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The Verge
04-06-2025
- General
- The Verge
What I learned when I helped my mother move: some personal insights
A few years ago, I was finally able to persuade my mother that she couldn't live alone in her house — the one in which my family had lived since the 1970s — and needed to move into a smaller co-op apartment in a nearby retirement community. But neither she nor I were aware how stressful the process of selling a house and purchasing an apartment could be. While I wouldn't presume to advise anyone on the technicalities of buying and / or selling real estate, I did come away from the experience with hard-won insights on how to deal with some of the emotional crises that can occur. Here are some of the things I learned. It's not you — it's the process If this is the first time you've sold or bought a home, get ready — it's going to be a wild ride. A lot is involved: finding a buyer and negotiating a sale, or finding a new home and negotiating the purchase. Or both. In between, there are open houses, legalities, inspections, unexpected expenses, and tons of paperwork. So unless you're really into real estate, you may be tempted to give up and hide under your bed at some point. You may find it helpful, at least in the beginning, to consider it a research project rather than something you have an emotional connection to. Read, watch videos, talk to friends who have been through it — do what you can to collect information. Use your favorite note-keeping or info-collecting app to track it all: Notion, a Google spreadsheet, Keep, Apple Notes, whatever works for you. But do track all those links and sources, because I can assure you that at some point you'll suddenly find yourself thinking, 'Wait, didn't I read something about that?' and you'll want to know you can find it. Screenshot: Notion When hiring help, go with your gut I once asked a lawyer friend about who I should hire to take care of a real-estate transaction, and she shrugged. 'Any competent lawyer can handle it,' she said. That being said, when hiring a lawyer, a real-estate agent, or any professional, pay attention to your instincts. When I looked for a lawyer for the sale of my mother's home, the first one we found sounded like a nice, straightforward person until he said, 'We're going to email you the agreement. Don't let it scare you. You won't be held to it. Just sign it, and we can get going.' When a lawyer tells you not to pay attention to the fine print, that is definitely a red flag. The agreement that came listed around 20 'if this happens' clauses with dollar signs attached, and, yes, it scared me. So I replied that we would not be hiring his firm (and refused to take the three calls I got from him after that). Instead, we found someone who sent us a simple one-page agreement, laid out all the costs we would incur right up front, and proved to be efficient, honest, and helpful. Things will go wrong — take a breath Buying and selling homes can be a balancing act, especially when the funds from the sale of your current dwelling will pay for the purchase of your next. And sometimes, things go sideways. A couple of weeks after my mother's house went on the market, we found the perfect co-op apartment, right after a nice-seeming couple expressed interest in buying my mother's house. Great timing, right? So we sent in a bid and waited. I lived in tense expectation. Would the couple close the deal on the house? Would our bid on the apartment be accepted? The call from the real-estate agent came while I was attending a work event where a series of new Bluetooth speakers were being introduced. I ran to the bathroom and took the call. Our bid was accepted, assuming we could assure them that we had the cash on hand. I said that I'd get right back to them. I called the agent who was helping us sell the house. Had she heard back from the couple yet? We needed a firm commitment, and I told her why. She said that she'd call me back. It took a few minutes, but finally, my phone rang. 'Bad news,' our real-estate agent said. The couple, perhaps figuring we were desperate or thinking of this as a game, had dropped their offer by several thousand dollars — take it or leave it. 'I can't tell you what to do,' the agent said. 'But if I were you, there's no way I'd take this.' I agreed, called the other agent, and told her we couldn't bid on the apartment. Then I gave myself a few more minutes to get over my anger before I went back to admire the Bluetooth speakers. We did, soon after, get a reasonable offer for the house and found an apartment that wasn't quite perfect but was good enough. And I discovered that sometimes good enough — works. Choose your battles A week after my mother moved out of the house and the new owners moved in, I was in Las Vegas, attending the CES trade show. I was exhausted from the weeks of apartment hunting, open houses, negotiations, and meetings. Compared to that, the familiar chaos of CES — with its mass of vendors, developers, reporters, and other attendees — was a relief. I was sitting in the hallway outside the press room, trying to eat a quick sandwich before my next meeting, when my phone rang. It was our lawyer. 'The new owners say the second-floor toilet doesn't work,' he said. 'They want to take $200 from the final portion of their payment to pay for a new toilet.' 'It's a low-flow toilet,' I said. 'We just bought it a year ago. It's brand new. It's ecological. They just have to be careful using it, but they'll save water.' 'I told them,' he said. 'They insist it's unusable.' He paused. 'We can fight them on this, but considering what you're paying me per hour, I'd just give them the $200, get the rest of the security, and let it go. Live your life.' I waited a moment, watched the crowd of reporters and tech reps hurrying past, and took a deep breath. 'Okay,' I said. 'Give them the money.' And that was that. I've never regretted the decision. Sometimes it's better to lose a small battle in order to get the war behind you. Things change When my parents moved into their house, they were ecstatic. They had grown up in working-class Brooklyn, New York, had brought up their kids in apartment projects, and now were finally able to buy a house — a real house, with a real yard. It wasn't a large piece of property — a little corner piece of a suburb — but there was a tall, ancient-looking evergreen looming over the house, a pear tree that still gave pears, and a flag pole. My father and brother planted flowering bushes around the house and the flagpole, and they added flowers and herbs every spring. My parents loved that small garden. And it apparently returned the favor: during Hurricane Sandy, the roof of their house was the only one in the neighborhood completely unharmed, protected by that evergreen. When we sold the house, my mother and I told the new owners about the story of Hurricane Sandy, and we advised them to keep the tree. I had hoped they'd keep at least some of the bushes, as well. About two months after we moved out, I drove past the house. The evergreen, the flowering trees, the bushes, and even the flagpole had all been removed. The only greenery left was a flat expanse of cut grass along with two small bushes and a few sickly flowers by the front door. The garden was gone. I've never been back. Things change. You leave one home, happily or reluctantly, and you go to another. This is what moving is — you're not only changing your living space, but your circumstances, your surroundings, and your life. And I now know that while you may remember your old home with affection, it's important to create a new life at your next home so that you can enjoy that one, as well.
Economic Times
24-05-2025
- General
- Economic Times
Maharashtra SSC HSC Supplementary exams 2025: Check complete schedule
Maharashtra SSC HSC Supplementary exams 2025 (Representational image) Synopsis Maharashtra SSC HSC Supplementary exams 2025: The Maharashtra State Board has announced the 2025 supplementary exam schedule for Classes 10 and 12, commencing on June 24. HSC exams will continue until July 16, while SSC exams will end on July 8. These exams offer a chance for students to clear subjects or improve scores, following the HSC results declared on May 5 with a 91. The Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE) has released the schedule for the 2025 supplementary examinations for Class 10 (SSC) and Class 12 (HSC). The theory exams for both classes will start on June 24. Class 12 theory papers will run till July 16, while Class 10 theory exams will conclude on July 8. The board has published the complete timetable on its official website — ADVERTISEMENT These supplementary exams are aimed at students who did not clear one or more subjects in the main board exams, those who received ATKT (Allowed to Keep Term), or those looking to improve their marks. For Class 12 HSC students, practical, oral, internal assessment, and vocational course exams will be held between June 24 and July 11. Online exams for Information Technology and General Knowledge are scheduled for June 15 and July 16, respectively. Class 10 SSC practicals, orals, and internal assessments are also set to take place between June 24 and July HSC results for 2025 were announced on May 5. The overall pass percentage stood at 91.88 per cent. In the SSC results declared on May 13, the pass percentage was 94.10 per the HSC divisions, Konkan topped with a pass percentage of 96.74, followed by Kolhapur (93.64), Mumbai (92.93), Chhatrapati Sambhaji Nagar (92.24), Amravati (91.43), Pune (91.32), Nashik (91.31), Nagpur (90.52), and Latur (89.46). ADVERTISEMENT In the Class 10 SSC results, Konkan again recorded the highest pass rate at 98.82 per cent. Nagpur had the lowest with 90.78 per 2024, the HSC supplementary exams began on July 16 and the results were declared on August 23. The overall pass percentage was 32.46 per cent. Of the 60,160 registered candidates, 59,200 appeared and 19,217 passed. ADVERTISEMENT In SSC supplementary exams held the same year, the overall pass rate was 37.78 per cent. A total of 31,270 students appeared and 11,502 passed. (You can now subscribe to our Economic Times WhatsApp channel) Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein. NEXT STORY
Time of India
24-05-2025
- General
- Time of India
Maharashtra SSC HSC Supplementary exams 2025: Check complete schedule
The Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE) has released the schedule for the 2025 supplementary examinations for Class 10 (SSC) and Class 12 (HSC). The theory exams for both classes will start on June 24. Class 12 theory papers will run till July 16, while Class 10 theory exams will conclude on July 8. The board has published the complete timetable on its official website — Maharashtra SSC HSC Supplementary exams 2025 These supplementary exams are aimed at students who did not clear one or more subjects in the main board exams, those who received ATKT (Allowed to Keep Term), or those looking to improve their marks. For Class 12 HSC students , practical, oral, internal assessment, and vocational course exams will be held between June 24 and July 11. Online exams for Information Technology and General Knowledge are scheduled for June 15 and July 16, respectively. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Rich Man Keeps Annoying Royal Guard, But He Didnt Expect This To Happen Learn It Wise Undo Class 10 SSC practicals , orals, and internal assessments are also set to take place between June 24 and July 8. Maharashtra SSC HSC Board exams Result 2025 The HSC results for 2025 were announced on May 5. The overall pass percentage stood at 91.88 per cent. In the SSC results declared on May 13, the pass percentage was 94.10 per cent. Live Events Among the HSC divisions, Konkan topped with a pass percentage of 96.74, followed by Kolhapur (93.64), Mumbai (92.93), Chhatrapati Sambhaji Nagar (92.24), Amravati (91.43), Pune (91.32), Nashik (91.31), Nagpur (90.52), and Latur (89.46). In the Class 10 SSC results, Konkan again recorded the highest pass rate at 98.82 per cent. Nagpur had the lowest with 90.78 per cent. Maharashtra SSC HSC Supplementary exams 2025: Last year's performance In 2024, the HSC supplementary exams began on July 16 and the results were declared on August 23. The overall pass percentage was 32.46 per cent. Of the 60,160 registered candidates, 59,200 appeared and 19,217 passed. In SSC supplementary exams held the same year, the overall pass rate was 37.78 per cent. A total of 31,270 students appeared and 11,502 passed.
Indian Express
23-05-2025
- General
- Indian Express
Maharashtra Class 10th, 12th supplementary exams from June 24
Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE) has announced the Class 10 secondary school certificate exam (SSC) and Class 12 higher secondary certificate exam (HSC) 2025 supplementary exam dates. Candidates who are appearing for the supplementary exams can check the Maharashtra board timetable from the official website — While the Class 12 Maharashtra board supplementary theory exams will be held from June 24 to July 16, Class 10 supplementary theory exams are scheduled between June 24 and July 8. The Maharashtra board has also announced the practical, oral, internal assessment and vocational course practical exams. For Class 12 HSC, these exams will be held between June 24 and July 11. The online exams for Information Technology and General Knowledge for Class 12 students is scheduled to be held on June 15 and July 16, respectively. The Class 10 or SSC practicals, orals, and internal assessments are set to be conducted between June 24 to July 8. The Maharashtra board, this year, announced the Class 12 HSC results on May 5 and Class 10 SSC results on May 13. In the Maharashtra HSC Result 2025, the overall pass percentage is 91.88 per cent, while in Class 10 SSC result 2025, the pass percentage is 94.10 per cent. The Konkan division was on top in the Maharashtra board Class 12 results with a pass percentage of 96.74, followed by Kolhapur 93.64 per cent, Mumbai 92.93 per cent, Chhatrapati Sambhaji Nagar 92.24 per cent, Amravati 91.43 per cent, Pune 91.32 per cent, Nashik 91.31 per cent, Nagpur 90.52 per cent and Latur 89.46 per cent. Among the total nine divisions in Class 10 results, the highest pass percentage is recorded from Konkan at 98.82 per cent and the lowest is from Nagpur at 90.78 per cent. The supplementary exams are held to offer another opportunity to those students who have failed, received a ATKT (Allowed to Keep Term) result, or for those who wish to improve their grades. Last year, the Maharashtra board supplementary exams were held from July 16 and the result was declared on August 23. In the HSC examination, the overall pass percentage was 32.46 per cent with 60,160 students registering for the supplementary exams last year. As many as 59200 appeared and 19217 passed the Maharashtra HSC supplementary exams 2024. In the SSC examination last year, the overall pass percentage was 37.78 per cent with 31,270 students appearing and 11,502 passing the exam.
Finextra
23-05-2025
- Business
- Finextra
Keep raises C$33m to build Canada's Brex
Keep, an all-in-one financial platform for small businesses, has emerged from stealth with C$33 million in equity financing to build a Canadian Brex. 0 Tribe Capital led the round, with participation from Rebel Fund, Liquid2 Ventures, Cambrian, Assurant Ventures and a host of angels including execs from the likes of Robinhood, Venmo, Stripe, Plaid, Chime, Coinbase, Ramp, and Alloy. The startup has also secured a C$71 million credit facility from Coventure and a C$4 million venture debt line from Silicon Valley Bank. Keep argues that Canada's $500 billion plus small business banking market remains dominated by legacy players offering outdated software, subpar customer service, and rigid underwriting processes that cripple firms' ability to flourish. While the likes of Brex, Mercury, and Ramp have made strides in the US, Canadian entrepreneurs have lacked similar options. Keep is vowing to bring this financial revolution north of the border with an offering specifically designed for Canadian tax systems, banking regulations, and business needs. Clients get a business credit card, automated expense management, multi-currency accounts, and flexible global bill pay - all designed to eliminate the fragmented, fee-heavy options that burden business owners today. Despite only now emerging from stealth, the startup hit C$20 million in annualised revenue last year, onboarding over 3,000 SMBs across a diverse mix of industries. "Traditional banks have failed Canadian entrepreneurs for too long," says Oliver Takach, CEO, Keep. "We're building the financial operating system that Canada's small businesses actually need - one that provides the technology, tools, and services to help them thrive."
