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India moves to conserve its rare earths, seeks halt to Japan exports, sources say

India moves to conserve its rare earths, seeks halt to Japan exports, sources say

Deccan Herald5 days ago

In a recent meeting with auto and other industry executives, Indian Commerce Minister Piyush Goyal asked IREL to stop its exports of rare earths, mainly neodymium, a key material used in magnets for electric vehicle motors, one of the sources said.

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India's next phase of growth must focus on per capita GDP: Report
India's next phase of growth must focus on per capita GDP: Report

Time of India

time43 minutes ago

  • Time of India

India's next phase of growth must focus on per capita GDP: Report

India has overtaken several economies in terms of GDP over the past decade, but its citizens' per capita income remains poor. In that context, a report by Llama Research suggested that the next phase of India's growth must translate into individual prosperity. Manufacturing scale-up, digital formalisation, and rising income tiers are some of the reasons that are at India's advantage. Noting that India ranks the lowest on per capita income among the top 10 economies, Llama Research asserted, "This isn't a flaw, it's a window of compounding potential." Tech savvy population, solid policy, room for long-term capital formation, and macro stability are some other positives for India, according to the report. "India is not just rising in rank, it's building the foundations to lead from the ground up," Llama Research said in the report 'India's growth: Journey from size to strength'. Live Events To realise the vision of 'Viksit Bharat', a developed nation dream by 2047, India will need to achieve a growth rate of around 8 per cent at constant prices, on average, for about a decade or two, the Economic Survey document for 2024-25 tabled on January 31 asserted. India has made quite a turnaround, climbing the ladder of economic growth. This can be gauged from the 11th in 2013-14, India has positioned itself to become the fourth largest economy. Even as India has overtaken many countries in terms of the size of the economy over the past decade, the per capita income in India remains very low. In 2013, India was placed in the league of 'Fragile 5' economies. The term 'Fragile 5' was coined by a Morgan Stanley analyst and refers to a set of five emerging countries, including India, whose economies were not doing well. The other four countries were Brazil, Indonesia, South Africa, and Turkey. Currently, India is the fifth largest economy, and among the fastest-growing major economies. It is projected to remain so over the next few years, as many global agencies have anticipated. In the current financial year, India is set to overtake Japan to become the world's 4th largest economy, as projected by IMF. As was widely expected, the Indian economy grew by 6.5 per cent in real terms in the recently concluded financial year 2024-25. In 2023-24, India's GDP grew by an impressive 9.2 per cent. According to official data, the Indian economy grew 8.7 per cent and 7.2 percent, respectively, in 2021-22 and 2022-23.

Real estate becoming the new wealth-building avenue? Moneydhan founder shares emerging investment trend
Real estate becoming the new wealth-building avenue? Moneydhan founder shares emerging investment trend

Time of India

time43 minutes ago

  • Time of India

Real estate becoming the new wealth-building avenue? Moneydhan founder shares emerging investment trend

While most Indian investors chase double-digit gains through mutual funds, a growing segment is quietly building wealth through strategic real estate bets — earning internal rates of return (IRR) as high as 18–22%, according to Sujith SS, founder of Moneydhan. In a detailed LinkedIn post, Sujith highlighted how India's emerging affluent are increasingly turning to early-stage property investments to outperform traditional assets. 'While mutual fund investors cheer a 12% CAGR over a decade, someone like Riya is silently clocking 18–22% IRR by compounding in hard assets,' he wrote, sharing insights from a real client case study. Check full post here While mutual fund investors celebrate 12% CAGR over 10 years… by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo Riya quietly crosses 18–22% IRR by compounding hard assets . This is how India's new-age rich play the long game. Read more 𝗧𝗵𝗲 𝗚𝗮𝗺𝗲 𝗕𝗲𝗴𝗶𝗻𝘀, 𝗬𝗲𝗮𝗿 𝟬 Live Events A new branded project launches in Gurgaon. On paper, it's 36 months to possession. On the ground, it's just a hoarding and a sales office. But someone, let's call her Riya, books two units. Not one. Why? •••• She's buying early due to 𝗽𝗿𝗶𝗰𝗲 𝗲𝗻𝘁𝗿𝘆 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁. At launch, the flat costs ₹1.2 crore. Similar "ready to move" flats nearby, are going for ₹1.5 crore. That's a 20% discount, right from Day 1. Riya books it with a staggered payment plan: 🔹10 % now 🔹30% 1st milestone 🔹30% 2nd milestone 🔹30% final payment. No EMI yet. No loan disbursement. Just early commitment. 𝗬𝗲𝗮𝗿 𝟮 ,𝗧𝗵𝗲 𝗕𝘂𝗶𝗹𝗱𝗨𝗽 The tower is halfway up. The price has inched to ₹1.4 crore. Demand is growing. NRIs and HNIs enquire with the builder. Rental brokers want to know, when handover will happen. Riya watches quietly. 𝗬𝗲𝗮𝗿 𝟯 - 𝗕𝗼𝗼𝗸 𝗽𝗿𝗼𝗳𝗶𝘁𝘀 𝗼𝗿 𝗛𝗼𝗹𝗱? Possession nears. The builder starts giving keys. The market value of her flat is now ₹1.75 crore!! She has two options 🔸Sell the unit and book a clean ₹50 lakh gain after all payments. 🔸Rent it out, earn 6% yield, and refinance against it at cheap rates. Guess what, She does both. Sells one, rents the other. ( she has 2 units remember) Money that came after selling is invested into a pre-leased commercial unit near NH8. That commercial unit starts giving her 8% annual returns from Day 1. --------- This isn't random is a structured wealth play. Over 7–10 years, Riya repeats this process 3–4 times. Each time ●• Buys early, before the crowd. ●• Waits for value to unlock. ●• Exits smartly or converts to rental income. ●• Moves profits into high-yield commercial assets. This was the real story for a client we have. He needs us to diversify now into equities and other liquid assets. And before you jump the gun, Read more... 🟧 𝗧𝗵𝗲 𝗟𝗶𝘀𝘁 𝗼𝗳 𝗔𝘀𝘀𝘂𝗺𝗽𝘁𝗶𝗼𝗻𝘀 𝗬𝗼𝘂'𝗿𝗲 𝗕𝗲𝘁𝘁𝗶𝗻𝗴 𝗢𝗻 𝟏. 𝗧𝗶𝗺𝗲𝗹𝘆 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝘆 If the builder delays, your plan collapses. 𝟐. 𝗠𝗮𝗿𝗸𝗲𝘁 𝗮𝗽𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗶𝗼𝗻 You're counting on 20–30% growth by possession. 𝟑. 𝗡𝗼 𝗹𝗲𝗴𝗮𝗹 𝗱𝗶𝘀𝗽𝘂𝘁𝗲𝘀 RERA is not as fast or effective as promised. 𝟒. 𝗘𝗻𝗱-𝗯𝘂𝘆𝗲𝗿 𝗱𝗲𝗺𝗮𝗻𝗱 You need someone willing to pay premium for ready units. 𝟓. 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗮𝘀𝘀𝗲𝘁 𝗾𝘂𝗮𝗹𝗶𝘁𝘆 The shift from residance to pre-leased needs due diligence. 🟦 𝗛𝗶𝗱𝗱𝗲𝗻 𝗙𝗿𝗶𝗰𝘁𝗶𝗼𝗻𝘀 𝗬𝗼𝘂'𝗹𝗹 𝗙𝗮𝗰𝗲: 🔹 Bank Loans You start paying EMIs once disbursement begins, even if the flat is incomplete. 🔹 Registration & Stamp Duty 6–7% of property value reduces net gain. 🔹 Capital Gains Tax 20% with indexation if held over 2 years. 🔹 Rental Vacancies 1–2 months empty can shave off your yield. How people reacted? "Intensive capital is the key to invest into a real estate, atleast 10-15 lakhs," said one user. "As far as I know , some smart players made huge money in the booming Mumbai market , while May lost their shirts and pants in this game , since 2000s. So it is not something new . This was aided by the game of the builder financing your emi ( many ended up paying only emi and possession was a distant dream). There was a tacit support from banks also when disbursements were made not strictly on the basis of the progress of the project , aiding the unscrupulous promoters to divert the money instead of completing the project. My expectation from a responsible advisor like you is that such products are not recommended even with warning. People tend to ignore the warning or may not even understand the same," added another user.

The new Indian beauty standard: What you should know
The new Indian beauty standard: What you should know

India Today

timean hour ago

  • India Today

The new Indian beauty standard: What you should know

For years, professional makeup products carried the baggage of being inaccessible—either too complicated, too expensive, or too foreign. But that myth is now being dismantled. According to Bonish Jain, the focus has shifted to developing products that combine high performance with they're a college student, a working professional, or a beginner, users today want tools that are easy to use, effective, and trustworthy, without needing a beauty degree to figure them out. India Today spoke with Bonish Jain, Director and Founder, and Vaishnavi Jain, Head of Product Development at PAC Cosmetics, to understand how makeup that was once seen as 'too pro' is now becoming intuitive, inclusive, and proudly shift toward accessibility is reflective of a broader beauty movement in India: one that values ease, familiarity, and high-impact results at 'MADE FOR INDIA' REALLY LOOKS LIKEThe phrase "Made for India" is often used in branding, but truly applying it requires an understanding of nuance. For a makeup brand, that means taking into account not just undertones and skin shades, but also how the product wears in heat, humidity, or long workdays. Every aspect—from pigment payoff to texture to longevity—is informed by how Indians live and look. It also means challenging Eurocentric beauty standards and creating solutions grounded in local realities and consumers are incredibly value-conscious. But that doesn't necessarily mean they only shop by price. As Bonish points out, performance builds loyalty. Customers returned not because something was cheaper, but because it worked mindset has helped homegrown brands build genuine credibility. With rising competition in the beauty space, trust—earned through honest formulation and results—has become the most valuable INCLUSIVITY, NOT JUST CLAIMING ITInclusivity in Indian beauty is not a buzzword anymore—it's an expectation. And that means rigorous testing. Vaishnavi Jain shares that their approach involves multiple rounds of trials with both professional artists and real users from across idea is to ensure that a product doesn't just 'look good in theory,' but performs on a wide variety of skin tones and textures in daily life. It's this kind of feedback-driven development that allows products to feel authentic, relatable, and usable across geographies and RISE OF INGREDIENT-CONSCIOUS CONSUMERSToday's buyers want more than just a flawless finish—they want to know how that finish is achieved. What's in the formula? Is it safe? Does it offer skincare benefits too?This growing ingredient-consciousness signals a deeper shift in consumer behaviour: from trend-driven buying to science-backed decisions. Vaishnavi highlights that Indian consumers are now asking informed questions and seeking transparency around formulation, testing, and efficacy, especially in the makeup space, where skincare integration is becoming more FROM NICHE TO NECESSITYWhile sustainable packaging is still emerging in the Indian beauty market, it is no longer a distant goal—it's on the radar. As Vaishnavi notes, there's a steady rise in awareness about waste, material usage, and environmental footprint. Even if not mainstream yet, sustainability is expected to become an integral part of brand strategies going shift also mirrors changes in global beauty ecosystems, where brands are now judged as much on their values as on their is not a monolith—it's a mosaic of skin tones, traditions, and beauty practices. To build a brand that resonates nationally, understanding these regional nuances is Bonish puts it, beauty in India is diverse in its expression. From dewy minimalist looks in the metros to vibrant bridal palettes in smaller towns, cultural relevance drives emotional connection. And this is what allows a product to feel personal, not Indian beauty consumer is evolving—curious, confident, and clear about what they want. And the most successful brands are the ones listening closely. Whether it's inclusivity in shades, transparency in formulation, or relevance in design, what's emerging is a makeup movement that feels intuitive, inclusive, and unapologetically more Indian-led innovations enter the mainstream, the message is clear: professional makeup no longer belongs only to backstage artists or influencers. It belongs to everyone—one brushstroke at a time. advertisement

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