Latest news with #CFA
Business Standard
8 hours ago
- Business
- Business Standard
Master the Markets with AI: Springpad's Transformative Trading Workshop
VMPL New Delhi [India], June 20: Imagine sitting at your desk, juggling work emails, and missing a golden trading opportunity because you didn't have time to analyze the market. Or maybe you've always wanted to dip your toes into trading but felt overwhelmed by the jargon and complexity. Springpad's AI-powered trading workshop is here to change that, offering a lifeline to anyone eager to grow their wealth without the stress of manual trading. Springpad, an innovative AI-driven EdTech and wealth advisory platform based in Kolkata, India, has crafted a workshop that makes trading accessible, efficient, and profitable. Whether you're a student dreaming of financial freedom, an entrepreneur looking to diversify income, or a seasoned trader aiming to sharpen your edge, this workshop promises to equip you with cutting-edge AI tools to master the stock market--no prior experience required. Founders' Vision: Empowering Your Financial Journey At the heart of Springpad are its visionary co-founders, Rahul Chandra and Pratik Chakraborty, whose passion for financial education drives the platform's mission. Rahul, a rare holder of CFA, FRM, and CAIA certifications--achieved by only about 2,700 professionals globally--has mentored over 50,000 students. "Our goal is to democratize investing," Rahul says. "With AI, anyone can make informed decisions and build wealth, regardless of their background." His expertise in simplifying complex financial concepts ensures that even beginners feel confident navigating the market. Pratik, with over nine years of experience managing portfolios worth more than ₹25 crore, brings a practical edge to the workshop. Having delivered 25%+ annual returns using AI-driven strategies, he's committed to sharing his insights. "We want to give wings to your financial goals," Pratik emphasizes. "Upskilling through our programs is the key to achieving your dreams of financial success." Together, their dynamic teaching style transforms daunting trading concepts into actionable steps. What You'll Gain from the Workshop Springpad's workshop is a game-changer, offering hands-on learning through live sessions where AI is put to work in real-time. Participants witness strategies being built and back-tested, showcasing how AI can analyze market data to uncover lucrative opportunities. The workshop caters to all levels, teaching you to: -Identify high-growth sectors and conduct professional-grade research in just minutes using AI. -Make trading decisions 10x faster and more accurately to outperform the market. -Back-test strategies for enhanced profitability. -Create AI-powered algorithmic trading strategies for automation. -Spot hidden price patterns and trends for smarter trades. -Build a bullet-proof portfolio with deep fundamental and technical analysis. No prior knowledge is needed, as the workshop starts from the basics. It's delivered via Zoom, typically spanning a few hours, and encourages attendees to bring a notebook to jot down key insights. The tools taught in the workshop empower you to perform months of research in minutes, making trading more efficient and effective. Real Stories from Attendees Springpad's workshop has earned a stellar 4.7-star rating on Trustpilot, based on over 1.5K+ reviews, reflecting its impact on thousands of participants. Attendees consistently praise its clarity and the power of its AI tools. A 58-year-old doctor shared, "The teachings were so easy to understand. The amazing automation with proof of smart trading in Springpad's tools blew me away. I'm already enrolled in their 6-month workshop!" Another participant, new to trading, said, "I never saw anything like this before. It made analysis and stock selection so easy, and now I'm confident I can pick stocks without hesitation." A busy professional added, "Spending a Sunday morning learning AI-driven trading was worth it. The opportunities it opened up are endless." These stories highlight how Springpad makes complex trading accessible, empowering people from all walks of life to take control of their finances. Why This Workshop Stands Out The stock market can feel like a maze, with many fearing losses due to its unpredictability. Springpad's workshop tackles these fears head-on by leveraging AI to minimize risks and maximize returns. AI's ability to automate research, identify patterns, and execute trades with precision is transforming the trading landscape, and Springpad puts these tools in your hands. Unlike traditional trading courses that rely on outdated methods, Springpad's workshop is forward-thinking, focusing on automation and efficiency. It's ideal for busy professionals, students, or anyone who wants to grow their wealth without dedicating hours to market analysis. With 65,000 past attendees recommending it, the workshop has proven its value across diverse audiences. How AI is Changing Trading Forever AI is no longer a futuristic concept--it's reshaping how we trade today. By processing vast amounts of data in seconds, AI uncovers opportunities that human traders might miss. Springpad's workshop teaches you to harness this power, from automating investments to decoding financial statements and identifying breakout stocks. The result? Smarter, faster, and more profitable trading. The workshop also introduces the PEAK framework, a strategy developed by Rahul and Pratik to guide quick market analysis, precision trading, and the identification of high-potential stocks. This practical approach ensures you leave with tools you can apply immediately. Take the First Step Toward Financial Freedom Springpad's AI-powered trading workshop is more than a learning experience--it's a gateway to financial independence. With expert guidance, cutting-edge tools, and a supportive community, it empowers you to trade with confidence. Whether you're starting from scratch or aiming to dominate the market, this workshop offers the skills and strategies to succeed. Ready to transform your trading journey? Register now at Springpad's website and unlock the power of AI to build your wealth. Visit their website today to start your journey! Company: SpringPad Website: hello@ Contact No.: +91-9147398293
Cision Canada
12 hours ago
- Business
- Cision Canada
NFP Welcomes Darrin De Stephanis, Expanding Commercial Surety Practice in Canada Français
Addition strengthens NFP's construction surety advisory and solution services across North America TORONTO, June 20, 2025 /CNW/ -- NFP, an Aon company and leading property and casualty (P&C) broker, benefits consultant, wealth manager and retirement plan advisor, has appointed Darrin De Stephanis as senior vice president, Capital Solutions and Commercial Surety Growth Leader. De Stephanis, based in Vancouver, will report to Adrian Pellen, co-leader of NFP's Construction and Infrastructure (C&I) Group. "I'm excited to welcome Darrin to NFP as we continue to expand our cross-border C&I business," said Pellen. "With his impressive background across the surety industry, Darrin is in a great position to help grow our commercial surety business and advise clients on effective capital structures. This addition supports our goal of providing surety solutions that align with our clients' needs while elevating NFP's role as a top risk manager and leading broker in the space." De Stephanis has over a decade of experience in the surety industry, most recently as a manager of a national commercial surety portfolio at Intact. He began his career as a surety and subcontractor default insurance broker at Aon. De Stephanis is a chartered financial analyst (CFA) and sits on the social committee of CFA Society Vancouver. NFP's construction surety risk practice is part of its C&I Group, which covers the U.S. and Canada. The group is driven by a collaborative team of experts, which includes John Hyland, co-leader of NFP's C&I Group, and Thomas Henn, Head of Surety for NFP, and is focused on delivering a holistic approach to risk advisory that addresses the complex needs of North American clients. "I'm looking forward to being a part of a global team committed to providing an exceptional client experience in construction surety," said De Stephanis. "The construction industry, especially across the U.S.-Canadian border, is facing new challenges, and clients need a partner they can trust to understand this complex moment and help them navigate the uncertainty. I'm excited to build on NFP's excellent reputation and knowledge base to create new opportunities to engage and build confidence with clients." About NFP NFP, an Aon company, is an organization of consultative advisors and problem solvers helping companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. With colleagues across the U.S., Puerto Rico, Canada, UK and Ireland, we serve a diversity of clients, industries and communities. Our global capabilities, specialized expertise and customized solutions span business and personal insurance, group benefits, retirement and individual solutions. Together, we put people first, prioritize partnerships and continuously advance a culture we're proud of. Visit to learn more.
Man of Many
15 hours ago
- Health
- Man of Many
EMR-Tek Firewave Pro & Krypton 606 Review: A Biohacker's Deep Dive into Red Light Therapy
By Mr Scott Purcell, CFA - Review Published: 20 June 2025 Share Copy Link Readtime: 12 min Every product is carefully selected by our editors and experts. If you buy from a link, we may earn a commission. Learn more. For more information on how we test products, click here. This review is for the burgeoning biohacker, the wellness-obsessed, and anyone looking to elevate their health routine beyond the basics. My goal in this article is to provide a detailed, hands-on comparison of two advanced red light therapy devices from EMR-Tek: the Firewave Pro and the Krypton 606. One of them is pretty approachable, the other scared the lights out of me (excuse the pun). I've been on a serious health kick lately. After integrating a daily ice bath and a consistent Vedic meditation practice into my life, I felt a pretty significant shift in my energy and mental clarity. But I was ready for the next level. I wanted to see if I could upgrade my wellness stack even further, which led me down the rabbit hole of photobiomodulation, or as it's more commonly known, light therapy. After a series of discussions and reaching out to the EMR-Tek team, I found myself with two of their most powerful panels, ready to put them to the test. A Word on Safety First | Image: EMR-Tek An Important Word on Safety First Before we dive in, let's talk about safety, because when it comes to anything that can interact with your eyes or retina, it is absolutely paramount. When the giant Krypton 606 box arrived, with its powerful red, infrared, and UV settings, my initial excitement was tempered with a healthy dose of scepticism. After unpacking the box, it was clear that this wasn't just a lamp; it's a powerful piece of equipment that mimics the sun's most potent rays. I was far more hesitant to use the Krypton 606's UV features and approached them with extreme caution. This is not a device to be trifled with. Throughout my testing, I made it a rule to always wear the provided safety goggles during any session involving UVA or UVB light. This isn't just my personal paranoia; the brand itself stresses this with plenty of warning labels and pamphlets that come with it. When I reached out to the brand for clarification, Elijah Halliday, the Business Development representative from EMR-Tek, was unequivocal: 'For UVA and UVB exposure, definitely wear the goggles and keep those sessions timed and controlled. Eyes are way more sensitive to that part of the spectrum.' He further clarified that while the company recommends goggles for all sessions as a best practice, with UV light, it's non-negotiable as it can cause eye damage. Understanding the Light Spectrum | Image: EMR-Tek Understanding the Light Spectrum Before we explore what these devices do, we must first understand the light they emit. The light is not all the same, and each wavelength has a unique biological purpose and safety precautions. Red Light (660nm): This wavelength is primarily absorbed by your skin. Think of it as working on a surface level. Its main benefits include supporting collagen production, which can improve skin tone and texture, and promoting localised healing. This wavelength is primarily absorbed by your skin. Think of it as working on a surface level. Its main benefits include supporting collagen production, which can improve skin tone and texture, and promoting localised healing. Near-Infrared (NIR) Light (850nm): NIR penetrates much deeper than red light, reaching muscles, joints, and even organs. Its primary role is to support mitochondrial health, the energy generators of your cells. By enhancing mitochondrial function, NIR can help reduce systemic inflammation, accelerate muscle recovery, and alleviate joint pain. NIR penetrates much deeper than red light, reaching muscles, joints, and even organs. Its primary role is to support mitochondrial health, the energy generators of your cells. By enhancing mitochondrial function, NIR can help reduce systemic inflammation, accelerate muscle recovery, and alleviate joint pain. UVA & UVB Light (Krypton 606 Only): These two types of ultraviolet (UV) light are what set the Krypton 606 apart. UVA (320-400nm): This is the longest UV wavelength and penetrates deep into the skin. As Elijah from EMR-Tek explained, it helps support nitric oxide release, which can improve blood flow, mood, and skin conditioning. Given that it penetrates the deepest, it also drives the most photo-aging and is the main wavelength in tanning beds. UVB (275-320nm): This is a shorter, more intense wavelength responsible for one crucial function: triggering vitamin D production in the skin. This can also cause sunburn as it triggers melanocytes to produce new melanin so use this wavelength with care. These two types of ultraviolet (UV) light are what set the Krypton 606 apart. The Krypton 606 Lights | Image: Man of Many The Deeper Benefits of Near-Infrared (NIR) Light Disclaimer: I am not a medical professional. The information below is based on my personal experience and understanding of publicly available research. These statements have not been evaluated by the FDA, TGA, or any other medical body. Always consult with a qualified healthcare provider before starting any new health treatment. While red light works wonders on the skin's surface, the near-infrared wavelengths offered by both the Firewave Pro and Krypton 606 are what is meant to deliver the deep, systemic benefits that many users seek. Because NIR light penetrates deep into the body's tissues, it can influence cellular processes in ways that surface-level treatments cannot. Based on the information provided to me by EMR-Tek and the broader scientific literature, here are the key benefits associated with NIR therapy: Enhanced Muscle Recovery: This was one of the most significant effects I personally felt. NIR light helps reduce inflammation and oxidative stress in muscles after a tough workout, leading to less soreness and faster repair. Overall, after meditating in front of the devices, I felt more energised. This was one of the most significant effects I personally felt. NIR light helps reduce inflammation and oxidative stress in muscles after a tough workout, leading to less soreness and faster repair. Overall, after meditating in front of the devices, I felt more energised. Improved Circulation: By stimulating the release of nitric oxide, NIR can help widen blood vessels, improving blood flow. This means more oxygen and nutrients are delivered to your cells, aiding in both recovery and overall vitality. Unfortunately, I didn't have a direct way to measure this myself. By stimulating the release of nitric oxide, NIR can help widen blood vessels, improving blood flow. This means more oxygen and nutrients are delivered to your cells, aiding in both recovery and overall vitality. Unfortunately, I didn't have a direct way to measure this myself. Reduced Joint Pain and Inflammation: For those with chronic aches or arthritis, the deep penetration of NIR light can offer relief by targeting inflammation directly at the source in joints and connective tissues. I always tend to feel pretty stiff after sitting still for 20 minutes, but it was made easier with the warm glow of red light upon me. For those with chronic aches or arthritis, the deep penetration of NIR light can offer relief by targeting inflammation directly at the source in joints and connective tissues. I always tend to feel pretty stiff after sitting still for 20 minutes, but it was made easier with the warm glow of red light upon me. Boosted Mitochondrial Function: This is the core of photobiomodulation (yes, it's a real word). NIR light stimulates cytochrome c oxidase, a key enzyme in our mitochondria. This boosts the production of ATP, which is the primary energy currency of our cells. The result? More cellular energy translates to better physical performance and overall well-being. This I can definitely attest to. If anything, I noticed it was a boost in my mood. The EMR-Tek Firewave Pro | Image: Man of Many EMR-Tek Firewave Pro: The Potent & Portable Powerhouse The Firewave Pro was the first device I integrated into my routine, and it quickly became my daily driver. It is a dedicated red and near-infrared panel, making it straightforward and incredibly easy to use. I positioned it in my meditation space on my coffee table in front of the couch and used it for 20 minutes each morning. The goal was to see if the light could enhance my mindfulness practice while simultaneously aiding my recovery from runs and gym sessions. The device emits a bright, warm glow that I found surprisingly calming. With my eyes closed and the supplied protective goggles on, it created a perfect environment for deep meditation. Pros: Effective and Focused: Delivers the core benefits of red and NIR light therapy exceptionally well. I noticed a tangible reduction in muscle soreness and a subtle but definite boost in my morning energy levels. Delivers the core benefits of red and NIR light therapy exceptionally well. I noticed a tangible reduction in muscle soreness and a subtle but definite boost in my morning energy levels. Simple & User-Friendly: There are no complex settings. You plug it in, turn it on, and you're good to go. It's the perfect entry point for someone new to photobiomodulation. There are no complex settings. You plug it in, turn it on, and you're good to go. It's the perfect entry point for someone new to photobiomodulation. Compact & Portable: The Firewa ve Pro is relatively compact, around 40×40 cms, making it easy to move around or target specific areas of the body. Cons: Limited to Red/NIR: While it perfects the fundamentals, it lacks the advanced UV features of its bigger brother (which for me, wasn't a problem), meaning you miss out on benefits like vitamin D synthesis. EMR-Tek Krypton 606 | Image: Man of Many EMR-Tek Krypton 606: The All-in-One Wellness Weapon I'll be honest. This thing scared me a bit when I unpacked it. The Krypton 606 is, without a doubt, a more formidable and advanced machine. It's larger, more powerful, and offers the full spectrum of red, NIR, UVA, and UVB light, all of which are independently controllable. This is the device for someone who wants to leave no stone unturned in their wellness journey (or potentially get a nice tan on). My sessions with the Krypton were more deliberate and planned. Due to my caution around the UV settings, I used them sparingly and for shorter durations, always with the darker blacked-out goggles. For someone residing in the UK, the ability to stimulate vitamin D production from a panel in your home might be necessary, but for me, living in Australia, I was more inclined to take a walk outside than sit in front of this larger unit. Honestly, it seemed more suitable for a wellness centre or gym than a device I wanted to have sitting in the middle of my living room. That in no way takes away from its inherent usefulness, but I feel inclined to let someone know if they want to make a purchase of what is an expensive device. Pros: Comprehensive Therapy: It is one of the few devices on the market that offers red, NIR, UVA, and UVB light, providing a holistic, full-spectrum treatment. It is one of the few devices on the market that offers red, NIR, UVA, and UVB light, providing a holistic, full-spectrum treatment. Indoor Vitamin D: The UVB function is a game-changer, especially for those in climates with limited sunlight during winter months. The UVB function is a game-changer, especially for those in climates with limited sunlight during winter months. Powerful and Versatile: The high power output and multiple light spectrums make it ideal for full-body treatments, advanced recovery protocols, and immune support. Cons: Significant Investment: This is a premium, medical-grade device with a price tag to match. This is a premium, medical-grade device with a price tag to match. Requires User Diligence: The UV settings demand respect, knowledge, and a commitment to safety protocols. It is not for the casual user (as I quickly learnt!) The UV settings demand respect, knowledge, and a commitment to safety protocols. It is not for the casual user (as I quickly learnt!) Not Portable: This is a large, heavy panel that requires a dedicated space in your home. Firewave Pro vs. Krypton 606: Head-to-Head | Image: EMR-Tek Firewave Pro vs. Krypton 606: Head-to-Head Feature Firewave Pro Krypton 606 Light Types Red (660nm) & NIR (850nm) Red, NIR, UVA & UVB Primary Use Targeted therapy, muscle recovery, skin health Full-body treatments, vitamin D, immune & cognitive support UV Function No Yes (Independently controlled) Best For Beginners, athletes, recovery-focused users Biohackers, wellness experts, users in low-sunlight regions Portability Compact and portable Larger panel, designed for stationary use Safety Goggles recommended Goggles essential for UV sessions Scroll horizontally to view full table Who are these Red-Light Therapy Devices for? The Firewave Pro is the ideal choice for the athlete looking to accelerate recovery, the wellness newcomer wanting a simple and effective entry into red light therapy, or anyone focused on improving skin health and reducing inflammation without a hefty price tag. the athlete looking to accelerate recovery, the wellness newcomer wanting a simple and effective entry into red light therapy, or anyone focused on improving skin health and reducing inflammation without a hefty price tag. The Krypton 606 is built for the serious biohacker, the seasoned wellness enthusiast who understands the science, or anyone living in a region with limited sun exposure who wants a powerful, all-in-one tool for comprehensive light therapy and is prepared to handle it with the necessary care. Final Thoughts | Image: EMR-Tek Final Thoughts My foray into the world of light therapy has been illuminating, both literally and figuratively. You could call it light therapy, but it feels more like giving your cells a direct power-up. For the vast majority of people, the Firewave Pro is an outstanding choice that delivers the most crucial benefits of photobiomodulation in a powerful, affordable, and user-friendly package. The Krypton 606, on the other hand, is a testament to how advanced at-home wellness technology has become. It's a specialized tool for the committed user who wants the absolute pinnacle of light therapy. My initial skepticism was a healthy and necessary response to such a potent device, but after weeks of careful use, I can confirm that both of these panels are the real deal, offering a remarkable enhancement to any dedicated wellness practice. You can head to EMR-Tek, add the Firewave Pro or Krypton 606 to your cart and enter the exclusive code MANOFMANY for 10 % off. Disclosure: EMR-Tek provided me with the Firewave Pro and Krypton 606 units free of charge for the sole purpose of conducting this hands-on review. Red-Light Therapy FAQs
France 24
19 hours ago
- General
- France 24
Chad hopes 'green charcoal' can save vanishing forests
But the charcoal they were making is known as "green", and backers hope it can save impoverished Chad from rampant deforestation. Chad, a vast, landlocked country of 19 million people perched at the crossroads of north and central Africa, is steadily turning to desert. It has lost more than 90 percent of its forest cover since the 1970s, hit by climate change and overexploitation of trees for household uses such as cooking, officials say. "Green charcoal" aims to protect what forest is left. Made from discarded plant waste such as millet and sesame stalks or palm fronds, it is meant to save trees from being chopped down for cooking. The product "releases less emissions than traditional charcoal, it doesn't blacken your pots, it has high energy content and lasts up to three times longer than ordinary charcoal," said Ousmane Alhadj Oumarou, technical director of the Raikina Association for Socioeconomic Development (Adser). "Using one kilogramme of green charcoal saves six kilogrammes of wood." The group has installed a production facility in Pont Belile, just north of the capital, N'Djamena. There, workers grind up burnt plant waste, then mix it with gum arabic, which helps it ignite, and clay, which makes it burn more slowly. The resulting black nuggets look like ordinary charcoal. Like the traditional kind, it emits CO2 when it burns -- but less, said Souleymane Adam Adey, an ecologist at the University of N'Djamena. And "it contributes to fighting deforestation, by ensuring the trees that aren't cut down continue to capture and store carbon," he said. Refugee pressure The conflict in neighbouring Sudan, which is facing one of the worst humanitarian crises in the world, is adding to pressure on Chad, which has become home to more than 800,000 Sudanese refugees since 2023 -- double the 400,000 it already hosted. "Desertification has progressed in the regions that have been hosting Sudanese refugees for the past two years," said Adser's director, 45-year-old businessman Ismael Hamid. Adser invested 200 million CFA francs (about $350,000) to launch the project, then won backing from the World Bank, which buys the charcoal for 750 CFA francs per kilogramme. The United Nations refugee agency, UNHCR, distributes the charcoal in refugee camps in eastern Chad. But Hamid said he hoped to expand production and slash prices to 350 to 500 CFA francs per kilo to make "green charcoal" available and affordable nationwide. The plant currently produces seven to nine tonnes per day. "If we want to meet the country's needs, we have to increase our output by at least a factor of 10," said Hamid, calling for subsidies to support the budding sector. Environment Minister Hassan Bakhit Djamous told AFP the government was working on a policy to promote such projects. "We need to bet on green charcoal as an energy source for the future of our country," he said.
ABC News
a day ago
- General
- ABC News
New $5.6m Golden Square fire station in Bendigo useless because water pressure too low
A new multi-million-dollar fire station has sat dormant for months in Bendigo because the water pressure is not strong enough. The opening of the new $5.6 million Country Fire Authority (CFA) Golden Square fire station has been delayed since February following the failure of the water pressure compliance test. Golden Square CFA captain Bryan Greenwood said it was a frustrating time for the brigade. "Everyone's done everything they were meant to do. Unfortunately, it's just gotten to this point," he said. "Hopefully, it won't be too long." Mr Greenwood said the water pressure in Golden Square had worsened as the population grew in the area. He said the water pressure issue in the region had hindered their ability to fight fires in the area. "Our fire trucks only carry a certain amount of water on them," he said. "We need to be able to get that water out of the piping systems under the ground. "That [water] wasn't meeting the requirements. So, if we, unfortunately, did have a fire there [in Golden Square], we would have needed to get another water source in." Mr Greenwood said firefighters hoped to be inside the new station within the next two months. The old station, which Mr Greenwood said crews were still operating from, is one of the oldest in Victoria. The new station is about three times the size of the old building. Local water authority Coliban Water said all required infrastructure had been installed at the CFA facility. "All Coliban Water requirements for metering and sewer services have been approved and installed at the CFA site in Golden Square," a spokesperson said. The Victorian government said it was working with the CFA and Coliban Water to address the problem. "We're working with the CFA and Coliban Water to make sure appropriate water pressure is delivered to the site before the station opens in the next few months," a spokesperson said. The CFA was also contacted for comment but referred requests to the state government agency in charge of the building, the Community Safety Building Authority (CSBA). The CSBA has been contacted for comment.
