Latest news with #ADP
Yahoo
8 hours ago
- Business
- Yahoo
UBS Affirms ‘Neutral' Rating on Automatic Data Processing (ADP) Following Guidance Adjustment
Automatic Data Processing, Inc. (NASDAQ:ADP) is one of the 13 best software stocks to buy now. On June 13, UBS reiterated a 'Neutral' rating on the stock but cut the price target to $315 from $323. The adjustment follows significant updates at the company's investor day in New York City. A trader in a busy trading room, surrounded by real-time market data and automated execution services. The software company revised its revenue growth expectations to 6% and 7% at the event. Management also reiterated they expect earnings per share to grow by between 9% and 11%, a 200 basis point reduction from 2021 predictions. Automatic Data Processing's Professional Employer Organization Segment accounts for about 35% of total revenue and is expected to grow by 6% and 8%, down from a previous forecast of 10% and 12%. UBS remains optimistic about the company's long-term prospects, as it has a 15% market share in the human capital management market. Consequently, it is expected to generate significant value given that the total addressable market is expected to expand to $180 billion from $175 billion. Nevertheless, it maintains a neutral stance as it monitors the impact of technology and distribution investments on margins. Automatic Data Processing, Inc. (NASDAQ:ADP) is a software application company that provides solutions that automate data handling, particularly through software and services, to streamline business operations. While we acknowledge the potential of ADP as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 12 Best Healthcare Stocks to Buy Now and 10 Stocks Analysts Are Upgrading Today. Disclosure: None.
Daily Record
9 hours ago
- Health
- Daily Record
How long PIP payments really last and people most-likely to get a 'light touch' award
Nobody on PIP is given a lifetime payment award from the DWP. The Department for Work and Pensions (DWP) is pushing ahead with proposed plans to reform Personal Independence Payment (PIP), specifically introducing a change to the eligibility rules that will come into force in November 2026 for new and existing claimants. DWP also said existing claimants will only be affected by the change at their next review, after the November implementation date. The latest data shows more than 1.6 million (44%) of all 3.7m PIP claimants have been issued with an award of five years or longer. The data indicates at the end of April, some 1,610,698 people in England, Wales and living abroad, have an ongoing award for a disability, long-term illness, or physical or mental health condition. Some 65 per cent of people claiming PIP for a visual disease have been issued with an award for five years or more while more than half of all claimants with general musculoskeletal conditions (50.8%) such as arthritis, muscle or joint pain, have been given a longer award, along with 49.5 per cent of people with a neurological condition such as epilepsy, multiple sclerosis and muscular dystrophy. For people thinking about making a new claim for PIP, or Adult Disability Payment (ADP), it's important to be aware award lengths cary and can last between nine months and up to 10 years, however, DWP data only records awards given up to 'five years or longer'. The current edition of the PIP Handbook explains the decision maker will make an award of PIP based on the impact of the claimant's health condition or disability on their daily life and their ability to live independently. It adds: 'The length of award will be based upon each claimant's individual circumstances.' It's important to be aware the guidance from the DWP also says most claimants will have their award regularly reviewed, 'regardless of the length of the award' in order to make sure 'everyone continues to receive the most appropriate level of support'. Some claimants will be given a limited term award for a fixed period of up to two years - DWP says these awards will not be reviewed. Limited awards with no review date are given where the claimant's health condition may be reasonably expected to improve. Ongoing awards with a 'light touch' review A 'light touch' review is typically awarded to claimants who have: very stable needs which are unlikely to change over time high level needs which will either stay the same or get worse a planned award review date due on or at State Pension age a special rules for end of life claim due when of State Pension age The DWP guidance states: 'These claimants would not usually be expected to have a face-to-face assessment at review.' A successful claim for PIP is worth between £29.20 and £187.45 each week during the 2025/26 financial year - some £116.80 or £749.80 every four-week pay period. Over the coming year, this will see people on the highest awards receive £9,747 in extra cash help. It's important to be aware the maximum amount of £749.80 is based on someone in receipt of the highest award for both the daily living and mobility components. Six conditions with PIP award of five years or longer It's important to be aware people with different health conditions can be awarded PIP for up to five years or longer. The award is based on how the condition affects the claimant. The conditions listed below have the highest percentage rate of five-year or longer awards given to claimants at the end of April 2025. Visual disease 58,960 38,112 Musculoskeletal disease (general) 707,084 365,238 52% Neurological disease 476,659 252,214 Respiratory disease 138,428 66,647 Autoimmune disease (connective tissue disorders) 20,198 9,310 Musculoskeletal disease (regional) 447,794 202.317 46% Total number of PIP claimants 3,744,671 1,631,688 44% Below is an overview of PIP and ADP. Even though new claims for PIP have been replaced in Scotland by ADP, it shares most of the same eligibility criteria. Full guidance on ADP can be found on the website here. Who might be eligible for PIP or ADP? To be eligible for PIP or ADP, you must have a health condition or disability where you: have had difficulties with daily living or getting around (or both) for 3 months expect these difficulties to continue for at least 9 months You usually need to have lived in the UK for at least two of the last three years and be in the country when you apply. In addition to what we have outlined above if you get or need help with any of the following because of your condition, you should consider applying for PIP or ADP. eating, drinking or preparing food washing, bathing, using the toilet, managing incontinence dressing and undressing talking, listening, reading and understanding managing your medicines or treatments making decisions about money mixing with other people working out a route and following it physically moving around leaving your home There are different rules if you are terminally ill, you will find these on the website here. DWP or Social Security Scotland will assess how difficult you find daily living and mobility tasks. For each task they will look at: whether you can do it safely how long it takes you how often your condition affects this activity whether you need help to do it, from a person or using extra equipment How are PIP and ADP paid? PIP and ADP are usually paid every four weeks unless you are terminally ill, in which case it is paid weekly. It will be paid directly into your bank, building society or credit union account. ADP is paid at the same rates as PIP. PIP and ADP payment rates You will need an assessment to work out the level of financial help you will receive and your rate will be regularly reviewed to make sure you are getting the right support. Payments are made every four weeks. PIP is made up of two components: Daily living Mobility Whether you get one or both of these and how much depends on how severely your condition affects you. You will be paid the following amounts per week depending on your circumstances: Daily living Standard: £73.90 Enhanced: £110.40 Mobility Standard: £29.20 Enhanced: £77.05 How you are assessed You will be assessed by an independent healthcare professional to help the DWP determine the level of financial support, if any, you need, for PIP. Face-to-face consultations for health-related benefits are offered alongside video calls, telephone and paper-based assessments - it's important to be aware the health professional and DWP determine which type of assessment is best suited for each claimant. You can find out more about DWP PIP assessments here. Adult Disability Payment assessments will not involve face-to-face assessments, unless this is preferred by the claimant - find out more about the changes here. How do you make a claim for PIP? You can make a new claim by contacting the DWP, you will find all the information you need to apply on the website here. Before you call, you will need: your contact details your date of birth your National Insurance number - this is on letters about tax, pensions and benefits your bank or building society account number and sort code your doctor or health worker's name, address and telephone number dates and addresses for any time you've spent abroad, in a care home or hospital How to apply for ADP People can apply ADP, over the phone, by post or in-person. To find out more or apply, visit the dedicated pages on here or call Social Security Scotland on 0800 182 2222.
Daily Record
13 hours ago
- Health
- Daily Record
How to speed up Adult Disability Payment award decision for a new claim
New figures from Social Security Scotland show that there are now 476,295 people in receipt of Adult Disability Payment (ADP). The data also shows that the average time to process a new claim for ADP is now 37 working days, just under eight weeks. This means people making a new claim before the end of this month could have an award decision before the end of August, although it's important to be aware that some applications can take shorter or longer to process. Many people thinking about making a new claim may not be aware that there are two parts to the ADP application process and that if you complete part two (the condition questionnaire) within eight weeks of the date you submitted part one (personal details, GP details, etc) and your claim is successful, payments will be backdated to that date. It's important to be aware that ADP is paid four weeks in arrears and that failing to submit the claim within the eight-week period may result in a different date of entitlement. Guidance from Social Security Scotland explains: 'An individual can begin an application either by phone or online. This is Part 1 of the application process. 'Once they have started, the individual has 8 weeks to return the completed Part 2 of the application in order to ensure their entitlement to Adult Disability Payment begins on the date they completed Part 1. 'If an application is submitted after the 8 week period, the date of their entitlement may be later, depending on whether they have good reason for having submitted it late e.g. they have been in hospital.' A successful new claim for the devolved payment is worth the same amount as its DWP counterpart, Personal Independence Payment (PIP). This means people over the age of 16 with a disability, long-term illness or physical or mental health condition could receive between £29.20 and £187.45 each week - paid every four weeks. ADP and PIP weekly payment rates Daily Living Component Standard rate: £73.90 Enhanced rate: £110.40 Mobility Component Standard rate: £29.20 Enhanced rate: £77.05 Scotland's welfare system is encouraging people to check for supporting information to include with their claim, which can help speed up the decision-making process. Social Security Scotland said: 'We need supporting information to help make the right decisions as quickly as we can on disability benefit applications. While we can source this information for clients, our research has found some people may have supporting information to hand but do not realise it. 'This might be because they don't know what is useful to us or that supporting information can come from a range of professionals.' It added, as an example, that if someone regularly sees a counsellor, physical therapist or support worker, they could be a better source of supporting information than a GP they may not have contacted for some time. Examples of supporting information include: care plans prescription lists a child's additional support needs plan letters from a local authority outlining housing adaptations letters or a report from HR explaining workplace adjustments letters from teachers explaining what support the child needs at school referral letters to specialists (e.g. CAMHS) Part two of the ADP application form asks about: your condition and how it affects your ability to look after yourself, understand information, and communicate with other people what help and support you need and why how you move around outdoors any medication, treatment or equipment you need Official guidance on explains other information which could help support your answers in part two includes: information about your condition or your symptoms, if you're still waiting for a diagnosis information about any medical tests you have had, and the results if you have them contact details for your GP contact details for anyone else who could give more information about your condition, such as a family member or someone who looks after you More help about completing an application for Adult Disability Payment can be found on the Disability Rights UK website - a guide covering the whole application process can be downloaded for free here. How to upload supporting documents online For help submitting supporting documents online you can contact Social Security Scotland on 0800 182 2222. There is also an upload page on here with all the details and document formats you need to know. The Scottish Government also announced earlier this year that third sector organisations are to be paid a fee for helping provide supporting information for people applying for Child Disability Payment or Adult Disability Payment. The £33.50 fee will be paid when they are asked by Social Security Scotland to complete a supporting information request form. People who are applying for disability benefits who find it difficult or face barriers gathering supporting information themselves will be able to name organisations to provide this for them. These can include third sector organisations that are helping them in their day-to-day lives, such as those offering social care or support during an illness. Collecting supporting information on behalf of people is one of the key differences in how people are encouraged and supported to apply for Scottish Government disability benefits. Supporting information request forms are completed to help understand how a person's health condition or disability affects their lives and what support they need. As well as information from health and social care professions, information could also come from charities and third sector organisations who support disabled people. The process of requesting and giving equal consideration to supporting information from third sector organisations is not offered by the DWP in England and Wales to people applying for disability benefits including PIP, Attendance Allowance and Disability Living Allowance. Social Security Scotland said this is another example of how it is doing things differently to better support people applying for benefits. To get help completing an application form, you may also be able to use a free advocacy service - find out more here.
Daily Record
14 hours ago
- Politics
- Daily Record
Labour Government frontbencher resigns over proposed disability benefit cuts
Vicky Foxcroft has resigned as a Government whip because she did not believe the proposed cuts 'should be part of the solution'. A Labour frontbencher has resigned over the UK Government's proposed benefit cuts. Vicky Foxcroft has resigned as a Government whip because she did not believe the proposed cuts 'should be part of the solution'. The MP for Lewisham North said: 'I have wrestled with whether I should resign or remain in the Government and fight for change from within. 'Sadly it is now (sic) seems that we are not going to get the changes I desperately wanted to see. 'I therefore tender my resignation as I know I will not be able to do the job that is required of me and whip – or indeed vote – for reforms which include cuts to disabled people's finances.' Foxcroft - who previously served as shadow minister for disabled people - is the first frontbencher to resign over the proposed benefit cuts. She is the second to go over policy issues following Anneliese Dodds' decision to quit as development minister over cuts to the aid budget. Labour MP for Alloa and Grangemouth Brian Leishman said: "Respect to her for making that decision. This vote will define an MPs career. "You have got to pick a side and the choice is simple - are you on the side of the most vulnerable people in society or not? "There will be Labour MPs that vote for these proposals and immediately regret it and I urge colleagues to think about that." Responding to Foxcroft's resignation, a Government spokesperson said: 'This Labour Government was elected to deliver change. The broken welfare system we inherited is failing the sick and most vulnerable and holding too many young people back. It is fair and responsible to fix it. 'Our principled reforms will ensure those who can work should, that those who want to work are properly supported, and that those with most severe disabilities and health conditions are protected.' Keir Starmer has faced a backlash from some Labour MPs over proposals to r eform the welfare system expected to save up to £5 billion a year. Legislation introduced into Parliament on Wednesday includes a tightening of the criteria for the main disability payment in England, personal independence payment (Pip). Ministers also want to cut the sickness related element of universal credit (UC), and delay access to it, so only those aged 22 and over can claim it. Most Scots on disability benefit are on the devolved Adult Disability Payment (ADP), but the cuts will mean the Scottish Government receives less money. SNP Social Justice Secretary Shirley-Anne Somerville confirmed last week that ADP will not be cut. She did not explain where the money would come from.
Mint
15 hours ago
- Mint
Top deals on Intel powered AI laptops shortlisted on Amazon: Up to 40% off on Lenovo, HP, Asus and more
AI is powering the way your laptop works. From editing images faster to improving video calls and speeding up daily tasks, Intel-powered AI laptops are built to make your experience smoother and smarter. These next-gen machines come equipped with Intel Core Ultra processors and dedicated NPUs (Neural Processing Units) that handle AI workloads more efficiently, improving both performance and battery life. Product Rating Price Lenovo IdeaPad Slim 5 Intel Core Ultra 5 125H Built-in AI 14" (35.5cm) WUXGA-OLED 400Nits Thin & Light Laptop (16GB/1TB SSD/Win 11/MSO 21/FHD+IR Cam/1Yr ADP Free/3Mon Game Pass/Grey/1.4Kg), 83DA0049IN View Details Lenovo Smartchoice Yoga Slim 7 Intel Core Ultra 5 125H Built-in AI 14"(35.5cm) WUXGA-OLED 400Nits Laptop (16GB/512GB SSD/60Hz/100% DCI-P3/Win11/MSO 21/1Yr ADP Free/Alexa/Grey/1.39Kg), 83CV003MIN View Details Lenovo IdeaPad Slim 5 Intel Core Ultra 7 155H Built-in AI 16" (40.64cm) WUXGA-IPS 300Nits Thin & Light Laptop (16GB/1TB SSD/Win 11/100% sRGB/MSO/1Yr ADP Free/3 Month Game Pass/Grey/1.8Kg), 83DC008VIN View Details ASUS Gaming V16 (2025) with Office 2024 + M365 Basic*, AI PC, Intel Core 5 210H(16GB RAM/512GB SSD/Windows 11 Home/6GB Graphics/RTX 4050/144 Hz)Gaming Laptop (16", Matte Black,1.95 Kg),V3607VU-RP550WS View Details HP 14 AI, Intel Core Ultra 7 155H AI Powered Laptop (16GB DDR5, 512GB SSD), Anti-Glare, 14"/35.6cm, FHD Windows 11, MS Office 21, Silver, 1.4kg, Intel Arc Graphics, FHD Camera w/Shutter, gr1023TU View Details View More If you're a creator, multitasker or someone who just wants a laptop that keeps up, these laptops are designed to work with you, not just for you. And if you've been waiting for the right time to upgrade, this is it. Amazon is offering up to 40% off on a curated list of powerful AI laptops. We've done the research and shortlisted the top models that combine performance, intelligence, and value. Scroll through to find the best Intel AI laptop deals you can grab right now. The Lenovo IdeaPad Slim 5 offers a blend of portability and AI-ready performance, suited for users seeking a lightweight, everyday laptop. Powered by the Intel Core Ultra 5 125H processor with built-in NPU, it handles light AI workloads and multitasking efficiently. The OLED display delivers sharp visuals, but the 60Hz refresh rate might not appeal to gamers or creators seeking ultra-smooth output. Battery life of around 6 hours is average for its class. With a 47% discount on Amazon, it could be a reasonable pick for students or casual users. Processor Intel Core Ultra 5 125H (14 cores, up to 4.5GHz) Display 14" WUXGA OLED, 400 nits, 100% sRGB RAM/Storage 16GB LPDDR5x / 1TB SSD Weight 1.4kg, 1.69 cm thin Battery 57Wh, ~6 hours, Rapid Charge enabled The Lenovo Yoga Slim 7 blends a sleek, lightweight aluminium design with Intel's AI-ready Core Ultra 5 125H processor. Built for daily work and entertainment, the laptop offers a rich OLED display with 100% DCI-P3 colour gamut and Dolby Vision support, great for content viewing, though its 60Hz refresh rate may limit appeal for gamers or creative professionals. The 512GB SSD might feel a bit limiting for users needing more storage. Still, it's a solid everyday performer with a premium finish at 39% off on Amazon. Processor Intel Core Ultra 5 125H (16 cores, up to 4.8GHz) Display 14" WUXGA OLED, 400 nits, 100% DCI-P3, Dolby Vision RAM/Storage 16GB LPDDR5x / 512GB SSD Design 1.49 cm slim, 1.39kg, aluminium build Extras Windows 11, MS Office 2021, Alexa built-in With a large 16-inch WUXGA display and Intel Core Ultra 7 155H processor, this model from Lenovo's Slim 5 series targets users needing screen space and AI-backed performance for work or multitasking. It features Intel's NPU for AI acceleration and a 1TB SSD for storage-heavy tasks. However, the 300-nit brightness and 60Hz refresh rate may feel underwhelming for those into visuals or media editing. At 33% off, it offers decent specs for its price, though its 1.8kg weight makes it less ideal for frequent travel. Processor Intel Core Ultra 7 155H (16 cores, up to 4.8GHz) Display 16" WUXGA IPS, 300 nits, 100% sRGB, Anti-Glare RAM/Storage 16GB LPDDR5x / 1TB SSD Weight 1.82kg, 1.69 cm slim Battery 57Wh, approx. 6 hours, Rapid Charge supported Aimed at casual gamers and multitaskers, the ASUS Gaming V16 (2025) offers a solid balance between performance and affordability. It features the Intel Core 5 210H processor and NVIDIA RTX 4050 GPU with AI capabilities, making it suitable for mid-level gaming, creative workloads, and light AI tasks. The 144Hz FHD+ display ensures smooth visuals, though the 512GB SSD might feel tight for users with large game libraries. Processor Intel Core 5 210H (8 cores, up to 4.8GHz) Graphics NVIDIA GeForce RTX 4050 (6GB) Display 16" FHD+ (1920x1200), 144Hz, 300 nits RAM/Storage 16GB DDR5 / 512GB SSD Software Windows 11, Office 2024, M365 Basic (1 year) This compact 14-inch HP laptop brings Intel's AI-enabled Core Ultra 7 155H processor and Arc graphics into a lightweight design for everyday productivity. With 16GB DDR5 RAM and 512GB SSD, it supports smooth multitasking and fast storage access. Battery backup claims nearly 9 hours, but real-world use may vary. At a 15% discount, it's a fair option for users seeking portability and moderate AI-driven features, though those needing more storage or a brighter screen might want to explore alternatives. Processor Intel Core Ultra 7 155H (16 cores, 22 threads, up to 4.8GHz) Graphics Intel Arc integrated GPU Display 14" FHD, anti-glare, 300 nits RAM/Storage 16GB DDR5 / 512GB PCIe NVMe SSD Battery 41Wh, up to 8h 45m, HP Fast Charge supported This Lenovo IdeaPad Slim 5 model offers a balanced setup with AI-powered Intel Core Ultra 5 125H, making it suitable for office work, media consumption and multitasking. The 14-inch WUXGA IPS display with 100% sRGB is good for colour accuracy, but its 300 nits brightness and 60Hz refresh rate may feel basic for creative or outdoor use. At 33% off, it's a decent mid-range option with a slim and light build. However, users requiring more storage or dedicated graphics may find this configuration limiting over time. Processor Intel Core Ultra 5 125H (14 cores, up to 4.5GHz) Display 14" WUXGA IPS, 300 nits, 100% sRGB, 60Hz RAM/Storage 16GB LPDDR5x / 512GB SSD Weight 1.49kg, 1.69 cm thin Graphics Integrated Intel Arc Graphics with AI Boost (up to 11 TOPS) The Lenovo IdeaPad Pro 5 is built for high-performance users, featuring the powerful Intel Core Ultra 9 185H processor with AI acceleration, a sharp 2.8K OLED display, and a generous 32GB RAM. The 120Hz refresh rate and DCI-P3 colour coverage enhance visuals, while the 1TB SSD offers ample storage with expansion support. However, at ₹ 1,09,199 (after a 32% discount), it leans toward the premium side, and its glossy display may be reflective under bright lighting. Processor Intel Core Ultra 9 185H (16 cores, up to 5.1GHz) Display 14" 2.8K OLED, 400 nits, 120Hz, 100% DCI-P3 RAM/Storage 32GB LPDDR5x / 1TB SSD (expandable) Graphics Intel Arc Graphics with AI Boost (up to 11 TOPS) Weight 1.46kg, 1.59 cm thin The ASUS Vivobook 14 Flip stands out for its convertible touchscreen design and AI-focused internals, powered by the Intel Core Ultra 5 226V processor and Intel Arc graphics. This Copilot+ PC offers 40 TOPS of AI performance, useful for upcoming AI-integrated features. The 14-inch OLED display hits 500 nits brightness, though the glossy screen might cause reflections. At a 25% discount, it's a capable option for students, professionals, or creators who need a flexible form factor. Processor Intel Core Ultra 5 226V (8 cores, up to 4.5GHz) Display 14" WUXGA OLED touchscreen, 60Hz, 500 nits HDR peak RAM/Storage 16GB LPDDR5X / 512GB SSD Graphics Intel Arc GPU with AI Boost (40 TOPS) Battery 70Wh, 4-cell, Wi-Fi 7, Thunderbolt 4, Win 11, Office 2024 The Yoga Slim 7 Aura Edition blends a sleek design with Copilot+ AI performance, thanks to the Intel Core Ultra 5 226V processor and Intel AI Boost NPU (40 TOPS). Its OLED display delivers deep contrast and HDR visuals. With 16GB RAM and a spacious 1TB SSD, it's geared for fast multitasking. Priced at ₹ 1,02,490 after a 27% discount, it's on the higher side, especially given the non-upgradable RAM and integrated GPU, which may not appeal to power users looking for flexibility or discrete graphics. Processor Intel Core Ultra 5 226V (8 cores, up to 4.5GHz, 40 TOPS NPU) Display 14" WUXGA OLED, 400 nits typical, HDR True Black 500 RAM/Storage 16GB LPDDR5x (non-upgradable) / 1TB SSD Battery 70Wh, up to 17.5 hours (MobileMark), supports rapid charge Weight & Design 1.19 kg, aluminium build, Wi-Fi 7, Dolby Atmos speakers The HP Pavilion with Intel Core Ultra 7-155U offers built-in AI capabilities (up to 12 TOPS), a spacious 16-inch WUXGA display, and 16GB RAM for regular multitasking. At ₹ 80,990 after a 22% discount, it brings decent performance for daily work and light creative tasks. However, it lacks a dedicated GPU, which may limit performance for users dealing with intensive graphics or editing workflows. Processor Intel Core Ultra 7-155U (12 cores, 14 threads) Storage 512GB PCIe Gen4 NVMe SSD Display 16" WUXGA IPS, 300 nits, Anti-glare Graphics Integrated Intel Graphics Click Here to Buy HP Pavilion, Intel Core Ultra 7-155U AI Laptop, 10-12 Tops, (16GB RAM, 512GB SSD), IPS, WUXGA, Anti-Glare, 16"/40.6cm, Win 11, Office 2021, Silver, 1.77Kg, Intel Graphics, 1080p FHD Camera, af0028TU Disclaimer: Mint has an affiliate marketing partnership, which means we may get some commission on purchases you make through the retailer sites links provided. These partnerships do not influence our editorial content, which is free from any bias or marketing pitch. We strive to provide accurate and unbiased information to help you make informed decisions. We recommend verifying details with the retailer before making a purchase.
