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Hindustan Times
17 hours ago
- Business
- Hindustan Times
5 free money management apps that actually helped me track every rupee spent
Managing personal finances can feel overwhelming, especially with the variety of payment methods available today. Many people find it difficult to keep track of expenses spread across digital wallets, cards, and cash. Fortunately, several free mobile apps can simplify this task by helping users monitor their spending and organise their money more effectively. Here are five notable apps that offer expense tracking and money management tools without any cost. Axio, formerly known as Walnut, has gained over 10 million users and stands out as a reliable expense tracking app. It links your bank accounts and cards by detecting the mobile number associated with them. The app automatically pulls transaction data from SMS messages to log expenses. Users can set monthly budgets to allocate funds for specific needs. Additionally, Axio sends reminders for bills like credit card payments and utilities. For those facing short-term cash shortages, the app also provides select users access to pay-later and personal credit options. Also read: India's digital job scene to expand in 2025 with rise in AI and data-driven roles Loot focuses on helping users save money toward specific goals. It lets you set targets, such as saving for a trip, and calculates the daily amount needed to meet those goals on time. The app uses a virtual savings jar that fills up visually as you record deposits. Users can track progress daily, adjust goals, or delete saving jars they no longer need. Loot's design aims to motivate users with a simple, engaging interface. Many prefer Loot for short-term savings over standard banking apps because of its focused features and easy tracking. A post shared by HT Tech (@hindustantimestech) Mint, launched in 2006, offers a comprehensive finance management service with tools for budgeting, credit score monitoring, and alerts. The app supports mobile devices and integrates with Apple Watch. Users can connect all their online financial accounts to get an overview of their net worth and spending habits. However, Mint's services currently support only accounts based in the United States and Canada. Also read: How to quietly limit someone on Instagram without blocking, unfollowing, or causing drama Wallet serves as an all-in-one budget planner and expense tracker. Like Axio, it connects to bank accounts to import expense data automatically. The app provides detailed reports on spending patterns and cash flow. Users can also monitor stock investments and progress toward financial goals. Additional features include automatic cloud synchronisation, transaction location tracking, and debt management. Also read: Samsung Galaxy S25 review: Flagship features in a handful package Money Manager by RealByte Inc. offers detailed expense tracking and budgeting tools. It provides reports on a daily, weekly, and monthly basis and includes an asset manager for easier budgeting. A key feature is its double-entry bookkeeping system, which records income and expenses simultaneously to maintain accurate financial records. Users can customise categories, set start dates, back up transactions, and bookmark frequent entries. While the free version shows ads and limits assets to 15, it remains a useful tool for precise expense management.
Indian Express
2 days ago
- Business
- Indian Express
5 best free apps to track your expenses and manage money smarter
In today's digital age, keeping a tab on your expenses can be really tricky at times. With Indians juggling between digital wallets, cards and using cash for certain purchases, managing finances can quickly become a nightmare. Thankfully, there are a lot of mobile apps that can automatically track your expenses and even help you save some money in the long run. If you are someone who is having a hard time keeping track of how and where you spend your money, try these five free expense tracking and management apps. With more than 10 million downloads, Axio, previously known as Walnut, is one of the most popular free-to-use expense tracking and management apps of all time. The app detects and adds all your bank accounts and cards connected to your mobile number and automatically adds your expenses by pulling transaction data from SMS. It has an easy-to-use interface and can help you set monthly budgets, so you can easily save a certain amount of money for the things you want to buy. Like most expense tracking apps, you also get monthly reminders to pay your credit card, electricity and other bills. If you are running out of money, Axio also offers a pay-later option and personal credit options to select users. If you are looking for an easy-to-use budget planner, Wallet: Budget and Money Manager might be the one for you. Like Axio, the all-in-one budget planner and expense tracker app lets you connect your bank account to automatically add expense data. It also gives you a detailed report of where you are spending, along with your cash flow. Users also have the option to track their stock investments and keep track of their progress towards a defined goal. Some advanced features include automatic cloud sync, transaction location mapping, and debt management, to name a few. If you want to track your expenses down to the last penny, make sure to try Money Manager Expense & Budget by RealByte Inc. This expense tracker has tons of features that make it easy for users to keep a keen eye on where and how they are spending. Like most apps, it gets daily, weekly and monthly reports and also comes with a built-in asset manager to make budgeting easy. One of the most underrated features is the app's double-entry bookkeeping accounting system, which records your income and expenses as soon as you input data. You can also turn off or on sub-categories, change the starting date, backup and restore your transactions and even bookmark the most frequent ones. The only downsides are that the free version is ad-supported and the number of assets you can add is limited to 15. Another popular expense tracker available on Android is AndroMoney. The app has a pretty minimalistic user interface and lets you quickly add all your expenses at the tap of a button. You can also set custom budgets, sync data with other devices, backup to the cloud, and set a password. The app also has an easy-to-access menu that helps you categorise your expenses, track your budget and get reports in the form of a pie chart, trend chart or bar chart. AndroMoney is also available on iOS and the web. Don't want to use expense tracking apps that look boring and dig into your bank accounts? Try Meow Money Manager, a visually appealing expense tracking app that makes finance fun. The app comes with more than 200 cute icons to record various expenses like food, bills, car, entertainment and more. You can get instant statistics of your financial activity on a per-day, weekly, monthly or yearly basis, the option to choose your very own categories and a dedicated option to manage your assets. All your records can also be backed up to cloud storage and locked using biometric authentication. However, unlike some expense tracking and management apps, which automatically add your expenses using bank or SMS data, you will have to manually enter your expenses into the app. This may not be for everyone, but it definitely is a refreshing experience in a sea full of feature-packed expense tracking apps that look and feel the same. Anurag Chawake is a Senior Sub-Editor at His fascination with technology and computers goes back to the days of Windows 98. Since then, he has been tinkering with various operating systems, mobile phones, and other things. Anurag usually writes on a wide range of topics including Android, gaming, and PC hardware among other things related to consumer tech. His Twitter, Instagram, Facebook and LinkedIn user name is antechx. ... Read More
Yahoo
2 days ago
- General
- Yahoo
Sterling hospice nurse, her 32 years of military service honored with 'Quilt of Valor'
Jun. 18—STERLING — For retired U.S. Air Force Lt. Col. Julia Ritz of Walnut, service has never been a straight line — it is a calling set upon a twofold path. Recently honored by the Quilt of Valor Foundation with a handcrafted quilt commemorating her 32 years of service in the U.S. military, Ritz reflects on a career shaped by dedication, sacrifice and a lifelong devotion to helping others. Now a hospice nurse with Rock River Hospice & Home in Sterling, Ritz's journey into military service began in 1989, when she took her oath in the U.S. Navy during the Gulf War. Although originally pursuing a commission as a naval flight officer, her career ultimately evolved through service in the Navy Reserves, Minnesota Air National Guard and the U.S. Air Force. "I listed first, and then I crossed over to the other side," Ritz said. "I just retired on April 12 this year after 32 years." Ritz's career included active duty at Hurlburt Field with Air Force Special Operations Command following the Sept. 11, 2001, attacks, as well as deployments to Kandahar, Afghanistan, where she served as director of operations for an Expeditionary Medical Evacuation Squadron, and later to Al Udeid Air Base in Qatar. "I was not a combatant — just medical," Ritz said. "But that was pretty extraordinary, being in Kandahar." Ritz retired as a lieutenant colonel but remains humble about her career. "I wish I had made it to full bird," Ritz said. "But it was never about me — it was about the people." Ritz said she was inspired to serve by a sword that her grandfather had with an anchor on it. Her father also served as an Army reservist. That same sense of purpose led Ritz to health care. "It was kind of selfish on my part," she said. "When I started, females didn't get to serve everywhere that they do today, and health care or nursing was where you had a kind of target." Ritz became a commissioned officer through health care, serving in the Medical Service Corps while also maintaining credentials as a nurse — and, outside the military, a pilot. Her path into hospice work began during the early days of the COVID-19 pandemic. "I had met a hospice nurse from Rock River [Hospice & Home] at Parkway Center in Sterling," Ritz said. "When the pandemic kicked off, they lost all their nurses. ... That's how I got involved." Ritz credits her colleagues at Rock River Hospice, where she continues to care for patients and their families in their final stages of life. "It takes a special person to work with hospice. It's not easy," Ritz said. "Kudos to Jacqueline, my [director of nursing] /administrator, and all the rest of the nurses there at Rock River. They're wonderful people." The transition from military medicine to hospice care came naturally, although not without challenges. "The military has helped me, but it's never easy when you lose somebody — that doesn't end," Ritz said. "We treat them like family, and that's how we handle things. That's the same with the military ... you take care of each other, and it's a family thing." The Quilt of Valor, presented by the national nonprofit Quilt of Valor Foundation, is a handmade tribute awarded to service members and veterans who have been touched by war. The organization's mission is to honor and comfort those who have served, doing so with the tangible gift of a quilt — each one stitched with gratitude and recognition for sacrifice. For Ritz, receiving the quilt held deep personal meaning. War, she said, had shaped much of her military life. "Unfortunately, it's been throughout my whole time in the service, off and on," Ritz said. "You figure the Persian Gulf, I was on NAS Pensacola on a beach and going through training, and that was my first taste of what could happen. And then, of course, 9/11 was devastating. ... We all went to the base ready to go." Ritz also acknowledged the personal sacrifices made along the way. "I have to thank my children, Elisabeth and Thomas Sullivan," Ritz said. "They endured years of sacrifice as a family, and I couldn't have done this life without them." As Ritz continues her work in hospice care, she still holds a dream of returning to the skies. "My goal before I age out is to go back to either corporate or cargo flying," Ritz said. "But that's another story." For now, the quilt that Ritz received is more than just fabric — it is a symbol of a life of service, woven with honor, compassion and resilience.
CBS News
23-04-2025
- Sport
- CBS News
2025 Penn Relays: What to know about parking, Franklin Field bag policy, event schedules and more
South Jersey athletes prepare for Penn Relays after successful indoor track and field season South Jersey athletes prepare for Penn Relays after successful indoor track and field season South Jersey athletes prepare for Penn Relays after successful indoor track and field season The top runners and track athletes from around the country are heading to Philadelphia for three days of competition at the 129th Penn Relays. If you're heading to the University of Pennsylvania's campus as a spectator, here's what you need to know. What are the Penn Relays? Thousands of track and field athletes will descend on Franklin Field at the University of Pennsylvania's campus to compete in a series of track and field events. According to event organizers, the event is the longest, uninterrupted collegiate track meet in the country and has had more athletes run than at any single meet in the world. High school, college and professional runners and track and field athletes all compete at the Penn Relays. When are the Penn Relays? The 129th annual Penn Relays will take place from Thursday, April 24 until Saturday, April 26, 2025. Franklin Field at the University of Pennsylvania, home of the Penn Relays CBS Philadelphia What is the 2025 Penn Relays schedule? On Thursday and Friday, events begin at 9 a.m. On Saturday, events begin at 7 a.m. The first running events of the Penn Relays will be high school boys 4x800 heats; high school girls 4x800 heats start Friday morning. The first field events of 2025 are a series of high school boys championships, including discus throw, shot put, long jump, high jump and javelin throw. Saturday's schedule starts a series of 5K racewalks and college track and field championships. A full schedule of events for all three days is posted on the Penn Relays website. 2025 Penn Relays results Results from the 2025 Penn Relays will be updated online. How to get tickets for the 2025 Penn Relays Tickets can be purchased online or in-person at the following sales offices: Athletics Box Office: Off 33rd Street, near the Northwest entrance of Franklin Field South Street and Convention Avenue: Just off South Street near the Southeast entrance of Franklin Field Hecht Tennis Center: Penn Park Throwing Field Entrance: Outside of Rhodes Field on River Fields Drive Will call is located at the Weightman Hall Driveway, located off 33rd Street near the northwest entrance of Franklin Field. Parking at the Penn Relays The University of Pennsylvania says parking will not be available at the Penn Lot for spectators or athletes, and limited space is available at the following garages near Franklin Field: Chestnut 34: 34th & Chestnut Streets Walnut 38: 38th & Walnut Streets Walnut 40: 40th and Walnut Streets Museum Garage: Convention Ave. and South Street Parking costs $25 per day and is available on a first-come, first-served basis. SEPTA transportation to Franklin Field SEPTA bus, train and trolley service can get you close to Franklin Field for the annual Penn Relays. Regional Rail riders should get off at 30th Street Station or Penn Medicine Station. Subway riders can take the L (also known as the Market-Frankford Line) to Drexel Station at 30th Street or 34th Street Station. Trolley service is available to 33rd Street Station. Bus routes 21, 30, 42 or 49 will also get you close to the stadium.
CBS News
14-03-2025
- Entertainment
- CBS News
The city of St. Paul is preparing to welcome all who celebrate St. Paddy's Day
Crews are busy putting up tents as St. Paul is gearing up to celebrate St. Paddy's Day. "St. Paul outshines Minneapolis on this day," said Pat Boemer, owner of Patrick McGovern's Pub along west Seventh Street. The party begins at noon Saturday, that's when Luckypalooza gets underway. "The guy across the street, Cossetta, and I created [Luckypalooza] about 10 years ago. And we used to close the street down and got everybody on the avenue from Kellogg to Walnut involved," Boemer says. Luckypalooza got its start at the request of many of his younger regulars. "The 21- to 31-year-old or whatever came in and they would always want to party on the weekend the Saturday before St. Patrick's Day," Boemer said. So the celebration includes many of the watering holes along the avenue. Burger Moe's has live music and here at McGovern's Pub, live DJs will keep you moving to great music. "We've got a dj in the tent we got a dj on the patio we got a dj upstairs so you ve got a venue going just about in every part of the building and it fun," said Boemer. This year, the street will be closed. Barricades are ready to block traffic to keep all who celebrate St. Paddy's Day or weekend should we say, safe. "There are a lot of people who are going to be coming this way and they didn't feel comfortable with having the street open a lot of drinking going on and so they think it safer especially after the New Orleans deal they are going to close the street which is a good idea for the city," Boemer said. Luckypalooza begins tomorrow, and bars along West Seventh Street will celebrate St. Paddy's Day all day on Monday.
