Latest news with #andConditions
Techday NZ
3 days ago
- Business
- Techday NZ
Open banking in New Zealand advances with NZD $13.77m spent
Payments NZ has released a report outlining six years of progress in open banking, highlighting industry delivery, collaboration and partnerships across New Zealand's open data ecosystem. The report, titled "Shaping Open Banking Together", reviews efforts and outcomes achieved by the sector since the establishment of the API Centre in 2019. Key metrics include the release of 25 open banking API standards, adoption by four major banks covering over 80% of customer accounts, and the engagement of more than 1,100 users in an API sandbox environment resulting in the development of 235 unique applications and over 13.7 million test calls. API standards and usage Since its inception, the API Centre has delivered six versions of API standards, with widespread implementation in the banking sector. Major financial institutions now support key open banking standards, facilitating secure and seamless access to banking services for a large proportion of New Zealanders. The API sandbox, supported by Glueware, has played a significant role in fostering innovation, with hundreds of community contributors involved in shaping the ecosystem. Community engagement has increased markedly, from just five contributors in 2019 to over 500 in the current year, and more than 11,000 working group hours have been logged by participants. Inclusive governance model The API Centre has adopted a governance model developed through industry collaboration. Over a dozen versions of the API Centre Terms and Conditions have been refined in consultation with banks, fintech firms, regulators and other stakeholders. This approach is described as being based on trust, inclusion and co-design. Collaboration has also extended to work with the Ministry of Business, Innovation and Employment (MBIE) on the Consumer Data Right (CPD) framework. Looking to the future, Payments NZ states that this inclusive and partnership-driven approach will continue as the industry transitions towards a regulated open banking environment. "We've built a world-class foundation for open banking in New Zealand – not through mandate, but through collective mahi. This report is a chance to pause, reflect, and acknowledge what we've achieved together," says Phil Cass, Manager of Payments NZ's API Centre. Financial investment and efficiency Payments NZ highlights that the open banking ecosystem has been established at a considerably lower cost compared with international efforts. The total investment over six years amounts to NZD $13.77 million, which represents approximately 5% of Australia's expenditure and 4% of that in the UK for similar sector initiatives. Phil Cass stated, "We now have upgraded, future-ready API standards being implemented by the major banks, new products hitting the market, and a strong platform for innovation. It's been a true partnership approach, and the outcomes speak for themselves." Cass noted that New Zealand's approach has allowed for progress without the need for regulatory compulsion, saying, "Our approach in Aotearoa is unique – open banking here has been shaped by cooperation, not compliance." He continued, "We've seen the cost of regulation in the UK and Australia, and in Aotearoa we have delivered a fully functioning ecosystem at a fraction of the cost." "We're carrying forward the same spirit of industry-led partnership and progress as we transition to a regulated environment for open banking." Data sovereignty and future focus The recent release also marked the launch of Ngā Tohu Ārahi, the new Data Handling Guidelines created in partnership with Nicholson Consulting. These guidelines are grounded in the principles of Māori Data Sovereignty and have implications for the design and management of data systems in the banking sector. Cass explained, "These guidelines are about more than compliance – they reflect our collective responsibility to design data systems with integrity and care." Preparations are underway for the formal designation of banks under New Zealand's CPD Act, expected in December 2025. Payments NZ believes the foundations laid through the API Centre will continue to support secure, innovative and inclusive banking solutions. "This is just the beginning," says Cass. "The next chapter of open banking will be even more impactful – and we're ready."
Irish Daily Mirror
13-06-2025
- General
- Irish Daily Mirror
FREE ‘Thank You Teacher!' card for every reader with Moonpig plus free delivery
Teachers have been going above and beyond this year, so we've teamed up with Moonpig, to help you say a big heartfelt thanks by giving you a free card to say 'Thank you!' for everything they do. Here's the best bit: your little ones can make it truly special. Add photos, stickers or even a handwritten note – it's a one-of-a-kind keepsake their teacher will treasure forever. Not sure where to send it? Easy! Just have it delivered to you, so your child can hand it over in person – cue the happy tears. All you need to do is visit: Pop in the code THANKYOU1 at checkout to get your free card plus free delivery. And if you want to go the extra mile, why not add a box of chocs or a stunning bouquet too? We're all about celebrating the moments that matter – and teachers? They deserve the biggest cheer of all. Terms and Conditions 1. The Offer is valid from 12:00 AM June 14, 2025 to 23:59 PM June 18, 2025. 2. This Offer is only valid for the selected card range displayed on the following page: For UK orders: For Ireland orders: 3. Moonpig reserves the right to amend the card range at any time during the duration of the Offer. 4. The Offer is only applicable on Standard Card sizes. 5. The Offer is Get One (1) Free Standard Card and Free Delivery*. 6. To redeem the Offer, Participants will have to enter the promotional code THANKYOU1 at checkout. 7. Offers are subject to availability and redeemed on a first-come first-served basis. 8. Participants must be over 18 and UK and Ireland residents. 9. By redeeming the Offer, Participants confirm that they meet the eligibility requirements under these Terms and Conditions. Moonpig may reasonably require all Participants to confirm that they meet the eligibility requirements of the Offer. 10. The Offer is limited to one use per customer. Moonpig will not accept any redemptions of the Offer that are automatically generated by a computer, algorithms or completed in bulk by third parties on behalf of companies or businesses. 11. The total number of offer redemptions is strictly limited to one hundred thousand (100,000). Once this limit is reached, no further redemptions will be applied by Moonpig, regardless of whether the Offer period has expired. 12. The offer is valid for all customer types. 13. The Offer cannot be used in conjunction with any other offer discounts. If the items in your basket qualify for more than one offer, the most beneficial discount will apply. 14. Where the Participant also purchases a gift or flowers with the offer, the Participant will still have to pay the delivery and postage charges associated with the relevant gift or flowers.
Daily Record
13-06-2025
- General
- Daily Record
FREE ‘Thank You Teacher!' card for every reader with Moonpig includes free delivery
Here's a great offer to tell your teachers how much you appreciate them! Teachers have been going above and beyond this year, so we've teamed up with Moonpig, to help you say a big heartfelt thanks by giving you a free card to say 'Thank you!' for everything they do. Here's the best bit: your little ones can make it truly special. Add photos, stickers or even a handwritten note – it's a one-of-a-kind keepsake their teacher will treasure forever. Not sure where to send it? Easy! Just have it delivered to you, so your child can hand it over in person – cue the happy tears. Pop in the code THANKYOU1 at checkout to get your free card plus free delivery. And if you want to go the extra mile, why not add a box of chocs or a stunning bouquet too? We're all about celebrating the moments that matter – and teachers? They deserve the biggest cheer of all. Terms and Conditions 1. The Offer is valid from 12:00 AM June 14, 2025 to 23:59 PM June 18, 2025. 2. This Offer is only valid for the selected card range displayed on the following page: 3. Moonpig reserves the right to amend the card range at any time during the duration of the Offer. 4. The Offer is only applicable on Standard Card sizes. 5. The Offer is Get One (1) Free Standard Card and Free Delivery*. 6. To redeem the Offer, Participants will have to enter the promotional code THANKYOU1 at checkout. 7. Offers are subject to availability and redeemed on a first-come first-served basis. 8. Participants must be over 18 and UK and Ireland residents. 9. By redeeming the Offer, Participants confirm that they meet the eligibility requirements under these Terms and Conditions. Moonpig may reasonably require all Participants to confirm that they meet the eligibility requirements of the Offer. 10. The Offer is limited to one use per customer. Moonpig will not accept any redemptions of the Offer that are automatically generated by a computer, algorithms or completed in bulk by third parties on behalf of companies or businesses. 11. The total number of offer redemptions is strictly limited to one hundred thousand (100,000). Once this limit is reached, no further redemptions will be applied by Moonpig, regardless of whether the Offer period has expired. 12. The offer is valid for all customer types. 13. The Offer cannot be used in conjunction with any other offer discounts. If the items in your basket qualify for more than one offer, the most beneficial discount will apply. 14. Where the Participant also purchases a gift or flowers with the offer, the Participant will still have to pay the delivery and postage charges associated with the relevant gift or flowers.
Scottish Sun
15-05-2025
- Entertainment
- Scottish Sun
Catherine's Rose
entering this competition (the Promotion), you agree to be bound by these terms and conditions (the Terms and Conditions). Completion and submission of an entry form or e-mail will also be deemed acceptance of these Terms and Conditions. Promotional materials relating to the Promotion, including all information on how to enter the Promotion published in publications of the Promoter (including social media if applicable) or on the Promoter's websites, also form part of these Terms and Conditions. In the event of any conflict between any terms referred to in such promotional materials and these Terms and Conditions, these Terms and Conditions take precedence. promoter of this Promotion is News Group Newspapers Ltd (publishers of The Sun and The Sun on Sunday) of 1 London Bridge Street, London, SE1 9GF (the Promoter). to Sun Club subscribers only. Promotion is only open to residents of the United Kingdom who are aged 18 years or older only. following individuals are not eligible to enter the Promotion: a)employees and agents of the Promoter, News Corp UK & Ireland Limited (or any group companies of the Promoter or News Corp UK & Ireland Limited); b)employees and agents of (i) any organisation directly connected with the operation or fulfilment of the Promotion (including third party promotional partners); and (ii) any associated, affiliated or subsidiary companies of such organisations or partners; and c)the immediate families and household members of all such employees and agents referred to in (a) and (b). entering the Promotion, you confirm that you are eligible to do so and are eligible to claim the Prize you may win. The Promoter may require you to provide proof that you are eligible to enter the Promotion. Promotion starts at 00:01am (UK time) on Thursday, May 1 and closes at 23:59pm (UK time) on Saturday, May 31, 2025 (the Promotion Period). Any entries received outside the Promotion Period are automatically disqualified. must comply with the laws that apply to you in the jurisdiction that you access the Promotion from. If any laws applicable to you restrict or prohibit you from entering the Promotion, you must comply with those laws and, if applicable, refrain from entering the Promotion. enter you can enter via the entry form available online at may make a maximum of one entry per person during the Promotion Period (please see when each hour/day runs below). Participants may only win one prize per person, irrespective of the number of entries submitted. Bulk, automatically generated or third party entries are void. Promoter reserves the right to remove or temporarily suspend from the Promotion any entries submitted if, where it reasonably suspects any breach of these Terms and Conditions or if it receives any complaint from any third party relating to such entry. entries received other than via the official entry method will not be accepted. Use of script, macro or any automated system to enter the Promotion is prohibited. Entries made (or which appear to have been made) using any such system may be treated as void. Any illegible, incomplete or fraudulent entries will be rejected. No purchase of any product or service is required to enter into this Promotion. should be aware that they may be subject to data charges at the usual rate depending on their own individual arrangements for Internet access if they enter the Promotion online or by email. participants do not provide any of the mandatory information requested when participating in the Promotion, their entry will be void. of sending post is not proof of receipt by the Promoter of any entries. Winners and Prizes 16. There will be only 10 winners of the Promotion (the Winner), who will receive the Prize (as defined below). The Winner will be selected at random from all valid entries for this Promotion received during the Promotion Period by a computer process that produces verifiably random results. There will be no prizes for any other participants. Prize is a Catherine's Rose, from Harkness Roses. the Prize becomes unavailable for any reason, the Promoter reserves the right, without notice to the Winner and at is sole discretion, to substitute the Prize for an alternative Prize. Prize is as stated and is non-exchangeable and non-transferable. The Winner has no right to request or receive an alternative to the Prize in whole or in part. Winner is responsible for paying all costs and expenses that are not included within the Prize, but are incidental to the Winner redeeming the Prize, including (for example) transport, accommodation, meal costs, spending money, insurance and any other incidentals. The Winner is also personally responsible for any personal expenses and any VAT, national and/or local tax liabilities (if any) incurred in claiming or using the Prize. participating in the Promotion, participants agree that the Prize is awarded on an "as is" basis, and that neither the Promoter nor any of its subsidiary or affiliated companies, make any guarantees, representations or warranties of any nature with respect to the Prize. addition to the provisions above, in the event that, for any reason beyond the Promoter's reasonable control, the Promoter is unable to award the Prize as described in these Terms and Conditions, the Promoter reserves the right to award a prize of a similar nature and an equivalent value, or at its sole discretion, the cash value of the prize. The Promoter also reserves the right to award a prize of a similar nature and an equivalent value, or at its sole discretion, the cash value of the prize if in its reasonable discretion it is appropriate to do so. Promoter reserves the right at any time to cancel, modify or supersede the Promotion (including altering Prizes) if, in its reasonable discretion, it becomes necessary to do so. In the event of a printing or other error resulting in there being more Winners than Prizes for the Promotion, the Promoter reserves the right to: (a) declare as void any claims or entries resulting from such printing or other error; and/or (b) allocate the available Prize(s) through a further draw or to divide the Prize(s) or the value of the Prize(s) between the winners of the Promotion. Winner Notification and Claiming Prize Promoter will use its reasonable endeavours to notify the Winners by email or using the other contact details provided to the Promoter within 14 days after the end of the Promotion Period. The Winners needsto confirm acceptance of the Prize within 14 days of being notified they have won. Winners may be required to submit valid identification before receiving their prize. a Winner (i) cannot be contacted within this 14 day window or (ii) refuses or is unable to confirm acceptance of the Prize, the Promoter reserves the right to re-draw a new Winner (at random, using a computer process that produces verifiably random results), from the remaining valid entries that were received during the Promotion Period. Prize will be delivered within a reasonable time and by no later than 28 (twenty eight) days after the Prize has been accepted. Promoter proposes to publish the name of the Winner (subject to any objections). To see the Winner's name and county, please send a stamped self-addressed envelope, by not later than 28 (twenty eight) days after the end of the Promotion Period to News UK, Promotions Department, 1 London Bridge Street, London, SE1 9GF clearly indicating which Promotion you would like Winners' details for. a Winner objects to their information being published and/or made available as described above, they should inform the Promoter at the earliest opportunity by emailing help@ The Winner acknowledges that the Promoter may still be required to share their details with the Advertising Standards Authority or other regulators. Publicity and Data Protection Promoter will collect and process participants' personal information in accordance with the privacy policy at See also clause 28 and clause 29, with regard to announcement of the Winner. Promoter is required to either publish or make available information that indicates a valid award took place. As such, (and subject to any objections of the Winner) the Promoter will send the surname and county of the Winner and, if applicable copies of their winning entries, to anyone that contacts the Promoter at the address given above by no later than 28 (twenty eight) days after the end of the Promotion Period. Liability in these Terms and Conditions shall in any way limit or exclude the Promoter's liability for fraudulent misrepresentation, death or personal injury caused by its negligence or for any other matter where liability may not be limited as a matter of law. Promoter will not be responsible for any damage, loss or injury resulting from participants' entry into the Promotion or their acceptance and/or use of the prize, or for technical, hardware or software failures, lost, faulty or unavailable network connections or difficulties of any kind that may limit or prohibit participant's ability to participate in the Promotion. Your statutory rights are not affected. Promoter will not be responsible for any lost, damaged, defaced, incomplete, illegible or otherwise unreadable entries. prejudice to a participant's statutory rights and, to the extent permitted by applicable law, the Promoter, its agents or distributors will not be responsible or liable to compensate the Winner or accept any liability for any loss or damage incurred by or any personal injury or death occurring as a result of taking up a Prize. title in the Prize and any risk or loss or damage to the Prize will pass to the Winner upon delivery of the Prize to such Winner. The Promoter is not liable for or obliged to replace any defective, lost, damaged or stolen Prize where such defect, loss or damage is not due to the fault and/or negligence of the Promoter. General Promoter's decision as to the Winner of the Prize is final and binding on the participants. The Promoter will not enter into correspondence with participants in relation to this decision. agree to keep confidential any information of any nature regarding the Promoter and its businesses, personnel, agents, sponsors and event promoters received by participants as a result of winning or participating in any Promotion. Promoter reserves the right to require the participants to prove that they are eligible. If a Winner is subsequently found to be ineligible, the Promoter reserves the right to award the Prize to another participant and to require the return of the Prize (or any portion of the Prize) if already awarded. otherwise stated in the promotional materials, this Promotion is in no way sponsored, endorsed or administered by, or associated with, the manufacturer or service provider of the relevant Prize. Participants are providing their information to the Promoter and not to the manufacturer or service provider of the relevant Prize (although, if a participant wins, their details may be disclosed to the Prize provider in order to provide them with the Prize). must not do anything illegal and/or dangerous and/or that would put themselves or others at any risk. participant who enters or attempts to enter the Promotion in a manner, which in the Promoter's reasonable opinion is contrary to these Terms and Conditions or by its nature is unjust to other participants (including tampering with the operation of the Promotion, cheating, hacking, deception or any other unfair playing practices such as intending to annoy, abuse, threaten or harass any other participants or the Promoter and/or any of its agents or representatives) may be rejected from the Promotion at the Promoter's sole discretion. Furthermore, where such actions have significantly impaired the Promotion, the Promoter may, at its sole discretion, add further stages to the Promotion as it deems reasonably necessary in order to resolve any problems arising from such actions. Promoter may amend or withdraw any element of a competition, prize draw, vote or poll for reasons beyond its reasonable control. The Promoter is not responsible for any loss or damage caused to you as a result of any event outside the Promoter's control. Terms and Conditions are governed by English law. The courts of England and Wales shall have exclusive jurisdiction to hear any dispute or claim arising in association with the Promotion or these Terms and Conditions. Promoter may transfer all or part of its rights under these Terms and Conditions to someone else without obtaining your consent; provided such transfer does not significantly disadvantage you. provision of these Terms and Conditions which is deemed illegal and/or prohibited or unenforceable under any applicable law will be ineffective to the extent of such illegality, prohibition or unenforceability without invalidating the remaining provisions.
The Irish Sun
15-05-2025
- Entertainment
- The Irish Sun
Catherine's Rose
entering this competition (the Promotion), you agree to be bound by these terms and conditions (the Terms and Conditions). Completion and submission of an entry form or e-mail will also be deemed acceptance of these Terms and Conditions. Promotional materials relating to the Promotion, including all information on how to enter the Promotion published in publications of the Promoter (including social media if applicable) or on the Promoter's websites, also form part of these Terms and Conditions. In the event of any conflict between any terms referred to in such promotional materials and these Terms and Conditions, these Terms and Conditions take precedence. promoter of this Promotion is News Group Newspapers Ltd (publishers of The Sun and The Sun on Sunday) of 1 London Bridge Street, London, SE1 9GF (the Promoter). Advertisement to Sun Club subscribers only. Promotion is only open to residents of the United Kingdom who are aged 18 years or older only. following individuals are not eligible to enter the Promotion: a)employees and agents of the Promoter, News Corp UK & Ireland Limited (or any group companies of the Promoter or News Corp UK & Ireland Limited); b)employees and agents of (i) any organisation directly connected with the operation or fulfilment of the Promotion (including third party promotional partners); and (ii) any associated, affiliated or subsidiary companies of such organisations or partners; and c)the immediate families and household members of all such employees and agents referred to in (a) and (b). entering the Promotion, you confirm that you are eligible to do so and are eligible to claim the Prize you may win. The Promoter may require you to provide proof that you are eligible to enter the Promotion. Advertisement Promotion starts at 00:01am (UK time) on Thursday, May 1 and closes at 23:59pm (UK time) on Saturday, May 31, 2025 (the Promotion Period). Any entries received outside the Promotion Period are automatically disqualified. must comply with the laws that apply to you in the jurisdiction that you access the Promotion from. If any laws applicable to you restrict or prohibit you from entering the Promotion, you must comply with those laws and, if applicable, refrain from entering the Promotion. enter you can enter via the entry form available online at may make a maximum of one entry per person during the Promotion Period (please see when each hour/day runs below). Participants may only win one prize per person, irrespective of the number of entries submitted. Bulk, automatically generated or third party entries are void. Advertisement Most read in Administration Exclusive Promoter reserves the right to remove or temporarily suspend from the Promotion any entries submitted if, where it reasonably suspects any breach of these Terms and Conditions or if it receives any complaint from any third party relating to such entry. entries received other than via the official entry method will not be accepted. Use of script, macro or any automated system to enter the Promotion is prohibited. Entries made (or which appear to have been made) using any such system may be treated as void. Any illegible, incomplete or fraudulent entries will be rejected. No purchase of any product or service is required to enter into this Promotion. should be aware that they may be subject to data charges at the usual rate depending on their own individual arrangements for Internet access if they enter the Promotion online or by email. participants do not provide any of the mandatory information requested when participating in the Promotion, their entry will be void. Advertisement of sending post is not proof of receipt by the Promoter of any entries. Winners and Prizes 16. There will be only 10 winners of the Promotion (the Winner), who will receive the Prize (as defined below). The Winner will be selected at random from all valid entries for this Promotion received during the Promotion Period by a computer process that produces verifiably random results. There will be no prizes for any other participants. Prize is a Catherine's Rose, from Harkness Roses. Advertisement the Prize becomes unavailable for any reason, the Promoter reserves the right, without notice to the Winner and at is sole discretion, to substitute the Prize for an alternative Prize. Prize is as stated and is non-exchangeable and non-transferable. The Winner has no right to request or receive an alternative to the Prize in whole or in part. Winner is responsible for paying all costs and expenses that are not included within the Prize, but are incidental to the Winner redeeming the Prize, including (for example) transport, accommodation, meal costs, spending money, insurance and any other incidentals. The Winner is also personally responsible for any personal expenses and any VAT, national and/or local tax liabilities (if any) incurred in claiming or using the Prize. participating in the Promotion, participants agree that the Prize is awarded on an "as is" basis, and that neither the Promoter nor any of its subsidiary or affiliated companies, make any guarantees, representations or warranties of any nature with respect to the Prize. Advertisement addition to the provisions above, in the event that, for any reason beyond the Promoter's reasonable control, the Promoter is unable to award the Prize as described in these Terms and Conditions, the Promoter reserves the right to award a prize of a similar nature and an equivalent value, or at its sole discretion, the cash value of the prize. The Promoter also reserves the right to award a prize of a similar nature and an equivalent value, or at its sole discretion, the cash value of the prize if in its reasonable discretion it is appropriate to do so. Promoter reserves the right at any time to cancel, modify or supersede the Promotion (including altering Prizes) if, in its reasonable discretion, it becomes necessary to do so. In the event of a printing or other error resulting in there being more Winners than Prizes for the Promotion, the Promoter reserves the right to: (a) declare as void any claims or entries resulting from such printing or other error; and/or (b) allocate the available Prize(s) through a further draw or to divide the Prize(s) or the value of the Prize(s) between the winners of the Promotion. Winner Notification and Claiming Prize Promoter will use its reasonable endeavours to notify the Winners by email or using the other contact details provided to the Promoter within 14 days after the end of the Promotion Period. The Winners needsto confirm acceptance of the Prize within 14 days of being notified they have won. Winners may be required to submit valid identification before receiving their prize. Advertisement a Winner (i) cannot be contacted within this 14 day window or (ii) refuses or is unable to confirm acceptance of the Prize, the Promoter reserves the right to re-draw a new Winner (at random, using a computer process that produces verifiably random results), from the remaining valid entries that were received during the Promotion Period. Prize will be delivered within a reasonable time and by no later than 28 (twenty eight) days after the Prize has been accepted. Promoter proposes to publish the name of the Winner (subject to any objections). To see the Winner's name and county, please send a stamped self-addressed envelope, by not later than 28 (twenty eight) days after the end of the Promotion Period to News UK, Promotions Department, 1 London Bridge Street, London, SE1 9GF clearly indicating which Promotion you would like Winners' details for. a Winner objects to their information being published and/or made available as described above, they should inform the Promoter at the earliest opportunity by emailing help@ The Winner acknowledges that the Promoter may still be required to share their details with the Advertising Standards Authority or other regulators. Advertisement Publicity and Data Protection Promoter will collect and process participants' personal information in accordance with the privacy policy at See also clause 28 and clause 29, with regard to announcement of the Winner. Promoter is required to either publish or make available information that indicates a valid award took place. As such, (and subject to any objections of the Winner) the Promoter will send the surname and county of the Winner and, if applicable copies of their winning entries, to anyone that contacts the Promoter at the address given above by no later than 28 (twenty eight) days after the end of the Promotion Period. Liability Advertisement in these Terms and Conditions shall in any way limit or exclude the Promoter's liability for fraudulent misrepresentation, death or personal injury caused by its negligence or for any other matter where liability may not be limited as a matter of law. Promoter will not be responsible for any damage, loss or injury resulting from participants' entry into the Promotion or their acceptance and/or use of the prize, or for technical, hardware or software failures, lost, faulty or unavailable network connections or difficulties of any kind that may limit or prohibit participant's ability to participate in the Promotion. Your statutory rights are not affected. Promoter will not be responsible for any lost, damaged, defaced, incomplete, illegible or otherwise unreadable entries. prejudice to a participant's statutory rights and, to the extent permitted by applicable law, the Promoter, its agents or distributors will not be responsible or liable to compensate the Winner or accept any liability for any loss or damage incurred by or any personal injury or death occurring as a result of taking up a Prize. Advertisement title in the Prize and any risk or loss or damage to the Prize will pass to the Winner upon delivery of the Prize to such Winner. The Promoter is not liable for or obliged to replace any defective, lost, damaged or stolen Prize where such defect, loss or damage is not due to the fault and/or negligence of the Promoter. General Promoter's decision as to the Winner of the Prize is final and binding on the participants. The Promoter will not enter into correspondence with participants in relation to this decision. agree to keep confidential any information of any nature regarding the Promoter and its businesses, personnel, agents, sponsors and event promoters received by participants as a result of winning or participating in any Promotion. Advertisement Promoter reserves the right to require the participants to prove that they are eligible. If a Winner is subsequently found to be ineligible, the Promoter reserves the right to award the Prize to another participant and to require the return of the Prize (or any portion of the Prize) if already awarded. otherwise stated in the promotional materials, this Promotion is in no way sponsored, endorsed or administered by, or associated with, the manufacturer or service provider of the relevant Prize. Participants are providing their information to the Promoter and not to the manufacturer or service provider of the relevant Prize (although, if a participant wins, their details may be disclosed to the Prize provider in order to provide them with the Prize). must not do anything illegal and/or dangerous and/or that would put themselves or others at any risk. participant who enters or attempts to enter the Promotion in a manner, which in the Promoter's reasonable opinion is contrary to these Terms and Conditions or by its nature is unjust to other participants (including tampering with the operation of the Promotion, cheating, hacking, deception or any other unfair playing practices such as intending to annoy, abuse, threaten or harass any other participants or the Promoter and/or any of its agents or representatives) may be rejected from the Promotion at the Promoter's sole discretion. Furthermore, where such actions have significantly impaired the Promotion, the Promoter may, at its sole discretion, add further stages to the Promotion as it deems reasonably necessary in order to resolve any problems arising from such actions. Advertisement Promoter may amend or withdraw any element of a competition, prize draw, vote or poll for reasons beyond its reasonable control. The Promoter is not responsible for any loss or damage caused to you as a result of any event outside the Promoter's control. Terms and Conditions are governed by English law. The courts of England and Wales shall have exclusive jurisdiction to hear any dispute or claim arising in association with the Promotion or these Terms and Conditions. Read more on the Irish Sun Promoter may transfer all or part of its rights under these Terms and Conditions to someone else without obtaining your consent; provided such transfer does not significantly disadvantage you. provision of these Terms and Conditions which is deemed illegal and/or prohibited or unenforceable under any applicable law will be ineffective to the extent of such illegality, prohibition or unenforceability without invalidating the remaining provisions. Advertisement
