25 Years of Banking Evolved: How Axos Continues to Redefine the Financial Experience
In 2000, before smartphones and mobile apps became ubiquitous, Axos Bank launched with a bold vision: to be the first bank that existed entirely online.
Twenty-five years later, that vision has not only been realized – it's been refined, scaled and expanded to serve individuals, businesses, and advisors nationwide. As Axos celebrates its 25th anniversary, it remains one of the few banks that can claim to be both a pioneer and a proven leader in digital finance.
Axos didn't add digital banking to an existing legacy system – it built digital banking from the ground up. From day one, Axos challenged the status quo by eliminating the need for branches and proving that more innovative, faster and more secure banking could happen entirely online.
This foundation allowed Axos to do what traditional banks couldn't: deliver world-class financial services without the overhead of brick-and-mortar operations. The result? Competitive rates and fees, backed by customer experience designed for how people live and work.
From streamlined checking and savings accounts to competitive mortgages, business and commercial banking, and wealth management, Axos offers a full spectrum of financial solutions powered by 25 years of continuous innovation.
Wherever you are and whatever your needs – business or personal – Axos gives you tools to manage your money on your terms: anytime, anywhere. Our integrated digital platform evolves with you, offering automation, personalized insights and human support when it counts.
In the early 2000s, Axos led the charge toward digital-first finance. In 2025, we continue to set the pace. Our clients can easily open accounts, stay informed, and access their complete financial picture from a single, intuitive dashboard.
Yet, for all our tech, we've never lost sight of what matters most: people. From relationship managers to product experts, Axos professionals are available and engaged – no matter where you are. The difference is that we come to you – via phone, video or secure message – on your schedule.
Security and stability have been core to Axos's success from the beginning. As a federally chartered, FDIC-insured bank, we uphold the highest standards in compliance, cybersecurity and risk management.
In today's digital world, our advanced encryption, fraud detection, and identity protection tools ensure that clients can bank or advise their own clients with confidence.
From first-time homebuyers to sophisticated commercial clients, Axos serves the many, not just the few. For business owners, we offer tailored treasury and lending solutions. For individual investors and advisors, our integrated platforms simplify money management and power longterm growth.
Because we started digital, we've always had the flexibility to meet clients where they are – and help them go where they want to be.
Though our reach is national, our heart is local. With roots in Southern California and a strong presence in Los Angeles, Axos is committed to the communities that shaped us. We invest in financial literacy, community development, and local partnerships that align with our values of progress, access and impact.
Over 25 years, we've grown from a bold idea into a nationally recognized digital bank, trusted by clients across the country. We're proud to lead from California and serve all 50 states with the same pioneering spirit that started it all.
As we look to the next 25 years, one thing remains clear: the future of banking isn't just digital – it's personal, intelligent and adaptable.
Whether planning your financial next step or seeking a partner to help you scale your business, Axos invites you to experience what it means to bank with a company that's been ahead of the curve for 25 years – and is just getting started.
Celebrate 25 years of digital leadership. Visit axosbank.com to experience the future of banking – today.
Bank products and services are offered by Axos Bank®.
Loan products are subject to credit review and approval. This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations.
All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/ or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546 . All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank.
Interest and corresponding Annual Percentage Yield (APY) are variable and set at our discretion. Interest rates may change as often as daily without prior notice. Fees may reduce earnings. For more information read Axos Bank's FDIC Notice. at https://www.axosbank.com/Legal/FDIC Notice. ©2025 Axos Bank. All rights reserved.
Axos Bank NMLS #524995.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Wall Street Journal
4 hours ago
- Wall Street Journal
Today's High-Yield Savings Rates for June 23, 2025: Up to 4.66%
Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials have adopted a wait-and-see approach due to concerns about tariffs and economic conditions. The central bank again held the federal-funds rate steady in June, but kept the door open for future cuts as it gathers more data on how trade policy will impact inflation. With the average savings account paying 0.38%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still offer a way to get a little more yield. The best high-yield savings account pays a much higher yield. Indeed, the top rate from a national bank is 4.66% APY, according to Locally, you might be able to check with a credit union or community bank. For example, ConnectOne Bank in New York offers an APY of 4.00% if you have at least $2,500 deposited.
Yahoo
a day ago
- Yahoo
Best money market account rates today, June 22, 2025 (best account provides 4.41% APY)
Find out how much you could earn with today's money market account rates. The Federal Reserve cut its target rate three times in 2024. So deposit rates — including money market account (MMA) rates — have started falling. It's more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. The national average money market account rate stands at 0.62%, according to the FDIC. Even so, some of the top accounts are currently offering rates of 4% APY and up. Since these rates may not be around much longer, consider opening a money market account now to take advantage of today's high rates. Here's a look at some of the top MMA rates available today:Additionally, the table below features some of the best savings and money market account rates available today from our verified partners. This embedded content is not available in your region. The amount of interest you can earn from a money market account depends on the annual percentage rate (APY). This is a measure of your total earnings after one year when considering the base interest rate and how often interest compounds (money market account interest typically compounds daily). Say you put $1,000 in an MMA at the average interest rate of 0.64% with daily compounding. At the end of one year, your balance would grow to $1,006.42 — your initial $1,000 deposit, plus just $6.42 in interest. Now let's say you choose a high-yield money market account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes $40.81 in interest. The more you deposit in a money market account, the more you stand to earn. If we took our same example of a money market account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you'd earn $408.08 in interest. This embedded content is not available in your region.
Yahoo
a day ago
- Yahoo
Best high-yield savings interest rates today, June 22, 2025 (best accounts offering 4.0% APY)
Find out how much you could earn with today's savings rates. The Federal Reserve cut its target rate three times in late 2024, which means savings interest rates are falling from their historic highs. It's important to be sure you're getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. The national average savings account rate stands at 0.38%, according to the FDIC. This might not seem like much, but consider that three years ago, it was just 0.06%, reflecting a sharp rise in a short period of time. As of June 22, 2025, the highest savings account rate available from our partners is 4.31% APY. This rate is offered by VIO Bank and there is no minimum opening deposit required. Since these rates may not be around much longer, consider opening a high-yield savings account now to take advantage of today's high rates. Here is a look at some of the best savings rates available today from our verified partners: This embedded content is not available in your region. The amount of interest you can earn from a savings account depends on the annual percentage rate (APY). This is a measure of your total earnings after one year when considering the base interest rate and how often interest compounds (savings account interest typically compounds daily). Say you put $1,000 in a savings account at the average interest rate of 0.42% with daily compounding. At the end of one year, your balance would grow to $1,004.12 — your initial $1,000 deposit, plus just $4.12 in interest. Now let's say you choose a high-yield savings account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes $40.81 in interest. The more you deposit in a savings account, the more you stand to earn. If we took our same example of a high-yield savings account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you'd earn $408.08 in interest. Read more: What is a good savings account rate?
