Go Digit Shares Fall 2% Despite 118% Net Profit Jump In Q4
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Go Digit General Insurance shares fell 2.75% despite strong Q4 FY25 results. Premiums rose 14% to Rs 10,282 crore, and profit after tax increased 133.5% to Rs 425 crore.
Go Digit Share Price: On Tuesday, Go Digit General Insurance's shares were trading in red despite strong quarterly performance in Q4 FY25. The scrip was trading at Rs 301 apiece with a fall of 2.75 per cent at the time of writing this report.
Go Digit has demonstrated significant growth in its financial performance for the fiscal year 2024-25. The company's profitability, gross written premium, and assets under management have all seen substantial increases.
Go Digit's Gross Written Premium Income
In Q4 2025, Go Digit recorded a gross written premium of Rs 2,576 crore, up from Rs 2,336 crore in Q4 2024, marking a growth of 10.3%. For the entire FY 2024-25, the company achieved a gross written premium of Rs 10,282 crore, a 14.0% increase from Rs 9,016 crore in FY 2023-24.
Without the 1/n basis, the gross written premium for Q4 2025 reached Rs 2,652 crore, a growth of 13.5%, and for FY 2024-25, it was Rs 10,419 crore, reflecting a 15.6% increase.
Go Digit's PAT
Go Digit's profit after tax for Q4 2025 stood at Rs 116 crore, compared to Rs 53 crore in Q4 2024, showing an impressive growth of 118.9%. For FY 2024-25, the profit after tax was Rs 425 crore, up from Rs 182 crore in FY 2023-24, a growth of 133.5%. The return on average equity (ROAE) for FY 2024-25 was 13.0%, up from 7.5% in FY 2023-24.
As of March 31, 2025, Go Digit's assets under management were Rs 19,703 crore, a 25.0% increase from Rs 15,764 crore as of March 31, 2024.
The combined ratio for Q4 2025 was 111.3%, compared to 108.8% in Q4 FY25. For FY 2024-25, the combined ratio stood at 109.3%, slightly higher than 108.7% in the previous fiscal year. Without the 1/n basis, the combined ratio for Q4 2025 was 109.7%, and for FY 2024-25, it was 108.6%.
As of March 31, 2025, Go Digit's solvency ratio was 2.24x, compared to 1.61x as of March 31, 2025. This is well above the minimum regulatory requirement of 1.50x.
Go Digit's financial performance in FY 2024-25 reflects strong growth and improved profitability. The company has successfully increased its premium income, assets under management, and solvency ratio while maintaining robust profitability.
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