheless, with the chip company closing the gap, that low P/S ratio could easily persuade investors to bid AMD stock higher as they anticipate the MI400's release. Justin Pope (Meta Platforms): Oftentimes, winners keep winning. Shares of social media giant Meta Platforms have primarily moved in an upward direction since 2023, but I like the stock's chances to continue its run over the second half of this year. Most investors already know that Meta Platforms is a beast in digital advertising. It makes virtually all of its revenue and profits from advertising to the 3.43 billion people who use its family of apps each day. What investors may not realize is that for years, Facebook and Instagram have carried the company's advertising water. Meta generated approximately $160.6 billion of its $164.5 billion in total revenue last year from ads placed in Facebook, Messenger, Instagram, and third-party mobile apps. Missing from that list is WhatsApp, the wildly popular communications app with over 3 billion monthly active users. But that's changing. Meta recently announced that it will finally place ads in WhatsApp statuses and channel pages. That will open up an entirely new revenue stream for the company, which, given the massive ad revenue Facebook and Instagram produce, could drive significant growth as monetization ramps up over time. Analysts anticipate that Meta's earnings will grow at an average annual rate of 18% over the next three to five years. I wouldn't be surprised if WhatsApp's incremental ad revenue helps the company meet or exceed those estimates. Meta's price-to-earnings ratio has risen to 27, but, frankly, that's still reasonable for the growth you're likely to see over the coming years. Meta waited over a decade after acquiring WhatsApp to make this move, demonstrating just how well its CEO, Mark Zuckerberg, can play the long game. Investors would probably be wise to consider partnering with Meta as buy-and-hold investors at these prices. Before you buy stock in Meta Platforms, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Meta Platforms wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $664,089!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $881,731!* Now, it's worth noting Stock Advisor's total average return is 994% — a market-crushing outperformance compared to 172% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 9, 2025 Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to Meta Platforms CEO Mark Zuckerberg, is a member of The Motley Fool's board of directors. Jake Lerch has positions in Nvidia and Reddit and has the following options: long July 2025 $150 calls on Advanced Micro Devices. Justin Pope has no position in any of the stocks mentioned. Will Healy has positions in Advanced Micro Devices. The Motley Fool has positions in and recommends Advanced Micro Devices, Meta Platforms, and Nvidia. The Motley Fool has a disclosure policy. 3 Best Tech Stocks for the Second Half of 2025 was originally published by The Motley Fool
