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Time of India
4 days ago
- Automotive
- Time of India
HC enhances motor insurance payout to engr student to 1.9cr
1 2 Jaipur: Rajasthan High Court Wednesday awarded around Rs 1.9 crore in compensation to a 21-year-old engineering student who was left completely paralysed below the waist following a road accident seven years ago. The decision marked a substantial increase from the Rs 1.49 crore initially granted by the Motor Accident Claims Tribunal (MACT) in 2022. Neelam, a resident of Dausa and a student at National Institute of Technology (NIT), Uttarakhand, suffered 100% permanent disability after being struck by a vehicle near her campus in 2018. The case, which saw both the victim and the insurance company filing appeals against the MACT's award, was presided over by Justice Ganesh Ram Meena. Justice Meena emphasised that compensation should extend beyond mere financial loss to encompass the broader impact on the victim's life, including lost dreams and opportunities. "The law must not merely count the rupees lost but also the dreams denied," the judgment stated. The court acknowledged the societal challenges faced by women with disabilities, particularly in the context of marriage and motherhood, and increased the compensation for loss of marriage prospects from Rs 3 lakh to Rs 5 lakh. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Mein Gewichtsverlust begann mit einem Schuh Gesundheit Journal Mehr erfahren Undo The court noted that romantic relationships in India were often influenced by physical wellness and societal perceptions. A woman with such a disability is likely to be wrongly perceived as unsuitable for marriage or motherhood, the court noted. Justice Meena also revised Neelam's notional annual income to Rs 5 lakh, reflecting her potential earnings had the accident not occurred. This adjustment, along with a 40% addition for future prospects, resulted in a calculated loss of earning capacity amounting to Rs 1.26 crore. The court further enhanced compensation for pain, suffering and loss of life;s amenities from Rs 15 lakh to Rs 25 lakh. Additionally, Rs 21.6 lakh was allocated for lifelong attendant care, with Rs 8 lakh for future medical treatment and Rs 3.58 lakh for expenses already incurred.


The Hindu
4 days ago
- The Hindu
‘Continuous financing' model involving fake policy for vehicles deprives Telangana woman of insurance money
Seven years after her husband's tragic death in a road accident, 45-year-old Vangapalli Ballavva from Vattimalla village of Sircilla district is still fighting for the ₹20 lakh compensation that could help raise her three daughters and keep the household afloat. The reason for the long delay was a fake insurance policy submitted for the vehicle involved in the accident. Her husband, Vangapalli Anjaiah, a 50-year-old agricultural labourer, died on July 25, 2018, when a speeding goods carrier transporting cement rammed into his two-wheeler near Bavusaipet village. Within half an hour, Ballavva received a call from a villager and rushed to the spot, only to find her husband lying in a pool of blood. He succumbed to polytrauma and a severe head injury while being taken to hospital. Although the driver, Sulthan Rajaiah, surrendered and a case was registered, Ballavva's family was recently informed by Reliance General Insurance that the insurance document submitted for the goods carrier was not issued by it and was fake. In 2023, the Motor Accident Claims Tribunal (MACT) in Sircilla issued a notice to the insurer. On verifying the policy number '108230687', it was found to be forged, prompting Reliance to file a counter First Information Report at the Konaraopet police station in Rajanna Sircilla on April 26, 2025. Investigations have now revealed that the goods carrier was sold multiple times through a murky, informal model known as 'continuous finance,' where vehicles are rotated among users without officially transferring ownership. The original owner, Prabhakar, has been booked, and police say the key suspect is a vehicle financier who allegedly enabled the sale of the vehicle four times using fake insurance paperwork. 'This model shields real users and victimises the registered owner, who may have no idea what is happening with the vehicle or whether valid insurance exists, making the investigation challenging,' said the complainant. This is even worse in hit and run cases and late night accident on highway where no witness or CCTV cameras are available, he said. As fraudulent insurance cases continue to deepen in Telangana districts, this marked the first instance of fake vehicle insurance linked to informal financing in Rajanna Sircilla district, amid growing reports of such scams in Telangana's rural areas. For Ballavva, who still lives with uncertainty and mounting responsibilities, compensation remains elusive.


Hindustan Times
7 days ago
- Automotive
- Hindustan Times
Delhi Police file DARs in over 94% fatal road accidents since 2021
In the past four years, Delhi Police have filed Detailed Accident Reports (DARs) in over 94% of fatal road crash cases, helping streamline the compensation process for victims' families, data showed. Between January 1, 2021, and April 30, 2025, the city recorded 6,341 fatal road accidents. Of these, DARs were submitted in 6,004 cases—a 94.7% compliance rate, according to data shared by the Delhi Police. DARs are a crucial document required in road accident cases as they are the primary documents used by the Motor Accident Claims Tribunal (MACT) to assess the circumstances of a crash, determine liability, and process financial compensation. A well-prepared DAR includes all relevant evidence—eyewitness accounts, technical inspection reports, and medical documentation—enabling swifter, fairer disbursal of compensation. In the past, delays in these reports often meant victims' families waited months, even years, for relief. The push for timely DARs stems from a 2016 Supreme Court directive, which led to the creation of the Fast Detailed Accident Report (FDAR) mechanism. FDAR aims to ensure compensation is awarded within 10 days in eligible fatal accident cases. To qualify, the crash must result from rash or negligent driving, the driver must have a valid licence, the vehicle must be insured, commercial vehicles must have valid permits and fitness certificates, and there must be no violations like drunk or underage driving. 'The FDAR model brings together police, insurers, medical teams, legal authorities, and victims' families to work in sync,' said a senior officer. 'The timeline is strict: five days for the police to file the DAR, three days for insurers to respond, and two days for the tribunal to deliver its decision.' Beyond fatal accidents, Delhi Police are also working on expediting compensation in non-fatal cases. A 90-day timeline has now been set to file DARs in such incidents. Deputy commissioner of police (crime) Aditya Gautam explained, 'The interim accident report must be filed within 50 days, the criminal case submitted to court within 60, and the full DAR submitted to the tribunal and insurance firm within 90 days. Insurance companies then have 30 days to carry out its own verification and respond.' To support this system, the Centre has launched e-DAR, an online portal integrated with the Integrated Road Accident Database (iRAD). The portal allows real-time sharing of case details among stakeholders and reduces paperwork. 'Most fields are auto-filled from iRAD, so entering minimal information speeds up the entire process,' a road transport ministry official said. The results are beginning to show. In 2024, Delhi reported 1,534 fatal accidents and filed 1,504 DARs. Even in 2025, up to April 30, 298 fatal accidents were reported but 434 DARs were filed—indicating backlogged cases are being addressed. Legal experts have welcomed the initiative. 'A streamlined DAR system not only brings relief to grieving families faster but also improves the accountability of all stakeholders. However, strict monitoring and audit mechanisms are necessary to prevent corners from being cut in the haste to meet deadlines,' said Atul Ranjeet Kumar, a road safety advocate. 'The efficient implementation of DARs—especially under the fast-track FDAR regime—offers a glimmer of hope for families looking for closure, compensation and justice,' he added.


Time of India
29-05-2025
- Time of India
Mumbai accountant awarded Rs 58.2 lakh by MACT after losing leg in bus accident
THANE: The Motor Accident Claims Tribunal (MACT) in Thane awarded a compensation of Rs 58.26 lakh to a 53-year-old Mumbai-based accountant who lost his left leg following a bus accident in 2021. The victim, a resident of Malad West, was riding his motorcycle on the Western Express Highway near Vile Parle on February 24, 2021, when a speeding luxury passenger bus struck his vehicle from behind. The impact caused him to fall, and the front wheel of the bus ran over his left leg. The tribunal, presided over by Member S.N. Shah, delivered the judgment after a legal process that lasted over four years. Following the accident, the victim sustained several serious injuries, including rib fractures, clavicle fracture, pelvic fractures, and an above-knee amputation of the left leg. He was initially treated at a municipal hospital and later admitted to a private hospital, where he remained from February 24 to March 22, 2021. The total medical expenses were Rs 17.46 lakh. The injured person, who worked as an accountant since 1995 at a private firm in Mumbai's BKC area, resigned in March 2023 due to limited mobility. His salary at the time of the accident was Rs 25,000 per month. The tribunal assessed his permanent disability at 80%, and his occupational disability at 100% due to the nature of his job. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like 2025년 가장 멋진 RPG 게임을 지금 정복하세요 레이드 섀도우 레전드 Undo A criminal case was registered against the bus driver under relevant sections of the Indian Penal Code and the Motor Vehicles Act. The bus owner did not contest the claim, and proceedings were held ex-parte. The insurance company involved contested the compensation but failed to prove allegations of contributory negligence by the victim. The tribunal dismissed the insurer's claims and confirmed the accident resulted from a rear-end collision caused by the bus driver's failure to maintain a safe distance. The tribunal ordered the compensation to be deposited within one month. Of the total, Rs 28.26 lakh will be paid directly to the claimant, while Rs 30 lakh will be kept in a five-year fixed deposit.


Time of India
26-05-2025
- Time of India
Thane court awards ₹8 lakh compensation to family of auto-rickshaw accident victim
Thane: The Motor Accident Claims Tribunal (MACT) in Thane awarded a compensation of ₹8.04 lakh to the family of a 54-year-old man who lost his life after being struck by an auto-rickshaw in Bhiwandi nearly eight years ago. The incident occurred on the morning of Dec 17, 2017, when the man was walking along the left side of the road near a local cinema theatre. He was hit from behind by a speeding auto-rickshaw. He suffered critical injuries and was initially taken to a hospital in Bhiwandi by bystanders. Due to the seriousness of his condition, he was later shifted to a civil hospital in Thane and eventually to a hospital in Mumbai. He remained hospitalised until December 22, when he succumbed to his injuries. The victim's family including young daughter and widow filed a petition under Section 166 of the Motor Vehicles Act, 1988, seeking compensation from the owner of the auto-rickshaw and the vehicle's insurance provider. The owner did not appear for the hearings, and the case proceeded ex-parte against him. The tribunal evaluated the man's monthly income at Rs 8,000, considering the absence of formal proof for the Rs 10,500 originally claimed. Taking into account his age at the time of death and applying relevant legal standards, the tribunal arrived at a total compensation amount of Rs 8,04,352. This includes future loss of dependency, future prospects, loss of estate, and funeral expenses. The awarded sum will accrue interest at a rate of 8 percent per annum from the date of the petition's filing until the actual payment is made. The compensation was directed to be divided between the deceased's wife and daughter. A portion of the amount is to be paid directly to them, while the rest is to be deposited in fixed deposits for a period of five years. The insurance company opposed the claim, raising concerns over the 29-day delay in lodging the FIR and questioning the validity of the driver's licence and vehicle permits. However, the tribunal dismissed these arguments, noting that the delay was reasonable given the victim's treatment and death in Mumbai. It concluded that the delay was justified and that the insurance company failed to provide adequate evidence to support its objections.