Latest news with #MichaelRyan
Irish Times
3 days ago
- Irish Times
Fights recorded on doorbell camera and mobile phones culminated in man's death, murder trial told
A series of fights that ended with a man dying from a stab wound to the neck was recorded on CCTV, by neighbours using mobile phones and by a Ring doorbell, the Central Criminal Court has heard. Bernard Condon SC, for the Director of Public Prosecutions, on Friday told a jury they will view a 17-second CCTV clip of the moment when Joseph Lawlor (39) stabbed Michael Ryan (51) in the neck, cutting his carotid artery and causing his death. Mr Condon told the jury that both men had been drinking heavily together before the fight, which was the third physical altercation between them that night. Counsel said he expects it will be a straightforward task to find that Mr Lawlor inflicted the fatal wound, but it will be for the jury to determine Mr Lawlor's intention at the time of the killing. Mr Lawlor has pleaded not guilty to the murder of Michael Ryan at Hampton Wood Way, St Margaret's Road, Finglas, Dublin 11, on June 20th, 2024. READ MORE In his opening address this afternoon, Mr Condon told the jury that Mr Lawlor and Mr Ryan were drinking at the accused man's home in Hampton Wood Way from early in the day on Wednesday, June 19th, last year. The first physical altercation between them happened at about 8.30pm and was caught on CCTV covering the area outside Mr Lawlor's home and by a neighbour using his mobile phone. One witness will say that the 'younger man seemed to knock the older man to the ground' before gardaí intervened. Gardaí noted that they were intoxicated, but neither man wanted matters to go further, Mr Condon said. After gardaí had left, three more men joined Mr Lawlor and Mr Ryan at the house, before another fight broke out at about 9.30pm. One of the three men who had arrived appeared to be refereeing the fight, which was also recorded on CCTV and by neighbours using mobile phones, Mr Condon said. In the recordings, Mr Condon said Mr Lawlor can be heard calling Mr Ryan a 'rat' and saying, 'I'm going to stab out' before telling Mr Ryan: 'I love you too much, I'm not going to stab you, you're my friend.' Mr Lawlor got the better of Mr Ryan, counsel said, and Mr Ryan went to his car, where gardaí arrested him for being drunk in charge of a vehicle at about 9.50pm. Having been brought to a Garda station to be processed on that charge, Mr Ryan returned to Mr Lawlor's house shortly after midnight. A neighbour's Ring doorbell picked up Mr Ryan saying through a window of Mr Lawlor's home that he wanted his watch back. He also threatened to flick 'pineapples', which Mr Condon said is slang for grenades, through the window. About 20 minutes later, both men were again captured on CCTV on the street, where Mr Ryan can be seen carrying a bag. Mr Condon added: 'It seems Mr Lawlor is coming at him with quite a big knife and you will see a 17-second clip that shows Mr Ryan swinging a bag at Mr Lawlor and Mr Lawlor raising his knife-wielding hand and striking Mr Ryan on the neck with the knife.' His carotid artery cut, Mr Ryan died a quick death, Mr Condon said. Mr Condon told the jury that murder is an unlawful killing where the accused person intends to kill or cause serious injury. For murder, he said, the prosecution must prove beyond a reasonable doubt that when he inflicted the fatal wound, the accused intended to kill or cause serious injury. The trial continues on Monday before Ms Justice Karen O'Connor and a jury of five women and seven men.
Sunday World
4 days ago
- Sunday World
Jury sworn to hear trial of Dubliner who denies murdering Michael ‘Chino' Ryan
Joseph Lawlor replied not guilty when arraigned this afternoon on a charge that he murdered Michael Ryan (51) in Finglas last year A jury has been sworn to hear the Central Criminal Court trial of a 39-year-old man who denies murdering a father-of-two in Dublin last summer. Joseph Lawlor replied not guilty when arraigned this afternoon on a charge that he murdered Michael Ryan (51) at Hampton Wood Way, St Margaret's Road, Finglas, Dublin 11 on June 20, 2024. Michael Ryan News in 90 Seconds - June 19th Ms Justice Karen O'Connor told the jury of five women and seven men that Mr Ryan lived in Santry and in the Ballymun or Finglas areas of Dublin before his death. He was sometimes known by the nickname, Chino and has a son and daughter. Michael Ryan Mr Lawlor, she said, lives at Hampton Wood Road in Finglas and has had employment doing groundworks in that area. Ms Justice O'Connor told the jury the trial will begin tomorrow. It is expected to last about three weeks. Ms Justice O'Connor warned the jury not to conduct research on their own, engage with social media or discuss the trial with anybody outside their number.
Newsweek
5 days ago
- Business
- Newsweek
Map Shows States Where People Are Most Delinquent on Debt
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Across the United States, millions of people are in debt, with some states experiencing higher rates of delinquency than others. According to a new report from WalletHub, southern states made up the top places where Americans are most behind on their debt. Why It Matters U.S. households carry $18.203 trillion in debt as of 2025, according to the Motley Fool. While mortgages make up 70 percent of that, getting into delinquency can have severe consequences for your credit. Americans may also face late fees, higher interest rates and even lawsuits as a result of their delinquency. What To Know The top five states with the highest delinquency rates on debt payments included Mississippi, Louisiana, West Virginia, Alabama and Arkansas. In Mississippi, 14.3 percent of individual loans and lines of credit in the state were delinquent in the first quarter, which was the highest percentage in the country. "They rank dead last in financial education, and surprise, they're drowning in debt," Michael Ryan, a finance expert and the founder of told Newsweek. "The numbers don't lie, and they're ugly. Eight of the top 10 delinquent states sit below the Mason-Dixon Line." Meanwhile, Louisiana residents were delinquent on 13.1 percent of all their individual loans and lines of credit. Also in the top 10 were South Carolina, Delaware, North Carolina, Texas and Tennessee. Ryan said many of the southern states facing high delinquency have low median incomes relative to the rest of the country. Residents also face banking deserts and poor personal finance education. "Southern states dominate this list because poverty, poor education, and limited financial services create a terrible recipe for disaster," Ryan said. WalletHub ranked the states by delinquency based on each state's proprietary user data from the first quarter of 2025. What People Are Saying WalletHub analyst Chip Lupo told Newsweek: "Being delinquent on debt can lead to fees, credit score damage, increased interest rates and other negative repercussions. That's why it's important to get current as quickly as possible. For many types of debt, you will have at least 30 days after your due date to make your payment before the lender officially reports it as 'late' to the credit bureaus. Many lenders also offer hardship programs that can allow you to temporarily forgo payments due to financial difficulty." Michael Ryan, a finance expert and the founder of told Newsweek: "Until we fix financial education at the state level, we're just putting Band-Aids on bullet wounds. This data screams that we've failed entire populations by not teaching basic money management." Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "With debt delinquencies, unfortunately, there aren't many surprises in terms of which states see higher numbers. Most of them are in the Southeastern United States, where incomes, when compared to the national average, are lower, and debt can often be higher. "When residents in these states are drowning in debt and have incomes that allow them to barely keep their heads above water, they can often make the decision to simply quit paying some amounts owed over time." A sticker showing that American Express is accepted at a business in Chicago on February 11, 2025. A sticker showing that American Express is accepted at a business in Chicago on February 11, Happens Next Across all states, individuals who fall into delinquency may face substantial long-term effects on their credit. "Regardless of where you live, delinquencies can destroy your credit and lead to further legal action against you, so it's imperative you make your monthly payments either by taking on additional work or cutting spending," Beene said. Financial experts encourage those in debt to focus on their smallest debt first and then work to absolve the higher amounts. "How to dig yourself out of it? Start small, win big: Attack your smallest debt first," Ryan said. "That $200 credit card victory will fuel your fight against the $20,000 monster."
Newsweek
5 days ago
- Business
- Newsweek
Map Shows States Where More Workers Are Quitting Their Jobs
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Employees are quitting their jobs across the country, but the level of resignations depends significantly on the state, according to a new study by RemotePeople. Iowa had the highest jump in quit rates, growing 0.8 percent from February to March, while Louisiana saw a 0.5 percent drop. Why It Matters Job hopping has been common over the last several years, with remote work and flexible hours becoming more standard offerings for companies to attract top talent. As a result, Americans might be more likely to leave their jobs. However, statewide industries and job markets could play a major role on if workers actually send their resignation letters. What To Know In the report from RemotePeople, based on data from the Bureau of Labor Statistics, Iowa emerged as the state with the highest increase in job quit rates, jumping 0.8 percent from February to March. "Iowa's been hit with agricultural layoffs, with John Deere announcing layoffs and Bridgestone announcing buyouts at Iowa plants," Michael Ryan, a finance expert and the founder of told Newsweek. "But instead of hunkering down, workers are saying 'screw this' and finding new opportunities." Following Iowa were Illinois, Connecticut, California and Colorado, all seeing somewhere between 0.3 percent and 0.5 percent increases in resignations month over month. These aren't traditional 'job-hopping' states..." Ryan said, excluding California. "These are places where people historically stayed put, worked the same job for decades, retired with a pension. The fact that they're leading the quit parade says a lot about a shift in how Americans think about work loyalty." The fact that the states with the highest quit rates are scattered across the country reveals it's not just one industry that's suffering, experts said. "We're seeing that not just in agriculture, but in other fields that are short-staffed," Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek. "Employees are being asked to do increasingly more tasks for the same pay, and that is usually the beginning of the pathway to leaving that role." In terms of actual quit rates, Indiana had the highest percentage at 2.9 percent for March. "Employees can negotiate pay or switch jobs more easily in these environments since qualified workers are now at a premium," Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek. "States like Iowa and Illinois rely on manufacturing and food processing. Wages have not kept up with productivity, which leads to higher quit rates throughout those regions, meaning people leave for better pay." Some states saw their number of job resignations drop, with Louisiana having the highest decline of 0.5 percent. In total, 22 states reported falling quit rates. LinkedIn is the biggest online professional-networking service. LinkedIn is the biggest online professional-networking service. studioEAST/Getty Images What People Are Saying Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "The fascinating element to these quit rates is how they're fairly evenly spread amongst states nationwide. Interestingly enough, some of the top states where quit rates increased more sizably are locations rich in agricultural jobs. As potential pressures from tariffs and other difficult economic factors have weighed on America's farming workforce, so too has been the ability to retain a workforce." Michael Ryan, a finance expert and the founder of told Newsweek: "These are agricultural and manufacturing heartlands where job stability used to be the whole point. When traditional 'stay-put' states start seeing quit rates surge, that's more than just economic data. "Workers aren't just leaving bad jobs anymore, they're leaving entire sectors that refuse to adapt. People are realizing that 'job security' doesn't mean much if your job doesn't pay enough to build a life on." Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek: "What this reflects is certain industries are seeing productivity gains but not wage gains. When wages lag, people often quit and search for better opportunities that can support the rising cost of living. Workers should anticipate the tight job market to persist as jobs outnumber the availability of workers, meaning there is a lot of choice and employers will need to pay up to keep or attract talent." What Happens Next Moving forward, employees are unlikely to stay in one job for decades at a time, unlike some of their parents and grandparents, experts said. "This data suggests we're not going back to the old days of staying somewhere for 30 years just because it's familiar," Ryan said. "Workers have tasted freedom, and they're not giving it back."
Newsweek
7 days ago
- Business
- Newsweek
Map Shows Best States for Entry Level Jobs
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Every year, around 4 million students graduate from college and enter the workforce in search of a high-paying entry-level job. According to a new report from NetCredit, not all states offer the same level of opportunities. NetCredit ranked the states based on entry-level job vacancies on and MIT's living wage calculator and discovered that 40 percent of entry-level jobs in the United States don't meet the living wage for their areas. Why It Matters Salary matters significantly for entry-level workers, but the cost of living in certain cities can impact how far money can stretch and overall quality of life as well. By taking into account both factors, workers can enjoy a salary that aligns with their city's cost of living for housing, food, transportation, and more. What To Know The best states for entry-level jobs offering salaries above the local living wage were Minnesota, Missouri, Wisconsin, Wyoming and Ohio. All of the cities had at least 79 percent of all entry-level job listings offering salaries above the local living wage, with a whopping 92 percent of all entry-level jobs in Minnesota meeting the state's cost of living. Some cities also had better entry-level options for workers than others. The top city was Bakersfield, California, where 100 percent of the new job listings met the local living wage. Bakersfield was the only city where this was the case. "Bakersfield hitting 100 percent is pretty amazing," Michael Ryan, a finance expert and the founder of told Newsweek. "Every single entry-level job there pays a living wage. And honestly? The Midwest dominance wasn't something most people saw coming. We're so used to thinking coastal cities are where the opportunities are." Graduation students, faculty, and family gather in Harvard Yard on May 28, 2025, in Cambridge, Massachusetts. Graduation students, faculty, and family gather in Harvard Yard on May 28, 2025, in Cambridge, North Dakota; Toledo, Ohio; Sioux Falls, South Dakota; and Detroit, Michigan, also had high percentages of entry-level jobs offering above the local living wage. The top five cities' job listings all exceeded 84 percent in meeting the city's cost of living. "Bakersfield honestly shocked me. It's proof that even in high-cost states, employers can meet the bar. They just usually choose not to," HR consultant Bryan Driscoll told Newsweek. "Entry-level job doesn't have to mean underpaid and overworked. Recent grads should demand better, look beyond prestige markets like New York or LA. The best opportunity might be in a place you hadn't considered." What People Are Saying Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "What's troubling is that in the entire country, only one city—Bakersfield, California—has 100 percent of its entry-level jobs that start at or above the local living wage... "We know a record number of younger Americans are starting out single and are having to rely on their income to cover most or all of their own expenses. While wages are higher in many cities and states compared to five years ago, we still have many areas of the country where entry-level work will not keep someone's head above financial water." Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek: "Grads may face a tradeoff: take a higher-paying job in a less appealing area or earn a little less to live somewhere with better weather or quality of life. Either way, the job market will have to adjust. Companies will need to raise wages to attract talent in pricier areas or make the case for why their location is worth the tradeoff. Quality of life is starting to matter just as much as the paycheck." Michael Ryan, a finance expert and the founder of told Newsweek: "Don't sleep on 'second-tier' cities. Your dollar stretches further, your quality of life might actually be better, and you're not competing with quite as many people for the same opportunities." HR consultant Bryan Driscoll told Newsweek: "What stands out most is how rare it is for entry-level work to pay a true living wage—and how the fight for $15 is clearly already out of date. Even the best-performing state barely clears 90 percent. "That's a failing grade when workers have to work more than one job to live in their community. The U.S. labor market is so deeply tilted toward employers that we now celebrate when 70 percent of jobs meet the minimum needed to survive." What Happens Next Graduates seeking entry-level roles are encouraged to consider the job offer's entire package, not just its base salary. "A $45,000 job in Minneapolis might give you a better lifestyle than a $55,000 job in a high-cost coastal city," Ryan said. "This data reveals a pretty significant geographic divide in economic opportunity. We're seeing the emergence of 'opportunity deserts' where young people literally can't afford to start their careers in certain cities."
