Fund Consistency: 29 equity mutual funds offer more than 25% CAGR over 3 and 5 years
Live Events
Around 29 equity mutual funds have delivered over 25% CAGR in both the last three and five years, according to an analysis by ETMutualFunds. A total of 199 funds in the market have completed five years of existence.Two funds from Bandhan Mutual Fund — Bandhan Core Equity Fund and Bandhan Small Cap Fund — delivered over 25% CAGR during both periods. Edelweiss Mid Cap Fund , the only offering from its fund house, posted a CAGR of 28.57% and 34.13% over the last three and five years, respectively.Mid-cap and small-cap funds from Franklin Templeton Mutual Fund — Franklin India Prima Fund and Franklin India Smaller Companies Fund — delivered over 25% CAGR in both the three- and five-year periods.Four funds from HDFC Mutual Fund — HDFC Flexi Cap Fund, HDFC Focused 30 Fund, HDFC Mid-Cap Opportunities Fund , and HDFC Small Cap Fund — also featured in the list of funds that delivered over 25% CAGR during both time frames.Three funds from Invesco Mutual Fund delivered over 25% CAGR in both the last three and five years. Mahindra Manulife Mid Cap Fund returned 26.68% and 31.07% CAGR over the same periods.Three schemes from Motilal Oswal Mutual Fund — Motilal Oswal ELSS Tax Saver Fund, Motilal Oswal Large & Midcap Fund, and Motilal Oswal Midcap Fund — also delivered over 25% CAGR during the mentioned time frames.Four funds from Nippon India Mutual Fund qualified, including the Nippon India Small Cap Fund, which is the largest small-cap fund by assets under management. Quant Small Cap Fund , the only fund from Quant Mutual Fund, delivered 27.95% and 48.17% CAGR over the last three and five years, respectively.SBI Long Term Equity Fund, the oldest ELSS fund, posted 27.84% and 29.89% CAGR over the respective time horizons.Sundaram Mid Cap Fund, the sole offering from its fund house, returned 27.83% and 30.93% CAGR in the last three and five years, respectively.Among the 29 qualifying funds, Motilal Oswal Midcap Fund posted the highest return of 32.65% over the last three years, while Bank of India Small Cap Fund recorded the lowest at around 25.31% during the same period.In the last five years, the Quant Small Cap Fund delivered the highest return of 48.17%, while the Invesco India Large & Mid Cap Fund posted the lowest return of 26.56% during the same period.This analysis considered all equity mutual funds, specifically the regular and growth options. CAGR was calculated for both the last three- and five-year periods.Note: This exercise is not an investment recommendation. It was conducted to identify equity mutual funds that delivered over 25% CAGR in both the last three and five years. Investors should not base investment or redemption decisions solely on past performance.One should always consider their risk appetite, investment horizon, and financial goals before making any investment decisions.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
5 days ago
- Time of India
SBI's highest FD rate now falls to 6.7%. Are debt funds more attractive than ever now?
With SBI , the largest public sector lender, highest fixed deposit rate falling to 6.7% post repo rate and CRR cut by RBI and around 260 debt mutual funds outperforming it, mutual fund experts mention that debt mutual funds are now relatively well-positioned versus traditional fixed deposits—especially as FD rates continue to reset lower and with the RBI recently shifting its stance from accommodative to neutral, the room for further aggressive easing may be limited. 'This makes it a good time for investors to consider short duration funds for stability, and dynamic bond funds for flexibility to capture any residual fall in yields or rate volatility. Banking & PSU funds, which invest in high-quality issuers, remain a strong choice for conservative investors seeking safety with better returns & high liquidity,' Sagar Shinde, VP of Research at Fisdom shared with ETMutualFunds. Also Read | Flexi cap mutual funds dominate inflows for third straight month. Are investors seeking all-cap advantage? Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo 'However, with FDs offering guaranteed returns, investors don't need to choose one over the other—it's entirely feasible to have a blend of FD and debt funds depending on time horizon, risk profile & liquidity preference,' he further adds. SBI has reduced the interest rates on its special fixed deposit 'Amrit Vrishti' scheme while keeping the other regular fixed deposit rates unchanged and this revised rate is effective from June 15. The rate for public under 2 years to less than 3 years has been revised to 6.7% which is the highest among all revised rates. Live Events Reserve Bank of India in its last policy meeting reduced the repo rate by another 50 basis points to 5.50% and a 100 basis point CRR cut, marking it the third consecutive rate cut in the current calendar year and the second one in the current financial year. ETMutualFunds analyzed the two-year performance of all debt mutual fund categories alongside the interest rates on fixed deposits offered by SBI, India's largest public sector bank, in the same period. Around 260 debt mutual funds outperformed the bank deposit rate of 6.7% offered by SBI over the past two years. Four schemes gave double-digit returns, of which the top three performers were from the credit risk fund category. DSP Credit Risk Fund delivered the highest return of 19.1% over the last two years, followed by HSBC Credit Risk Fund and Aditya Birla SL Credit Risk Fund, which provided 13.7% and 11.9% returns respectively during the same period. Also Read | Nifty stuck in narrow range. Here's the mutual fund move you need to make now Aditya Birla SL Medium Term Plan delivered a return of 10.4%, followed by Invesco India Credit Risk Fund and 360 ONE Dynamic Bond Fund which gave 9.3% and 9.1% respectively in the same period. Motilal Oswal Liquid Fund was the last one to offer 6.8% return in the said period. After the outperformance by debt mutual funds, the expert mentions that in the current context of a likely pause in rate cuts and a neutral policy stance, investors should consider a barbell strategy—allocating to both short and dynamic duration categories. As the short duration funds help manage reinvestment and interest rate risk for near-term needs, while dynamic bond funds offer the opportunity to benefit if yields continue to drift lower or if volatility creates short-term mispricing, Shinde believes. 'Investors should prefer funds with high-quality portfolios, moderate duration, and reasonable YTMs. Since the direction of rates may now be more data-driven, staggered entries via SIPs or STPs can help mitigate timing risk,' Shinde recommends. FD vs debt funds Now coming to the comparison between fixed deposits and debt mutual funds, fixed deposits are considered low risk investments as they offer a guaranteed return for the predetermined period whereas debt mutual funds have a slightly higher risk associated with them because of the interest rate movement. The second point of difference comes on the taxation part. The investment in tax-saving fixed deposits is exempted under Section 80 C of the Income Tax Act whereas for the debt mutual funds there is no such exemption. But both fixed deposits and debt mutual funds are classified under the same asset class. As the fixed deposits offer lower interest rates compared to debt mutual funds, Shinde advises that investors in higher tax brackets, with a 1–5-year horizon, can consider diversifying beyond FDs into mutual funds and while debt funds and FDs now have similar tax treatment, mutual funds offer added benefits like no TDS, liquidity, and potential capital gains. 'Arbitrage funds can be more efficient for holding periods of one year or more, while income-plus-arbitrage funds tend to become more tax-efficient when held for over two years,' he recommends. Also Read | HDFC Flexi Cap Fund exits IndusInd Bank and HAL, adds Swiggy in May 'However, mutual funds come with risks not present in FDs. Debt funds can face interest rate, credit, and liquidity risks, and arbitrage strategies depend on market conditions for return generation. Instead of a full switch, a blended allocation—combining FDs, debt funds, and arbitrage-oriented categories—can help investors strike the right balance between stability, flexibility, and post-tax efficiency,' he further added. We considered all debt categories such as gilt fund, long duration, medium to long duration, gilt fund - constant maturity 10 year, credit risk funds, liquid funds, money market funds, overnight funds, corporate bond fund, dynamic bond fund, floating rate bond, banking and PSU funds, medium duration, low duration, short duration funds. We excluded debt based target maturity funds. We considered regular and growth options. We calculated returns for the last two years. We calculated CAGR returns as in debt mutual funds, returns up to one year are annualised and above one year are CAGR. Note, one should not make investment or redemption decisions based on the above exercise. One should always consider risk profile, investment horizon and goal before making investment decisions. ( Disclaimer : Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times) If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@ alongwith your age, risk profile, and Twitter handle
Mint
5 days ago
- Mint
Quant Small Cap Fund: 5 key things you should know before investing
As small cap mutual funds continue to attract interest amid rapidly evolving global outlook and a growing risk appetite among retail investors in the country, the Quant Small Cap Fund clearly stands out for its aggressive investment strategy and lucrative long term returns. Quant's philosophy revolves around capitalising on market cycles through a well-defined predictive and behavioural framework. In the words of its founder, Sandeep Tandon, 'I have always believed that the flip side of any crisis is opportunity, as bubbles and busts are natural occurrences. To grow wealth, it is imperative to participate in the periodic bubbles but only equipped with a predictive framework and behavioral strength that allows the right exit.' This ideology is reflected in the fund's approach, which combines aggressive positioning with disciplined risk management to tap into evolving opportunities. Still, is this the right fund for you? To take a call on this you need first take a look at five crucial factors associated with the fund. The Quant Small Cap Fund is an open ended equity mutual fund scheme, it primarily invests in small cap businesses. According to the fund house the scheme focuses on delivering long term capital growth and wealth appreciation by investing a minimum of 65% in small cap businesses. The fund is classified as 'Very High Risk' under SEBI's riskometer. According to the official website the Net Asset Value (NAV) of the Direct Plan Growth option stood at ₹ 253.36 as of June 15, 2025. Aspirational investors can start investing with a minimum lump sum of ₹ 5,000 or through SIP starting from ₹ 1,000. This scheme has an exit load of 1% if redeemed within the first year. Furthermore, there is no loan if it is held beyond that. The asset allocation strategy permits investing between 65-100% in small cap businesses whereas the rest can even be invested in mid/ large cap stocks, debt, money market instruments and REITs/InvITs. The fund is taken care of by a well qualified team of Sandeep Tandon, Ankit Pande, Ayush Kumbhat, Yug Tibrewal, Sameer Kate and Sanjeev Sharma. It is benchmarked in line with the NIFTY Smallcap 250 Total Return Index (TRI), providing investors a relevant performance comparison within the small cap segment. Period Fund return (Direct plan, CAGR) NIFTY Smallcap 250 TRI Last 1 year 0.74% 6.02% Last 3 years 21.86% 17.81% Last 5 years 51.83% 37.42% Since inception (29th October 1996) 17.63% 16.03% Note: The returns discussed above are illustrative in nature. For the accurate and updated fund return details refer to the official website of the fund house. Hence, the Quant Small Cap Fund has consistently outperformed its benchmark over the medium to long term specially over a period of five years. The long term CAGR suggests resilience and efficient fund management. Therefore, aspirational investors seeking aggressive growth and wealth creation and are willing to weather market ups and downs may find this particular mutual fund investment scheme suitable provided they have a minimum of 5 to 7 years of investment vision. Disclaimer: This article is for informational purposes only and not investment advice. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.
Time of India
6 days ago
- Time of India
HDFC Flexi Cap Fund exits IndusInd Bank and HAL, adds Swiggy in May
HDFC Flexi Cap Fund , the second-largest flexi cap fund by assets under management, made a complete exit from three stocks in May—IndusInd Bank, Hindustan Aeronautics ( HAL ), and Indigo Paints—while adding Swiggy to its portfolio during the same period. The fund offloaded approximately 25 lakh shares of IndusInd Bank , 15 lakh shares of HAL, and 3.3 lakh shares of Indigo Paints during the month. On the other hand, it added 80 lakh shares of Swiggy to its portfolio in May. Also Read | Nifty stuck in narrow range. Here's the mutual fund move you need to make now Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Get Ozempic, Wegovy or Mounjaro at a low price Medvi Get Offer Undo The second-largest flexi cap fund increased its stake in 13 stocks in May, including Cipla , State Bank of India , JSW Steel , ONGC , Havells India , PGCI, Bajaj Auto , Sapphire Foods India , Piramal Pharma , SBI Life Insurance , Bank of Baroda , and FSN E-Commerce Ventures . The fund added 1.58 crore shares of Bank of Baroda, raising its total holding to 3.20 crore shares in May, up from 1.62 crore in April. It also increased its stake in Oil & Natural Gas Corporation (ONGC) by 1.21 crore shares, taking the total to 2.50 crore shares in May from 1.28 crore in April. Live Events Additionally, the fund bought 75 lakh shares of State Bank of India and 63.98 lakh shares of FSN E-Commerce Ventures during the month. Also Read | Explained: What all Gen-Z should know about mutual funds Meanwhile, the fund reduced exposure in 12 stocks, including Delhivery, Ashok Leyland, Mahindra & Mahindra, Bosch, ITC , Axis Bank, HCL Technologies, Birlasoft, Tech Mahindra, Kalpataru Projects International, Prestige Estates Projects, and InterGlobe Aviation. Around 20.28 lakh shares of Prestige Estates were sold from the portfolio, followed by 17.28 lakh shares of Tech Mahindra during the same period. The fund also offloaded 13,135 shares of Bosch in the corresponding time frame. The exposure in 27 stocks remained unchanged in May, including HDFC Bank, Infosys, Kotak Mahindra Bank, Lupin, The Ramco Cements, Reliance Industries, Tata Steel, Escorts Kubota, L&T, Eicher Motors, Apollo Hospitals Enterprises, ICICI Bank, Cyient, and Bharti Airtel. HDFC Flexi Cap Fund is an open-ended dynamic equity scheme that invests across large-cap, mid-cap, and small-cap stocks. The investment objective of the fund is to generate capital appreciation/income by predominantly investing in equity and equity-related instruments. The fund is benchmarked against the Nifty 500 Total Returns Index and is managed by Roshi Jain. Launched on January 1, 1995, the scheme had an AUM of Rs 75,784.48 crore as of May 31, 2025.
