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5 free money management apps that actually helped me track every rupee spent
5 free money management apps that actually helped me track every rupee spent

Hindustan Times

time17 hours ago

  • Business
  • Hindustan Times

5 free money management apps that actually helped me track every rupee spent

Managing personal finances can feel overwhelming, especially with the variety of payment methods available today. Many people find it difficult to keep track of expenses spread across digital wallets, cards, and cash. Fortunately, several free mobile apps can simplify this task by helping users monitor their spending and organise their money more effectively. Here are five notable apps that offer expense tracking and money management tools without any cost. Axio, formerly known as Walnut, has gained over 10 million users and stands out as a reliable expense tracking app. It links your bank accounts and cards by detecting the mobile number associated with them. The app automatically pulls transaction data from SMS messages to log expenses. Users can set monthly budgets to allocate funds for specific needs. Additionally, Axio sends reminders for bills like credit card payments and utilities. For those facing short-term cash shortages, the app also provides select users access to pay-later and personal credit options. Also read: India's digital job scene to expand in 2025 with rise in AI and data-driven roles Loot focuses on helping users save money toward specific goals. It lets you set targets, such as saving for a trip, and calculates the daily amount needed to meet those goals on time. The app uses a virtual savings jar that fills up visually as you record deposits. Users can track progress daily, adjust goals, or delete saving jars they no longer need. Loot's design aims to motivate users with a simple, engaging interface. Many prefer Loot for short-term savings over standard banking apps because of its focused features and easy tracking. A post shared by HT Tech (@hindustantimestech) Mint, launched in 2006, offers a comprehensive finance management service with tools for budgeting, credit score monitoring, and alerts. The app supports mobile devices and integrates with Apple Watch. Users can connect all their online financial accounts to get an overview of their net worth and spending habits. However, Mint's services currently support only accounts based in the United States and Canada. Also read: How to quietly limit someone on Instagram without blocking, unfollowing, or causing drama Wallet serves as an all-in-one budget planner and expense tracker. Like Axio, it connects to bank accounts to import expense data automatically. The app provides detailed reports on spending patterns and cash flow. Users can also monitor stock investments and progress toward financial goals. Additional features include automatic cloud synchronisation, transaction location tracking, and debt management. Also read: Samsung Galaxy S25 review: Flagship features in a handful package Money Manager by RealByte Inc. offers detailed expense tracking and budgeting tools. It provides reports on a daily, weekly, and monthly basis and includes an asset manager for easier budgeting. A key feature is its double-entry bookkeeping system, which records income and expenses simultaneously to maintain accurate financial records. Users can customise categories, set start dates, back up transactions, and bookmark frequent entries. While the free version shows ads and limits assets to 15, it remains a useful tool for precise expense management.

5 best free apps to track your expenses and manage money smarter
5 best free apps to track your expenses and manage money smarter

Indian Express

time2 days ago

  • Business
  • Indian Express

5 best free apps to track your expenses and manage money smarter

In today's digital age, keeping a tab on your expenses can be really tricky at times. With Indians juggling between digital wallets, cards and using cash for certain purchases, managing finances can quickly become a nightmare. Thankfully, there are a lot of mobile apps that can automatically track your expenses and even help you save some money in the long run. If you are someone who is having a hard time keeping track of how and where you spend your money, try these five free expense tracking and management apps. With more than 10 million downloads, Axio, previously known as Walnut, is one of the most popular free-to-use expense tracking and management apps of all time. The app detects and adds all your bank accounts and cards connected to your mobile number and automatically adds your expenses by pulling transaction data from SMS. It has an easy-to-use interface and can help you set monthly budgets, so you can easily save a certain amount of money for the things you want to buy. Like most expense tracking apps, you also get monthly reminders to pay your credit card, electricity and other bills. If you are running out of money, Axio also offers a pay-later option and personal credit options to select users. If you are looking for an easy-to-use budget planner, Wallet: Budget and Money Manager might be the one for you. Like Axio, the all-in-one budget planner and expense tracker app lets you connect your bank account to automatically add expense data. It also gives you a detailed report of where you are spending, along with your cash flow. Users also have the option to track their stock investments and keep track of their progress towards a defined goal. Some advanced features include automatic cloud sync, transaction location mapping, and debt management, to name a few. If you want to track your expenses down to the last penny, make sure to try Money Manager Expense & Budget by RealByte Inc. This expense tracker has tons of features that make it easy for users to keep a keen eye on where and how they are spending. Like most apps, it gets daily, weekly and monthly reports and also comes with a built-in asset manager to make budgeting easy. One of the most underrated features is the app's double-entry bookkeeping accounting system, which records your income and expenses as soon as you input data. You can also turn off or on sub-categories, change the starting date, backup and restore your transactions and even bookmark the most frequent ones. The only downsides are that the free version is ad-supported and the number of assets you can add is limited to 15. Another popular expense tracker available on Android is AndroMoney. The app has a pretty minimalistic user interface and lets you quickly add all your expenses at the tap of a button. You can also set custom budgets, sync data with other devices, backup to the cloud, and set a password. The app also has an easy-to-access menu that helps you categorise your expenses, track your budget and get reports in the form of a pie chart, trend chart or bar chart. AndroMoney is also available on iOS and the web. Don't want to use expense tracking apps that look boring and dig into your bank accounts? Try Meow Money Manager, a visually appealing expense tracking app that makes finance fun. The app comes with more than 200 cute icons to record various expenses like food, bills, car, entertainment and more. You can get instant statistics of your financial activity on a per-day, weekly, monthly or yearly basis, the option to choose your very own categories and a dedicated option to manage your assets. All your records can also be backed up to cloud storage and locked using biometric authentication. However, unlike some expense tracking and management apps, which automatically add your expenses using bank or SMS data, you will have to manually enter your expenses into the app. This may not be for everyone, but it definitely is a refreshing experience in a sea full of feature-packed expense tracking apps that look and feel the same. Anurag Chawake is a Senior Sub-Editor at His fascination with technology and computers goes back to the days of Windows 98. Since then, he has been tinkering with various operating systems, mobile phones, and other things. Anurag usually writes on a wide range of topics including Android, gaming, and PC hardware among other things related to consumer tech. His Twitter, Instagram, Facebook and LinkedIn user name is antechx. ... Read More

Axio Named a Leader in Industry Cyber Risk Quantification Report
Axio Named a Leader in Industry Cyber Risk Quantification Report

Business Wire

time2 days ago

  • Business
  • Business Wire

Axio Named a Leader in Industry Cyber Risk Quantification Report

NEW YORK--(BUSINESS WIRE)--Axio, the SaaS platform that empowers organizations to quantify, manage, and communicate cyber risk, has been recognized as a Leader in The Forrester Wave™: Cyber Risk Quantification Solutions, Q2 2025. 'Organizations looking for a holistic cyber program management solution, and that value support for cyber insurance planning and governance, should consider Axio.' Founded in 2016, Axio has redefined how enterprises approach cyber risk by making Cyber Risk Quantification (CRQ) a core element of cybersecurity program evaluation and strategic decision-making. Axio's designation as a Leader in the Forrester Wav e reflects the platform's powerful alignment with the OCTAVE Allegro framework, its unique scenario-based modeling approach, and its unwavering commitment to helping customers prioritize security investments through real-world impact analysis. 'Being named a Leader by Forrester is a testament to our mission—enabling organizations to make data-driven cyber decisions with confidence,' said Scott Kannry, CEO and Co-Founder of Axio. 'This recognition validates the hard work of our team, and the trust placed in us by our customers and partners who are driving a more risk-informed approach to cybersecurity.' Forrester Highlights Axio's Strengths: Impact-Focused Modeling: Axio's CRQ approach quantifies first and third-party financial impacts across tailored cyber scenarios, enabling security leaders to communicate cyber risk in business terms. Comprehensive Capabilities: The platform delivers top-tier scenario scoping, AI-driven recommendations, cyber insurance support, third-party and AI risk analysis, and comparative portfolio assessments. Customer-Centric Innovation: Forrester praised Axio's intuitive dashboards and quantification wizard, which help security teams simplify complex risk data, especially when reporting to boards and executives. Partner Ecosystem & Support: Axio's partner strategy, onboarding experience, and pricing flexibility serve as major differentiators that help customers accelerate CRQ adoption and achieve measurable outcomes. Forrester commends Axio's vision for strategic cyber program management and upcoming enhancements, including control initiative planning and advanced scenario modeling. A Platform Built for Leaders in Security and Governance In a digital era where cybersecurity is a board-level priority, Axio enables organizations to move beyond compliance checklists and embrace a holistic, quantified view of cyber risk. Axio360 is trusted across industries, from critical infrastructure to financial services, to help security and risk leaders make smarter decisions, justify investments, and improve resilience. About Axio Axio is a leading Cyber Risk Quantification (CRQ) SaaS platform that helps organizations understand and manage their cyber risk in financial terms. With a methodology grounded in leading risk frameworks and enriched by AI-assisted insights, Axio empowers organizations to quantify risk exposure, align security investments with impact, and confidently engage stakeholders from the SOC to the boardroom. Founded in 2016, Axio is headquartered in New York City.

Axio Named a Leader in Industry Cyber Risk Quantification Report
Axio Named a Leader in Industry Cyber Risk Quantification Report

Yahoo

time2 days ago

  • Business
  • Yahoo

Axio Named a Leader in Industry Cyber Risk Quantification Report

NEW YORK, June 18, 2025--(BUSINESS WIRE)--Axio, the SaaS platform that empowers organizations to quantify, manage, and communicate cyber risk, has been recognized as a Leader in The Forrester Wave™: Cyber Risk Quantification Solutions, Q2 2025. Founded in 2016, Axio has redefined how enterprises approach cyber risk by making Cyber Risk Quantification (CRQ) a core element of cybersecurity program evaluation and strategic decision-making. Axio's designation as a Leader in the Forrester Wave reflects the platform's powerful alignment with the OCTAVE Allegro framework, its unique scenario-based modeling approach, and its unwavering commitment to helping customers prioritize security investments through real-world impact analysis. "Being named a Leader by Forrester is a testament to our mission—enabling organizations to make data-driven cyber decisions with confidence," said Scott Kannry, CEO and Co-Founder of Axio. "This recognition validates the hard work of our team, and the trust placed in us by our customers and partners who are driving a more risk-informed approach to cybersecurity." Forrester Highlights Axio's Strengths: Impact-Focused Modeling: Axio's CRQ approach quantifies first and third-party financial impacts across tailored cyber scenarios, enabling security leaders to communicate cyber risk in business terms. Comprehensive Capabilities: The platform delivers top-tier scenario scoping, AI-driven recommendations, cyber insurance support, third-party and AI risk analysis, and comparative portfolio assessments. Customer-Centric Innovation: Forrester praised Axio's intuitive dashboards and quantification wizard, which help security teams simplify complex risk data, especially when reporting to boards and executives. Partner Ecosystem & Support: Axio's partner strategy, onboarding experience, and pricing flexibility serve as major differentiators that help customers accelerate CRQ adoption and achieve measurable outcomes. Forrester commends Axio's vision for strategic cyber program management and upcoming enhancements, including control initiative planning and advanced scenario modeling. A Platform Built for Leaders in Security and Governance In a digital era where cybersecurity is a board-level priority, Axio enables organizations to move beyond compliance checklists and embrace a holistic, quantified view of cyber risk. Axio360 is trusted across industries, from critical infrastructure to financial services, to help security and risk leaders make smarter decisions, justify investments, and improve resilience. About Axio Axio is a leading Cyber Risk Quantification (CRQ) SaaS platform that helps organizations understand and manage their cyber risk in financial terms. With a methodology grounded in leading risk frameworks and enriched by AI-assisted insights, Axio empowers organizations to quantify risk exposure, align security investments with impact, and confidently engage stakeholders from the SOC to the boardroom. Founded in 2016, Axio is headquartered in New York City. View source version on Contacts MediaNicole SundinNSUNDIN@ AxioInfo@ Sign in to access your portfolio

Axio BioPharma and Likarda Announce Strategic Partnership to Accelerate Biologic Drug Development and Delivery
Axio BioPharma and Likarda Announce Strategic Partnership to Accelerate Biologic Drug Development and Delivery

Yahoo

time09-06-2025

  • Business
  • Yahoo

Axio BioPharma and Likarda Announce Strategic Partnership to Accelerate Biologic Drug Development and Delivery

Partnership combines AI-powered protein manufacturing with advanced drug delivery technologies to accelerate timelines and improve therapeutic outcomes. MADISON, Wis. and KANSAS CITY, Mo., June 9, 2025 /PRNewswire/ -- Axio BioPharma Inc., a next-generation biomanufacturing company using AI to transform mammalian protein production, and Likarda Inc., a leader in advanced drug delivery and formulation technologies, today announced a strategic partnership to accelerate innovation in biologic drug development. This collaboration will integrate Likarda's proprietary delivery technologies with Axio's manufacturing capabilities, creating a more efficient and scalable path to clinical manufacturing for clients across the biopharmaceutical sector. Through this collaboration, Axio BioPharma will incorporate Likarda's proprietary delivery platforms— including its Core-Shell Spherification® (CSS®) hydrogel technology for encapsulation, stability, and controlled release —into its service offering, enhancing workflows for monoclonal antibodies (mAbs), bispecifics, and Fc-fusions. Likarda will also offer Axio's discovery-to-GMP manufacturing capabilities to its client base, supporting programs in need of high-quality protein production and scalable manufacturing solutions. "This partnership brings delivery innovation directly into the development process, helping our clients move faster and make better decisions," said Justin Byers, CEO of Axio BioPharma. "By aligning earlier on both delivery and manufacturing, we reduce friction, shorten timelines, and provide integrated solutions that truly support our clients' goals." "At Likarda, we believe that delivery should never be an afterthought—it should be part of the development strategy from day one," said Dr. Stella Vnook, CEO of Likarda Inc. "Partnering with Axio allows us to integrate our encapsulation and formulation technologies earlier in the drug development process, where they can have the greatest impact on stability, efficacy, and patient experience. Importantly, it provides seamless integration to scaled manufacturing for our clients. Together, we're creating a smarter, more connected path from discovery to clinic." This collaboration strengthens Axio's mission of transforming biologic manufacturing through predictive science and digital-first process development. At the same time, it enables Likarda to apply its proprietary delivery technologies earlier in the development cycle, giving clients new efficiencies and expanded therapeutic applications. For partnership inquiries or media contact, please reach out to: Madelyn De Los SantosSenior Advisor, Putnam InsightsMadelyn@ OR Shelly AdamsCCO, Likarda, About Axio BioPharmaAxio BioPharma is an AI biomanufacturing company revolutionizing how monoclonal antibodies are developed and produced. Headquartered in Madison, WI, Axio combines high-throughput experimentation with proprietary machine learning to predict optimal manufacturing processes in hours—not years. By accelerating development timelines and reducing costs, Axio enables biopharma innovators to bring life-saving therapies to market faster and more efficiently. With deep expertise in antibody manufacturing, protein purification, and bioinformatics, Axio supports a wide range of partners across research, diagnostics, and therapeutics with scalable, U.S.-based production and data-enhanced process design. About Likarda Likarda is revolutionizing the delivery of cell therapies, biologics, and small molecules, making these life-changing treatments accessible to more patients with chronic and life-threatening diseases. At the core of Likarda's innovation is Core-Shell Spherification® (CSS®), a highly customizable polymer-based delivery platform. This cutting-edge technology ensures therapeutics are protected, precisely delivered, and retained at their target—whether it's the tumor microenvironment, sites of organ degeneration, or other critical areas. By enabling targeted, sustained release, Likarda's solutions enhance therapeutic efficacy while reducing off-target effects and improving patient outcomes. The platform's versatility supports a range of applications, from immune protection in cell therapy to extended-release biologics, paving the way for next-generation treatments across oncology, regenerative medicine, and other disease areas. With a commitment to innovation, scalability, and accessibility, Likarda is poised to transform drug delivery and expand the reach of advanced therapies. To learn more, visit View original content: SOURCE Axio BioPharma Inc.

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