Latest news with #StateRevenueOffice

Sydney Morning Herald
15 hours ago
- Business
- Sydney Morning Herald
The downfall of a drug racket: An underworld drama
Soon it was obvious that Hafner was a bigger fish than first thought. Hafner had form, not so much in his criminal records but in his associates, including the notorious Tony Mokbel. Act One, Scene Two: A bizarre claim in the County Court In 2007, Hafner went to the County Court to argue that a house in Bulleen that had been seized as part of Tony's impressive real estate portfolio was, in fact, his. He explained that the house had been given to him by his generous grandmother and had somehow been scooped up as part of Mokbel's $55 million asset portfolio. An honest (well dishonest) mistake, he told the County Court. Hafner, you see, was going through a difficult divorce, and he wanted to make sure his partner could not get her hands on half the title. 'My words were that basically I was having domestics with my missus and, basically, I don't know what to do with my grandmother's house, and we ... came to the conclusion that I'd sign it over to him,' he said. The ever-helpful Tony was happy to oblige. Of course, Mokbel was not in a position to corroborate his mate because at that time he was sitting in a Greek cell having sailed away from Australia on the yacht, Edwena. Unfortunately, an argumentative lawyer for the prosecution suggested Hafner had handed over the house because he owed Mokbel $360,000 and the property was a square-off. The house was valued about $500,000 at the time, and on June 15, 2001, National Australia Bank records show the house was transferred to Tony, who forgave a $320,000 debt and in return transferred $50,000 to Hafner. Mokbel even paid the $17,000 stamp duty to make it all above board. A detective who worked on the Mokbel case said: 'Tony was the biggest dealer in town, and Darren owed him money from a drug debt. When he couldn't pay, Tony said, 'What have you got?' and that's why he signed over his grandmother's house.' But every cloud has a silver lining, and when the seized house was sold on July 12, 2008, it fetched $625,000, which went to the State Revenue Office. Hafner's story, unlike the Edwena, sank without trace. County Court judge Michael McInerney dismissed the case, adding: 'I do not accept [Hafner] as a credible or reliable witness.' Mokbel could afford to be generous because the Hafner debt was chump change. The suburban pizza shop owner, who police described on his file as 'lacking financial acumen', was now flying. By 2000, he was planning to build an $18 million, 10-storey 'winged keel' apartment tower over Sydney Road. The plan was to build 120 apartments and townhouses, offices, restaurants, a gym with pool and a four-storey car park on the old Whelan the Wrecker site. No one seemed to wonder how he could generate that sort of money. He was also developing 10 units in Templestowe, which he planned to sell for $300,000 each. In 2000, he owned the Brunswick market site and claimed to make $500,000 a year in rent money. His business portfolio was admirably diverse, including investments in shops, cafes, fashion houses, fragrances, restaurants, hotels, nightclubs and land in regional Victoria. He and his companies owned two white vans, two Commodores, a red Audi, a 2000 silver Mercedes, a Nissan Skyline and a red Ferrari Roadster, which he bought in September 1999. He even managed to give his wife a Kilmore pub as part of the family businesses. One of his fashion houses was appropriately named LSD – apparently an abbreviation for Love of Style and Design. His social network was also varied. It included an MP, a tame bank manager, a bent accountant, a newsagent who gratefully accepted $20,000 a week that Tony invested in Tattslotto, seven jockeys and trainers, and a handful of bookies. One jockey, who was in Mokbel's car when the drug dealer had a fender-bender with a tradie near the State Library, showed his athletic prowess, opening the door and making a dash for the shadows while a contrite Tony apologised and exchanged details with the second driver. One bookie opened a ghost betting account allowing Mokbel to punt under another name. In one week during the 2002 spring racing carnival, the account turned over $445,000. To Tony, it was just pocket money. The bets were made just weeks after Mokbel was finally granted $1 million bail on the serious drugs charges. When one bookie came to collect $80,000 at Tony's Port Melbourne home, they walked to Mokbel's car, where he opened the glove box. While forward-thinking motorists might have a roll of coins for parking meters, the bookie estimated the wad of stashed cash was 'at least $300,000'. Loading You might think that having lost a house to Mokbel, Hafner would have sought an alternative income stream. But he was nothing if not persistent. He did branch out, receiving workers' compensation for several years, doing cash jobs on the side (despite a bad back), then going on the dole for 10 years while selling drugs and using stolen credit cards in a fraud ring. In 10 court hearings he collected 36 convictions. Act Two, Scene One: The Fawkner cops get the green light The Fawkner detectives built up a case and went to their bosses, and it was at that point Operation Manic was established. Hafner was followed around the state, and soon a case was built that he was the middleman in an international syndicate. Federal police tracked three shipments of pure pseudoephedrine, the key ingredient in speed, flown into Australia from Malaysia, India and Dubai, and identified two other key members, Sarah Baines and Abdul Diallo. At one point, police tracked the crew to a Thomastown service station, where they were to buy a kilogram of speed for $165,000. But, in a familiar story in a drug business that is riddled with rip-offs and no-shows, after the initial meeting, the deal fell through. By September, police had enough to move in and arrest the three. The finale: Courtroom justice If everyone has 15 minutes of fame, Baines, 33, must be truly annoyed at how she used hers. When she appeared in court as part of Hafner's syndicate, the Herald Sun wrote: 'A Melbourne party girl who peddled dildos for a living is down on her luck after she was accused of running a high-end drug-trafficking racket.' At court, it was found she had worked in a retail sex shop and ran a cleaning service, and in prison had become an unofficial carer for a disabled inmate. She had been using drugs from her early 20s, and when police raided her Southbank apartment they found evidence of drug transactions, and of the drug, 1,4-butanedoil. Diallo, the court was told, was an African leader in the community, having arrived in Australia as a young refugee from Sierra Leone after his father was murdered. Hafner had been examined in prison. Quoting the psychological report, the judge said: 'You looked and sounded despondent and depressed. You presented as being at least moderately depressed and mildly anxious.' Little wonder when you are looking at a long stretch and could well die in jail When it came to sentencing, no one was spared. County Court judge Richard Maidment gave Diallo 12 years with a minimum of eight years and eight months, while Hafner was sentenced to 12 years with a minimum of eight years and four months. Baines received 11 years with a minimum of seven.

The Age
15 hours ago
- Business
- The Age
The downfall of a drug racket: An underworld drama
Soon it was obvious that Hafner was a bigger fish than first thought. Hafner had form, not so much in his criminal records but in his associates, including the notorious Tony Mokbel. Act One, Scene Two: A bizarre claim in the County Court In 2007, Hafner went to the County Court to argue that a house in Bulleen that had been seized as part of Tony's impressive real estate portfolio was, in fact, his. He explained that the house had been given to him by his generous grandmother and had somehow been scooped up as part of Mokbel's $55 million asset portfolio. An honest (well dishonest) mistake, he told the County Court. Hafner, you see, was going through a difficult divorce, and he wanted to make sure his partner could not get her hands on half the title. 'My words were that basically I was having domestics with my missus and, basically, I don't know what to do with my grandmother's house, and we ... came to the conclusion that I'd sign it over to him,' he said. The ever-helpful Tony was happy to oblige. Of course, Mokbel was not in a position to corroborate his mate because at that time he was sitting in a Greek cell having sailed away from Australia on the yacht, Edwena. Unfortunately, an argumentative lawyer for the prosecution suggested Hafner had handed over the house because he owed Mokbel $360,000 and the property was a square-off. The house was valued about $500,000 at the time, and on June 15, 2001, National Australia Bank records show the house was transferred to Tony, who forgave a $320,000 debt and in return transferred $50,000 to Hafner. Mokbel even paid the $17,000 stamp duty to make it all above board. A detective who worked on the Mokbel case said: 'Tony was the biggest dealer in town, and Darren owed him money from a drug debt. When he couldn't pay, Tony said, 'What have you got?' and that's why he signed over his grandmother's house.' But every cloud has a silver lining, and when the seized house was sold on July 12, 2008, it fetched $625,000, which went to the State Revenue Office. Hafner's story, unlike the Edwena, sank without trace. County Court judge Michael McInerney dismissed the case, adding: 'I do not accept [Hafner] as a credible or reliable witness.' Mokbel could afford to be generous because the Hafner debt was chump change. The suburban pizza shop owner, who police described on his file as 'lacking financial acumen', was now flying. By 2000, he was planning to build an $18 million, 10-storey 'winged keel' apartment tower over Sydney Road. The plan was to build 120 apartments and townhouses, offices, restaurants, a gym with pool and a four-storey car park on the old Whelan the Wrecker site. No one seemed to wonder how he could generate that sort of money. He was also developing 10 units in Templestowe, which he planned to sell for $300,000 each. In 2000, he owned the Brunswick market site and claimed to make $500,000 a year in rent money. His business portfolio was admirably diverse, including investments in shops, cafes, fashion houses, fragrances, restaurants, hotels, nightclubs and land in regional Victoria. He and his companies owned two white vans, two Commodores, a red Audi, a 2000 silver Mercedes, a Nissan Skyline and a red Ferrari Roadster, which he bought in September 1999. He even managed to give his wife a Kilmore pub as part of the family businesses. One of his fashion houses was appropriately named LSD – apparently an abbreviation for Love of Style and Design. His social network was also varied. It included an MP, a tame bank manager, a bent accountant, a newsagent who gratefully accepted $20,000 a week that Tony invested in Tattslotto, seven jockeys and trainers, and a handful of bookies. One jockey, who was in Mokbel's car when the drug dealer had a fender-bender with a tradie near the State Library, showed his athletic prowess, opening the door and making a dash for the shadows while a contrite Tony apologised and exchanged details with the second driver. One bookie opened a ghost betting account allowing Mokbel to punt under another name. In one week during the 2002 spring racing carnival, the account turned over $445,000. To Tony, it was just pocket money. The bets were made just weeks after Mokbel was finally granted $1 million bail on the serious drugs charges. When one bookie came to collect $80,000 at Tony's Port Melbourne home, they walked to Mokbel's car, where he opened the glove box. While forward-thinking motorists might have a roll of coins for parking meters, the bookie estimated the wad of stashed cash was 'at least $300,000'. Loading You might think that having lost a house to Mokbel, Hafner would have sought an alternative income stream. But he was nothing if not persistent. He did branch out, receiving workers' compensation for several years, doing cash jobs on the side (despite a bad back), then going on the dole for 10 years while selling drugs and using stolen credit cards in a fraud ring. In 10 court hearings he collected 36 convictions. Act Two, Scene One: The Fawkner cops get the green light The Fawkner detectives built up a case and went to their bosses, and it was at that point Operation Manic was established. Hafner was followed around the state, and soon a case was built that he was the middleman in an international syndicate. Federal police tracked three shipments of pure pseudoephedrine, the key ingredient in speed, flown into Australia from Malaysia, India and Dubai, and identified two other key members, Sarah Baines and Abdul Diallo. At one point, police tracked the crew to a Thomastown service station, where they were to buy a kilogram of speed for $165,000. But, in a familiar story in a drug business that is riddled with rip-offs and no-shows, after the initial meeting, the deal fell through. By September, police had enough to move in and arrest the three. The finale: Courtroom justice If everyone has 15 minutes of fame, Baines, 33, must be truly annoyed at how she used hers. When she appeared in court as part of Hafner's syndicate, the Herald Sun wrote: 'A Melbourne party girl who peddled dildos for a living is down on her luck after she was accused of running a high-end drug-trafficking racket.' At court, it was found she had worked in a retail sex shop and ran a cleaning service, and in prison had become an unofficial carer for a disabled inmate. She had been using drugs from her early 20s, and when police raided her Southbank apartment they found evidence of drug transactions, and of the drug, 1,4-butanedoil. Diallo, the court was told, was an African leader in the community, having arrived in Australia as a young refugee from Sierra Leone after his father was murdered. Hafner had been examined in prison. Quoting the psychological report, the judge said: 'You looked and sounded despondent and depressed. You presented as being at least moderately depressed and mildly anxious.' Little wonder when you are looking at a long stretch and could well die in jail When it came to sentencing, no one was spared. County Court judge Richard Maidment gave Diallo 12 years with a minimum of eight years and eight months, while Hafner was sentenced to 12 years with a minimum of eight years and four months. Baines received 11 years with a minimum of seven.

The Age
08-06-2025
- Business
- The Age
Bots to help fill Victoria's budget hole: State hopes AI can slash costs
Artificial intelligence and automation will be a cornerstone of the Victorian government's $3.3 billion cost-slashing plan as Treasurer Jaclyn Symes pledges to free up public servants from repetitive and time-consuming tasks. Symes told budget estimates hearings last week that automation and new technology would be key ways the government looks to make savings and create a more efficient public service. Asked if this meant losing jobs to AI, Symes said she 'probably' wouldn't characterise it like that. 'We're not replacing humans with robots but we are certainly looking at efficiencies with technologies and ensuring that people can do their job as effectively as possible,' she said. 'In relation to the opportunities with AI, the ability for people to be assisted to do their job, I think there are some great opportunities in that respect. 'I know the Department of Government Services is leading the way in that regard. Freeing up people from repetitive tasks so they can really target their work into the things that matter most to the Victorian community, I think, is worthwhile work to do.' The AI efficiency push comes after the government pledged to make $3.3 billion – the equivalent of 1200 jobs – in public sector savings over the forward estimates in last month's budget. Symes has conceded the government is far too large and the state's more than 500 entities and 3400 boards and committees need to be scaled back. The State Revenue Office already uses AI to detect unpaid taxes and fraud, while staff also use the tools to process 'routine administrative tasks' like meeting transcripts. The new digital revamp will initially focus on making licensing and other government approvals smoother and faster, as well as fast-tracking students with prior experience through TAFE courses. The Community and Public Sector Union has warned the government against using AI as a tool to cut costs and jobs, saying it should only enhance public servants' work.

Sydney Morning Herald
08-06-2025
- Business
- Sydney Morning Herald
Bots to help fill Victoria's budget hole: State hopes AI can slash costs
Artificial intelligence and automation will be a cornerstone of the Victorian government's $3.3 billion cost-slashing plan as Treasurer Jaclyn Symes pledges to free up public servants from repetitive and time-consuming tasks. Symes told budget estimates hearings last week that automation and new technology would be key ways the government looks to make savings and create a more efficient public service. Asked if this meant losing jobs to AI, Symes said she 'probably' wouldn't characterise it like that. 'We're not replacing humans with robots but we are certainly looking at efficiencies with technologies and ensuring that people can do their job as effectively as possible,' she said. 'In relation to the opportunities with AI, the ability for people to be assisted to do their job, I think there are some great opportunities in that respect. 'I know the Department of Government Services is leading the way in that regard. Freeing up people from repetitive tasks so they can really target their work into the things that matter most to the Victorian community, I think, is worthwhile work to do.' The AI efficiency push comes after the government pledged to make $3.3 billion – the equivalent of 1200 jobs – in public sector savings over the forward estimates in last month's budget. Symes has conceded the government is far too large and the state's more than 500 entities and 3400 boards and committees need to be scaled back. The State Revenue Office already uses AI to detect unpaid taxes and fraud, while staff also use the tools to process 'routine administrative tasks' like meeting transcripts. The new digital revamp will initially focus on making licensing and other government approvals smoother and faster, as well as fast-tracking students with prior experience through TAFE courses. The Community and Public Sector Union has warned the government against using AI as a tool to cut costs and jobs, saying it should only enhance public servants' work.

News.com.au
27-05-2025
- Business
- News.com.au
Victorian first-home buyer stamp duty concession scheme fails thousands
Thousands of Victorian first-home buyers are being slugged with massive tax bills as the state's primary support program for them falls short. It comes as analysis shows Victorian state opposition plans to raise the cap on the first-home buyer stamp duty concession program to $1m would add 204 suburbs to the list where market entrants don't have to pay stamp duty. Currently there are fewer than 20 where the median house price falls within the necessary parameters. 'Thrilled': one seller, three separate first-home buyers Australian Bureau of Statistics data shows there were 36,756 new first-home buyer loans issued in Victoria in the 2023-2024 financial year. The ABS stats show a further 1893 home loans were issued to first-home buyers purchasing an investment property in that same year. However, State Revenue Office data shows that just 32,849 payments were made under the first-home buyer concession scheme that waives stamp duty for purchases for up to $600,000 and provides a discount from there to $750,000. For a $750,001 home purchase stamp duty totals at $40,070, for a $1m purchase it reaches $55,000. Yesterday the Victorian opposition announced it would raise the cap to $1m in a move that would bring the state closer to the margins being offered in Queensland and NSW, as well as reflecting a federal government decision to raise the cap on their incoming Help To Buy co-buying scheme. Their modelling suggests it would help 17,000 people buy a home within a year, however would not be implemented until after at least the next state election in November, 2026 — as the party would have to first win office before it could be rolled out. PropTrack median house sale data shows there are currently 19 suburbs that fit beneath the $600,000 cap, but 204 would be applicable under the opposition's revision. Separate PropTrack sales data show that in the past week there were at least 263 homes sold in the past week would have qualified for the state's scheme on price, at the opposition's revised threshold 868 home sales in the past seven days would have. It would return former first-home buyer hubs to the list of areas available to them without having to pay a hefty tax bill, including Sunshine, Watsonia, Reservoir and Greenvale where the typical home today costs more than $750,000 and is beyond any form of stamp duty support. Real Estate Institute of Victoria interim chief executive Jacob Caine said with home values widely tipped to rise in the coming year, the state government should make the change immediately rather than waiting for the Liberal party to take it to an election. 'There's only one reason the government wouldn't make these changes today and that's because they want and need the revenue they are taking from first-home buyers for these stamp duty payments,' Mr Caine said. With research regularly showing stamp duty was an inefficient tax, he said it should not be allowed to continue stopping first-home buyers from purchasing the right home for them near where they work and where their family lives. He added that with the changes enough to add 185 suburbs to the list covered for stamp duty waivers, it would also likely slow any home price growth caused by the tax tweak. Mortgage Choice loan broker David Thurmond said the state's program needed to be reviewed, as it hadn't been updated since 2017 and there would 'definitely' be thousands buying homes outside of the current caps. 'And what has happened since? A tremendous increase to values,' Mr Thurmond said. 'It is forcing people to make compromises on the suburbs they are living in and it's meaning they have to buy a second home later on, as they grow out of their first. 'There are definitely people who could go to $800,000 if the stamp duty was removed.' The broker said while it was likely home values would rise in response to first-home buyers effectively getting a boost to their budgets, the addition of so many more suburbs to the potential buying pool would likely diffuse the impact — and the support was needed right now. By contrast, he said that none of his clients would benefit from the Allan government's stamp duty concessions for off-the-plan purchases for up to $1m. To generate more housing, Mr Thurmond said additional targeted grants at new homes would also be necessary. SUBURBS WITH HOUSES UP TO $1M Melton - $475,000 Melton South - $522,000 Kurunjang - $538,000 Melton West - $540,000 Brookfield - $550,000 Dallas - $560,000 Coolaroo - $560,000 Weir Views - $570,000 Harkness - $572,000 Wyndham Vale - $575,000 Thornhill Park - $580,500 Broadmeadows - $585,000 Laverton - $590,000 East Warburton - $590,000 Longwarry - $595,000 Millgrove - $597,500 Bacchus Marsh - $599,500 Doveton - $600,000 Meadow Heights - $600,000 Frankston North - $605,000 Werribee - $606,000 Jacana - $608,500 Maddingley - $610,000 Albanvale - $612,000 Kings Park - $618,000 Wallan - $620,000 Hoppers Crossing - $620,000 Campbellfield - $621,000 Cobblebank - $625,000 Strathtulloh - $625,000 Rockbank - $625,000 Mambourin - $626,500 Diggers Rest - $635,000 Eumemmerring - $635,000 Kalkallo - $640,000 Manor Lakes - $640,000 Badger Creek - $640,000 Deanside - $642,000 Mount Cottrell - $642,000 Darley - $649,500 Donnybrook - $650,000 Tarneit - $650,000 Craigieburn - $650,000 Pakenham - $652,000 Delahey - $652,500 Werribee South - $652,500 Roxburgh Park - $653,000 Truganina - $655,000 Beveridge - $656,500 Cranbourne - $658,500 Westmeadows - $660,000 Warburton - $660,000 St Albans - $662,500 Epping - $663,000 Hampton Park - $665,000 Junction Village - $665,000 Deer Park - $669,000 Mickleham - $669,900 Koo Wee Rup - $670,000 Hastings - $670,000 Sunbury - $675,000 Ardeer - $676,300 Wollert - $680,000 Bonnie Brook - $680,000 Cranbourne West - $683,000 Sunshine West - $685,000 Woori Yallock - $694,000 Clyde - $695,000 Fraser Rise - $697,500 Mernda - $700,000 Kealba - $700,000 Lalor - $701,000 Sydenham - $701,000 Capel Sound - $705,000 Yarra Junction - $707,500 Cranbourne East - $710,000 Lang Lang - $710,000 Carrum Downs - $711,000 Whittlesea - $715,000 Altona Meadows - $716,000 Cranbourne North - $717,000 Lancefield - $717,500 Officer - $720,000 Thomastown - $720,000 Blind Bight - $722,500 Aintree - $723,750 Clyde North - $725,000 Dandenong - $725,000 Crib Point - $727,500 Hallam - $728,000 Seville East - $729,500 South Morang - $730,000 Baxter - $730,000 Bunyip - $732,500 Gladstone Park - $733,000 Burnside Heights - $735,000 Frankston - $735,000 Sunshine North - $736,000 Braybrook - $740,000 Albion - $740,000 Launching Place - $742,500 Caroline Springs - $743,500 Garfield - $745,000 Tullamarine - $745,000 Narre Warren - $748,750 Point Cook - $750,000 Eynesbury - $750,000 Nar Nar Goon North - $750,000 Seabrook - $752,500 Doreen - $760,000 Dandenong North - $760,000 Rosebud - $760,000 Keilor Downs - $765,000 Fawkner - $766,500 Noble Park - $770,000 Noble Park North - $777,500 Brooklyn - $780,000 Sunshine - $782,500 Lynbrook - $783,000 Skye - $787,000 Burnside - $788,000 Williams Landing - $792,000 Kilsyth - $795,000 Kingsbury - $797,500 Mill Park - $798,000 Heidelberg West - $800,000 Romsey - $800,000 New Gisborne - $800,000 Keilor Park - $800,000 Hillside - $801,000 Endeavour Hills - $805,000 Mooroolbark - $812,000 Glenroy - $815,000 Narre Warren South - $815,000 Attwood - $815,000 Officer South - $820,000 Lilydale - $820,000 Seaford - $820,000 Healesville - $820,000 Maidstone - $821,000 Cranbourne South - $821,500 Coldstream - $822,500 Selby - $824,750 Silvan - $825,000 Belgrave - $827,500 Springvale - $830,000 Kalorama - $835,000 Mount Evelyn - $838,000 Springvale South - $838,000 Monbulk - $838,000 Tyabb - $840,000 Hadfield - $850,000 Seville - $850,000 Bundoora - $850,000 Chirnside Park - $850,000 Boronia - $850,000 Tootgarook - $850,500 Langwarrin - $855,000 Heathcote Junction - $855,000 Greenvale - $857,500 Tecoma - $860,000 Somerville - $863,750 Taylors Hill - $865,000 Mount Dandenong - $865,000 Upper Ferntree Gully - $866,500 Cairnlea - $870,000 Cockatoo - $870,000 Ferntree Gully - $870,000 The Basin - $873,000 Upwey - $875,000 Kallista - $875,500 Heidelberg Heights - $875,750 Wesburn - $876,250 Bayswater - $879,000 Berwick - $880,000 Cannons Creek - $887,500 Croydon - $888,000 Carrum - $888,500 Reservoir - $890,000 Botanic Ridge - $895,000 Bayswater North - $897,500 Croydon South - $897,500 Avonsleigh - $900,000 Gowanbrae - $905,000 Watsonia North - $905,000 Williamstown North - $905,000 Keysborough - $910,000 West Footscray - $915,000 Airport West - $917,500 Montrose - $920,000 Altona North - $925,000 Wandong - $925,000 Knoxfield - $930,444 Lyndhurst - $931,500 Wattle Glen - $935,000 Sassafras - $935,000 Yarra Glen - $937,500 Clayton South - $938,500 Kinglake West - $938,500 Chelsea Heights - $940,000 Watsonia - $940,500 Kinglake - $945,000 Taylors Lakes - $945,000 Pearcedale - $947,500 Dromana - $949,000 Footscray - $950,000 Chelsea - $950,000 Riddells Creek - $950,000 Rye - $950,000 Wandin North - $955,000 Scoresby - $961,000 Coburg North - $969,250 Keilor Lodge - $970,000 Emerald - $973,000 Gisborne - $980,000 Avondale Heights - $980,000 Croydon North - $987,000 Hurstbridge - $990,000 Ringwood East - $991,000 Beaconsfield - $1,000,000 Gembrook - $1,000,000 Nyora - $1,000,000