Latest news with #ProvidentFinancialServices
Yahoo
19 hours ago
- Business
- Yahoo
3 Reasons to Sell PFS and 1 Stock to Buy Instead
Over the last six months, Provident Financial Services's shares have sunk to $16.14, producing a disappointing 13.4% loss - a stark contrast to the S&P 500's 1.9% gain. This may have investors wondering how to approach the situation. Is there a buying opportunity in Provident Financial Services, or does it present a risk to your portfolio? Check out our in-depth research report to see what our analysts have to say, it's free. Even though the stock has become cheaper, we're cautious about Provident Financial Services. Here are three reasons why we avoid PFS and a stock we'd rather own. Analyzing the long-term change in earnings per share (EPS) shows whether a company's incremental sales were profitable – for example, revenue could be inflated through excessive spending on advertising and promotions. Sadly for Provident Financial Services, its EPS declined by 3.8% annually over the last five years while its revenue grew by 16.8%. This tells us the company became less profitable on a per-share basis as it expanded. For banks, tangible book value per share (TBVPS) is a crucial metric that measures the actual value of shareholders' equity, stripping out goodwill and other intangible assets that may not be recoverable in a worst-case scenario. Disappointingly for investors, Provident Financial Services's TBVPS continued freefalling over the past two years as TBVPS declined at a -5.2% annual clip (from $15.76 to $14.15 per share). Leverage is core to the bank's business model (loans funded by deposits) and to ensure their stability, regulators require certain levels of capital and liquidity, focusing on a bank's Tier 1 capital ratio. Tier 1 capital is the highest-quality capital that a bank holds, consisting primarily of common stock and retained earnings, but also physical gold. It serves as the primary cushion against losses and is the first line of defense in times of financial distress. This capital is divided by risk-weighted assets to derive the Tier 1 capital ratio. Risk-weighted means that cash and US treasury securities are assigned little risk while unsecured consumer loans and equity investments get much higher risk weights, for example. New regulation after the 2008 financial crisis requires that all banks must maintain a Tier 1 capital ratio greater than 4.5% On top of this, there are additional buffers based on scale, risk profile, and other regulatory classifications, so that at the end of the day, banks generally must maintain a 7-10% ratio at minimum. Over the last two years, Provident Financial Services has averaged a Tier 1 capital ratio of 10.7%, which is considered unsafe in the event of a black swan or if macro or market conditions suddenly deteriorate. For this reason alone, we will be crossing it off our shopping list. Provident Financial Services isn't a terrible business, but it doesn't pass our quality test. Following the recent decline, the stock trades at 0.8× forward P/B (or $16.14 per share). While this valuation is optically cheap, the potential downside is big given its shaky fundamentals. We're fairly confident there are better investments elsewhere. We'd recommend looking at the most dominant software business in the world. Donald Trump's victory in the 2024 U.S. Presidential Election sent major indices to all-time highs, but stocks have retraced as investors debate the health of the economy and the potential impact of tariffs. While this leaves much uncertainty around 2025, a few companies are poised for long-term gains regardless of the political or macroeconomic climate, like our Top 5 Strong Momentum Stocks for this week. This is a curated list of our High Quality stocks that have generated a market-beating return of 183% over the last five years (as of March 31st 2025). Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,545% between March 2020 and March 2025) as well as under-the-radar businesses like the once-small-cap company Comfort Systems (+782% five-year return). Find your next big winner with StockStory today.
Yahoo
16-05-2025
- Business
- Yahoo
3 Noteworthy Stocks Estimated To Be Up To 35.6% Below Intrinsic Value
As the major stock indexes in the United States continue to rise, with the S&P 500 on track for a five-day winning streak, investor sentiment is buoyed by positive economic indicators and easing trade tensions between the U.S. and China. In this environment of cautious optimism, identifying stocks that are potentially undervalued becomes crucial for investors seeking opportunities to capitalize on discrepancies between market prices and intrinsic values. Name Current Price Fair Value (Est) Discount (Est) Provident Financial Services (NYSE:PFS) $17.86 $35.51 49.7% Quaker Chemical (NYSE:KWR) $106.23 $211.15 49.7% Brookline Bancorp (NasdaqGS:BRKL) $11.11 $22.22 50% Valley National Bancorp (NasdaqGS:VLY) $9.16 $18.18 49.6% Flowco Holdings (NYSE:FLOC) $19.38 $37.99 49% First Reliance Bancshares (OTCPK:FSRL) $9.35 $18.49 49.4% Insteel Industries (NYSE:IIIN) $36.81 $72.27 49.1% Bel Fuse (NasdaqGS:BELF.A) $71.89 $142.60 49.6% Carvana (NYSE:CVNA) $297.40 $586.29 49.3% Mobileye Global (NasdaqGS:MBLY) $15.94 $31.09 48.7% Click here to see the full list of 171 stocks from our Undervalued US Stocks Based On Cash Flows screener. Let's uncover some gems from our specialized screener. Overview: Array Technologies, Inc. manufactures and sells solar tracking technology products across the United States, Spain, Brazil, Australia, and other international markets with a market cap of approximately $1.27 billion. Operations: The company's revenue is derived from two primary segments: STI Operations, contributing $304.31 million, and Array Legacy Operations, accounting for $760.46 million. Estimated Discount To Fair Value: 27.3% Array Technologies is trading at US$8.44, below its estimated fair value of US$11.61, indicating potential undervaluation based on cash flows. Recent earnings showed significant improvement with Q1 net income rising to US$16.75 million from US$2.17 million a year ago, reflecting strong operational performance despite previous impairments and losses in 2024. The introduction of innovative products like DuraTrack Hail XP™ enhances its market position, potentially supporting future cash flow growth amidst volatile share prices. The growth report we've compiled suggests that Array Technologies' future prospects could be on the up. Unlock comprehensive insights into our analysis of Array Technologies stock in this financial health report. Overview: Flutter Entertainment plc is a sports betting and gaming company with operations in the United States, the United Kingdom, Ireland, Australia, Italy, and internationally, and has a market cap of approximately $43.83 billion. Operations: The company's revenue segments include $6.05 billion from the US and $3.62 billion from the UK and Ireland. Estimated Discount To Fair Value: 32.7% Flutter Entertainment is trading at US$244.1, well below its estimated fair value of US$362.56, highlighting potential undervaluation based on cash flows. The company reported a Q1 net income of US$283 million, reversing a prior year's loss and demonstrating strong financial recovery. With revenue expected to grow faster than the market and earnings projected to increase significantly over the next three years, Flutter's strategic buybacks further enhance shareholder value amidst robust earnings guidance for 2025. Our growth report here indicates Flutter Entertainment may be poised for an improving outlook. Navigate through the intricacies of Flutter Entertainment with our comprehensive financial health report here. Overview: RXO, Inc. operates a truck brokerage business across the United States, Canada, Mexico, Asia, and Europe with a market cap of $2.81 billion. Operations: The company's revenue is primarily derived from its Transportation - Trucking segment, which generated $5.07 billion. Estimated Discount To Fair Value: 35.6% RXO is trading at US$17.07, significantly below its estimated fair value of US$26.51, suggesting undervaluation based on cash flows. Despite a recent net loss of US$31 million in Q1 2025, RXO's revenue growth outpaces the broader market with an expected annual increase of 10.9%. The company is forecasted to become profitable within three years, offering potential upside given its strong relative value compared to peers and industry standards. Our earnings growth report unveils the potential for significant increases in RXO's future results. Delve into the full analysis health report here for a deeper understanding of RXO. Dive into all 171 of the Undervalued US Stocks Based On Cash Flows we have identified here. Have a stake in these businesses? Integrate your holdings into Simply Wall St's portfolio for notifications and detailed stock reports. Join a community of smart investors by using Simply Wall St. It's free and delivers expert-level analysis on worldwide markets. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGM:ARRY NYSE:FLUT and NYSE:RXO. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Yahoo
14-05-2025
- Automotive
- Yahoo
May 2025's Top Stock Selections Estimated Below Intrinsic Value
The United States market has experienced a notable upswing, rising 5.3% over the last week and 12% over the past year, with earnings projected to grow by 14% annually. In this environment, identifying stocks that are potentially undervalued can be an effective strategy for investors seeking opportunities that may offer growth potential relative to their intrinsic value. Name Current Price Fair Value (Est) Discount (Est) Provident Financial Services (NYSE:PFS) $17.98 $35.55 49.4% Berkshire Hills Bancorp (NYSE:BHLB) $26.78 $52.65 49.1% Valley National Bancorp (NasdaqGS:VLY) $9.20 $18.28 49.7% Horizon Bancorp (NasdaqGS:HBNC) $15.80 $30.73 48.6% First Reliance Bancshares (OTCPK:FSRL) $9.30 $18.49 49.7% Bel Fuse (NasdaqGS:BELF.A) $72.65 $142.88 49.2% Shoals Technologies Group (NasdaqGM:SHLS) $6.03 $11.81 48.9% FinWise Bancorp (NasdaqGM:FINW) $15.05 $29.22 48.5% Clearfield (NasdaqGM:CLFD) $37.73 $74.78 49.5% MAC Copper (NYSE:MTAL) $10.06 $20.00 49.7% Click here to see the full list of 169 stocks from our Undervalued US Stocks Based On Cash Flows screener. We'll examine a selection from our screener results. Overview: Autodesk, Inc. offers 3D design, engineering, and entertainment technology solutions globally and has a market cap of approximately $62.73 billion. Operations: The company generates revenue primarily from its CAD/CAM software segment, amounting to $6.13 billion. Estimated Discount To Fair Value: 11.7% Autodesk is trading at US$297.01, approximately 11.7% below its estimated fair value of US$336.47, indicating potential undervaluation based on cash flows. The company's revenue and earnings are forecast to grow faster than the U.S. market at 9.7% and 14.3% per year, respectively. Recent strategic moves include a new US$1.5 billion credit agreement for flexibility in working capital and corporate purposes, enhancing its financial position to support growth initiatives and operational efficiency improvements through integrations with Autodesk Construction Cloud®. Insights from our recent growth report point to a promising forecast for Autodesk's business outlook. Take a closer look at Autodesk's balance sheet health here in our report. Overview: DoorDash, Inc. operates a commerce platform that links merchants, consumers, and independent contractors both in the United States and internationally, with a market cap of approximately $81.40 billion. Operations: The company's revenue is primarily generated from its Internet Information Providers segment, amounting to $11.24 billion. Estimated Discount To Fair Value: 43.7% DoorDash is trading at US$197.8, significantly below its estimated fair value of US$351.17, highlighting potential undervaluation based on cash flows. The company recently turned profitable and reported Q1 2025 earnings with sales of US$3.03 billion and net income of US$193 million, a turnaround from a loss last year. Earnings are forecast to grow substantially over the next three years, surpassing the broader U.S. market's growth rate. The analysis detailed in our DoorDash growth report hints at robust future financial performance. Click to explore a detailed breakdown of our findings in DoorDash's balance sheet health report. Overview: Formula One Group, along with its subsidiaries, operates in the motorsports industry across the United States and the United Kingdom, with a market cap of approximately $23.25 billion. Operations: Formula One Group generates revenue through various segments including motorsport events, broadcasting rights, and sponsorships. Estimated Discount To Fair Value: 15.6% Formula One Group is trading at US$96.48, below its estimated fair value of US$114.27, pointing to potential undervaluation based on cash flows. Despite a challenging first quarter with net income dropping to US$5 million from last year's US$203 million, earnings are projected to grow significantly over the next three years, outpacing the broader U.S. market growth rate. However, profit margins have decreased compared to the previous year and return on equity forecasts remain modest. Our expertly prepared growth report on Formula One Group implies its future financial outlook may be stronger than recent results. Dive into the specifics of Formula One Group here with our thorough financial health report. Navigate through the entire inventory of 169 Undervalued US Stocks Based On Cash Flows here. Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools. Simply Wall St is your key to unlocking global market trends, a free user-friendly app for forward-thinking investors. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGS:ADSK NasdaqGS:DASH and NasdaqGS:FWON.K. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Yahoo
03-04-2025
- Business
- Yahoo
TransMedics Group And 2 Other Stocks That May Be Trading Below Estimated Value
In recent days, the U.S. stock market has experienced significant volatility, with major indices like the Dow Jones and Nasdaq Composite seeing sharp declines following President Trump's announcement of new tariffs on imports. These developments have heightened concerns about inflation and economic growth, leading investors to reassess their strategies in a shifting landscape. In such uncertain times, identifying stocks that may be trading below their estimated value can provide opportunities for investors looking to strengthen their portfolios amidst broader market fluctuations. Name Current Price Fair Value (Est) Discount (Est) Provident Financial Services (NYSE:PFS) $17.60 $34.70 49.3% Dime Community Bancshares (NasdaqGS:DCOM) $28.64 $56.84 49.6% MINISO Group Holding (NYSE:MNSO) $19.27 $38.44 49.9% Berkshire Hills Bancorp (NYSE:BHLB) $26.21 $51.54 49.2% ACNB (NasdaqCM:ACNB) $41.47 $82.45 49.7% Associated Banc-Corp (NYSE:ASB) $22.62 $44.83 49.5% CI&T (NYSE:CINT) $5.90 $11.68 49.5% Hooker Furnishings (NasdaqGS:HOFT) $10.39 $20.49 49.3% Advanced Micro Devices (NasdaqGS:AMD) $102.96 $203.95 49.5% Rocket Lab USA (NasdaqCM:RKLB) $19.34 $38.36 49.6% Click here to see the full list of 200 stocks from our Undervalued US Stocks Based On Cash Flows screener. Let's uncover some gems from our specialized screener. Overview: TransMedics Group, Inc. is a commercial-stage medical technology company focused on transforming organ transplant therapy for end-stage organ failure patients globally, with a market cap of approximately $2.30 billion. Operations: The company generates its revenue primarily from the Surgical & Medical Equipment segment, which amounted to $441.54 million. Estimated Discount To Fair Value: 44.1% TransMedics Group's recent earnings report shows a strong recovery, with net income of US$35.46 million for 2024, reversing a prior year's loss. The stock is trading at US$73.11, significantly below its estimated fair value of US$130.7, suggesting undervaluation based on discounted cash flow analysis. Despite legal challenges alleging misleading practices, the company's projected annual profit growth of 27% and revenue guidance between US$530 million to US$552 million for 2025 highlight potential for robust future performance. According our earnings growth report, there's an indication that TransMedics Group might be ready to expand. Take a closer look at TransMedics Group's balance sheet health here in our report. Overview: AvePoint, Inc. offers a cloud-native data management software platform across various global regions, with a market cap of $3.05 billion. Operations: The company's revenue segment is derived entirely from Software & Programming, totaling $330.48 million. Estimated Discount To Fair Value: 18.7% AvePoint's stock, priced at US$15.12, is undervalued against its estimated fair value of US$18.59, though not by a significant margin. The company forecasts revenue growth of 17.6% per year, surpassing the broader US market's rate of 8.3%. Despite a net loss in 2024 and expected profitability within three years, AvePoint is actively expanding through strategic acquisitions and product enhancements to strengthen its SaaS business and global presence. Upon reviewing our latest growth report, AvePoint's projected financial performance appears quite optimistic. Navigate through the intricacies of AvePoint with our comprehensive financial health report here. Overview: Palomar Holdings, Inc. is a specialty insurance company that offers property and casualty insurance to individuals and businesses in the United States, with a market cap of approximately $3.70 billion. Operations: The company generates revenue primarily through its Earthquake, Wind, and Flood Insurance Products, totaling $553.86 million. Estimated Discount To Fair Value: 29.9% Palomar Holdings is trading at US$141.72, significantly below its fair value estimate of US$202.05, offering an attractive valuation based on cash flows. The company's earnings grew 48.4% last year and are expected to continue growing significantly over the next three years, outpacing the broader US market's growth rate. Despite recent insider selling and a shelf registration filing for US$129 million, Palomar's revenue growth remains robust, exceeding market averages with strong financial performance in 2024. Our earnings growth report unveils the potential for significant increases in Palomar Holdings' future results. Delve into the full analysis health report here for a deeper understanding of Palomar Holdings. Gain an insight into the universe of 200 Undervalued US Stocks Based On Cash Flows by clicking here. Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up. Discover a world of investment opportunities with Simply Wall St's free app and access unparalleled stock analysis across all markets. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGM:TMDX NasdaqGS:AVPT and NasdaqGS:PLMR. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
03-04-2025
- Business
- Yahoo
3 Stocks That May Be Trading Up To 36.1% Below Their Intrinsic Value Estimates
As the U.S. stock market navigates a turbulent phase marked by recent tariff announcements and volatile trading sessions, investors are keenly assessing opportunities that may arise from these fluctuations. In such an environment, identifying stocks potentially undervalued relative to their intrinsic value becomes crucial, as these could offer significant upside potential once market conditions stabilize. Name Current Price Fair Value (Est) Discount (Est) Provident Financial Services (NYSE:PFS) $17.60 $34.70 49.3% Dime Community Bancshares (NasdaqGS:DCOM) $28.64 $56.84 49.6% MINISO Group Holding (NYSE:MNSO) $19.27 $38.44 49.9% Berkshire Hills Bancorp (NYSE:BHLB) $26.21 $51.54 49.2% ACNB (NasdaqCM:ACNB) $41.47 $82.45 49.7% Associated Banc-Corp (NYSE:ASB) $22.62 $44.83 49.5% CI&T (NYSE:CINT) $5.90 $11.68 49.5% Hooker Furnishings (NasdaqGS:HOFT) $10.39 $20.49 49.3% Advanced Micro Devices (NasdaqGS:AMD) $102.96 $203.95 49.5% Rocket Lab USA (NasdaqCM:RKLB) $19.34 $38.36 49.6% Click here to see the full list of 201 stocks from our Undervalued US Stocks Based On Cash Flows screener. Let's review some notable picks from our screened stocks. Overview: Oddity Tech Ltd. is a consumer tech company that develops digital-first brands for the beauty and wellness sectors both in the United States and globally, with a market capitalization of approximately $2.51 billion. Operations: The company's revenue segment includes Personal Products, generating $647.04 million. Estimated Discount To Fair Value: 36.1% Oddity Tech is trading at US$47.61, significantly below its estimated fair value of US$74.54, suggesting it may be undervalued based on cash flows. The company's earnings are expected to grow significantly over the next three years, outpacing the broader US market. Recent financial results show a 27% increase in quarterly sales year-over-year to US$123.64 million and a modest rise in net income to US$5.3 million, supporting its robust growth trajectory and valuation appeal. The growth report we've compiled suggests that Oddity Tech's future prospects could be on the up. Unlock comprehensive insights into our analysis of Oddity Tech stock in this financial health report. Overview: Intuit Inc. offers financial management, compliance, and marketing products and services in the United States with a market cap of approximately $171.59 billion. Operations: The company's revenue segments include Pro-Tax at $594 million, Consumer at $4.45 billion, Credit Karma at $1.96 billion, and Global Business Solutions at $10.16 billion. Estimated Discount To Fair Value: 23.6% Intuit is trading at US$620.91, below its estimated fair value of US$812.22, indicating potential undervaluation based on cash flows. Its earnings are projected to grow faster than the broader US market at 16.4% annually, though not significantly high by some standards. Recent product innovations like Tap to Pay on iPhone enhance QuickBooks' utility for small businesses, potentially strengthening cash flow dynamics and supporting future revenue growth amid competitive pressures and insider selling concerns. Our expertly prepared growth report on Intuit implies its future financial outlook may be stronger than recent results. Click here and access our complete balance sheet health report to understand the dynamics of Intuit. Overview: EQT Corporation is involved in the production, gathering, and transmission of natural gas, with a market cap of approximately $32.19 billion. Operations: The company generates revenue primarily from its Oil & Gas - Integrated segment, which amounts to $5.04 billion. Estimated Discount To Fair Value: 29.4% EQT is trading at US$54.62, below its estimated fair value of US$77.38, highlighting potential undervaluation based on cash flows. Despite a forecasted low return on equity and recent insider selling, EQT's earnings are expected to grow significantly at 32.4% annually over the next three years, outpacing the broader US market. Recent strategic moves include extending debt exchange offers and securing naming rights for EQT Park, which may influence future cash flow positively amidst competitive challenges. Our comprehensive growth report raises the possibility that EQT is poised for substantial financial growth. Dive into the specifics of EQT here with our thorough financial health report. Access the full spectrum of 201 Undervalued US Stocks Based On Cash Flows by clicking on this link. Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGM:ODD NasdaqGS:INTU and NYSE:EQT. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
