Latest news with #MySocialSecurity
Hindustan Times
6 days ago
- Business
- Hindustan Times
Social Security alert: Several benefits could be suspended if new rules aren't met
The Social Security Administration (SSA) is preparing to enforce stricter rules in 2025 that could affect benefit payments for millions of Americans. Beneficiaries who fail to meet updated requirements may face delays or even a suspension of their monthly checks. Currently, about 72.5 million people—including retirees, disabled individuals, and children—receive Social Security benefits. To avoid interruptions, recipients must stay on top of a few key responsibilities. One of the most important steps is keeping the SSA informed about any changes in your personal situation. That includes updates to your address, marital status, or employment. These changes can be easily reported online through a My Social Security account. Also Read: Social Security (SSA) payments today: Who is receiving their check on June 11? Missing updates may seem minor, but they can have serious consequences. Benefits are often stopped immediately if the SSA encounters issues such as: Additionally, retirees who take on part-time or freelance work must report all earnings. There are income limits for Social Security recipients, and going over the cap could temporarily reduce or suspend benefits. If the SSA finds that someone received more than they were entitled to, they will be required to repay the money. The agency also performs address verification checks to confirm where recipients live. This is especially important for people who split time between multiple homes or travel frequently. Inconsistent address information can lead to a pause in payments until the issue is resolved. If you're unsure about your payment status or need to correct any information, you can contact the SSA through its toll-free number or visit a local office. Also coming into effect in 2025 are changes related to the Full Retirement Age (FRA), a result of the 1983 amendments to the Social Security Act. People born in 1959 will reach an FRA of 66 years and 10 months this year. That's the age when retirees can start receiving full Social Security benefits. While you can begin collecting benefits as early as age 62, doing so comes with a permanent reduction in monthly payments. For example, someone whose FRA is 66 years and 10 months could see their benefit reduced by about 29% if they claim at 62. Also Read: Social Security (SSA) payments today: Who is receiving their check on June 11? On the other hand, delaying retirement past your FRA increases your benefit by about 8% per year, up until age 70. These changes are part of a broader effort to maintain the financial stability of the Social Security program as Americans live longer and rely more heavily on these benefits in retirement.
Hindustan Times
10-06-2025
- Business
- Hindustan Times
$3000 Social Security payment coming this month? Here's all on June 11 payouts
In June 2025, the Social Security Administration (SSA) continued sending payments to Americans who qualify for programs like Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), and retirement benefits. These payments go to retired workers, people with disabilities, survivors of workers who passed away, and others in need. You might have seen rumors online about a $2,831 direct deposit coming in June 2025. Be careful—this amount has not been confirmed by the SSA. Always rely on the official SSA website for correct information. Scams and false posts often go viral, but they can be misleading. Also Read: Social Security June 2025: Stimulus checks could be delayed this month - Here's why The SSA has already sent out most June payments, with the last batch going out on Wednesday. SSI benefits are usually paid at the beginning of the month, while other Social Security payments are sent based on your birth date. In 2025, thanks to the cost-of-living adjustment (COLA), the maximum SSI payments have increased: Individuals: Up to $967 per month Couples: Up to $1,450 per month Essential individuals (helping someone receive SSI): Up to $484 As of March 2025, about 7.5 million Americans receive SSI—less than 10% of the total number of Social Security beneficiaries. Retirement Benefits: For people 62 or older who paid into Social Security through their jobs. Disability Benefits (SSDI): For people who can't work due to a disability. Survivor Benefits: For family members of a worker who has died. SSI Benefits: For people with very low income, especially seniors, the blind, or disabled. Some people may be eligible for up to $2,831 in total Social Security payments, especially if they qualify for multiple benefits. However, again, this amount is not officially confirmed. Check your own records through your My Social Security account, or visit the official Social Security website for updates. If you get regular Social Security payments (not SSI), your deposit date depends on your birthday: Born 1–10: Wednesday, June 11 Born 11–20: Wednesday, June 18 Born 21–31: Wednesday, June 25 Here are a few tips to make sure you get your payments on time: Check your info: Log in to your My Social Security account to update your mailing address and banking details. Understand your payment amount: Look at your COLA notice (sent in December) to see how much more you're getting. Use direct deposit: It's faster and safer than waiting for a paper check. FAQs About the $2,831 Payment Do I need to apply for the COLA increase? No. The increase is automatic. What if I don't get my payment? Call the SSA or visit your local office. Don't wait—fixing problems early helps avoid missed bills. They can be, depending on your income. If you're single and make more than $25,000 or married and make more than $32,000, you may owe taxes on part of your benefits. Usually not. Most state and federal programs don't reduce your help because of COLA increases—but double-check with your caseworker just to be sure.
Yahoo
09-06-2025
- Yahoo
Digital Social Security cards coming this summer
The Social Security Administration (SSA) just announced a major update. Starting this summer, Americans with a "My Social Security" account will be able to access their digital Social Security number (SSN) online. The goal is to simplify access, reduce paper card replacements and improve data protection. But with convenience comes new cybersecurity concerns. Here's how the digital SSN works, why it's being introduced now and the steps you should take to protect your SSN from identity theft both online and offline. Join the FREE "CyberGuy Report": Get my expert tech tips, critical security alerts and exclusive deals, plus instant access to my free "Ultimate Scam Survival Guide" when you sign up! The SSA is introducing secure digital access to your Social Security number through the "My Social Security" portal. If you forget your SSN, misplace your card or need to share your number for non-SSA purposes (such as job applications or financial services), you'll be able to view your number online from a mobile device. "This enhancement will provide individuals…a simple solution allowing them to securely view their SSN online," said the SSA. This update eliminates the need for mail delays or in-person visits to your local SSA office. Top Ways To Safeguard Your Social Security Number Read On The Fox News App There are a few big reasons the SSA is rolling this out now: Aging physical cards: The SSA estimates there are 47 different versions of the Social Security card still in circulation. Many of them were issued before 1983 and lack basic security features, making them easier to forge or misuse. Rising identity theft risks: Your SSN is one of the most sensitive identifiers tied to your name. When cards are lost, stolen or handled carelessly, it creates opportunities for identity theft, fraud and account takeovers. Demand for digital access: More Americans now expect to access government services from their phones or computers. Long lines at SSA offices and delays in mail processing have made it harder for people to get help quickly. A digital SSN provides faster, safer and more convenient access to your number when you need it. Is Your Social Security Number At Risk? Signs Someone Might Be Stealing It The digital SSN option will be available in early summer 2025. If you already have a "My Social Security" account, you'll be able to access the feature once it rolls out. You'll need a "My Social Security" account to use the digital SSN features. Here's how to get started: 1) Visit the SSA's account portal: Go to and click "Create an Account." 2) Verify your identity: You'll be asked to provide your name, birthdate, SSN and address. The SSA may use a third-party identity verification service and ask questions based on your credit report. 3) Choose a username and password: Use a strong, unique password and set up two-factor authentication with your phone number or an authenticator app. Consider using a password manager to generate and store complex passwords. 4) Log in and check your dashboard: Once the digital SSN feature launches, you'll be able to view your number securely from your account on a mobile device or computer. If you're already signed up, double-check your security settings and make sure your contact information is current. Outsmart Hackers Who Are Out To Steal Your Identity Even with digital access making your SSN more convenient, it's still one of the most sensitive pieces of personal information you own. If your SSN falls into the wrong hands, it can lead to identity theft, credit fraud and even tax return scams. Here are the best ways to protect it: 1) Use a strong password for your SSA account: Create a unique, complex password for your "My Social Security" account and enable two-factor authentication. This ensures that even if someone guesses your password, they won't be able to log in without a second verification step. Consider using a password manager to generate and store complex passwords. Get more details about my best expert-reviewed password managers of 2025 here. 2) Avoid public Wi-Fi when accessing your SSN: If you're checking your SSA account, avoid doing so over unsecured networks like public Wi-Fi. Use a secure home network or VPN to encrypt your connection and protect your session from hackers. For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices. 3) Be cautious of phishing scams and use strong antivirus software: Scammers often pose as the SSA to trick you into revealing your SSN. Don't click links in unsolicited emails or texts and never give personal information unless you're sure the source is legitimate. Always go directly to if in doubt. To block suspicious links and attachments before they reach you, consider using strong antivirus software. The right antivirus can help detect phishing attempts and protect you from malicious downloads. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices. 4) Monitor your credit and bank accounts and use an identity theft service: Staying on top of your financial activity is one of the most effective ways to catch identity theft early. That's where identity protection services come in. Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. See my tips and best picks on how to protect yourself from identity theft. 5) Check your credit reports: Make it a habit to review your credit reports regularly. Look for unfamiliar accounts, unauthorized inquiries or incorrect personal information. If something seems off, contact the credit bureau right away to dispute it. 6) Request an IRS Identity Protection PIN: Prevent fraudulent tax filings using your SSN by setting up an Identity Protection Pin with the IRS. This six-digit number adds another layer of protection during tax season. 7) Review your Social Security earnings record: Log in to your "My Social Security" account regularly to review your earnings history and benefits. This helps ensure your information hasn't been altered or compromised. Starting this summer, the SSA will let you view your Social Security number online through your "My Social Security" account. It's a secure, convenient update that cuts down on lost cards and office visits. To use it safely, set up strong login credentials and two-factor authentication. And since your SSN remains a top target for identity thieves, now's the time to protect it with tools like a password manager, VPN, antivirus software and identity theft monitoring. Do you trust digital access to your Social Security number? Let us know by writing to us at For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Ask Kurt a question or let us know what stories you'd like us to cover. Follow Kurt on his social channels: Facebook YouTube Instagram Answers to the most-asked CyberGuy questions: What is the best way to protect your Mac, Windows, iPhone and Android devices from getting hacked? What is the best way to stay private, secure and anonymous while browsing the web? How can I get rid of robocalls with apps and data removal services? How do I remove my private data from the internet? New from Kurt: Try CyberGuy's new games (crosswords, word searches, trivia and more!) CyberGuy's exclusive coupons and deals Copyright 2025 All rights article source: Digital Social Security cards coming this summer
Fox News
09-06-2025
- Business
- Fox News
Digital Social Security cards coming this summer
The Social Security Administration (SSA) just announced a major update. Starting this summer, Americans with a "My Social Security" account will be able to access their digital Social Security number (SSN) online. The goal is to simplify access, reduce paper card replacements and improve data protection. But with convenience comes new cybersecurity concerns. Here's how the digital SSN works, why it's being introduced now and the steps you should take to protect your SSN from identity theft both online and offline. The SSA is introducing secure digital access to your Social Security number through the "My Social Security" portal. If you forget your SSN, misplace your card or need to share your number for non-SSA purposes (such as job applications or financial services), you'll be able to view your number online from a mobile device. "This enhancement will provide individuals…a simple solution allowing them to securely view their SSN online," said the SSA. This update eliminates the need for mail delays or in-person visits to your local SSA office. There are a few big reasons the SSA is rolling this out now: The digital SSN option will be available in early summer 2025. If you already have a "My Social Security" account, you'll be able to access the feature once it rolls out. You'll need a "My Social Security" account to use the digital SSN features. Here's how to get started: 1) Visit the SSA's account portal: Go to and click "Create an Account." 2) Verify your identity: You'll be asked to provide your name, birthdate, SSN and address. The SSA may use a third-party identity verification service and ask questions based on your credit report. 3) Choose a username and password: Use a strong, unique password and set up two-factor authentication with your phone number or an authenticator app. Consider using a password manager to generate and store complex passwords. 4) Log in and check your dashboard: Once the digital SSN feature launches, you'll be able to view your number securely from your account on a mobile device or computer. If you're already signed up, double-check your security settings and make sure your contact information is current. Even with digital access making your SSN more convenient, it's still one of the most sensitive pieces of personal information you own. If your SSN falls into the wrong hands, it can lead to identity theft, credit fraud and even tax return scams. Here are the best ways to protect it: 1) Use a strong password for your SSA account: Create a unique, complex password for your "My Social Security" account and enable two-factor authentication. This ensures that even if someone guesses your password, they won't be able to log in without a second verification step. Consider using a password manager to generate and store complex passwords. Get more details about my best expert-reviewed password managers of 2025 here. 2) Avoid public Wi-Fi when accessing your SSN: If you're checking your SSA account, avoid doing so over unsecured networks like public Wi-Fi. Use a secure home network or VPN to encrypt your connection and protect your session from hackers. For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices. 3) Be cautious of phishing scams and use strong antivirus software: Scammers often pose as the SSA to trick you into revealing your SSN. Don't click links in unsolicited emails or texts and never give personal information unless you're sure the source is legitimate. Always go directly to if in doubt. To block suspicious links and attachments before they reach you, consider using strong antivirus software. The right antivirus can help detect phishing attempts and protect you from malicious downloads. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices. 4) Monitor your credit and bank accounts and use an identity theft service: Staying on top of your financial activity is one of the most effective ways to catch identity theft early. That's where identity protection services come in. Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. See my tips and best picks on how to protect yourself from identity theft. 5) Check your credit reports: Make it a habit to review your credit reports regularly. Look for unfamiliar accounts, unauthorized inquiries or incorrect personal information. If something seems off, contact the credit bureau right away to dispute it. 6) Request an IRS Identity Protection PIN: Prevent fraudulent tax filings using your SSN by setting up an Identity Protection PIN with the IRS. This six-digit number adds another layer of protection during tax season. 7) Review your Social Security earnings record: Log in to your "My Social Security" account regularly to review your earnings history and benefits. This helps ensure your information hasn't been altered or compromised. Starting this summer, the SSA will let you view your Social Security number online through your "My Social Security" account. It's a secure, convenient update that cuts down on lost cards and office visits. To use it safely, set up strong login credentials and two-factor authentication. And since your SSN remains a top target for identity thieves, now's the time to protect it with tools like a password manager, VPN, antivirus software and identity theft monitoring. Do you trust digital access to your Social Security number? Let us know by writing to us at For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Follow Kurt on his social channels: Answers to the most-asked CyberGuy questions: New from Kurt: Copyright 2025 All rights reserved.
CNBC
02-06-2025
- Business
- CNBC
See where seniors face the longest travel times to get to their local Social Security offices
A new Social Security Administration policy will require nearly 2 million additional beneficiaries to visit the agency's offices each year to change their direct deposit information, according to agency estimates. That's often not a quick trip: Nearly one-quarter of seniors live more than an hour away from their local Social Security field office, according to a new analysis from the Center on Budget and Policy Priorities. Meanwhile, half of seniors need to drive for at least 33 minutes without traffic to get to their Social Security office. The policy change will lead to more than 1 million hours of travel per year, according to the nonpartisan policy and research institute. The Social Security Administration said the new direct deposit requirements would curb fraud, which it said it's been working to root out in coordination with the Trump administration's so-called Department of Government Efficiency. Since 2023, the agency has experienced a "marked increase" in allegations of direct deposit fraud, a Social Security Administration official said via email. In March, SSA implemented enhanced fraud protection for direct deposit changes. Between March 29 and April 26, the enhanced fraud protection flagged more than 20,000 Social Security numbers where phone direct deposit requests failed security measures that check for multiple fraud indicators. Of the direct deposit transactions flagged, 61% to 72% of individuals never resubmitted their requests, a "strong indicator" that many of those attempts may not have been legitimate, according to the SSA official. The agency estimates $19.9 million in losses were avoided as a result of the enhanced safety measures. However, advocates say the change is an overreaction, given the scale of such fraud. The Social Security Administration has said about 40% of direct deposit fraud comes from phone calls attempting to change direct deposit information. In early 2024, anti-fraud officials at the agency told The New York Times that about 2,000 beneficiaries had their direct deposits redirected over the prior year. By those estimates, that would mean just 800 of those people experienced direct deposit fraud by phone, according to Kathleen Romig, director of Social Security and disability policy at the Center on Budget and Policy Priorities. Yet the agency is now requiring about 2 million elderly and disabled individuals to visit its offices to prevent such fraud, she said. More from Personal Finance:What the House GOP budget bill means for your moneyTrump tariffs create the 'perfect storm' for scamsSocial Security COLA for 2026 projected to be lowest in years To help ensure benefit payments are not misdirected, the Social Security Administration has tightened beneficiaries' ability to change their bank information over the phone. As of April 28, individuals who want to change their direct deposit information will need to log into or create a personal My Social Security online account and obtain a one-time code before they call the agency's 800 number. Individuals who cannot use online or automatic enrollment services will need to visit a local field office to verify their identity in person. While the agency encourages those individuals to make an appointment, it is also possible to walk in for direct deposit changes. Individuals who want to change their direct deposit information may also use automatic enrollment services through their bank. To do so, individuals need to contact their bank directly. Not all financial institutions participate in this process, according to SSA. Because many seniors or disabled individuals do not have internet service, computers or smart phones — or if they do, may not know how to use those resources — many will likely have to make an in-person visit to their local Social Security office. About 6 million seniors don't drive, while almost 8 million older Americans have a medical condition or disability that makes it difficult for them to travel, according to CBPP research. In-person appointments may be burdensome for beneficiaries who face long travel times to get to their nearest Social Security office, according to the CBPP analysis. In 31 states, more than 25% of seniors face travel times of more than an hour to get to their local field office. In certain less-populated states, more than 40% of seniors would need to drive more than an hour. Those include Arkansas, Iowa, Maine, Mississippi, Montana, Nebraska, North Dakota, South Dakota, Vermont and Wyoming. In other states, around 25% to 39% of seniors would need to travel over an hour. That includes Alabama, Alaska, Arizona, Georgia, Idaho, Indiana, Kansas, Kentucky, Louisiana, Minnesota, Missouri, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, West Virginia, Wisconsin and Virginia. Residents of other states may also face a burden if they do not live near their closest Social Security field office. The analysis is a conservative estimate to help assess how much time it may cost individuals who are affected by the policy, according to Devin O'Connor, senior fellow at the CBPP. For example, it doesn't take into account the time spent getting an appointment to visit a Social Security office and the time spent waiting for the appointment, he said. The CBPP's analysis was created with information from multiple sources including the 2022 National Household Travel Survey, SSA field office location data, the OpenTimes travel time database and the Census Bureau's 2023 American Community Survey. The Social Security Administration has not independently validated the data, the agency said via email in response to a request for comment. Notably, the new direct deposit requirements come as the Social Security Administration has moved to cut its work force by about 7,000 employees, reductions that have led some of the agency's field offices to be "understaffed," O'Connor said. However, while it had been reported that DOGE planned to close Social Security field offices to help curb spending, thus far that has largely not happened, he said. The Social Security Administration has denied it plans to close local field offices. Individuals who need to visit a Social Security field office will also be confronted by long wait times for appointments. Currently, just 43% of individuals are able to get a benefit appointment within 28 days, Social Security Administration data shows. The agency's new policy to limit phone transactions has been scaled back. The agency had proposed limiting the ability to apply for benefits over the phone, but after it received pushback from organizations including the AARP, the agency changed that policy to limit only direct deposit transactions.
