Find out if you're eligible for your DREAM car on Sun Motors in seconds
WE know cash is tight, but you can still access credit to transform your dream car into a road-ready reality.
Worried about whether you'll be accepted for finance? Stop browsing for a new car and start spending with Sun Motors' super-quick credit check.
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Enter a few details and you'll get a realistic idea of the amount you can borrow to buy a used car.
Having a clear budget enables you to search, select your car and start the buying process with complete confidence.
If this sounds good, then read on to see how easy it is to get your credit score and find your perfect car with
Checking your budget before you apply
When you search for a used car with
READ MORE IN USED CARS
Enter a few details, and in just 60 seconds, our system runs a soft credit check.
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In less than a minute, you'll know the kind of amount you can comfortably afford before you even look at a car.
We can't guarantee you'll be approved for an Aston Martin (we know we wouldn't), but you'll know the cash you could spend on a new car.
There's no pressure or stress to spend. You'll receive a clear breakdown of all costs, including interest rates and monthly repayments, to help you make the best choice.
Most read in Buy
How It Works – Know Your Budget Before You Browse
Follow our step-by-step guide and learn how easy it is to get your personalised credit estimate today:
Tell us what kind of driving license you have (full, provisional or international)
Confirm whether you're single, married or cohabiting
Add your date of birth
Give us your employment status, and tell us a bit about your employer and how long you have been working there
Provide details of your monthly income
Add your address and whether you're a homeowner, tenant or living with family
Tell us how long you've been living there
Give us your full name
Type in your mobile number and email address to get your results!
Once you're done, you'll receive a personalised quote and approval in under 2 minutes.
Browse cars in your budget
Now you know your budget, it's time to browse through
150,000+ trusted vehicles from approved dealers on
No more heartbreak falling for cars outside your price range – you can search for options that are right for you.
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Here are some of our favourites… (There's even an Aston Martin for a big spending, credit rating king or queen)
Check out some brilliant cars for different budgets
Big dreams, small budget
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Model:
Citroen C3
This superb little
It's not a sporty supercar, and not many of us dream of owning a Citroen, but driving doesn't come much cheaper…
Super city car
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Model: Volkswagen Golf 2.0 GTI
Now we're talking. For £267 a month, you could find yourself driving this sporty little
.
The quintessential hot hatch looks incredible in jet black with red detailing and glistening alloys. Pull up at a junction and you'll get nods of approval from pedestrians and petrolheads.
Just plain awesome
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Model: Audi TT 2.0 TFSI 40
It's an
This 194bhp, gun-metal-grey beast is built for grand touring adventures. (Or the golf club, supermarket or even the school run, if that's where you're going.) It can be yours for around £500 per month.
Dream car
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Model: Aston Martin DBS Superleggera
Daniel Craig has hung up his speedos, so there's a gap for a new Bond and you can get 1% closer with this amazing
The performance is, as you'd expect, superb. You might not have the figure, but it can be yours (if you qualify for finance). Alas, we don't.
Car finance Sun Motors FAQs
Here are some car finance FAQs answered in full.
Am I eligible for a car on finance?
Visit Sun Motors
Fill out all the details requested
Sit back and wait for your personalised finance offers
We don't know you and your circumstances, so it's impossible for us to say yes or no – but you can always try!
You'll see above from our step-by-step guide how quick it is to check your eligibility for finance.
The soft check won't dent or damage your credit rating, so what's the harm?
Can I get car finance on a provisional licence
As long as you're over 18 and in employment, you can get credit to buy a car. However, some lenders may have specific rules around this, so it's always better to check. The good news is that it'll take less than a minute with
Whatever you do, always be honest when applying for credit. Failing to disclose something critical during the credit application process could cause you problems in the future.
Can you get a car on finance with bad credit?
Yes. Lenders will consider a range of factors when calculating your personalised loan agreements. When buying a car, you're getting an asset with value. This means lenders may be more likely to agree on a finance agreement for a car.
Again, we don't know anything about you – but credit reference agencies do. It'll take a few minutes to run a check and won't harm your credit rating, so why not give it a try?
What do you need to get finance on a car
To get credit for a car, you'll need to demonstrate that you're a genuine person who's 18 or over, have a UK address and are able to repay a loan.
These are the basics.
The step-by-step guide above lays out precisely what you need to provide our lenders to get a finance quote. Always provide all information you're naked for and be completely honest.
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Buying a used car? Check out
Motor Genius Group Ltd t/a Sun Motors is an Appointed Representative (FRN 960504) of The Compliance Guys Ltd who is authorised and regulated by the FCA (FRN 941360). We are a credit broker not a lender. We work with a select group of lenders and will receive commission. The full details of how the commission arrangements work will be provided before you proceed with any arrangement. Finance subject to status and income. Terms and Conditions apply. The advice we provide is not impartial due to our commercial relationships with lenders. ICO number [ZB640135]
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