Latest news with #SmartEnergyGB
Scotsman
2 days ago
- Business
- Scotsman
More than a third of adults have already started budgeting for Christmas
A third began thinking about preparing for Christmas as early as January 2025 | SWNS More than a third of adults have already started budgeting for Christmas – despite it being six months away. Sign up to our daily newsletter – Regular news stories and round-ups from around Scotland direct to your inbox Sign up Thank you for signing up! Did you know with a Digital Subscription to The Scotsman, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... A poll of 2,000 adults who celebrate Christmas revealed 36 per cent have financial plans in place – including for presents, family outings and outfits for seasonal parties. Nearly half (46 per cent) are saving supermarket loyalty points for the big shop and 33 per cent are using cashback apps to make the most of their spending. Advertisement Hide Ad Advertisement Hide Ad Others are shopping in sales (38 per cent) and buying things in bulk (29 per cent) to make sure they have extra money for Christmas 2025. In fact, a third (32 per cent) began thinking about preparing for Christmas as early as January 2025, putting aside an average of £63 a month to fund their festivities. Nearly half of those (45 per cent) like to do this because it spreads the cost across throughout the year and 44 per cent just like to feel prepared. While 79 per cent think forward planning is the only way to make it through the festive season without breaking the bank. Advertisement Hide Ad Advertisement Hide Ad The research found 36 per cent are already preparing for winter bills, by setting aside additional cash in the summer to help pay for energy as the weather gets colder. Many are also tightening control of their household bills, with 58 per cent of those with a smart meter using their in-home display to track their energy use and help with budgeting. Victoria Bacon, Director at Smart Energy GB, which commissioned the research, said 'The research clearly shows that, for many, a perfect Christmas is worth planning for. "As well as helping to ensure a smooth Christmas day, planning ahead and budgeting are great ways to help you manage your finances across the year. Advertisement Hide Ad Advertisement Hide Ad "A smart meter can really help with this as it ensures you receive accurate, not estimated bills. "For those on prepay, you get additional benefits such as the ability to top up from home and more easily check your remaining credit.' The research also found those who celebrate Christmas are expecting to attend an average of three celebrations and are anticipating buying 12 presents for friends and family. But one in five have even started stocking up on gifts, while 13 per cent have already snapped up discounted seasonal greetings cards and wrapping paper. Advertisement Hide Ad Advertisement Hide Ad And a tenth have started buying new decorations for December. The research, carried out via OnePoll, also revealed 36 per cent will be cutting back on other areas of their life to ensure they have enough money to fund Christmas – with 43 per cent claiming it's worth doing this to have a perfect yuletide. Personal finance expert Lynn Beattie, AKA Mrs Mummypenny, who is working with Smart Energy GB, said: 'Spreading the cost of Christmas throughout the year is a great way to minimise spending in December and help you enjoy the festive season. 'There are lots of things you can be doing in the run up, such as keeping a monthly tally of your outgoings, shopping in the sales and looking for bargains.' 36 per cent are also preparing for winter bills, by setting aside additional cash in the summer to help pay for energy as the weather gets colder | SWNS Mrs Mummypenny's top tips to save for Christmas:
Scottish Sun
3 days ago
- Business
- Scottish Sun
Hundreds already budgeting for Christmas as expert reveals six tips for saving cash
We reveal how to bag a bargain on your next shopping trip below SAVE IT Hundreds already budgeting for Christmas as expert reveals six tips for saving cash MORE than a third of adults have already started budgeting for Christmas – despite it being six months away. A poll of 2,000 adults who celebrate Christmas revealed 36% have financial plans in place – including for presents, family outings and outfits for seasonal parties. Advertisement 1 A new poll has revealed how many people have financial plans in place for Christmas Credit: SWNS Nearly half (46%) are saving supermarket loyalty points for the big shop and 33% are using cashback apps to make the most of their spending. Others are shopping in sales (38%) and buying things in bulk (29%) to make sure they have extra money for Christmas 2025. In fact, a third (32%) began thinking about preparing for Christmas as early as January 2025, putting aside an average of £63 a month to fund their festivities. Nearly half of those (45%) like to do this because it spreads the cost across throughout the year and 44% just like to feel prepared. Advertisement While 79% think forward planning is the only way to make it through the festive season without breaking the bank. The research found 36% are already preparing for winter bills, by setting aside additional cash in the summer to help pay for energy as the weather gets colder. Many are also tightening control of their household bills, with 58% of those with a smart meter using their in-home display to track their energy use and help with budgeting. Victoria Bacon, Director at Smart Energy GB, which commissioned the research, said: 'The research clearly shows that, for many, a perfect Christmas is worth planning for. Advertisement "As well as helping to ensure a smooth Christmas day, planning ahead and budgeting are great ways to help you manage your finances across the year. "A smart meter can really help with this as it ensures you receive accurate, not estimated bills. Shopping discounts - How to make savings and find the best bargains "For those on prepay, you get additional benefits such as the ability to top up from home and more easily check your remaining credit.' The research also found those who celebrate Christmas are expecting to attend an average of three celebrations and are anticipating buying 12 presents for friends and family. Advertisement But one in five have even started stocking up on gifts, while 13% have already snapped up discounted seasonal greetings cards and wrapping paper. And a tenth have started buying new decorations for December. The research, carried out via OnePoll, also revealed 36% will be cutting back on other areas of their life to ensure they have enough money to fund Christmas – with 43% claiming it's worth doing this to have a perfect yuletide. Personal finance expert Lynn Beattie, AKA Mrs Mummypenny, who is working with Smart Energy GB, said: 'Spreading the cost of Christmas throughout the year is a great way to minimise spending in December and help you enjoy the festive season. Advertisement 'There are lots of things you can be doing in the run up, such as keeping a monthly tally of your outgoings, shopping in the sales and looking for bargains.' How to bag a bargain SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain… Sign up to loyalty schemes of the brands that you regularly shop with. Big names regularly offer discounts or special lower prices for members, among other perks. Sales are when you can pick up a real steal. Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on. Sign up to mailing lists and you'll also be first to know of special offers. It can be worth following retailers on social media too. When buying online, always do a search for money off codes or vouchers that you can use and are just two sites that round up promotions by retailer. Scanner apps are useful to have on your phone. app has a scanner that you can use to compare prices on branded items when out shopping. Bargain hunters can also use B&M's scanner in the app to find discounts in-store before staff have marked them out. And always check if you can get cashback before paying which in effect means you'll get some of your money back or a discount on the item. Mrs Mummypenny's top tips to save for Christmas 1. Save a little bit every week Placing a small amount into a savings account every week can really add up over time. Many banks offer a round-up function where daily spending is rounded up to the nearest pound, with that amount going to a separate savings pot. Advertisement 2. Start planning - now If you can identify everything you'd like to do this Christmas, you can work out roughly how much you need to save to cover the entire cost. 3. Get ahead of your bills using your smart meter The screen that comes with your smart meter allows you to see your energy usage, make adjustments and save money. Advertisement If you have a smart prepayment meter you can top up your credit online or over the phone from the comfort of your own sofa instead of going to the shops. 4. Use loyalty cards and vouchers to pay for Christmas presents Many places offer loyalty schemes such as supermarkets, where you can collect points and vouchers and use them to buy presents. 5. Get cash back on all online purchases Advertisement Set up an account with the cash back site and go there first to find your chosen retailer. Then click through as normal to your chosen retailer or bill provider, triggering the cookies and getting you the cash back if you make a purchase. 6. Sell your clutter I urge you to spend ten minutes looking around your house and finding ten items that you no longer use or want that you can sell. Advertisement Do you have a money problem that needs sorting? Get in touch by emailing money-sm@ Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
The Sun
3 days ago
- Business
- The Sun
Hundreds already budgeting for Christmas as expert reveals six tips for saving cash
MORE than a third of adults have already started budgeting for Christmas – despite it being six months away. A poll of 2,000 adults who celebrate Christmas revealed 36% have financial plans in place – including for presents, family outings and outfits for seasonal parties. 1 Nearly half (46%) are saving supermarket loyalty points for the big shop and 33% are using cashback apps to make the most of their spending. Others are shopping in sales (38%) and buying things in bulk (29%) to make sure they have extra money for Christmas 2025. In fact, a third (32%) began thinking about preparing for Christmas as early as January 2025, putting aside an average of £63 a month to fund their festivities. Nearly half of those (45%) like to do this because it spreads the cost across throughout the year and 44% just like to feel prepared. While 79% think forward planning is the only way to make it through the festive season without breaking the bank. The research found 36% are already preparing for winter bills, by setting aside additional cash in the summer to help pay for energy as the weather gets colder. Many are also tightening control of their household bills, with 58% of those with a smart meter using their in-home display to track their energy use and help with budgeting. Victoria Bacon, Director at Smart Energy GB, which commissioned the research, said: 'The research clearly shows that, for many, a perfect Christmas is worth planning for. "As well as helping to ensure a smooth Christmas day, planning ahead and budgeting are great ways to help you manage your finances across the year. "A smart meter can really help with this as it ensures you receive accurate, not estimated bills. Shopping discounts - How to make savings and find the best bargains "For those on prepay, you get additional benefits such as the ability to top up from home and more easily check your remaining credit.' The research also found those who celebrate Christmas are expecting to attend an average of three celebrations and are anticipating buying 12 presents for friends and family. But one in five have even started stocking up on gifts, while 13% have already snapped up discounted seasonal greetings cards and wrapping paper. And a tenth have started buying new decorations for December. The research, carried out via OnePoll, also revealed 36% will be cutting back on other areas of their life to ensure they have enough money to fund Christmas – with 43% claiming it's worth doing this to have a perfect yuletide. Personal finance expert Lynn Beattie, AKA Mrs Mummypenny, who is working with Smart Energy GB, said: 'Spreading the cost of Christmas throughout the year is a great way to minimise spending in December and help you enjoy the festive season. 'There are lots of things you can be doing in the run up, such as keeping a monthly tally of your outgoings, shopping in the sales and looking for bargains.' How to bag a bargain SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain… Sign up to loyalty schemes of the brands that you regularly shop with. Big names regularly offer discounts or special lower prices for members, among other perks. Sales are when you can pick up a real steal. Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on. Sign up to mailing lists and you'll also be first to know of special offers. It can be worth following retailers on social media too. When buying online, always do a search for money off codes or vouchers that you can use and are just two sites that round up promotions by retailer. Scanner apps are useful to have on your phone. app has a scanner that you can use to compare prices on branded items when out shopping. Bargain hunters can also use B&M's scanner in the app to find discounts in-store before staff have marked them out. And always check if you can get cashback before paying which in effect means you'll get some of your money back or a discount on the item. Mrs Mummypenny's top tips to save for Christmas 1. Save a little bit every week Placing a small amount into a savings account every week can really add up over time. Many banks offer a round-up function where daily spending is rounded up to the nearest pound, with that amount going to a separate savings pot. 2. Start planning - now If you can identify everything you'd like to do this Christmas, you can work out roughly how much you need to save to cover the entire cost. 3. Get ahead of your bills using your smart meter The screen that comes with your smart meter allows you to see your energy usage, make adjustments and save money. If you have a smart prepayment meter you can top up your credit online or over the phone from the comfort of your own sofa instead of going to the shops. 4. Use loyalty cards and vouchers to pay for Christmas presents Many places offer loyalty schemes such as supermarkets, where you can collect points and vouchers and use them to buy presents. 5. Get cash back on all online purchases Set up an account with the cash back site and go there first to find your chosen retailer. Then click through as normal to your chosen retailer or bill provider, triggering the cookies and getting you the cash back if you make a purchase. 6. Sell your clutter I urge you to spend ten minutes looking around your house and finding ten items that you no longer use or want that you can sell. .
Daily Mirror
3 days ago
- Business
- Daily Mirror
Millions of Brits already financially planning for 'the perfect' Christmas
A study of 2,000 adults who celebrate Christmas found 36 per cent already have financial plans in place for the festive season - despite it being six months away A survey of 2,000 adults who celebrate Christmas revealed that 36 per cent already have financial plans in place for gifts, family outings and festive party outfits. In fact, some started preparing for Christmas as early as January, setting aside an average of £63 a month to fund their festivities. The research suggests Brits will attend an average of three celebrations over the festive period, and will plan to buy 12 presents for friends and family. Eight in ten believe forward planning to spread the costs throughout the year is the only way to navigate the festive season without breaking the bank. One in five have already started stocking up on gifts - shopping in sales and buying things in bulk to ensure they have extra money for Christmas this year. Others have already snapped up discounted seasonal greetings cards and wrapping paper, and a tenth have started buying new decorations for December. To maximise any spending that has to be done in the latter half of the year, many are using cashback apps. Meanwhile, others are saving supermarket loyalty points for the big shop. However it's not just decorations and presents Brits are preparing for. The research found that 36 per cent are already preparing for winter bills, by setting aside additional cash in the summer to help pay for energy as the weather gets colder. To tighten household expenses, 58 per cent of those with a smart meter are utilising their in-home display to monitor energy consumption and help them out with budgeting to prepare for the more expensive months. Victoria Bacon, Smart Energy GB's Director, commented on the festive financial strategies: "Planning ahead and budgeting are great ways to help you manage your finances across the year. A smart meter can really help with this as it ensures you receive accurate, not estimated bills. "For those on prepay, you get additional benefits such as the ability to top up from home and more easily check your remaining credit." A third intend to cut back on other areas of their life to ensure they have enough money to fund Christmas – with 43 per cent claiming it's worth doing this to have the perfect Christmas. Personal finance expert Lynn Beattie, AKA Mrs Mummypenny, who is working with Smart Energy GB, said: "Spreading the cost of Christmas throughout the year is a great way to minimise spending in December and help you enjoy the festive season." Check out Lynn's top tips for saving this Christmas: Save a little bit every week Placing a small amount into a savings account every week can really add up over time. Many banks offer a round-up function where daily spending is rounded up to the nearest pound, with that amount going to a separate savings pot. Start planning - now If you can identify everything you'd like to do this Christmas, you can work out roughly how much you need to save to cover the entire cost. Get ahead of your bills using your smart meter The screen that comes with your smart meter allows you to see your energy usage, make adjustments and save money. If you have a smart prepayment meter you can top up your credit online or over the phone from the comfort of your own sofa instead of going to the shops. Use loyalty cards and vouchers to pay for Christmas presents Many places offer loyalty schemes such as supermarkets, where you can collect points and vouchers and use them to buy presents. Get cash back on all online purchases Set up an account with the cash back site and go there first to find your chosen retailer. Then click through as normal to your chosen retailer or bill provider, triggering the cookies and getting you the cash back if you make a purchase. Sell your clutter I urge you to spend ten minutes looking around your house and finding ten items that you no longer use or want that you can sell.
North Wales Live
14-05-2025
- Business
- North Wales Live
Renters reveal their top home improvements as they embrace their space
Summer is a time for home renovations and decorative upgrades, and this year it seems that British renters are finding even more creative ways to put a personal touch on their properties. New research from Smart Energy GB has found that June is the most popular month for a 'renters refresh' as nice weather inspires home changes (37%), spending almost £700 on average making stylistic changes to their homes. Yet, while June signals a moment of change for many, half (50%) of renters say they update their space several times a year with clever, often temporary, upgrades to showcase their personalities and create functional, beautiful spaces to build lasting memories. Video Loading More simple changes like replacing hardware on cabinetry and storage (18%) and switching up home accessories to add pops of colour (44%) also help renters put a stamp on their properties. In fact, renters have found even more creative ways to add their own flair to their property, including using removable vinyl flooring (18%) and adhesive tiles (16%). And it's not just aesthetic changes taking place in the homes of British renters - more than a quarter (28%) of renters say they've made changes to make their homes more energy efficient. For many, this comes in the form of taking ownership of their household energy management, by switching to LED lightbulbs (48%), choosing their preferred energy provider (22%) and getting a smart meter installed (38%). Steve Pimblett, Chief Data Officer at Rightmove, adds: 'Energy efficiency is one of the top priorities for renters, with 88% valuing a low carbon footprint and 80% considering it in their next move. Renters are not only aware of the importance but are also willing to act, with most of them ready to pay more for energy-efficient homes and encouraging their landlords to make green upgrades to help save on their energy bills.' While nearly a quarter (23%) of renters admit to being unaware that they could request a smart meter installation in their property, if your energy bills are in your name, it's easy to arrange with your energy supplier. However, it is recommended you let your landlord know before you upgrade. The benefits of doing so for renters are clear, with 29% feeling more in control of their energy usage and bills. Smart Energy GB has teamed up with author and interiors expert, Kate Watson-Smyth. She added: 'It's so important to feel in control of the place you call home, from renter-friendly decorating hacks to simple swaps that can save energy and money. Here are my top tips to embrace the space and make the most of every corner of your home: Swap Out Harsh Lighting Rentals can often have bright, cold white bulbs installed, especially in kitchens and bathrooms. Swap them for warm white LED bulbs. Upgrade the Shower Head Most bathrooms use standard fittings, so replacing the shower head is a simple upgrade that can make a big difference. Keep the old one so you can swap it back before you leave! Use Your Own Curtains Curtains are easy to store and are a great touch to elevate a space. Swap out existing ones for styles you like, and consider adding thermal lining to keep your home warmer and reduce heating costs. Change back before you go so you can use them again. Block Draughts Creatively Prevent cold air from creeping in under doors by sewing your own draught excluders. Hang Art Without Damaging Walls Artwork and pictures are a great way of adding a personal touch to your home. In period rentals with picture rails, use chains and hooks to hang art without nails. Work With Unchangeable Décor If you're stuck with uninspiring features, like that classic 'rental grey' carpet, try incorporating that colour into rugs, cushions, or lampshades. Soften the Kitchen Aesthetic Give your kitchen a quick facelift by using tile stickers and replacing cabinet handles. Dimming harsh lighting and placing a small table lamp on the counter can make the space feel warmer and more inviting. Request a Smart Meter If the energy bills are in your name, you can request a smart meter from your energy supplier at no extra cost, just remember to keep your landlord in the loop. They come with an in-home display that shows how much energy you're using in near-real time. Victoria Bacon, Director at Smart Energy GB, said: 'British renters are incredibly innovative when it comes to personalising their homes. 'But it's not just decoration. Many are also making changes to save themselves some money, including choosing to request a smart meter from their energy supplier. Smart meters enable you to track and manage your energy use and many people are able to make savings as a result - just remember to let your landlord know.' Of those who have made changes to their rental property, 86% say the time and effort has been worth it as it makes them feel more at home (63%). In fact a few tweaks can go a long way when it comes to making renters feel at home, just a further (22%) say their property felt like home when they moved in, versus 60% after making a few changes.
