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Forbes
2 hours ago
- Business
- Forbes
How To Use ChatGPT Prompts To Make $100/Day In 2025
You don't need to wait for your next pay check or run into credit card debt to cover the unexpected Your car needs an urgent repair the morning of a job interview. Your kid needs extra money for a school project. An unexpected bill hits you way before payday, and out of nowhere, a medical emergency arises and now you're slammed with hospital bills. Ever had a situation arise that demanded $100 or more, fast? All of the above scenarios usually have us resorting to our credit cards and going into more debt just to cover the unexpected. But did you know that right now, you have access to two of the most valuable assets you'll ever need for your career, which can cover you financially when your salary isn't enough? These two assets are: If you knew there was a way to make $100 or more within a day's work, outside of your job, you'd jump at the opportunity, right? Well in this article, you'll learn how to leverage AI tools like ChatGPT, and combine it with your skill set. This short guide will cover five ChatGPT prompts you can use right now to help you maximize your earning power, so you're not going from paycheck to paycheck, or at the mercy of your employer's discretion, waiting for a pay rise. You'll discover: Why ChatGPT Is The Perfect Tool For Making Money Online What used to take hours, days, or weeks, or be accomplished with tedious workflows and expensive SaaS tools, can now be achieved within minutes. ChatGPT is one of the best tools to use in combination with your expertise, because it literally does whatever you prompt it to do. You can teach yourself and give yourself a crash course on anything, any skill, and make money as you learn. When I started freelancing and launched my business in 2019 when I was 19 years old, I literally had no clue what I was doing…well at least that's what I thought. I had zero professional certifications, qualifications, psychology background, or work experience in the field I created my business in (coaching). It still tickles me to this day how I was able to miraculously pull it off, land clients, gain high customer satisfaction, and expand to where I am now as a six-figure entrepreneur. Mind you, I accomplished all of that, largely without ChatGPT (it didn't exist when I started, until three years later). My point? If I can start a business out of nothing, with no prior experience or professional expertise in that field, and teach myself from Google, so can you; but this time, you have it way easier than me because you have the advantages of leveraging ChatGPT as your business assistant and virtual teacher. 4 ChatGPT Prompt Examples To Make $100/Day Use these simple prompts: Create X [specified number] ideas for Instagram reels for my client for this month. Include captions for each. Every caption should have a strong hook and a CTA. Some CTAs can lead directly to sales, while others are softer, like polls, giveaways, etc. This prompt works well for social media management within different social media apps, not just Instagram. Social media marketing is a high-income skill, estimated to be worth up to $1.5 trillion by 2030. Help me generate the marketing strategy for [type of client] for the next 90 days, using [list the channels, email marketing, client's blog, social media, etc.]. After doing this, give ChatGPT a follow-up prompt: Can you explain the reasoning behind this marketing strategy? Why did you do XYZ? This allows you to learn as you earn, instead of just copying and pasting blindly. It allows you to dig into any sources cited for context, and actually teach yourself this high-income skill, while getting paid. I'm designing a landing page for [type of client and industry]. The landing page should [provide the specs]. Help me write the copy for this page that will attract leads and increase conversion rates. Also what are some key elements I should include on the landing page for strong optimization and visual appeal, and why? Landing page design can earn you from $125 for a day's work, according to a NetCredit report. High-Income Skills That Pay $100+ In A Day These ChatGPT prompts help you leverage high-paying skills to create services that can easily cover emergencies with just one or two clients a week. NetCredit's analysis also included other high-paying skills that you can turn into services and products, that pay $100 or more a day in 2025. The full top 10 list includes: How To Use ChatGPT To Scale These Side Hustles Now that you know which skills pay the most money right now in 2025 so you can earn online, here are a few ways you can put ChatGPT to work as your business assistant. Quick tip before you go: Making $100 or more in a day because way easier when you're not relying on one income stream. You need to have several. Launch multiple side hustles that complement each other, so you're not burned out. Eventually, use AI to help you scale so you can produce more while working less. High-income skills like social media management and marketing strategy can earn you in excess of ... More $120 a day FAQs How fast can I earn $100? Once you have the right systems in place and have established trust with your audience, it's easier for you to pull off a project or gig worth $100 or more, which you can lay aside for those unexpected financial crises. What's the easiest way to make money with ChatGPT, for beginners? Start with something you're already comfortable with and have expertise in. Then, ask ChatGPT to help you scale and build passive income products with it.
Daily Mail
3 days ago
- Business
- Daily Mail
Study shows how far a $100K salary stretches in US cities
A six-figure salary was once considered the benchmark of a comfortable lifestyle, but new research suggests it depends exactly where you live. A report by GoBankingRates analyzed how far a $100,000 annual wage would stretch in America's 50 biggest cities. It found that while workers could save $40,000 a year in Memphis, Tennessee , they would be left $6,209 in debt in New York. Researchers assessed taxes and living costs in each city then worked out how much money an individual would have after these expenses. While New York came out as the most expensive city, it was followed by San Francisco where a $100,000 salary would leave workers $1,342 in debt. It was followed by San Antonio, Tulsa and Oklahoma City where the income after expenses topped $37,081, $35,696 and $35,609 respectively. The findings lay bare just how widely the cost of living varies in America as households across the board grapple with the soaring price of groceries, homeownership and utilities. Living costs have been pushed up predominantly by inflation which peaked at 9.1 percent in June 2022. Figures from December show the annual rate of inflation was hovering at 3.4 percent. In a bid to tame inflation, the Federal Reserve embarked on a campaign to hike rates to their current 44-year high of between 5.25 and 5.5 percent. In theory, higher interest rates are intended to curb consumer spending and in turn bring inflation down. But such rates have a knock-on effect on loans such as credit cards and mortgages. The average 30-year mortgage rate peaked at nearly 8 percent last year before falling to their current rate of 6.69 percent, according to data from Government-backed lender Freddie Mac. It is little wonder then that households are struggling. Earlier this month a report found the number of people falling behind on their credit card bills increased in 49 out of 50 states last year. According to analysis by WalletHub , the number of borrowers struggling to keep on track of their credit card bills has risen the fastest in Oregon. Between September 2022 and September 2023, delinquencies in the state soared by 51 percent. Generally payments are reported to the credit bureaus as delinquent once they are 30 days past due. Being delinquent on a credit card is damaging for your credit score and late payments remain on your credit report for seven years, experts warn. 'When you are delinquent on credit card debt, it is important to make a game plan to get your account current as soon as possible, as long-term delinquency can lead to severe credit score damage,' said WalletHub editor John Kiernan. 'If you're late on your payment by fewer than 30 days, paying before the 30th day will keep your delinquency from being reported to the credit bureaus.'
Yahoo
5 days ago
- Business
- Yahoo
FIFO worker earning $250,000 reveals how Aussies can get into mining industry
An Australian FIFO supervisor has shared his best advice for other people hoping to get into the mining industry. Many Aussies are attracted to working in the industry due to the high salaries on offer and the lifestyle flexibility, and you don't necessarily need to have qualifications to get in. The man was stopped in the street in Brisbane and revealed he was earning a $250,000 salary package as a fly in, fly out [FIFO] supervisor in the mines. He said he had been working in the mines for roughly 16 years after starting his career as a truck driver and working his way up. 'FIFO, so you miss a lot of things, but you also gain a lot of things, you only work half the year. 7 on 7 off is my roster,' he told the job app Getahead. RELATED FIFO workers hit back at $116,000 'easy job' misconception Centrelink issues urgent deadline warning for lump sum payment ATO superannuation warning as deadline for $30,000 deduction fast approaches He said there were ways people could get into the mines without having any experience under their belt. 'Either go through the labour-hire companies, so they'll train green, so we call them green like unskilled people. Or you apply for traineeships [at] the actual companies like BHP or Rio [Tinto] or Glencore,' he said. The man said there were a ton of perks to working in FIFO, including the working hours.'To come down here and earn what I'm on now, I'd have to work in a high management role and work twice as hard for less money,' he said. On top of that, he noted that expenses like food, accommodation, the gym and buses were all provided for workers. According to SEEK, the average annual salary for miner jobs in Australia ranges from $125,000 to $145,000. There are a range of different entry-level FIFO jobs on offer, but they have become highly competitive for people to break into. FIFO recruiter Alana Mohi told Yahoo Finance drillers offsiders and bus drivers were two popular entry-level jobs. Drillers offsiders can earn between $120,000 and $150,000, but Mohi warned it was a 'hard' job that required a 'very intense level of physical fitness'. Bus drivers can earn $110,000 a year, she said, and while it is classified as an entry-level job, you will need a bit of experience and a relevant licence and authorisation. If working on the tools as a tradie or a labourer isn't for you, there are also a bunch of FIFO administrative, hospitality and utility jobs available. These are the people who work behind the scenes to ensure FIFO villages are functioning, miners are fed, and beds are ready. You may be able to work as a cleaner, chef, bartender, driver, kitchen hand, or barista with little to no experience required. Bartenders, for example, can typically earn between $80,000 and $90,000 per year in the role. A number of FIFO workers have told Yahoo Finance it can help if you know someone already in the industry. If you don't know any existing connections, workers have advised people to keep a close eye on jobs advertised and to apply, apply, apply.
Entrepreneur
09-06-2025
- Business
- Entrepreneur
Here Are the 10 Cheapest States for Single People: Report
The report found that there are no U.S. states where a single person can live comfortably with a salary under $80,000. If you got a job offer in Massachusetts, could you afford to move there? What about Hawaii? Financial site SmartAsset used the most recent data available (February 2025) from the MIT Living Wage Calculator to gather the basic cost of living, including necessities like housing, food, transportation, and income taxes, to find how much salary it takes to live "comfortably" in each state. Researchers applied the cost of living in every U.S. state to a 50/30/20 budget (50% for needs, 30% for wants, and 20% for savings) to sort the list. Unsurprisingly, Hawaii was found to be the most expensive state for a single adult to live comfortably. Related: Here's How Much a Family of 4 Needs to Live 'Comfortably' in Every U.S. State, According to a New Report Living "comfortably" is defined as earning enough money for needs like housing and wants like trying that pricey restaurant, while still being able to put away money for long-term savings. According to the report, it takes a minimum salary of $124,467 for a single adult to live comfortably there. According to a 2023 report from Hawaii Governor Josh Green, the Aloha State's housing market is the most expensive in the nation, and an annual income of $252K would be needed to afford a median-priced new home. West Virginia, meanwhile, was found to be the cheapest state for single adults, where a salary of "only" $80,829 is needed to live comfortably. Housing in West Virginia is 27% lower than the national average, and utilities are 6% lower, according to RentCafe. Still, this means that in the entire U.S., having a salary under $80,829 means you won't be "comfortable." Here are the 10 most (and least) expensive states for a single adult with no children. Most Expensive States for a Single Adult With No Kids to Live Comfortably 1. Hawaii Income needed for a single adult, 2025: $124,467.20 2. Massachusetts Income needed for a single adult, 2025: $120,140.80 3. California Income needed for a single adult, 2025: $119,475.20 4. New York Income needed for a single adult, 2025: $114,691.2 5. Washington Income needed for a single adult, 2025: $109,657.60 6. New Jersey Income needed for a single adult, 2025: $108,992.00 7. Maryland Income needed for a single adult, 2025: $108,867.20 8. Virginia Income needed for a single adult, 2025: $106,704.00 9. Colorado Income needed for a single adult, 2025: $105,955.20 10. Connecticut Income needed for a single adult, 2025: $105,164.80 Least Expensive States for a Single Adult With No Kids to Live Comfortably 1. West Virginia Income needed for a single adult, 2025: $80,828.80 2. Arkansas Income needed for a single adult, 2025: $81,078.40 3. South Dakota Income needed for a single adult, 2025: $82,160.00 4. North Dakota Income needed for a single adult, 2025: $82,284.80 5. Kentucky Income needed for a single adult, 2025: $83,574.40 6. Oklahoma Income needed for a single adult, 2025: $84,281.60 7. Ohio Income needed for a single adult, 2025: $84,780.80 8. Alabama Income needed for a single adult, 2025: $85,280.00 9. Louisiana Income needed for a single adult, 2025: $85,321.60 10. Mississippi Income needed for a single adult, 2025: $86,320.00 Click here for SmartAsset's full report.
Yahoo
08-06-2025
- Business
- Yahoo
If You Live in One of the Richest States, Here's the Salary You Need To Take Home $100K
Americans who reside in states with a high cost of living often tend to be employed in high-paying roles to offset lifestyle expenses. If you want to take home $100,000 after taxes from a six-figure salary, you'd need to earn $130,999 on the low end in America's richest states — and as much as $146,521 in one surprising East Coast state. See More: Check Out: To determine the 10 richest states, GOBankingRates referred to existing research on how much the top 1% pay in taxes. A separate GOBankingRates study about the salary needed to take home $100,000 in each state was then utilized to determine each state's amount. In alphabetical order, this is how much salary is necessary to take home $100,000 in the 10 richest states. Salary needed for $100K: $144,879 Tax burden: 31.0% Find Out: For You: Salary needed for $100K: $139,008 Tax burden: 28.1% Be Aware: Salary needed for $100K: $141,600 Tax burden: 29.4% Salary needed for $100K: $144,939 Tax burden: 31.0% Salary needed for $100K: $146,521 Tax burden: 31.8% Explore Next: Salary needed for $100K: $140,643 Tax burden: 28.9% Salary needed for $100K: $130,999 Tax burden: 23.7% Salary needed for $100K: $140,929 Tax burden: 29.1% Trending Now: Salary needed for $100K: $139,681 Tax burden: 28.4% Salary needed for $100K: $130,999 Tax burden: 23.7% Methodology: To generate the income for what it takes to bring home a $100,000 salary by state, GOBankingRates surveyed income taxes at both the federal and state level (including FICA). Income tax estimates were created by using an in-house calculator for a person who was filing their taxes as a single person and using the standard deduction (with 2024 tax brackets). Once the three income taxes were calculated as an annual amount, GOBankingRates found each state's (4) total annual income taxes paid and (5) total income tax burden. All data was collected on and is up to date as of March 12, 2025. More From GOBankingRates The 10 Most Reliable SUVs of 2025 This article originally appeared on If You Live in One of the Richest States, Here's the Salary You Need To Take Home $100K Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
