Latest news with #UpstartHoldings
Business Insider
3 hours ago
- Business
- Business Insider
Analysts Are Neutral on Top Financial Stocks: Upstart Holdings (UPST), Janus Henderson Group (JHG)
Analysts fell to the sidelines weighing in on Upstart Holdings (UPST – Research Report) and Janus Henderson Group (JHG – Research Report) with neutral ratings, indicating that the experts are neither bullish nor bearish on the stocks. Confident Investing Starts Here: Upstart Holdings (UPST) Bank of America Securities analyst Mihir Bhatia maintained a Hold rating on Upstart Holdings today and set a price target of $59.00. The company's shares closed last Friday at $58.01. According to Bhatia is a 4-star analyst with an average return of 9.0% and a 61.9% success rate. Bhatia covers the Financial sector, focusing on stocks such as Bread Financial Holdings, Capital One Financial, and Synchrony Financial. Upstart Holdings has an analyst consensus of Moderate Buy, with a price target consensus of $64.00, representing a 6.8% upside. In a report issued on June 11, Stephens also initiated coverage with a Hold rating on the stock with a $55.00 price target. Janus Henderson Group (JHG) Wells Fargo analyst Michael Brown maintained a Hold rating on Janus Henderson Group on June 20 and set a price target of $37.00. The company's shares closed last Friday at $36.72. According to Brown is a 5-star analyst with an average return of 12.5% and a 67.7% success rate. Brown covers the Financial sector, focusing on stocks such as Apollo Global Management, Raymond James Financial, and Bridge Investment Group. The word on The Street in general, suggests a Moderate Buy analyst consensus rating for Janus Henderson Group with a $39.67 average price target.
Yahoo
10 hours ago
- Business
- Yahoo
Upstart Holdings (NasdaqGS:UPST) Shares Surge 28% Over Last Month
Upstart Holdings recently announced a partnership with All In Credit Union to expand personal loan access, potentially influencing its share price movement. The company's stock rose by 28% over the past month, which stands out given the broader market was flat in the last week. This alignment with Upstart's strategies to broaden its reach and enhance service offerings might have added positive momentum to its stock performance, counterbalancing the overall market trends. The partnership emphasizes Upstart's proactive steps in leveraging its platform to offer customized loan solutions, enhancing its position within the financial technology sector. We've spotted 2 warning signs for Upstart Holdings you should be aware of. AI is about to change healthcare. These 22 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10b in market cap - there's still time to get in early. Upstart Holdings' recent partnership with All In Credit Union is positioned to enhance its loan portfolio by expanding personal loan access. This development aligns with Upstart's enhancements in underwriting and automation, potentially improving loan approval rates and reducing default risks. Such improvements could positively impact both revenue and earnings forecasts by increasing origination volumes and enhancing net margins. Analysts expect Upstart's revenue to grow significantly, reflecting these changes. Although Upstart's stock has risen 28% in the past month, it's important to note that the total shareholder return over the last year, including dividends, was a substantial 168.07%. Over the past year, Upstart's performance outpaced both the broader US market and the US Consumer Finance industry, which returned 10% and 30.5% respectively. The company's share price movement towards the consensus price target of US$56.63 indicates a slight discount of approximately 2.39%. This shows potential for further price adjustments if revenue and earnings forecasts are met. Still, the stock remains expensive based on its Price-To-Sales Ratio compared to industry averages. The ongoing developments will be crucial for future profitability and may influence investor confidence, supporting Upstart's positioning within the financial technology sector. Jump into the full analysis health report here for a deeper understanding of Upstart Holdings. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGS:UPST. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
3 days ago
- Business
- Yahoo
Upstart (UPST) Rallies 10.64% on Steady Fed Rates
We recently published a list of These 10 Stocks Boast Double-Digit Gains Amid Boring Market. Upstart Holdings Inc. (NASDAQ:UPST) is one of the best-performing stocks on Thursday. Upstart Holdings grew its share prices by 10.64 percent on Wednesday to close at $59.08 apiece following the Federal Reserve's decision to keep interest rates steady, while keeping its forecast of two cuts for the year. The announcement bolstered investor sentiment among financial and lending companies, including Upstart Holdings Inc. (NASDAQ:UPST), on optimism over a strong demand from more expected rate cuts. Upstart Holdings, Inc. (NASDAQ:UPST) is an Artificial Intelligence-powered lending marketplace which offers services such as personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar 'relief' loans. It connects millions of consumers to more than 100 banks and credit unions that leverage its AI models and cloud applications. A close-up of a businesswoman using a laptop, being illuminated by the AI-enabled cloud interface sponsored by the company. Upstart Holdings, Inc. (NASDAQ:UPST) currently holds a 'hold' recommendation from Zacks Research amid clear operating leverage and its aggressive expansion into new credit categories with improving AI and funding structures. While we acknowledge the potential of UPST as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an extremely cheap AI stock that is also a major beneficiary of Trump tariffs and onshoring, see our free report on the best short-term AI stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
06-06-2025
- Business
- Yahoo
Upstart Holdings, Inc. (UPST): A Bull Case Theory
We came across a bullish thesis on Upstart Holdings, Inc. (UPST) on Deep Value Retirns' Substack. In this article, we will summarize the bulls' thesis on UPST. Upstart Holdings, Inc. (UPST)'s share was trading at $47.17 as of 30th May. UPST's forward P/E was 28.90 according to Yahoo Finance. A data centre room with cloud technology, illustrating the enterprise application software services. Upstart (UPST) offers compelling upside potential if it can successfully navigate its current challenges and deliver on its growth ambitions. While the company is not yet producing clean free cash flow, management's target to achieve GAAP profitability by the second half of 2025 marks a significant step toward financial sustainability. Upstart's innovative platform and market position give it strong growth prospects, and if it can convert this growth into consistent free cash flow—targeting at least $25 million quarterly—it would validate the long-term investment thesis. Addressing the $700 million net debt and potential equity raise will be critical, but successful deleveraging would strengthen the balance sheet and reduce investor concerns. Achieving these milestones could lead to a substantial re-rating of the stock, with the current $100 per share price target representing a conservative estimate of its upside by mid-2026. For investors who believe in Upstart's technology and market opportunity, the company's path to profitability and improved cash flow generation offers an attractive risk/reward profile, positioning it well to capitalize on its growth potential and reward patient shareholders as it scales sustainably. Previously, we have covered Upstart Holdings, Inc. (UPST) in March 2025 wherein we summarized a by Unconventional Value on Substack. The author highlighted the company's AI-powered lending platform's improved risk models and strong 2024 growth, positioning the company for a recovery and continued expansion if economic conditions improve. Upstart Holdings, Inc. (UPST) is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 33 hedge fund portfolios held UPST at the end of the first quarter which was 39 in the previous quarter. While we acknowledge the potential of UPST as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an extremely cheap AI stock that is also a major beneficiary of Trump tariffs and onshoring, see our free report on the best short-term AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Business Wire
30-05-2025
- Business
- Business Wire
Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced that Sanjay Datta, Chief Financial Officer, will participate in a fireside chat at the Morgan Stanley US Financials Conference on Tuesday, June 10 at 3:15pm ET (12:15pm PT). A live audio webcast of the event will be available on Upstart's investor relations website at A replay of the webcast will be available for a limited period of time following the event. About Upstart Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart's AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar 'relief' loans. Upstart is based in San Mateo, California.
