Queensland's new disclosure laws fall short when it comes to natural hazard risk

Leon and Olga Radunz should be enjoying their retirement but instead they're living in fear because their "forever home" in Queensland's Scenic Rim is falling down.
In 2004, the couple settled on a secluded 8,000 square metre block of land at Tamborine Mountain because it seemed like the perfect spot.
But without realising it, they built their home in an area prone to landslides.
The Scenic Rim Council has a public landslide hazard map, but the couple was unaware at the time of purchasing the property that the document existed.
The home owners said they did "the normal checks" before the sale and believed the seller should have disclosed the landslide risk.
They made that discovery nearly two decades later in 2022 when heavy rainfall triggered a series of landslides, damaging their million-dollar home.
"The back deck pulled off, the front side of the slab has moved and slipped," Mr Radunz said.
"The floor has dropped, the driveway is all cracked, doors don't close very well, windows don't close, and it has substantially damaged the pipe system underneath."
Their two-storey home has been held up by steel poles for the past three years to prevent it from collapsing and the Radunzes are looking to move.
"The house has to be demolished at some stage as a result of the landslides [since 2022] … but it's safe to live in for the moment," Mr Radunz said.
"We're hoping no new heavy weather comes in."
The couple had intentionally underinsured the property to save on premiums, and while they had since received a payout from the insurer, it would not cover their losses.
"We're so heartbroken because all the finance and the heartbreak we have been going through in the past three years is unbelievable … no-one should go through that," Ms Radunz said.
Mr Radunz conceded that he and his wife did not do enough due diligence before buying their property, but said that realisation had only come with hindsight.
"Looking back, we didn't know what questions to ask.
"But how do you know to look? Because you wouldn't suspect it's a landslip zone."
In Queensland, there is no legal requirement for sellers to disclose if a property is affected by natural hazards such as landslides or flooding.
The state government passed the Property Law Act in 2023, which requires owners to disclose important information about a property to prospective buyers.
The new seller disclosure statement comes into effect from August 1.
Real Estate Institute of Queensland chief executive Antonia Mercorella said the law would not have made a difference to the couple's "tragic" situation as sellers would not be required to disclose information about a property's natural hazard history.
"There are just certain disclosures that the law doesn't consider that a vendor needs to make," Ms Mercorella said.
She said vendors would not also be required to disclose the structural soundness of the building, pest infestations, the presence of asbestos within buildings, or improvements on the property.
Instead, sellers were obliged to provide a range of information, including any encumbrances affecting the property, zoning information, building compliance certificates, and rates and water charges.
Under consumer law, however, sellers would be obliged to reveal relevant information if asked.
"For instance, if a buyer were to ask the question: has this property previously flooded? Then clearly consumer laws exist that make it clear that one cannot lie about that or mislead the buyer," Ms Mercorella said.
She urged buyers to carry out their own investigations on a property, either through speaking with the real estate agent or lawyer, or by referring to the flood or landslide hazard mapping provided by the local council.
Queensland councils have been advocating for years for the natural disaster disclosure to be included in the legislation and some remain disappointed it has been omitted.
"This could have been an easy fix that could have helped create fewer headaches for people," Moreton Bay Council Mayor Peter Flannery said.
Cr Flannery said that although council information about natural hazard risks was freely available online, it was often overlooked by potential buyers.
"It's not put up front to them that this is something that you should be made aware of before you continue on with this contract."
Mr Radunz said he hoped other prospective buyers could learn from their experience and avoid the same costly mistake.
"Do all the searches you can, whatever you think might go wrong, go and check it out," he said.

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