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Attorney general blasts governor's veto of bill to rein in price fixing
Attorney general blasts governor's veto of bill to rein in price fixing

Yahoo

time10-06-2025

  • Business
  • Yahoo

Attorney general blasts governor's veto of bill to rein in price fixing

Attorney General Aaron Ford and Gov. Joe Lombardo. (Photo: Richard Bednarski/Nevada Current) Democratic Attorney General Aaron Ford said Monday that Republican Gov. Joe Lombardo's veto of Ford's legislation to crack down on price fixing 'means fewer protections for your wallet.' Lombardo, in his veto message last week, blasted the bill as 'a striking case of government overreach' and 'inherently broad and open to wide interpretation, likely making enforcement subjective and inconsistent.' Assembly Bill 44 sought to expand the state's existing Unfair Trade Practice Act to include knowingly deceptive price fixing of essential goods and services, defining those goods as things 'needed on a daily or recurring basis for the livelihood of a person.' The list of essential goods defined by the bill included housing, food, internet service, ground transportation, and pharmaceutical and other medical products. 'Let's be clear about what this veto means,' said Ford, who has indicated he hopes to take Lombardo's job away from him in next year's election, in a statement Monday. 'It means fewer tools to hold bad corporations accountable. It means fewer protections for your wallet. And it means more power for the people who rig the rules against all of us in the Nevada family.' During his presentations of AB 44, Ford told lawmakers the legislation was designed to bolster consumer protections and wouldn't apply to businesses if they weren't engaging in fraudulent practices. The legislation passed the Assembly 24-18 in April with three Democrats, Assemblymembers Joe Dalia, Duy Nguyen and Venise Karris, joining Republicans in opposing the measure. AB 44 passed the Senate 14-7 in late May, with Republican state Sen. John Steinbeck joining Democrats. The veto showed Lombardo sided 'with corporations that cheat and deceive to make a buck,' Ford said Monday, adding that Lombardo's decision was 'disappointing, but not surprising.' While the bill encompassed several categories of goods and services, perhaps its most notable feature was an attempt to rein in price fixing in the rental market. Landlords and property owners across the country, including in Nevada, have come under fire in recent years for using rent-fixing software to artificially raise the price of rents. Real estate software companies, like RealPage, have been sued by several state attorneys general and the federal government in the last year, though the companyRealPage has denied wrongdoing in these cases. During the legislative session, rental property owners and real estate groups likened the bill's efforts to address price fixing as 'rent control.' '​​This bill does not cap in any kind of way how much someone can charge for something as long as they aren't knowingly, fraudulently or deceptively engaging in conduct,' Ford said in a March bill hearing. 'You can charge what you want to charge.'

State lawmakers considering policy changes after LA wildfires
State lawmakers considering policy changes after LA wildfires

Miami Herald

time05-06-2025

  • Business
  • Miami Herald

State lawmakers considering policy changes after LA wildfires

SACRAMENTO, Calif. - Nearly six months after a firestorm ravaged communities across Los Angeles, California lawmakers are crafting legislation to try to protect the state insurance program for high-risk homes from financial collapse. A bill, AB 226, sponsored by Assemblymembers Lisa Calderon, D-Whittier, and David A. Alvarez, D-San Diego, would make the state's insurer of last resort, the FAIR Plan, eligible for loans and bonds from the state-backed California Infrastructure and Economic Development Bank to avoid running out of money after a disaster. Alvarez proposed the measure last year but it failed to pass. Despite receiving unanimous support in the Assembly, the bill never reached the Senate floor for a vote before the end of the 2024 legislative session. If the measure had passed last year and been signed into law by the governor, the FAIR Plan would have had more flexibility to weather the massive number of claims filed after the January firestorms, Alvarez said. Instead, the FAIR plan was forced to imposed an extra $1 billion in total assessments on insurers that provide homeowners policies in California. To recoup those expenses, insurance companies are expected to hike rates on homeowners through monthly surcharges. "Had they had this option available to them ... they would not be having to hit consumers with price increases on the private market now," Alvarez said. AB 226 is one of many wildfire-related bills still winding their way through the slow legislative process. If passed into law, the measures would protect homeowners from price gouging after disasters, streamline the process for filing claims for lost property and offer financial protections for disaster victims. Lawmakers and Gov. Gavin Newsom in January approved $2.5 billion in wildfire aid after the Palisades and Eaton fires killed more than two dozen people and became the second and third most destructive fires in state history. Legislative leaders at the time signaled for a swift, bipartisan approach to the disaster. "Tens of thousands of our neighbors, our families and friends, they need help. This means that we need to be able to move with urgency, put aside our differences, and be laser-focused on delivering the financial resources, delivering the boots on the ground that are needed and the policy relief that is needed to get neighborhoods cleaned up and communities rebuilt," Senate President Pro Tem Mike McGuire, D-Healdsburg, said after it passed. California's last-ditch home insurer, the FAIR Plan, is meant as a backup for properties deemed high-risk and uninsurable by private companies. A Times analysis found that within the Eaton and Palisades fire zones, the number of homes on the plan nearly doubled between 2020 and 2024 and the plan has become one of the state's largest insurers. Amid lawsuits alleging collusion between private insurers and the FAIR Plan and policyholders raising concerns about delays in payments and smoke damage investigations, lawmakers and insurance advocates have repeatedly called for better safety nets - like the one proposed in AB 226 - to keep the insurer solvent in emergencies and viable as a long-term solution to the state's home insurance problem. This year, Alvarez was joined on the bill by Calderon, chair of the Assembly's insurance committee. It passed through the Assembly at the beginning of March but has not yet seen its first Senate committee. Alvarez celebrated the bill's swift passage through the Assembly and hopes the Senate will work to do the same, "God forbid, if it has to be used because of a devastating fire this summer," he said. Other major wildfire bills being considered by lawmakers include: •AB 493, which would require lenders to pay policyholders interest on disaster insurance payouts that are held in escrow. The measure, authored by Assemblymember John Harabedian, D-Pasadena, would close a loophole in existing law, which already requires interest payments on other escrowed funds. •AB 597, also introduced by Harabedian, which would keep public insurance adjusters from gouging homeowners, especially after a natural disaster or state of emergency. •SB 495, which would prevent insurers from requiring an itemized list of personal property losses from policyholders during a state of emergency, and would require insurers to provide extensions where reconstruction is delayed. The bill, introduced by state Sen. Benjamin Allen - who represents the Pacific Palisades and Santa Monica areas - passed a Senate floor vote on Tuesday and is headed to the Assembly. Most of the pending legislation won't directly support survivors of the Palisades and Eaton fires but are still important to the rebuilding process, said Maryam Zar, president emeritus of the Pacific Palisades Community Council and founder of the Palisades Recovery Coalition. The new laws would help prevent and prepare for future fires, she said, and are a show of goodwill to the communities that are suffering still. Some other fire relief measures focus on easing the permit process for rebuilding, while others extend provisions set by Newsom during the state of emergency - easing tenancy rights for people staying in temporary housing for longer than 30 days, shortening the permit approval timeline and securing mortgage forbearance for destroyed properties for up to a year after the disaster. Others look to address staffing issues for the California Department of Forestry and Fire Protection as fire season turns into a year-round threat. "Wildfire survivors continue to face housing insecurity, financial strain, and emotional trauma long after the immediate danger has passed," Los Angeles County Supervisor Lindsey Horvath said in a statement. "These State bills represent a commitment to meeting people where they are - actively in recovery, rebuilding their lives, and in need of our long-term support." Copyright (C) 2025, Tribune Content Agency, LLC. Portions copyrighted by the respective providers.

State lawmakers considering policy changes after L.A. wildfires
State lawmakers considering policy changes after L.A. wildfires

Yahoo

time05-06-2025

  • Business
  • Yahoo

State lawmakers considering policy changes after L.A. wildfires

Nearly six months after a firestorm ravaged communities across Los Angeles, California lawmakers are crafting legislation to try to protect the state insurance program for high-risk homes from financial collapse. A bill, AB 226, sponsored by Assemblymembers Lisa Calderon (D-Whittier) and David A. Alvarez (D-San Diego), would make the state's insurer of last resort, the FAIR Plan, eligible for loans and bonds from the state-backed California Infrastructure and Economic Development Bank to avoid running out of money after a disaster. Alvarez proposed the measure last year but it failed to pass. Despite receiving unanimous support in the Assembly, the bill never reached the Senate floor for a vote before the end of the 2024 legislative session. If the measure had passed last year and been signed into law by the governor, the FAIR Plan would have had more flexibility to weather the massive number of claims filed after the January firestorms, Alvarez said. Instead, the FAIR plan was forced to imposed an extra $1 billion in total assessments on insurers that provide homeowners policies in California. To recoup those expenses, insurance companies are expected to hike rates on homeowners through monthly surcharges. "Had they had this option available to them ... they would not be having to hit consumers with price increases on the private market now," Alvarez said. AB 226 is one of many wildfire-related bills still winding their way through the slow legislative process. If passed into law, the measures would protect homeowners from price gouging after disasters, streamline the process for filing claims for lost property and offer financial protections for disaster victims. Lawmakers and Gov. Gavin Newsom in January approved $2.5 billion in wildfire aid after the Palisades and Eaton fires killed more than two dozen people and became the second and third most destructive fires in state history. Legislative leaders at the time signaled for a swift, bipartisan approach to the disaster. 'Tens of thousands of our neighbors, our families and friends, they need help. This means that we need to be able to move with urgency, put aside our differences, and be laser-focused on delivering the financial resources, delivering the boots on the ground that are needed and the policy relief that is needed to get neighborhoods cleaned up and communities rebuilt," Senate President Pro Tem Mike McGuire (D-Healdsburg) said after it passed. California's last-ditch home insurer, the FAIR Plan, is meant as a backup for properties deemed high-risk and uninsurable by private companies. A Times analysis found that within the Eaton and Palisades fire zones, the number of homes on the plan nearly doubled between 2020 and 2024 and the plan has become one of the state's largest insurers. Amid lawsuits alleging collusion between private insurers and the FAIR Plan and policyholders raising concerns about delays in payments and smoke damage investigations, lawmakers and insurance advocates have repeatedly called for better safety nets — like the one proposed in AB 226 — to keep the insurer solvent in emergencies and viable as a long-term solution to the state's home insurance problem. Read more: Insurer of last resort kept growing. Then L.A. fire victims paid the price This year, Alvarez was joined on the bill by Calderon, chair of the Assembly's insurance committee. It passed through the Assembly at the beginning of March but has not yet seen its first Senate committee. Alvarez celebrated the bill's swift passage through the Assembly and hopes the Senate will work to do the same, "God forbid, if it has to be used because of a devastating fire this summer," he said. Other major wildfire bills being considered by lawmakers include: AB 493, which would require lenders to pay policyholders interest on disaster insurance payouts that are held in escrow. The measure, authored by Assemblymember John Harabedian (D-Pasadena) would close a loophole in existing law, which already requires interest payments on other escrowed funds. AB 597, also introduced by Harabedian, which would keep public insurance adjusters from gouging homeowners, especially after a natural disaster or state of emergency. SB 495, which would prevent insurers from requiring an itemized list of personal property losses from policyholders during a state of emergency, and would require insurers to provide extensions where reconstruction is delayed. The bill, introduced by state Sen. Benjamin Allen — who represents the Pacific Palisades and Santa Monica areas — passed a Senate floor vote on Tuesday and is headed to the Assembly. Read more: Did insurers collude to force homeowners onto state insurance plan? What to know from two blockbuster lawsuits Most of the pending legislation won't directly support survivors of the Palisades and Eaton fires but are still important to the rebuilding process, said Maryam Zar, president emeritus of the Pacific Palisades Community Council and founder of the Palisades Recovery Coalition. The new laws would help prevent and prepare for future fires, she said, and are a show of goodwill to the communities that are suffering still. Some other fire relief measures focus on easing the permit process for rebuilding, while others extend provisions set by Newsom during the state of emergency — easing tenancy rights for people staying in temporary housing for longer than 30 days, shortening the permit approval timeline and securing mortgage forbearance for destroyed properties for up to a year after the disaster. Others look to address staffing issues for the California Department of Forestry and Fire Protection as fire season turns into a year-round threat. 'Wildfire survivors continue to face housing insecurity, financial strain, and emotional trauma long after the immediate danger has passed," Los Angeles County Supervisor Lindsey Horvath said in a statement. "These State bills represent a commitment to meeting people where they are — actively in recovery, rebuilding their lives, and in need of our long-term support.' Sign up for Essential California for news, features and recommendations from the L.A. Times and beyond in your inbox six days a week. This story originally appeared in Los Angeles Times.

State lawmakers considering policy changes after L.A. wildfires
State lawmakers considering policy changes after L.A. wildfires

Los Angeles Times

time05-06-2025

  • Business
  • Los Angeles Times

State lawmakers considering policy changes after L.A. wildfires

SACRAMENTO — Nearly six months after a firestorm ravaged communities across Los Angeles, California lawmakers are crafting legislation to try to protect the state insurance program for high-risk homes from financial collapse. A bill, AB 226, sponsored by Assemblymembers Lisa Calderon (D-Whittier) and David A. Alvarez (D-San Diego), would make the state's insurer of last resort, the FAIR Plan, eligible for loans and bonds from the state-backed California Infrastructure and Economic Development Bank to avoid running out of money after a disaster. Alvarez proposed the measure last year but it failed to pass. Despite receiving unanimous support in the Assembly, the bill never reached the Senate floor for a vote before the end of the 2024 legislative session. If the measure had passed last year and been signed into law by the governor, the FAIR Plan would have had more flexibility to weather the massive number of claims filed after the January firestorms, Alvarez said. Instead, the FAIR plan was forced to imposed an extra $1 billion in total assessments on insurers that provide homeowners policies in California. To recoup those expenses, insurance companies are expected to hike rates on homeowners through monthly surcharges. 'Had they had this option available to them ... they would not be having to hit consumers with price increases on the private market now,' Alvarez said. AB 226 is one of many wildfire-related bills still winding their way through the slow legislative process. If passed into law, the measures would protect homeowners from price gouging after disasters, streamline the process for filing claims for lost property and offer financial protections for disaster victims. Lawmakers and Gov. Gavin Newsom in January approved $2.5 billion in wildfire aid after the Palisades and Eaton fires killed more than two dozen people and became the second and third most destructive fires in state history. Legislative leaders at the time signaled for a swift, bipartisan approach to the disaster. 'Tens of thousands of our neighbors, our families and friends, they need help. This means that we need to be able to move with urgency, put aside our differences, and be laser-focused on delivering the financial resources, delivering the boots on the ground that are needed and the policy relief that is needed to get neighborhoods cleaned up and communities rebuilt,' Senate President Pro Tem Mike McGuire (D-Healdsburg) said after it passed. California's last-ditch home insurer, the FAIR Plan, is meant as a backup for properties deemed high-risk and uninsurable by private companies. A Times analysis found that within the Eaton and Palisades fire zones, the number of homes on the plan nearly doubled between 2020 and 2024 and the plan has become one of the state's largest insurers. Amid lawsuits alleging collusion between private insurers and the FAIR Plan and policyholders raising concerns about delays in payments and smoke damage investigations, lawmakers and insurance advocates have repeatedly called for better safety nets — like the one proposed in AB 226 — to keep the insurer solvent in emergencies and viable as a long-term solution to the state's home insurance problem. This year, Alvarez was joined on the bill by Calderon, chair of the Assembly's insurance committee. It passed through the Assembly at the beginning of March but has not yet seen its first Senate committee. Alvarez celebrated the bill's swift passage through the Assembly and hopes the Senate will work to do the same, 'God forbid, if it has to be used because of a devastating fire this summer,' he said. Other major wildfire bills being considered by lawmakers include: Most of the pending legislation won't directly support survivors of the Palisades and Eaton fires but are still important to the rebuilding process, said Maryam Zar, president emeritus of the Pacific Palisades Community Council and founder of the Palisades Recovery Coalition. The new laws would help prevent and prepare for future fires, she said, and are a show of goodwill to the communities that are suffering still. Some other fire relief measures focus on easing the permit process for rebuilding, while others extend provisions set by Newsom during the state of emergency — easing tenancy rights for people staying in temporary housing for longer than 30 days, shortening the permit approval timeline and securing mortgage forbearance for destroyed properties for up to a year after the disaster. Others look to address staffing issues for the California Department of Forestry and Fire Protection as fire season turns into a year-round threat. 'Wildfire survivors continue to face housing insecurity, financial strain, and emotional trauma long after the immediate danger has passed,' Los Angeles County Supervisor Lindsey Horvath said in a statement. 'These State bills represent a commitment to meeting people where they are — actively in recovery, rebuilding their lives, and in need of our long-term support.'

Nevada Becomes the 21st State To Strengthen Donor Privacy Protections
Nevada Becomes the 21st State To Strengthen Donor Privacy Protections

Yahoo

time02-06-2025

  • General
  • Yahoo

Nevada Becomes the 21st State To Strengthen Donor Privacy Protections

On Thursday, Nevada Gov. Joe Lombardo (R) signed Assembly Bill 197 into law, prohibiting state agencies from demanding or releasing personal information of nonprofit supporters—actions that could potentially chill speech or violate the right to privacy. With the bill's passage, Nevada becomes the 21st state to strengthen First Amendment protections for donors, volunteers, and members of nonprofit organizations. The A.B. 197, which was cosponsored by Assemblymembers Shea Backus (D–Las Vegas) and Gregory Hafen (R–Pahrump), clarifies that state governmental entities cannot require nonprofit organizations that have applied for or received a 501(c) tax-exempt status from the IRS to disclose personal information of their supporters, including names, addresses, phone numbers, and donation details. Only certain exceptions apply, such as when such information is required under federal law or a court order, in which case the state must keep the individuals' personal information confidential. Anyone harmed by a violation of this law may bring a civil action against the state and seek damages. Nonprofit donor privacy is constitutionally protected under the First Amendment, as was first determined in the Supreme Court's unanimous National Association for the Advancement of Colored People v. Patterson ruling. The 1958 decision blocked the Alabama state government from forcing civil rights organizations to release personal, identifying information of supporters, thereby preventing threats, harassment, and intimidation of individuals for their beliefs. The right was reaffirmed and further clarified in the Court's 2021 Americans for Prosperity Foundation v. Bonta opinion, which struck down a mandate from former California Attorney General Kamala Harris requiring nonprofits to provide certain donor information to remain registered with the state. The Nevada bill passed through both chambers of the Legislature with an overwhelming majority and only one vote against it. Even more strikingly, nonprofits from across the political spectrum, such as the American Civil Liberties Union of Nevada, Americans for Prosperity, Nevada Right to Life, and Planned Parenthood Votes Nevada, supported the measure. "Americans are fed up with the abuse of their privacy and First Amendment rights. No one should face threats, doxing, or retaliation simply for supporting a nonprofit organization," said Heather Lauer, CEO of People United for Privacy Foundation, a national privacy rights organization, in a press release. With the passage of A.B. 197, Nevada joins 20 other states across the political spectrum that have passed similar legislation since 2018. In a time of hyper-partisanship and regular free speech violations—especially from the federal government—it's encouraging to see some state governments still honoring the constitutional protections enshrined in the First Amendment. The post Nevada Becomes the 21st State To Strengthen Donor Privacy Protections appeared first on

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