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5 free money management apps that actually helped me track every rupee spent
5 free money management apps that actually helped me track every rupee spent

Hindustan Times

time7 hours ago

  • Business
  • Hindustan Times

5 free money management apps that actually helped me track every rupee spent

Managing personal finances can feel overwhelming, especially with the variety of payment methods available today. Many people find it difficult to keep track of expenses spread across digital wallets, cards, and cash. Fortunately, several free mobile apps can simplify this task by helping users monitor their spending and organise their money more effectively. Here are five notable apps that offer expense tracking and money management tools without any cost. Axio, formerly known as Walnut, has gained over 10 million users and stands out as a reliable expense tracking app. It links your bank accounts and cards by detecting the mobile number associated with them. The app automatically pulls transaction data from SMS messages to log expenses. Users can set monthly budgets to allocate funds for specific needs. Additionally, Axio sends reminders for bills like credit card payments and utilities. For those facing short-term cash shortages, the app also provides select users access to pay-later and personal credit options. Also read: India's digital job scene to expand in 2025 with rise in AI and data-driven roles Loot focuses on helping users save money toward specific goals. It lets you set targets, such as saving for a trip, and calculates the daily amount needed to meet those goals on time. The app uses a virtual savings jar that fills up visually as you record deposits. Users can track progress daily, adjust goals, or delete saving jars they no longer need. Loot's design aims to motivate users with a simple, engaging interface. Many prefer Loot for short-term savings over standard banking apps because of its focused features and easy tracking. A post shared by HT Tech (@hindustantimestech) Mint, launched in 2006, offers a comprehensive finance management service with tools for budgeting, credit score monitoring, and alerts. The app supports mobile devices and integrates with Apple Watch. Users can connect all their online financial accounts to get an overview of their net worth and spending habits. However, Mint's services currently support only accounts based in the United States and Canada. Also read: How to quietly limit someone on Instagram without blocking, unfollowing, or causing drama Wallet serves as an all-in-one budget planner and expense tracker. Like Axio, it connects to bank accounts to import expense data automatically. The app provides detailed reports on spending patterns and cash flow. Users can also monitor stock investments and progress toward financial goals. Additional features include automatic cloud synchronisation, transaction location tracking, and debt management. Also read: Samsung Galaxy S25 review: Flagship features in a handful package Money Manager by RealByte Inc. offers detailed expense tracking and budgeting tools. It provides reports on a daily, weekly, and monthly basis and includes an asset manager for easier budgeting. A key feature is its double-entry bookkeeping system, which records income and expenses simultaneously to maintain accurate financial records. Users can customise categories, set start dates, back up transactions, and bookmark frequent entries. While the free version shows ads and limits assets to 15, it remains a useful tool for precise expense management.

The Complete Guide to watchOS 26: 50+ New Features Revealed
The Complete Guide to watchOS 26: 50+ New Features Revealed

Geeky Gadgets

time11 hours ago

  • Geeky Gadgets

The Complete Guide to watchOS 26: 50+ New Features Revealed

Apple's latest watchOS 26 update introduces 50 new features that significantly enhance the Apple Watch's functionality, design, and integration. With improvements ranging from intuitive gestures to smarter app capabilities, this update redefines how users interact with their devices, making the Apple Watch an even more indispensable part of daily life. Below is a detailed exploration of the most impactful changes. The detailed video below from Nikias Molina gives us a look at lots of the new features in watchOS 26. Watch this video on YouTube. Streamlined Navigation with New Gestures The introduction of the new 'flick gesture' transforms navigation by allowing users to scroll through menus or notifications with a simple wrist movement. This feature complements the existing double-tap gesture, which remains a reliable shortcut for accessing key features. Together, these gestures create a more seamless and intuitive user experience, allowing faster interactions with the device. By reducing the need for physical touch, these gestures also enhance convenience, particularly during activities like workouts or when your hands are occupied. Modernized Interface with Liquid Glass Design watchOS 26 debuts a sleek 'liquid glass' design, offering a polished and cohesive aesthetic across the interface. This design upgrade extends to the control center, notification center, and app icons, creating a visually unified and modern experience. The revamped watch face gallery further enhances customization by making it easier to browse and select watch faces. Users can now personalize their devices with greater ease, making sure the interface reflects their unique preferences. Enhanced Control Center and Customization Personalization takes center stage with the ability to customize control center toggles, including support for third-party apps. This update enables users to tailor their Apple Watch to their specific needs, whether it's managing frequently used settings or integrating third-party tools. Additionally, smart home controls are now directly accessible from the watch, allowing users to manage accessories, scenes, and automations with a single tap. For instance, adjusting lighting, locking doors, or activating a security system is now more convenient than ever. Smarter Smart Stack Suggestions The Smart Stack becomes more intelligent and adaptive in watchOS 26, offering contextual suggestions based on user activity and environment. Whether you're navigating with Backtrack, using the camera remote, or checking your calendar, the stack dynamically adjusts to surface the most relevant tools and shortcuts. This enhancement ensures that the Apple Watch remains a proactive assistant, anticipating your needs and streamlining access to essential features. Workout App Upgrades for Fitness Enthusiasts Fitness tracking receives a significant upgrade with the introduction of the 'Workout Buddy' feature, which provides motivational audio feedback during exercise sessions. Users can now customize workout views to display metrics such as pace, heart rate, and cadence, with real-time alerts to help them stay on track. Music integration has also been enhanced, offering personalized playlists tailored to specific workout types. These updates make the Apple Watch an even more powerful companion for fitness enthusiasts, combining motivation, data, and entertainment. Apple Notes Comes to Your Wrist The Apple Notes app is now fully integrated into watchOS 26, allowing users to view, create, and pin notes directly from their Apple Watch. New complications provide quick access to notes, making it easier to manage tasks, reminders, and ideas on the go. This addition enhances productivity by making sure that important information is always within reach, whether you're at work, traveling, or running errands. Improved Messaging Features Messaging on the Apple Watch becomes more interactive and versatile with several new features. iMessage now includes live translation for real-time language support, making communication across different languages seamless. Group chats benefit from voting features, allowing participants to make decisions collaboratively. Additionally, wallpaper synchronization with iOS devices creates a visually cohesive experience across Apple's ecosystem, enhancing personalization and usability. Overhauled Phone App and Call Management The Phone app receives a comprehensive redesign, introducing contact posters for a more personalized calling experience. New features like hold assist and call screening improve call management, helping users handle interruptions more efficiently. These updates ensure that the Apple Watch continues to serve as a reliable communication tool, offering both functionality and convenience. Sound and Haptic Enhancements watchOS 26 introduces automatic volume adjustment, which adapts to ambient noise levels for an optimal listening experience. This feature ensures that users never miss important notifications or calls, even in noisy environments. Enhanced haptic feedback further improves interaction by providing more precise tactile responses, making the device more intuitive and user-friendly. Expanded Third-Party App Integration Third-party app support sees significant growth in watchOS 26, expanding the Apple Watch's versatility. For example, Tesla owners can now control their vehicles directly from their watch, while apps like Dark Noise enhance functionality in unique ways. These integrations highlight Apple's commitment to fostering a robust developer ecosystem, making sure that users have access to a wide range of innovative tools and services. Redesigned Apple Watch App on iPhone The Apple Watch app on iPhone has been redesigned with a liquid glass interface and improved navigation. This update simplifies the process of managing your watch's settings and features, offering a more intuitive and seamless experience. Users can now access and customize their Apple Watch settings with greater ease, making sure that the device remains tailored to their needs. watchOS 26: Elevating the Apple Watch Experience watchOS 26 represents a significant step forward in personalization, usability, and integration. From innovative gestures and a modernized interface to smarter app functionalities and expanded third-party support, this update ensures the Apple Watch remains a powerful tool for a wide range of users. Whether your focus is on fitness, productivity, or smart home management, watchOS 26 offers features designed to enhance your daily life and streamline your interactions with technology. Below are more guides on watchOS 26 features from our extensive range of articles. Source & Image Credit: Nikias Molina Filed Under: Apple, Apple iPhone, Top News Latest Geeky Gadgets Deals Disclosure: Some of our articles include affiliate links. If you buy something through one of these links, Geeky Gadgets may earn an affiliate commission. Learn about our Disclosure Policy.

Apple shipments rise across all categories except watch
Apple shipments rise across all categories except watch

New Indian Express

time19 hours ago

  • Business
  • New Indian Express

Apple shipments rise across all categories except watch

Apple reported a 5% year-over-year (YoY) increase in revenue for Q1 2025, reaching $95.3 billion. This marks the company's fourth consecutive quarter of growth across both hardware and services, underscoring its balanced and resilient performance. According to the latest data released by Counterpoint Research, hardware revenues rose by 3% YoY, while the Services segment—Apple's high-margin and increasingly strategic division—grew by 12% YoY, continuing to serve as a major growth engine. Product performance Shipments rose across all major hardware categories, with the exception of the Apple Watch. The iPhone saw a 12% YoY increase in shipments, fuelled by strong demand for the iPhone 16 series. The iPhone 16e performed especially well in Japan, emerging as the top volume driver during the quarter. Additionally, Apple successfully shifted a significant portion of its US imports from China to India, helping mitigate tariff impacts and stabilise costs. The MacBook line posted impressive 18% YoY growth, driven by the launch of the new MacBook Air featuring the M4 chip. This was further supported by government subsidies in China, which boosted demand in a key international market. iPad shipments rose 6% YoY, buoyed by the successful launches of the iPad 11 and iPad Air 7 series. AirPods shipments increased 9% YoY, maintaining growth momentum following the late-2024 launch of the AirPods 4. This reflects a continued recovery in Apple's wearables and accessories category. However, the Apple Watch remained a weak performer, registering a 9% YoY decline in shipments—its sixth consecutive quarterly drop since Q4 2023. The decline is attributed to waning demand for older models like the Apple Watch SE (2022) and a lack of compelling new offerings.

This kids smartwatch beats my Apple Watch — here's why my 10-year-old and I love the JrTrack 4
This kids smartwatch beats my Apple Watch — here's why my 10-year-old and I love the JrTrack 4

Tom's Guide

timea day ago

  • Tom's Guide

This kids smartwatch beats my Apple Watch — here's why my 10-year-old and I love the JrTrack 4

As a mom of three, juggling school schedules, sports practices and the everyday chaos of life, I'm always on the hunt for tools that make my life just a little bit easier — and give me a little more peace of mind. The JrTrack 4 Kids Smart Watch has been exactly that. When I first strapped it on to my 10-year-old son's wrist, I had no idea just how much we'd use it and even depend on it. Since then, it's helped in ways I didn't even expect. To name just a few recent examples: It's honestly been a lifesaver — giving my son just enough independence while keeping us both connected. He can send texts or voice messages, call me (or any parent-approved contact), and I can always check his location from the parent app. There's also an SOS button he can press if there's ever an emergency. Here's what I love about the JrTrack 4: This JrTrack 4 Kids smart watch from Cosmo is an all-in-one utility watch that comes with a slew of features that help you stay on top of your kid's life, including GPS tracking, calling, text messaging, an activity tracker and camera. And from my end, the parent app is simple and intuitive. I can manage contacts, set safe zones, enable School Mode and view location history — all from my phone. Now, a heads-up: there is a subscription fee — about $17 per month for the data plan. But honestly, it's more than worth it for the level of safety, convenience and peace of mind it fact, I'd happily trade one extra streaming subscription for knowing where my son is — and being able to reach him — anytime. If you're on the fence about getting one, here's my honest advice: go for it. The JrTrack 4 Smart Watch has made our lives easier, safer and a lot less stressful — and as any parent knows, that's priceless. In fact, after seeing everything this kids smartwatch can do, I think it's giving my Apple Watch a run for its money.

No more lost cats and dogs. Use tech to yrack your pet
No more lost cats and dogs. Use tech to yrack your pet

Arab Times

timea day ago

  • Arab Times

No more lost cats and dogs. Use tech to yrack your pet

LONDON, June 19, (AP): "Have you seen the cats?' That's a common refrain in my household because our two felines, Maple and Juniper, can venture outside through a flap in the backdoor. Like many other London house cats, they're free to come and go, roaming the surrounding backyards and beyond, equipped with microchips to identify them if they get lost. If your cat likes to prowl outdoors for long stretches, or your dog has a tendency to run off, it can be distressing when they don't return as expected. If you're worried about your furry friend's whereabouts, technology can help you keep tabs on them. How pet tech works Dedicated pet trackers are collar-worn devices that typically use GPS signals to pinpoint the location of the animal wearing them. They use a 4G cellphone signal or your home Wi-Fi connection to relay the position to a smartphone app. There are many products on the market. Tractive, Jiobit and Pawfit are among brands that offer trackers for both dogs and cats. Devices for the latter are generally smaller and lighter. Dog trackers with integrated collars are available from Fi and Whistle. PetTracer is a cat collar that uses both GPS and radio signals from a home base station. FitBark, also for dogs, has an Apple Watch app to monitor location and other activity. Garmin has a range of GPS dog collars that work with handheld devices resembling walkie-talkies, but they're pricey and aimed at outdoors enthusiasts like hunters. Phone signals Most trackers let you designate a safe zone on a map, usually your house and surrounding area, and alert you if your pet has left it. They usually operate on the 4G LTE spectrum commonly used by wireless carriers. It typically has the longest range of any cellular signal, said Andrew Bleiman, Tractive's executive vice president for North America. That means strong connectivity in most of Europe and North America "unless you're in a really far flung place like the middle of a national park,' Bleiman said. What it costs Exact price depends on brand and model. Most devices sell for less than $100. However, keep in mind you'll also have to pay a subscription fee for the cell service to function. While that could cost $100 or more a year, for some pet owners it's worth the "peace of mind,' Bleiman said. Battery life The collars usually have a built-in rechargeable battery but battery life varies. Most will be last at least two to three days before they need charging, and a lot longer in ideal conditions. One big factor is signal strength. The battery will drain faster if the device has to work harder to pick up the GPS or connect to Wi-Fi. Some save power by not sending coordinates in the safe zone. Other features Like fitness watches for humans, pet tracking apps offer health and activity monitoring features. You can see how long your cat or dog has spent resting or exercising on a daily or hourly basis. But be aware, a tracker is "not going to keep your pet in the backyard," Bleiman said. It will only "alert you when they leave the virtual fence area that you set up.'

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